Cash PIE and Term PIE rates New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%. If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 5 years Fund name   Term Fund $10000 5.10 5.36 5.60 At Maturity BNZ Term PIE $5000 4.70 4.93 5.15 Quarterly TERM FUNDS - 24 months Fund name   Term Fund $10000 4.50 4.72 4.93 At Maturity TERM FUNDS - 12 months Fund name   Heartland Bank Term Deposit PIE $1000 4.50 4.70 4.91   TERM FUNDS - 18 months Fund name   Term Fund $10000 4.25 4.45 4.65 At Maturity TERM FUNDS - 12 months Fund name   BNZ Term PIE $5000 4.20 4.40 4.59 Quarterly TERM FUNDS - 18 months Fund name   BNZ Term PIE $5000 4.20 4.40 4.59 Quarterly TERM FUNDS - 24 months Fund name   BNZ Term PIE $5000 4.20 4.40 4.59 Quarterly Term PIE Fund $10000 4.20 4.38 4.57 Quarterly TERM FUNDS - 12 months Fund name   Term PIE Fund $10000 4.20 4.38 4.57 Quarterly Term Advantage Fund $1000 4.25 4.37 4.57   Kiwibank Term Deposit Fund $10000 4.20 4.32 4.51 At Maturity Term Fund $10000 4.10 4.28 4.48 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 9 months Fund name   BNZ Term PIE $5000 4.00 4.18 4.37 Quarterly Term Fund $10000 4.00 4.18 4.37   CASH FUNDS Fund name   Online Bonus Saver PIE - (Potential Rate) $500 4.00 4.18 4.37 Monthly TERM FUNDS - 6 months Fund name   BNZ Term PIE $5000 4.00 4.18 4.37 Quarterly Term Advantage Fund $1000 4.05 4.17 4.35   Kiwibank Term Deposit Fund $10000 4.00 4.11 4.29 At Maturity Term PIE Fund $10000 4.00 4.11 4.30 At Maturity Term Fund $10000 4.00 4.11 4.29 At Maturity TERM FUNDS - 9 months Fund name   Term PIE Fund $10000 4.00 4.11 4.30 At Maturity TERM FUNDS - 6 months Fund name   Co-operative Bank PIE Term Fund $5000 3.80 3.91 4.08 At Maturity CASH FUNDS Fund name   Nelson Building Society Lifestages PIE $10000 3.75 3.90 4.08 Annually Cash Fund - 3.75 3.90 4.07 Quarterly BNZ Cash PIE $1000 3.66 3.82 3.92 Monthly         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 150 days Fund name   BNZ Term PIE $5000 3.60 3.70 3.86 Monthly Kiwibank Term Deposit Fund $10000 3.60 3.70 3.86 At Maturity CASH FUNDS Fund name   Forsyth Barr Cash Management Trust $250000 3.50 3.66 3.95 Annually TERM FUNDS - 120 days Fund name   BNZ Term PIE $5000 3.50 3.58 3.75 Monthly CASH FUNDS Fund name   Cash Advantage Fund $250 3.30 3.44 3.60 Daily TERM FUNDS - 90 days Fund name   BNZ Term PIE $5000 3.30 3.38 3.53 At Maturity Kiwibank Term Deposit Fund $10000 3.30 3.38 3.53 At Maturity TERM FUNDS - 120 days Fund name   Kiwibank Term Deposit Fund $10000 3.30 3.38 3.53 At Maturity TERM FUNDS - 90 days Fund name   Term Fund $10000 3.25 3.34 3.49 At Maturity ANZ Term Fund $5000 3.25 3.34 3.49 Quarterly Term Advantage Fund $1000 3.25 3.34 3.49   Term PIE Fund $10000 3.25 3.34 3.49 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         CASH FUNDS Fund name   Cash Fund $500 3.15 3.29 3.44 Monthly Kiwibank PIE Online Call Fund - no withdrawals $2000 3.15 3.29 3.44 Monthly Online Saver PIE $500 3.00 3.12 3.26 Monthly SBS Bank Lifestages $5000 3.00 3.11 3.28 Quarterly Direct Broking Call Account Call Account $1 2.80 2.92 3.05 Monthly Spicers Premium Plus $5000 2.75 2.85 2.98 Monthly ANZ Call Fund $2000 2.75 2.83 2.96 Quarterly Kiwibank PIE Online Call Fund - Base $2000 2.40 2.50 2.61 Monthly Online Bonus Saver PIE (base) $500 0.10 0.10 0.11 Monthly View term investment rates here

Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Previous News 1 May 2013 Dorchester announces structure simplification, dividends 11 April 2013 New Zealand's lack of deposit insurance unusual 4 April 2013 Non-bank lenders under review 4 March 2013 Allied Farmers may be liquidated 1 March 2013 NZF payment freeze to continue MORE NEWS » Cash PIE Rates Institution Rate 30% 33% ANZ 2.75 2.83 2.96 ASB Bank 3.15 3.29 3.44 BNZ 3.66 3.82 3.92 Direct Broking Call Account 2.80 2.92 3.05 Forsyth Barr 3.50 3.66 3.95 Kiwibank 2.40 2.50 2.61 Kiwibank 3.15 3.29 3.44 Nelson Building Society 3.75 3.90 4.08 RaboDirect 3.30 3.44 3.60 SBS Bank 3.00 3.11 3.28 TSB Bank 3.75 3.90 4.07 Westpac 3.00 3.12 3.26 Westpac 0.10 0.10 0.11 Westpac 4.00 4.18 4.37 More »

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2013. Tarawera Publishing Ltd. All Rights Reserved.