Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
|
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Term Deposits
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
ANZ
|
| $10,000 |
- |
- |
3.00 |
3.00 |
3.25 |
3.25 |
4.00 |
4.00 |
4.40 |
AA- |
|
| $5,000 |
$9,999 |
- |
2.00 |
2.25 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
AA- |
|
| $10,000 |
$49,999 |
- |
3.00 |
3.00 |
3.50 |
4.00 |
4.25 |
4.00 |
4.30 |
AA- |
|
| $50,000 |
- |
- |
3.00 |
3.00 |
3.50 |
4.00 |
4.25 |
4.00 |
4.30 |
AA- |
|
BankDirect
|
| $10,000 |
$49,999 |
- |
3.00 |
3.00 |
3.25 |
4.00 |
4.25 |
4.00 |
4.30 |
AA- |
|
BankDirect
|
| $50,000 |
$10,000,000 |
- |
3.00 |
3.00 |
3.25 |
4.00 |
4.25 |
4.00 |
4.30 |
AA- |
|
BNZ
|
| $2,000 |
$4,999 |
- |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
AA- |
|
BNZ
|
| $5,000 |
$1,000,000 |
- |
2.75 |
2.75 |
3.50 |
4.40 |
4.00 |
4.35 |
4.50 |
AA- |
|
BNZ
|
| $5,000 |
$1,000,000 |
- |
2.75 |
2.75 |
3.50 |
4.40 |
4.00 |
4.35 |
4.50 |
AA- |
|
CBS Canterbury
|
| $1,000 |
$19,999 |
- |
4.40 |
4.40 |
4.75 |
4.45 |
4.90 |
5.15 |
5.75 |
BBB- |
|
CBS Canterbury
|
✓ | $1,000 |
$19,999 |
- |
- |
- |
- |
- |
- |
- |
5.75 |
BBB- |
|
CBS Canterbury
|
✓ | $5,000 |
$19,999 |
- |
- |
- |
- |
- |
- |
- |
5.50 |
BBB- |
|
CBS Canterbury
|
| $20,000 |
- |
- |
4.50 |
4.50 |
4.75 |
4.55 |
5.00 |
5.25 |
5.75 |
BBB- |
|
CBS Canterbury
|
| $20,000 |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
5.75 |
BBB- |
|
CBS Canterbury
|
| $20,000 |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
5.50 |
BBB- |
|
Credit Union Auckland
|
| $500 |
$9,999 |
- |
- |
- |
3.25 |
- |
3.50 |
3.50 |
4.00 |
NR |
|
Credit Union Auckland
|
| $10,000 |
$240,000 |
- |
- |
- |
3.75 |
- |
4.60 |
4.60 |
4.70 |
NR |
|
Credit Union Baywide
|
| $1,000 |
$250,000 |
- |
3.25 |
3.25 |
3.75 |
4.25 |
4.50 |
4.60 |
4.75 |
BB |
|
Credit Union North
|
| $1,000 |
$250,000 |
- |
- |
- |
3.75 |
- |
4.25 |
4.50 |
4.75 |
BB |
|
Credit Union South
|
| $500 |
$4,999 |
- |
2.00 |
2.00 |
3.00 |
- |
3.25 |
- |
3.50 |
BB |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Credit Union South
|
| $5,000 |
$250,000 |
- |
3.50 |
3.50 |
4.00 |
- |
4.25 |
- |
4.50 |
BB |
|
First Credit Union
|
| $500 |
$9,999 |
- |
- |
- |
4.00 |
- |
4.65 |
4.65 |
5.00 |
BB |
|
First Credit Union
|
| $10,000 |
$49,999 |
- |
- |
- |
4.00 |
- |
4.65 |
4.65 |
5.00 |
BB |
|
First Credit Union
|
| $50,000 |
- |
- |
- |
- |
4.00 |
- |
4.65 |
4.65 |
5.00 |
BB |
|
HBS Bank
|
| $5,000 |
- |
- |
- |
- |
3.50 |
- |
4.25 |
4.38 |
4.35 |
|
|
Heartland Building Society
|
| $1,000 |
$19,999 |
- |
4.40 |
4.40 |
4.75 |
- |
4.90 |
5.15 |
5.75 |
BBB- |
|
Heartland Building Society
|
| $20,000 |
- |
- |
4.50 |
4.50 |
4.75 |
- |
5.00 |
5.25 |
5.75 |
BBB- |
|
Heretaunga Building Society
|
| $1 |
- |
- |
- |
- |
3.60 |
- |
4.50 |
4.40 |
4.60 |
NR |
|
HSBC Premier
|
| $5,000 |
- |
- |
1.55 |
1.55 |
1.80 |
1.80 |
1.80 |
1.80 |
1.80 |
AA- |
|
HSBC Premier
|
| $10,000 |
- |
- |
2.10 |
2.10 |
3.25 |
3.40 |
3.95 |
4.00 |
4.20 |
AA- |
|
HSBC Premier
|
| $100,000 |
- |
- |
2.20 |
2.20 |
3.35 |
3.50 |
4.05 |
4.10 |
4.30 |
AA- |
|
Kiwibank
|
| $1,000 |
$4,999 |
- |
- |
- |
2.00 |
2.00 |
2.00 |
- |
2.00 |
AA- |
|
Kiwibank
|
| $2,000 |
- |
- |
4.10 |
- |
4.30 |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $5,000 |
$9,999 |
- |
2.75 |
2.75 |
3.25 |
3.70 |
3.80 |
- |
4.40 |
AA- |
|
Kiwibank
|
| $10,000 |
$49,999 |
- |
2.75 |
2.75 |
3.30 |
3.80 |
3.90 |
- |
4.50 |
AA- |
|
Kiwibank
|
| $50,000 |
$249,999 |
- |
2.75 |
2.75 |
3.30 |
3.80 |
3.90 |
- |
4.50 |
AA- |
|
Kookmin - NZ
|
| - |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
4.00 |
A |
|
Kookmin - NZ
|
| $10,000 |
$49,999 |
- |
2.50 |
2.80 |
3.40 |
3.80 |
4.10 |
4.30 |
4.40 |
A |
|
Kookmin - NZ
|
| $50,000 |
$99,999 |
- |
3.00 |
3.00 |
3.50 |
3.90 |
4.20 |
4.40 |
4.50 |
A |
|
Kookmin - NZ
|
| $100,000 |
- |
- |
3.00 |
3.00 |
3.50 |
4.00 |
4.30 |
4.40 |
4.50 |
A |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
| $5,000 |
$19,999 |
- |
- |
- |
5.25 |
- |
5.95 |
6.25 |
6.80 |
BB+ |
|
| $20,000 |
- |
- |
- |
- |
5.35 |
- |
6.05 |
6.35 |
6.90 |
BB+ |
|
Manchester Unity Credit Union
|
| $10,000 |
$250,000 |
- |
- |
- |
- |
- |
- |
- |
3.95 |
B+/B |
|
| $1,000 |
$19,999 |
- |
4.40 |
4.40 |
4.75 |
- |
4.90 |
5.15 |
5.75 |
BBB- |
|
| $20,000 |
- |
- |
4.50 |
4.50 |
4.75 |
- |
5.00 |
5.25 |
5.75 |
BBB- |
|
Napier Building Society
|
| $5,000 |
- |
- |
- |
- |
3.50 |
- |
4.25 |
- |
4.50 |
NR |
|
National Bank
|
| $10,000 |
$5,000,000 |
- |
3.00 |
3.00 |
3.25 |
3.25 |
4.00 |
4.00 |
4.40 |
AA- |
|
Nelson Building Society
|
| $5,000 |
$250,000 |
- |
3.00 |
- |
3.50 |
- |
4.30▼ |
4.40 |
4.40▼ |
|
|
PGG Wrightson Finance
|
| $1,000 |
$19,999 |
- |
4.40 |
4.40 |
4.75 |
- |
4.90 |
5.15 |
5.75 |
BBB- |
|
PGG Wrightson Finance
|
| $20,000 |
- |
- |
- |
- |
- |
- |
- |
- |
6.00 |
BBB- |
|
PGG Wrightson Finance
|
| $20,000 |
- |
- |
- |
- |
- |
- |
- |
- |
5.65 |
BBB- |
|
PGG Wrightson Finance
|
| $20,000 |
- |
- |
4.50 |
4.50 |
4.75 |
- |
5.00 |
5.25 |
5.75 |
BBB- |
|
Public Trust
|
| $5,000 |
$9,999 |
- |
- |
- |
3.00 |
- |
3.10 |
3.10▼ |
3.10▼ |
|
|
Public Trust
|
| $10,000 |
$49,999 |
- |
- |
- |
3.00 |
- |
3.10 |
3.10▼ |
3.10▼ |
|
|
Public Trust
|
| $50,000 |
$249,999 |
- |
- |
- |
3.00 |
- |
3.10 |
3.10▼ |
3.10▼ |
|
|
Public Trust
|
| $250,000 |
- |
- |
- |
- |
3.00 |
- |
3.10 |
3.10▼ |
3.10▼ |
|
|
| $1,000 |
- |
- |
3.00 |
- |
3.70 |
- |
4.20 |
4.20▼ |
4.60▲ |
AA |
|
SBS Bank
|
| $1,000 |
- |
- |
3.50 |
3.50 |
3.50 |
3.50 |
3.50 |
3.50 |
3.50 |
BBB |
|
SBS Bank
|
| $5,000 |
$250,000 |
- |
- |
- |
3.50 |
3.50 |
4.30 |
4.40 |
4.40 |
BBB |
|
Southern Cross
|
| $1,000 |
$19,999 |
- |
4.40 |
4.40 |
4.75 |
- |
4.90 |
5.15 |
5.75 |
BBB- |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Southern Cross
|
| $20,000 |
- |
- |
4.50 |
4.50 |
4.75 |
- |
5.00 |
5.25 |
5.75 |
BBB- |
|
The Co-operative Bank
|
| $2,000 |
$4,999 |
- |
3.00 |
- |
3.55 |
- |
3.55 |
3.70 |
3.75 |
BBB- |
|
The Co-operative Bank
|
| $5,000 |
$9,999 |
- |
3.00 |
- |
3.55 |
- |
4.25 |
4.45 |
4.30 |
BBB- |
|
The Co-operative Bank
|
| $10,000 |
- |
- |
3.00 |
- |
3.55 |
- |
4.25 |
4.45 |
4.30 |
BBB- |
|
| $5,000 |
$9,999 |
- |
2.75 |
2.75 |
3.25 |
3.50 |
3.70 |
3.90 |
4.20 |
BBB+ |
|
| $10,000 |
$250,000 |
- |
2.75 |
2.75 |
3.50 |
3.75 |
4.05 |
4.20 |
4.35 |
BBB+ |
|
Wairarapa Bldg Socy
|
✓ | $500 |
$1,999 |
- |
- |
- |
2.00 |
- |
2.00 |
2.00 |
2.00 |
|
|
Wairarapa Bldg Socy
|
✓ | $2,000 |
$4,999 |
- |
- |
- |
3.00 |
- |
3.00 |
3.00 |
3.00 |
|
|
Wairarapa Bldg Socy
|
✓ | $5,000 |
- |
- |
- |
- |
4.00 |
- |
4.15 |
4.35 |
4.50 |
|
|
| $5,000 |
$9,999 |
- |
2.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
4.00 |
AA- |
|
| $5,000 |
$9,999 |
- |
- |
- |
- |
- |
3.00 |
3.00 |
4.00 |
AA- |
|
| $10,000 |
$49,999 |
- |
3.00 |
3.00 |
3.25 |
3.50 |
4.00 |
4.00 |
4.25 |
AA- |
|
| $10,000 |
$49,999 |
- |
- |
- |
- |
- |
4.00 |
4.00 |
4.25 |
AA- |
|
| $50,000 |
$99,999 |
- |
3.00 |
3.00 |
3.25 |
3.50 |
4.00 |
4.00 |
4.25 |
AA- |
|
| $50,000 |
$99,999 |
- |
- |
- |
- |
- |
4.00 |
4.00 |
4.25 |
AA- |
|
| $100,000 |
$249,999 |
- |
- |
- |
- |
- |
4.00 |
4.00 |
4.25 |
AA- |
|
| $100,000 |
$249,999 |
- |
3.00 |
3.00 |
3.25 |
3.50 |
4.00 |
4.00 |
4.25 |
AA- |
|
Return to top
Call Accounts
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
ANZ
|
| - |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| - |
- |
0.10 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $1 |
- |
4.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $2,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $5,000 |
$49,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $5,000 |
$19,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $20,000 |
$49,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $50,000 |
$99,999 |
1.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $50,000 |
$99,999 |
1.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $100,000 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $100,000 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| - |
$99,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $1 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
| $1 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
| $5,000 |
$49,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
| $50,000 |
$99,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
| $100,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| - |
$99,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $1 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
BNZ
|
| $1 |
- |
4.05 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $1 |
- |
3.05 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $5,000 |
$19,999 |
0.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $20,000 |
$99,999 |
0.85 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $100,000 |
$249,999 |
1.35 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $100,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $250,000 |
$499,999 |
2.10 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $500,000 |
- |
2.35 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
CBS Canterbury
|
✓ | $1 |
$1,999 |
0.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $1 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $1 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $1 |
$4,999 |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $2,000 |
$9,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $5,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $5,000 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
| $5,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $10,000 |
$49,999 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $50,000 |
$99,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $100,000 |
$249,999 |
3.20 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $250,000 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
CRAIGS Investment Partners
|
| $500 |
$19,999 |
2.20 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
CRAIGS Investment Partners
|
| $20,000 |
$99,999 |
2.25 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
CRAIGS Investment Partners
|
| $100,000 |
$249,999 |
2.75 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
CRAIGS Investment Partners
|
| $250,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Credit Union Auckland
|
| $500 |
$4,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Credit Union Auckland
|
| $5,000 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Credit Union Baywide
|
| - |
$4,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union Baywide
|
| $5,000 |
$19,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union Baywide
|
| $20,000 |
$99,999 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union Baywide
|
| $100,000 |
- |
3.60 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union North
|
| $1 |
$4,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union North
|
| $5,000 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| - |
$999 |
2.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| $1 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| $1,000 |
$4,999 |
2.75 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| $5,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Fisher & Paykel Finance
|
| $500 |
- |
4.25 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Forsyth Barr
|
| $3,000 |
$19,999 |
2.00 |
- |
- |
- |
- |
- |
- |
- |
AAm |
|
Forsyth Barr
|
| $20,000 |
$49,999 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
AAm |
|
Forsyth Barr
|
| $50,000 |
$249,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AAm |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Forsyth Barr
|
| $250,000 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
AAm |
|
Gold Band Finance
|
| $500 |
$4,999 |
2.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Gold Band Finance
|
| $5,000 |
- |
2.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
HBS Bank
|
| $1 |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $1,000 |
$4,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $5,000 |
$9,999 |
2.05 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $10,000 |
$99,999 |
2.35 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $100,000 |
$249,999 |
2.65 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $250,000 |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
|
|
Heartland Building Society
|
| $1,000 |
$49,999 |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Heartland Building Society
|
| $50,000 |
$250,000 |
3.75 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Heretaunga Building Society
|
| - |
$49,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Heretaunga Building Society
|
| $50,000 |
$99,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Heretaunga Building Society
|
| $100,000 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
HSBC Premier
|
| - |
$9,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
HSBC Premier
|
| $1 |
$14,999 |
0.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
HSBC Premier
|
| $10,000 |
$19,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
HSBC Premier
|
| $15,000 |
- |
2.20 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
HSBC Premier
|
| $20,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| - |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Kiwibank
|
| - |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| - |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| - |
$999 |
1.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| - |
- |
2.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $100 |
- |
0.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $1,000 |
$2,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $2,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $2,000 |
- |
2.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $3,000 |
$3,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $4,000 |
$14,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $4,000 |
- |
2.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $15,000 |
$49,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $50,000 |
$99,999 |
2.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $100,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Manchester Unity Credit Union
|
| $1 |
$2,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
Manchester Unity Credit Union
|
| $3,000 |
$19,999 |
2.25 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
Manchester Unity Credit Union
|
| $20,000 |
$250,000 |
3.05 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
| $1,000 |
$49,999 |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
| $50,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Napier Building Society
|
| $1 |
- |
2.50 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
National Bank
|
| - |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
- |
0.10 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
- |
4.40▲ |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
$4,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
$4,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $5,000 |
$49,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $5,000 |
- |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $5,000 |
$99,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $50,000 |
$99,999 |
1.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $100,000 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $100,000 |
$249,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $250,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Nelson Building Society
|
| $1 |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
|
|
NZ Guardian Trust
|
| $1,000 |
- |
2.80 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
Perpetual Trust
|
| $100 |
- |
1.30 |
- |
- |
- |
- |
- |
- |
- |
NR |
|
PGG Wrightson Finance
|
✓ | $1 |
- |
3.85 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
PGG Wrightson Finance
|
✓ | $2,000 |
- |
4.85 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Prometheus
|
| $500 |
- |
2.00 |
- |
- |
- |
- |
- |
- |
- |
|
|
| - |
- |
3.40 |
- |
- |
- |
- |
- |
- |
- |
AA |
|
SBS Bank
|
| - |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
SBS Bank
|
| $1,000 |
$4,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
SBS Bank
|
| $5,000 |
$9,999 |
2.05 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
SBS Bank
|
| $10,000 |
$99,999 |
2.35 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
SBS Bank
|
| $100,000 |
$249,999 |
2.65 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
SBS Bank
|
| $250,000 |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
Southern Cross
|
| $1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Southern Cross
|
| $1 |
$999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Southern Cross
|
| $1,000 |
$4,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Southern Cross
|
| $5,000 |
$9,999 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Southern Cross
|
| $10,000 |
$249,999 |
2.75 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $5,000 |
$14,999 |
1.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $15,000 |
$49,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $50,000 |
$99,999 |
2.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $100,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
| $1 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $1,000 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $5,000 |
$19,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $20,000 |
$34,999 |
3.10 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $35,000 |
$49,999 |
3.35 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
| $50,000 |
$99,999 |
3.45 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $100,000 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| $5,000 |
$19,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA |
|
| $20,000 |
$99,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA |
|
| $100,000 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
AA |
|
| - |
$100,000 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| - |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $1 |
- |
2.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $5,000 |
$19,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $20,000 |
$49,999 |
0.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $20,000 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $50,000 |
$99,999 |
0.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $50,000 |
$99,999 |
1.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
- |
0.25 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
- |
2.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
$499,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $500,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Return to top
Online Call Accounts
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
ANZ
|
| $2,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $1 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
| $1 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
First Credit Union
|
| $1 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
HSBC Premier
|
| $1 |
$14,999 |
0.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
HSBC Premier
|
| $15,000 |
- |
2.20 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $2,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Kiwibank
|
| $2,000 |
- |
2.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
$4,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $5,000 |
$99,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $100,000 |
$249,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $250,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| - |
- |
3.40 |
- |
- |
- |
- |
- |
- |
- |
AA |
|
SBS Bank
|
| - |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
BBB |
|
Southern Cross
|
| $1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
The Co-operative Bank
|
| $1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
| $1,000 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| - |
$100,000 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
$499,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $500,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Return to top
Savings
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
ANZ
|
| - |
- |
0.10 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
ANZ
|
| $1 |
- |
4.40 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| - |
$99,999 |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $1 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $1 |
- |
4.05 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $1 |
- |
3.05 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
BNZ
|
| $100,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
CBS Canterbury
|
✓ | $1 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $1 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $1 |
$4,999 |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $5,000 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
✓ | $5,000 |
- |
4.00 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
CBS Canterbury
|
| $5,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
BBB- |
|
Credit Union North
|
| $1 |
$4,999 |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
Credit Union North
|
| $5,000 |
- |
3.50 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| - |
$999 |
2.00 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| $1,000 |
$4,999 |
2.75 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
First Credit Union
|
| $5,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
BB |
|
HBS Bank
|
| $1,000 |
$4,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $5,000 |
$9,999 |
2.05 |
- |
- |
- |
- |
- |
- |
- |
|
|
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
HBS Bank
|
| $10,000 |
$99,999 |
2.35 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $100,000 |
$249,999 |
2.65 |
- |
- |
- |
- |
- |
- |
- |
|
|
HBS Bank
|
| $250,000 |
- |
3.20 |
- |
- |
- |
- |
- |
- |
- |
|
|
Manchester Unity Credit Union
|
| $1 |
$2,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
Manchester Unity Credit Union
|
| $3,000 |
$19,999 |
2.25 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
Manchester Unity Credit Union
|
| $20,000 |
$250,000 |
3.05 |
- |
- |
- |
- |
- |
- |
- |
B+/B |
|
National Bank
|
| - |
- |
0.10 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
- |
4.40▲ |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| - |
$4,999 |
1.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
National Bank
|
| $5,000 |
- |
1.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $1 |
- |
3.00 |
- |
- |
- |
- |
- |
- |
- |
BBB+ |
|
| - |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $1 |
- |
2.00 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $5,000 |
$19,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $20,000 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $50,000 |
$99,999 |
1.75 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
| $100,000 |
- |
2.50 |
- |
- |
- |
- |
- |
- |
- |
AA- |
|
Return to top
Debentures
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Asset Finance
|
| $500 |
- |
- |
- |
- |
- |
- |
- |
5.00 |
5.75 |
B |
|
FE Investments
|
| $1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
5.50 |
NR |
|
FE Investments
|
| $5,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
6.50 |
10.00 |
NR |
|
| $1,000 |
- |
- |
- |
- |
- |
- |
6.95 |
- |
9.50 |
NR |
|
Fisher & Paykel Finance
|
| $1,000 |
$25,000 |
5.00 |
- |
- |
5.50 |
- |
6.00 |
6.50 |
7.00 |
BB |
|
Fisher & Paykel Finance
|
| $25,000 |
$250,000 |
5.00 |
- |
- |
5.75 |
- |
6.25 |
6.75 |
7.25 |
BB |
|
General Finance
|
| $5,000 |
- |
- |
- |
- |
- |
- |
4.25 |
- |
6.50 |
NR |
|
Gold Band Finance
|
| - |
$4,999 |
- |
- |
- |
- |
- |
2.00 |
2.00 |
4.50 |
NR |
|
Gold Band Finance
|
| $5,000 |
- |
- |
- |
- |
- |
- |
2.50 |
2.50 |
5.00 |
NR |
|
Prometheus
|
| $1,000 |
$4,999 |
- |
- |
- |
- |
- |
3.50 |
- |
3.75 |
|
|
Prometheus
|
| $5,000 |
$9,999 |
- |
- |
- |
- |
- |
3.50 |
- |
3.75 |
|
|
Prometheus
|
| $10,000 |
- |
- |
- |
- |
- |
- |
3.50 |
- |
3.75 |
|
|
| $5,000 |
$99,999 |
- |
2.75 |
3.00 |
3.65 |
3.40 |
4.30 |
4.30 |
4.50 |
AA |
|
| $100,000 |
- |
- |
2.75 |
3.00 |
3.65 |
3.50 |
4.40 |
4.40 |
4.50 |
AA |
|
Return to top
Bonds
|
Provider
 |
RDGS | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
BNZ
|
| $20,000 |
$49,999 |
- |
- |
- |
- |
- |
4.00 |
- |
4.50 |
AA- |
|
BNZ
|
| $50,000 |
$250,000 |
- |
- |
- |
- |
- |
4.00 |
- |
4.50 |
AA- |
|
Debt Management Office
|
| $1,000 |
$500,000 |
- |
- |
- |
- |
- |
2.25 |
- |
2.50 |
AAA |
|
Debt Management Office
|
| $1,000 |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
AAA |
|
The Co-operative Bank
|
| $2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BBB- |
RDGS = Approved institutions that are participating in the Crown Retail Deposit Guarantee Scheme.
|