Cash PIE and Term PIE rates New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%. If you're in the 33% or 38% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.         Equiv. gross return   Institution   Min Advertised Rate 33% taxpayer 39% taxpayer Interest Compounds         TERM FUNDS - 24 months Fund name   PSIS PIE Term Fund $5000 0.00 0.00 0.00 At Maturity TERM FUNDS - 18 months Fund name   PSIS PIE Term Fund $5000 0.00 0.00 0.00 At Maturity CASH FUNDS Fund name   Forsyth Barr Cash Management Trust $3000 2.00 2.09 2.30 Annually Forsyth Barr Cash Management Trust $20000 2.25 2.35 2.58 Annually Spicers Premium Plus $5000 2.68 2.80 3.08 Monthly HSBC Premier Cash Fund $10000 2.70 2.82 3.05 Daily Forsyth Barr Cash Management Trust $50000 2.75 2.87 3.16 Annually Direct Broking Call Account Call Account $1 2.85 2.98 3.27 Monthly Forsyth Barr Cash Management Trust $250000 3.00 3.13 3.44 Annually Kiwibank PIE Online Call Fund - Base $2000 3.15 3.29 3.56 Monthly Cash Plus Trust $5000 3.25 3.43 3.71 Monthly National Bank Call Fund $1 3.25 3.40 3.67 Quarterly         Equiv. gross return   Institution   Min Advertised Rate 33% taxpayer 39% taxpayer Interest Compounds         TERM FUNDS - 120 days Fund name   Term Fund $10000 3.25 3.43 3.77 At Maturity CASH FUNDS Fund name   Call Maximiser $5000 3.50 3.66 3.95 Quarterly ANZ Call Fund $2000 3.50 3.66 3.95 Quarterly Cash Fund $500 3.65 3.81 4.12 Monthly TERM FUNDS - 90 days Fund name   Term Fund $10000 3.75 3.97 4.29 At Maturity TERM FUNDS - 120 days Fund name   Kiwibank Term Deposit Fund $10000 3.75 3.92 4.23 At Maturity TERM FUNDS - 90 days Fund name   Kiwibank Term Deposit Fund $10000 3.75 3.92 4.23 At Maturity TERM FUNDS - 6 months Fund name   HSBC Premier Term Fund $10000 3.75 3.91 4.23 At Maturity CASH FUNDS Fund name   Kiwibank PIE Online Call Fund - no withdrawals $2000 3.75 3.92 4.23 Monthly SBS Bank Lifestages $5000 3.75 3.92 4.23 Quarterly Cash Advantage Fund $250 3.75 3.92 4.23 Daily BNZ Cash PIE $1000 3.90 3.71 4.01 Monthly         Equiv. gross return   Institution   Min Advertised Rate 33% taxpayer 39% taxpayer Interest Compounds         TERM FUNDS - 90 days Fund name   National Bank Term Fund $5000 4.00 4.17 4.51 Quarterly ANZ Term Fund $5000 4.00 4.25 4.67   TERM FUNDS - 9 months Fund name   HSBC Premier Term Fund $10000 4.15 4.33 4.68 At Maturity TERM FUNDS - 90 days Fund name   Term Fund $10000 4.20 4.38 4.74 Quarterly TERM FUNDS - 6 months Fund name   Kiwibank Term Deposit Fund $10000 4.50 4.68 4.98 At Maturity TERM FUNDS - 150 days Fund name   Term Fund $10000 4.75 4.96 5.36 At Maturity CASH FUNDS Fund name   TSB Bank Cash Fund - 4.81 5.10 5.52 Quarterly TERM FUNDS - 6 months Fund name   Term Fund $10000 4.90 5.21 5.63 At Maturity TERM FUNDS - 9 months Fund name   PSIS PIE Term Fund $5000 5.00 5.22 5.64 At Maturity TERM FUNDS - 6 months Fund name   PSIS PIE Term Fund $5000 5.00 5.22 5.65 At Maturity CASH FUNDS Fund name   First Mortgage Trust PIE Trust $500 5.01 5.23 5.66 Quarterly         Equiv. gross return   Institution   Min Advertised Rate 33% taxpayer 39% taxpayer Interest Compounds         TERM FUNDS - 9 months Fund name   Term Fund $10000 5.10 5.31 5.74 At Maturity TERM FUNDS - 6 months Fund name   National Bank Term Fund $5000 5.10 5.42 5.85 Quarterly TERM FUNDS - 9 months Fund name   ANZ Term Fund $5000 5.10 5.42 5.85 Quarterly TERM FUNDS - 6 months Fund name   Term Fund $10000 5.10 5.31 5.74 At Maturity TERM FUNDS - 150 days Fund name   Kiwibank Term Deposit Fund $10000 5.15 5.38 5.81 At Maturity TERM FUNDS - 12 months Fund name   Term Fund $10000 5.20 5.43 5.87 Quarterly National Bank Term Fund $5000 5.20 5.53 5.98 Annually Kiwibank Term Deposit Fund $10000 5.20 5.32 5.56 At Maturity Term Fund $10000 5.30 5.64 6.09 At Maturity PSIS PIE Term Fund $5000 5.35 5.59 6.04 At Maturity TERM FUNDS - 18 months Fund name   Term Fund $10000 5.40 5.75 6.22 Quarterly Term Fund $10000 5.40 5.75 6.22 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 33% taxpayer 39% taxpayer Interest Compounds         TERM FUNDS - 24 months Fund name   Term Fund $10000 5.50 5.75 6.31 At Maturity TERM FUNDS - 12 months Fund name   Term Maximiser $5000 5.50 5.75 6.21 At Maturity CASH FUNDS Fund name   Call PIE $1000 5.50 5.75 6.21 Daily TERM FUNDS - 18 months Fund name   Term Maximiser $5000 5.60 5.85 6.32 At Maturity TERM FUNDS - 5 years Fund name   Term Fund $10000 6.50 6.95 7.51 At Maturity TERM FUNDS - 12 months Fund name   Term Deposit PIE $1000 7.25 7.77 8.40 Quarterly View term investment rates here

Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Previous News 2 September 2010 Liquidiator mum on Five Star funding commitments 2 September 2010 SCF’s long history blurred in an instant 2 September 2010 Strategic book value deficit at $195.5m 1 September 2010 HBS members give SBS merger thumbs up 31 August 2010 Keep South Canterbury in perspective: NZIER chief economist MORE NEWS » Cash PIE Rates Cash Funds Institution Rate 33% 38% ANZ 3.25 3.40 3.67 ASB 3.40 3.55 3.84 BNZ 3.90 3.71 4.01 Direct Broking 2.85 2.98 3.27 First Mortgage Trust 5.01 5.23 5.66 Forsyth Barr 2.00 2.09 2.30 Forsyth Barr 2.25 2.35 2.58 Forsyth Barr 2.75 2.87 3.16 Forsyth Barr 3.00 3.13 3.44 HSBC 2.70 2.82 3.05 Kiwibank 2.90 2.96 3.15 Kiwibank 3.50 3.58 3.80 Marac 5.50 5.75 6.31 National Bank 3.25 3.40 3.67 RaboPlus 3.50 3.71 4.01 SBS 3.20 3.39 3.66 Spicers 2.68 2.80 3.08 TSB 4.81 5.10 5.52 UDC 3.50 3.66 3.95 Westpac 3.25 3.43 3.71 Term Funds Institution Rate 33% 39% ANZ - 90days 4.00 4.25 4.67 Kiwibank - 90days 3.75 3.92 4.23 Kiwibank - 120days 3.75 3.92 4.23 Kiwibank - 6mth 4.50 4.68 4.98 Kiwibank - 12mth 5.20 5.43 5.87 Marac - 12mth 7.25 7.77 8.40 National Bank - 90days 4.00 4.17 4.59 National Bank - 6mth 4.90 5.01 5.42 National Bank - 12mth 5.20 5.53 5.95 UDC - 12mth 5.20 5.51 5.95 Rates as at 02 August 2010 For a full comparison table, click here.

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