Find the best interest rate for your term investment

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Rates changes from the past seven days will be highlighted in green or red.

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Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
	8.00%	Equity investment	Targeted income return of 8%pa plus capital gain More Senior Trust is committed to providing investors the opportunity to participate in the growing retirement village industry and intends to provide both a regular income distribution targeted at 8% for a full financial year plus capital growth through ownership in carefully selected retirement village assets located in areas of proven demographic demand and operated by experienced capable managers. The minimum subscription is for $5000 dollars and applications will only be accepted on the form supplied with the investment statement .The 8% targeted return is for a full financial year ,is a target and not a fixed rate of return.	5000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Return to top Term Deposits
ANZ	Term Deposits	$10,000	-	-	3.00	3.00	3.25	3.25	3.75	3.85	4.00	AA-
	Term Investment	$5,000	$9,999	-	2.00	2.25	3.00	3.00	3.00	3.00	3.00	AA-
	Term Investment	$10,000	$49,999	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BankDirect	Term Investment	$10,000	$49,999	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BankDirect	Term Investment	$50,000	$10,000,000	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BNZ	Term Investment	$2,000	$4,999	-	2.00	2.00	2.00	2.00	2.00	2.00	2.00	AA-
BNZ	Term Investment	$5,000	$1,000,000	-	2.75	2.75	3.25	3.60	4.00	4.00	4.20	AA-
BNZ	Term Saver	$5,000	$1,000,000	-	2.75	-	-	-	-	-	-	AA-
Co-operative Bank	Term Deposit	$2,000	$4,999	-	2.90	-	3.80	3.80	3.80	3.95	4.00	BBB-
Co-operative Bank	Term Deposit	$5,000	$9,999	-	2.90	-	3.80	3.80	3.80	3.95	4.00	BBB-
Co-operative Bank	Term Deposit	$10,000	-	-	3.00	-	3.90	3.90	3.90	4.05	4.10	BBB-
Credit Union Auckland	Investment Account	$500	$9,999	-	-	-	3.25	-	3.50	3.50	4.00	NR
Credit Union Auckland	Investment Account	$10,000	$240,000	-	-	-	3.50▼	-	4.15▼	4.25▼	4.40▼	NR
Credit Union Baywide	Term investment	$1,000	$250,000	-	3.25	3.25	3.50	3.80▼	4.15▼	4.15▼	4.35▼	BB
Credit Union South	Term investment	$500	$4,999	-	2.00	2.00	3.00	-	3.25	-	3.50	BB
Credit Union South	Term investment	$5,000	$250,000	-	3.50	3.50	4.00	-	4.25	-	4.50	BB
First Credit Union	Term Investment	$500	$9,999	-	-	-	4.00	-	4.50	4.50	4.75	BB
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	4.00	-	4.50	4.50	4.75	BB
First Credit Union	Term Investment	$50,000	-	-	-	-	4.00	-	4.50	4.50	4.75	BB
HBS Bank	Term Investment	$5,000	-	-	-	-	3.25▼	-	4.00▼	4.00▼	4.10▼

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Heartland Bank	Heartland Term Deposit	$1,000	$19,999	-	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
Heartland Bank	Heartland Term Deposit	$20,000	-	-	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
Heretaunga Building Society	Term Investment	$1	-	-	-	-	3.40	-	4.10	4.40	4.30	NR
HSBC Premier	Term Deposits	$5,000	$9,999	-	1.55	1.55	1.80	1.80	1.80	1.80	1.80	AA-
HSBC Premier	Term Deposits	$10,000	$49,999	-	2.10	2.10	3.25	3.40	3.70▼	3.80▼	3.90▼	AA-
HSBC Premier	Term Deposits	$50,000	$99,999	-	2.10	2.10	3.35	3.40	3.70▼	3.80▼	3.90▼	AA-
HSBC Premier	Term Deposit	$100,000	$249,999	-	2.20	2.20	3.35	3.50	3.80▼	3.90▼	4.00▼	AA-
HSBC Premier	Term Deposit	$250,000	-	-	2.20	2.20	3.35	3.50	3.80▼	3.90▼	4.00▼	AA-
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00	AA-
Kiwibank	Notice Saver	$2,000	-	-	4.00	-	4.15	-	-	-	-	AA-
Kiwibank	Term Deposits	$5,000	$9,999	-	2.75	2.75	3.25	3.50	3.65	3.75▼	4.00	AA-
Kiwibank	Term Deposits	$10,000	$49,999	-	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kiwibank	Term Deposits	$50,000	$249,999	-	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	2.00	-	3.00	3.20	3.40	3.60	4.00	A
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	2.50	2.80	3.20	3.50	4.05	4.10	4.10	A
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	3.00	3.00	3.30	3.60	4.10	4.15	4.20	A
Kookmin - NZ	Term Deposit	$100,000	-	-	3.00	3.00	3.40	3.70	4.15	4.25	4.30	A
	Secured Deposit	$5,000	$19,999	-	-	-	4.20	-	4.65	4.95	5.25	BB+
	Secured Deposit	$20,000	-	-	-	-	4.35	-	4.80	5.10	5.40	BB+
Medical Securities	Term Deposits	$500	$24,999	-	-	-	3.50	-	4.00	4.25	4.40	A-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Medical Securities	Term Deposit	$25,000	-	-	-	-	3.25	-	3.75	4.00	4.15	A-
Napier Building Society	Term Deposit	$5,000	-	-	-	-	3.50	-	4.25	-	4.50	NR
Nelson Building Society	Term Deposit	$5,000	$250,000	-	3.00	-	3.50	-	4.30	4.40	4.40
PGG Wrightson Finance	Term Deposit	$1,000	$19,999	3.75	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
PGG Wrightson Finance	Term Deposit - Qtr Interest	$20,000	-	3.75	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$250,000	-	-	-	-	1.90	-	1.90	1.90	1.90
	RaboDirect Term Deposits	$1,000	-	-	3.00	-	3.25	-	4.00▼	4.05	4.10▼	AA
SBS Bank	Term Investment Specials	$5,000	$250,000	-	-	-	3.25▼	3.50	4.00▼	4.00▼	4.10▼	BBB
	Term Deposit	$5,000	$9,999	-	2.75	2.75	3.10	3.10	3.85	3.95	4.10	BBB+
	Term Deposit	$10,000	$250,000	-	2.75	2.75	3.25	3.25	4.00	4.10	4.15	BBB+
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	3.00	-	3.00	3.00	3.00
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	4.00	-	4.15	4.35	4.50
	Term Investment	$5,000	$9,999	-	2.00	3.00	3.00	3.00	3.00	3.00	3.90	AA-
	Monthly Interest Investment	$5,000	$9,999	-	-	-	-	-	3.00	3.00	3.90	AA-
	Westpac SuperGold	$5,000	-	-	-	-	-	-	3.75	-	4.20	AA-
	Term Investment	$10,000	$49,999	-	1.75	2.75	3.25	3.25	3.75	3.85	4.10	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Monthly Interest Investment	$10,000	$49,999	-	-	-	-	-	4.00	4.00	4.20	AA-
	Term Investment	$50,000	$99,999	-	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
	Monthly Interest Investment	$50,000	$99,999	-	-	-	-	-	4.00	4.00	4.20	AA-
	Monthly Interest Investment	$100,000	$249,999	-	-	-	-	-	4.00	4.00	4.20	AA-
	Term Investment	$100,000	$249,999	-	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
ANZ	Advantage	-	$4,999	-	-	-	-	-	-	-	-	AA-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-	AA-
ANZ	Serious Saver Account - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
ANZ	Online Call	$2,000	-	3.00	-	-	-	-	-	-	-	AA-
ANZ	Premier	$5,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
ANZ	Advantage	$5,000	$19,999	1.00	-	-	-	-	-	-	-	AA-
ANZ	Advantage	$20,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
ANZ	Advantage	$50,000	$99,999	1.25	-	-	-	-	-	-	-	AA-
ANZ	Premier	$50,000	$99,999	1.25	-	-	-	-	-	-	-	AA-
ANZ	Advantage	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
ANZ	Premier	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
	Unlimited	-	$99,999	1.00	-	-	-	-	-	-	-	AA-
	FastSaver	$1	-	2.75	-	-	-	-	-	-	-	AA-
	Unlimited	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
BankDirect	Savings account	$1	-	3.15	-	-	-	-	-	-	-	AA-
BankDirect	High Interest Transaction	$5,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
BankDirect	High Interest Transaction	$50,000	$99,999	1.00	-	-	-	-	-	-	-	AA-
BankDirect	High Interest Transaction	$100,000	-	3.15	-	-	-	-	-	-	-	AA-
BNZ	TotalMoney	-	$99,999	1.50	-	-	-	-	-	-	-	AA-
BNZ	Personal OnCall	-	-	2.80▼	-	-	-	-	-	-	-	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
BNZ	Rapid Save - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - potential rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$5,000	$19,999	0.50	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$20,000	$99,999	0.85	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$100,000	$249,999	1.35	-	-	-	-	-	-	-	AA-
BNZ	TotalMoney	$100,000	-	2.80▼	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$250,000	$499,999	2.10	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$500,000	-	2.35	-	-	-	-	-	-	-	AA-
Co-operative Bank	Online Account	$1	-	3.00	-	-	-	-	-	-	-	BBB-
Co-operative Bank	Smile On	$5,000	$14,999	1.25	-	-	-	-	-	-	-	BBB-
Co-operative Bank	Smile On	$15,000	$49,999	1.50	-	-	-	-	-	-	-	BBB-
Co-operative Bank	Smile On	$50,000	$99,999	1.85	-	-	-	-	-	-	-	BBB-
Co-operative Bank	Smile On	$100,000	-	3.00	-	-	-	-	-	-	-	BBB-
CRAIGS Investment Partners	NZD On-Call	$500	$19,999	2.20	-	-	-	-	-	-	-	NR
CRAIGS Investment Partners	NZD On-Call	$20,000	$99,999	2.25	-	-	-	-	-	-	-	NR
CRAIGS Investment Partners	NZD On-Call	$100,000	$249,999	2.75	-	-	-	-	-	-	-	NR
CRAIGS Investment Partners	NZD On-Call	$250,000	-	3.00	-	-	-	-	-	-	-	NR
Credit Union Auckland	Success Saver	$500	$4,999	3.00	-	-	-	-	-	-	-	NR
Credit Union Auckland	Success Saver	$5,000	-	4.00	-	-	-	-	-	-	-	NR
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Credit Union Baywide	Success Saver	-	$4,999	1.50	-	-	-	-	-	-	-	BB
Credit Union Baywide	Success Saver	$5,000	$19,999	1.50	-	-	-	-	-	-	-	BB
Credit Union Baywide	Success Saver	$20,000	$99,999	2.00	-	-	-	-	-	-	-	BB
Credit Union Baywide	Success Saver	$100,000	$250,000	3.50	-	-	-	-	-	-	-	BB
Direct Broking Call Account	Direct Broking Call Account	$1	-	2.80	-	-	-	-	-	-	-
First Credit Union	MoneyMaker	-	$999	2.00	-	-	-	-	-	-	-	BB
First Credit Union	Online Savings	$1	-	4.00	-	-	-	-	-	-	-	BB
First Credit Union	MoneyMaker	$1,000	$4,999	2.75	-	-	-	-	-	-	-	BB
First Credit Union	MoneyMaker	$5,000	-	3.75	-	-	-	-	-	-	-	BB
Fisher & Paykel Finance	Call account	$500	-	3.75	-	-	-	-	-	-	-	BB+
Forsyth Barr	Cash Management Fund	$3,000	$19,999	2.00	-	-	-	-	-	-	-	AAm
Forsyth Barr	Cash Management Fund	$20,000	$49,999	2.50	-	-	-	-	-	-	-	AAm
Forsyth Barr	Cash Management Fund	$50,000	$249,999	3.00	-	-	-	-	-	-	-	AAm
Forsyth Barr	Cash Management Fund	$250,000	-	3.25	-	-	-	-	-	-	-	AAm
Gold Band Finance	On Call	$500	$4,999	2.00	-	-	-	-	-	-	-	NR
Gold Band Finance	On Call	$5,000	-	2.00	-	-	-	-	-	-	-	NR
HBS Bank	i-save	$1	-	3.20	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$1,000	$4,999	0.75	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$5,000	$9,999	2.05	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$10,000	$99,999	2.35	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
HBS Bank	Prospector Call	$100,000	$249,999	2.65	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$250,000	-	3.00▼	-	-	-	-	-	-	-
Heartland Bank	Heartland Call Deposit	$1,000	$49,999	3.75	-	-	-	-	-	-	-	BBB-
Heartland Bank	Heartland Call Deposit	$50,000	$250,000	3.75	-	-	-	-	-	-	-	BBB-
Heretaunga Building Society	On Call	-	$49,999	3.00	-	-	-	-	-	-	-	NR
Heretaunga Building Society	On Call	$50,000	$99,999	3.00	-	-	-	-	-	-	-	NR
Heretaunga Building Society	On Call	$100,000	-	3.50	-	-	-	-	-	-	-	NR
HSBC Premier	Multi currency account	-	$9,999	-	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$1	$14,999	0.40	-	-	-	-	-	-	-	AA-
HSBC Premier	Multi currency account	$10,000	$19,999	-	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$15,000	-	2.20	-	-	-	-	-	-	-	AA-
HSBC Premier	Multi currency account	$20,000	-	1.00	-	-	-	-	-	-	-	AA-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-	AA-
Kiwibank	Back-up Saver	-	-	1.00	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	-	$999	1.25	-	-	-	-	-	-	-	AA-
Kiwibank	First Saver	-	-	2.50	-	-	-	-	-	-	-	AA-
Kiwibank	Bill Blaster	$100	-	0.50	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	3.15	-	-	-	-	-	-	-	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Kiwibank	PIE Online Call base rate	$2,000	-	2.40	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$4,000	$14,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	$4,000	-	2.00	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$15,000	$49,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$50,000	$99,999	2.25	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$100,000	-	3.15	-	-	-	-	-	-	-	AA-
Napier Building Society	On Call	$1	-	2.50	-	-	-	-	-	-	-	NR
Nelson Building Society	Lifestyle On-Call Account	$1	-	3.20	-	-	-	-	-	-	-
NZ Guardian Trust	Guardian Cash Fund	$1,000	-	2.80	-	-	-	-	-	-	-	NR
PGG Wrightson Finance	Rural Saver	$1	-	3.85	-	-	-	-	-	-	-	BBB-
PGG Wrightson Finance	Savings Optimiser	$2,000	-	4.50	-	-	-	-	-	-	-	BBB-
Prometheus	Call Account	$500	-	2.00	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	1.40	-	-	-	-	-	-	-
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	RaboDirect PremiumSaver - base rate	$1	-	1.00	-	-	-	-	-	-	-	AA
	RaboDirect PremiumSaver - bonus rate	$1	-	3.25	-	-	-	-	-	-	-	AA
	RaboDirect PremiumSaver - potential rate	$1	-	4.25	-	-	-	-	-	-	-	AA
SBS Bank	i-save	-	-	3.20	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$1,000	$4,999	0.75	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$5,000	$9,999	2.05	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$10,000	$19,999	2.35	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$20,000	$49,999	2.95	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$50,000	$99,999	3.05	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$100,000	$249,999	2.65	-	-	-	-	-	-	-	BBB
SBS Bank	Prospector	$250,000	-	3.00▼	-	-	-	-	-	-	-	BBB
	Horizon Plan	$1	-	3.00	-	-	-	-	-	-	-	BBB+
	WebSaver	$1,000	-	3.25	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$5,000	$19,999	2.75	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$20,000	$34,999	3.00	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$35,000	$49,999	3.25	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$50,000	$99,999	3.45	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$100,000	-	4.00	-	-	-	-	-	-	-	BBB+
	Telephone Call Account	$5,000	$19,999	3.00	-	-	-	-	-	-	-	AA
	Telephone Call Account	$20,000	$99,999	3.00	-	-	-	-	-	-	-	AA
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Telephone Call Account	$100,000	-	3.15	-	-	-	-	-	-	-	AA
	Online Saver	-	$100,000	3.00	-	-	-	-	-	-	-	AA-
	Earner Account	-	$4,999	-	-	-	-	-	-	-	-	AA-
	Simple Saver	$1	-	2.00	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - Potential Rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
	Earner Account	$5,000	$19,999	0.75	-	-	-	-	-	-	-	AA-
	Cash Management Account	$20,000	$49,999	0.25	-	-	-	-	-	-	-	AA-
	Earner Account	$20,000	$49,999	0.75	-	-	-	-	-	-	-	AA-
	Cash Management Account	$50,000	$99,999	0.25	-	-	-	-	-	-	-	AA-
	Earner Account	$50,000	$99,999	1.75	-	-	-	-	-	-	-	AA-
	Cash Management Account	$100,000	-	0.25	-	-	-	-	-	-	-	AA-
	Earner Account	$100,000	-	2.50	-	-	-	-	-	-	-	AA-
	Online Saver	$100,000	$499,999	3.00	-	-	-	-	-	-	-	AA-
	Online Saver	$500,000	-	3.00	-	-	-	-	-	-	-	AA-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
ANZ	Online Call	$2,000	-	3.00	-	-	-	-	-	-	-	AA-
	FastSaver	$1	-	2.75	-	-	-	-	-	-	-	AA-
BankDirect	Savings account	$1	-	3.15	-	-	-	-	-	-	-	AA-
BNZ	Personal OnCall	-	-	2.80▼	-	-	-	-	-	-	-	AA-
Co-operative Bank	Online Account	$1	-	3.00	-	-	-	-	-	-	-	BBB-
First Credit Union	Online Savings	$1	-	4.00	-	-	-	-	-	-	-	BB
HSBC Premier	Online Savings Account	$1	$14,999	0.40	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$15,000	-	2.20	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	3.15	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call base rate	$2,000	-	2.40	-	-	-	-	-	-	-	AA-
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
SBS Bank	i-save	-	-	3.20	-	-	-	-	-	-	-	BBB
	WebSaver	$1,000	-	3.25	-	-	-	-	-	-	-	BBB+
	Online Saver	-	$100,000	3.00	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - Potential Rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
	Online Saver	$100,000	$499,999	3.00	-	-	-	-	-	-	-	AA-
	Online Saver	$500,000	-	3.00	-	-	-	-	-	-	-	AA-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-	AA-
ANZ	Serious Saver Account - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	TotalMoney	-	$99,999	1.50	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - potential rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	TotalMoney	$100,000	-	2.80▼	-	-	-	-	-	-	-	AA-
First Credit Union	MoneyMaker	-	$999	2.00	-	-	-	-	-	-	-	BB
First Credit Union	MoneyMaker	$1,000	$4,999	2.75	-	-	-	-	-	-	-	BB
First Credit Union	MoneyMaker	$5,000	-	3.75	-	-	-	-	-	-	-	BB
HBS Bank	Prospector Call	$1,000	$4,999	0.75	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$5,000	$9,999	2.05	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$10,000	$99,999	2.35	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$100,000	$249,999	2.65	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$250,000	-	3.00▼	-	-	-	-	-	-	-
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	RaboDirect PremiumSaver - base rate	$1	-	1.00	-	-	-	-	-	-	-	AA
	RaboDirect PremiumSaver - bonus rate	$1	-	3.25	-	-	-	-	-	-	-	AA
	RaboDirect PremiumSaver - potential rate	$1	-	4.25	-	-	-	-	-	-	-	AA
	Horizon Plan	$1	-	3.00	-	-	-	-	-	-	-	BBB+
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Earner Account	-	$4,999	-	-	-	-	-	-	-	-	AA-
	Simple Saver	$1	-	2.00	-	-	-	-	-	-	-	AA-
	Earner Account	$5,000	$19,999	0.75	-	-	-	-	-	-	-	AA-
	Earner Account	$20,000	$49,999	0.75	-	-	-	-	-	-	-	AA-
	Earner Account	$50,000	$99,999	1.75	-	-	-	-	-	-	-	AA-
	Earner Account	$100,000	-	2.50	-	-	-	-	-	-	-	AA-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	5.00	5.75	B
Avanti Finance	Secured First Ranking Debenture	$10,000	-	-	-	-	-	-	-	-	5.00	BB
Avanti Finance	Secured First Ranking Debenture	$100,000	-	-	-	-	-	-	-	-	5.25	BB
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	5.00	NR
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	-	6.50	8.50	NR
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	3.00	-	5.50	NR
Fisher & Paykel Finance	First Ranking Secured	$1,000	$25,000	3.25	-	-	4.10	-	4.20	4.15	4.10	BB+
Fisher & Paykel Finance	First Ranking Secured	$25,000	$250,000	3.25	-	-	4.25	4.75	4.35	4.30	4.25	BB+
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	3.75	-	5.00	NR
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	2.00	2.00	3.00	NR
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.50	2.50	3.50	NR
Prometheus	Term Investment	$1,000	$4,999	-	-	-	-	-	3.75	-	3.50
Prometheus	Term Investment	$5,000	$9,999	-	-	-	-	-	3.75	-	3.50
Prometheus	Term Investment	$10,000	-	-	-	-	-	-	3.75	-	3.75
	UDC Secured Term Investment	$5,000	$99,999	-	2.75	3.00	3.35	3.50	4.00	4.00	4.20	AA
	UDC Secured Term Investment	$100,000	-	-	2.75	3.00	3.45	3.60	4.10	4.10	4.20	AA
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-	BBB-
Debt Management Office	Kiwi Bonds	$1,000	$500,000	-	-	-	-	-	2.25	-	2.50	AAA
Debt Management Office	Earthquake Kiwi Bond	$1,000	$500,000	-	-	-	-	-	-	-	-	AAA

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