Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating ANZ ✓ $5,000 $9,999 - 3.00 3.00 3.50 3.25 3.50 3.50 5.20 AA ANZ ✓ $10,000 $49,999 - 3.00 3.00 3.50 4.00 5.10 5.10 5.20 AA ANZ ✓ $50,000 $999,999 - 3.00 3.00 3.50 4.00 5.10 5.10 5.20 AA ✓ $5,000 $9,999 - 2.00 2.25 3.00 3.00 3.00 3.00 3.00 AA ✓ $10,000 $49,999 - 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA ✓ $50,000 - - 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BankDirect ✓ $10,000 $49,999 - 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BankDirect ✓ $50,000 $250,000 - 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BNZ ✓ $2,000 $4,999 - 2.00 2.00 2.00 2.00 2.00 2.00 2.00 AA BNZ ✓ $5,000 $9,999 - 2.50 2.50 2.50 2.50 2.50 2.50 3.00 AA BNZ ✓ $10,000 $49,999 - 3.00 2.65 3.40 5.10 4.00 5.20 4.40 AA BNZ ✓ $10,000 $49,999 - 3.00 - - - - - - AA BNZ ✓ $50,000 $99,999 - 3.00 2.70 3.45 5.10 4.05 5.20 4.45 AA BNZ ✓ $50,000 $99,999 - 3.00 - - - - - - AA BNZ ✓ $100,000 $250,000 - 3.00 2.75 3.50 5.10 4.10 5.20 4.50 AA BNZ ✓ $100,000 $250,000 - 3.00 - - - - - - AA CBS Canterbury ✓ $1,000 $4,999 - 3.00 3.00 3.75 3.75 3.75 4.00 4.00 BB+ /B CBS Canterbury ✓ $5,000 $250,000 - 3.25 3.25 4.75 4.75 5.15 5.25 5.40 BB+ /B Credit Union Auckland ✓ $500 $9,999 - - - 3.50 - 3.50 3.75 5.00 NR Credit Union Auckland ✓ $10,000 $240,000 - - - 3.75 - 4.80 5.25 5.50 NR Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Credit Union Baywide ✓ $1,000 $250,000 - 3.75 3.75 3.75 5.00 5.30 5.30 5.50 BB Credit Union North ✓ $500 $250,000 - - - 4.00 - 5.10▲ 5.25 5.50 BB Credit Union South ✓ $500 $4,999 - 2.00 2.00 3.00 - 4.25 - 4.50 BB Credit Union South ✓ $5,000 $250,000 - 4.00 4.00 4.00 - 5.25 - 5.50 BB First Credit Union ✓ $500 $9,999 - - - 4.25 - 5.00 5.25 5.40 BB First Credit Union ✓ $10,000 $49,999 - - - 4.25 - 5.00 5.25 5.40 BB First Credit Union ✓ $50,000 - - - - 4.25 - 5.00 5.25 5.40 BB HBS Building Society ✓ $5,000 - - - - 4.00 4.00 5.20 5.20 5.40 BB Heretaunga Perm Bldg Socy ✓ $1 - - - - 4.25 - 5.00 - 5.20 NR HSBC Premier ✓ $5,000 $9,999 - 1.55 1.55 1.80 1.80 1.80 1.75 1.80 AA HSBC Premier ✓ $10,000 $49,999 - 2.75 2.75 3.40 3.90 3.90 4.15 4.50 AA HSBC Premier ✓ $50,000 $99,999 - 2.75 2.75 3.40 3.90 3.90 4.15 4.50 AA HSBC Premier ✓ $100,000 $249,999 - 2.70 2.70 3.40 3.50 3.75 4.00 4.25 AA HSBC Premier ✓ $250,000 - - 2.70 2.70 3.40 3.50 3.75 4.00 4.25 AA Kiwibank ✓ $1,000 $4,999 - - - 2.00 2.00 2.00 - 2.00 AA- Kiwibank ✓ $5,000 $9,999 - 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kiwibank ✓ $10,000 $49,999 - 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kiwibank ✓ $50,000 $249,999 - 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kookmin - NZ ✓ $10,000 $49,999 - 2.80 2.80 3.50 4.40 4.50 4.60 4.80 A Kookmin - NZ ✓ $50,000 $99,999 - 3.00 3.00 4.00 4.50 4.90 4.90 5.00 A Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Kookmin - NZ ✓ $100,000 - - 3.10 3.10 4.00 4.50 4.50 4.80 5.10 A Napier Building Society ✓ $5,000 - - - - 3.50 - 4.75 - 5.00 NR National Bank ✓ $5,000 $9,999 - 3.00 3.00 3.50 3.25 3.50 3.50 5.20 AA National Bank ✓ $10,000 $49,999 - 3.00 3.00 3.50 3.50 4.50 5.10 5.20 AA National Bank ✓ $50,000 $250,000 - 3.00 3.00 3.50 3.50 4.50 5.10 5.20 AA National Bank ✓ $250,000 - - - - - - - - - AA Nelson Building Society ✓ $5,000 - - 3.00 - 4.10 - 5.00 5.15 5.45 PSIS ✓ $2,000 $9,999 - 3.00 - 3.75 - 3.75 3.75 4.50 BB+ PSIS ✓ $10,000 $49,999 - 3.00 - 3.75 - 4.60 5.35 5.25 BB+ PSIS ✓ $50,000 - - 3.00 - 3.75 - 4.60 5.35 5.25 BB+ Public Trust $5,000 $9,999 - - - 2.90 - 2.90 2.90 3.80 NR Public Trust $10,000 $49,999 - - - 3.30 - 3.55 3.30 4.00 NR Public Trust $50,000 $249,999 - - - 3.30 - 3.55 3.30 4.00 NR Public Trust $250,000 - - - - 3.30 - 3.55 3.30 4.00 NR ✓ $1,000 - - 3.25 - 3.60 - 5.20 5.35 5.60 AAA SBS Bank ✓ $1,000 - - - - 3.50 - 3.50 - 3.50 SBS Bank ✓ $5,000 $250,000 - - - 4.00 5.00 5.00 - 5.25 Southern Cross Bldg Socy ✓ $1,000 $250,000 - 3.15 3.90 4.40 4.40 4.90 4.90 5.20 BB Southern Cross Bldg Socy $1,000 $250,000 - 3.45 4.20 4.70 4.70 5.30 5.30 5.60 BB TSB Bank ✓ $1 $4,999 - 2.50 2.50 3.00 - 3.00 3.00 3.00 BBB+ Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating TSB Bank ✓ $5,000 $9,999 - 3.00 3.00 3.50 3.50 3.75 3.75 4.50 BBB+ TSB Bank ✓ $10,000 $250,000 - 3.00 3.00 3.75 4.50 5.00 5.10 5.25 BBB+ Wairarapa Bldg Socy ✓ $500 $1,999 - - - 2.00 - 2.00 2.00 2.00 Wairarapa Bldg Socy ✓ $2,000 $4,999 - - - 3.00 - 3.00 3.00 3.00 Wairarapa Bldg Socy ✓ $5,000 - - - - 5.25 - 5.25 5.10 5.20 ✓ $5,000 $9,999 - 2.00 3.00 3.25 3.25 3.50 3.50 4.50 AA ✓ $5,000 $9,999 - - - - - 3.50 3.50 4.50 AA ✓ $10,000 $49,999 - 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA ✓ $10,000 $49,999 - - - - - 5.00 5.10 5.20 AA ✓ $50,000 $99,999 - 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA ✓ $50,000 $99,999 - - - - - 5.00 5.10 5.20 AA ✓ $100,000 $249,999 - - - - - 5.00 5.10 5.20 AA ✓ $100,000 $249,999 - 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA Return to top Call Accounts     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating ANZ ✓ - $4,999 0.50 - - - - - - - AA ANZ ✓ - $19,999 2.00 - - - - - - - AA ANZ ✓ $2,000 - 3.50 - - - - - - - AA ANZ ✓ $5,000 $19,999 1.25 - - - - - - - AA ANZ ✓ $20,000 $49,999 1.50 - - - - - - - AA ANZ ✓ $20,000 $49,999 2.75 - - - - - - - AA ANZ ✓ $50,000 $99,999 1.50 - - - - - - - AA ANZ ✓ $50,000 $99,999 3.00 - - - - - - - AA ANZ ✓ $100,000 - 3.25 - - - - - - - AA ANZ ✓ $100,000 - 3.60 - - - - - - - AA ✓ $1 - 3.65 - - - - - - - AA ✓ $5,000 $19,999 - - - - - - - - AA ✓ $20,000 $99,999 0.75 - - - - - - - AA ✓ $100,000 $249,999 1.25 - - - - - - - AA ✓ $250,000 $499,999 1.50 - - - - - - - AA ✓ $500,000 - 1.75 - - - - - - - AA BankDirect ✓ $1 - 3.65 - - - - - - - AA BankDirect ✓ $5,000 $49,999 - - - - - - - - AA BankDirect ✓ $50,000 $99,999 1.50 - - - - - - - AA BankDirect ✓ $100,000 - 3.65 - - - - - - - AA Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating BNZ ✓ - $49,999 1.75 - - - - - - - AA BNZ ✓ $5,000 $19,999 0.50 - - - - - - - AA BNZ ✓ $20,000 $99,999 0.85 - - - - - - - AA BNZ ✓ $50,000 $99,999 1.75 - - - - - - - AA BNZ ✓ $100,000 $249,999 1.35 - - - - - - - AA BNZ ✓ $100,000 - 3.50 - - - - - - - AA BNZ ✓ $250,000 $499,999 2.10 - - - - - - - AA BNZ ✓ $500,000 - 2.35 - - - - - - - AA CBS Canterbury ✓ $1 $1,999 1.00 - - - - - - - BB+ /B CBS Canterbury ✓ $2,000 $9,999 2.00 - - - - - - - BB+ /B CBS Canterbury ✓ $5,000 - 3.50 - - - - - - - BB+ /B CBS Canterbury ✓ $10,000 $49,999 3.00 - - - - - - - BB+ /B CBS Canterbury ✓ $50,000 $99,999 3.25 - - - - - - - BB+ /B CBS Canterbury ✓ $100,000 $249,999 3.50 - - - - - - - BB+ /B CBS Canterbury ✓ $250,000 - 3.60 - - - - - - - BB+ /B CRAIGS Investment Partners ✓ $500 $19,999 2.00 - - - - - - - NR CRAIGS Investment Partners ✓ $20,000 $49,999 2.00 - - - - - - - NR CRAIGS Investment Partners ✓ $50,000 $99,999 2.25 - - - - - - - NR CRAIGS Investment Partners ✓ $100,000 $249,999 2.50 - - - - - - - NR CRAIGS Investment Partners ✓ $250,000 $499,999 2.75 - - - - - - - NR Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating CRAIGS Investment Partners ✓ $500,000 - 3.00 - - - - - - - NR Credit Union Baywide ✓ - $4,999 2.75 - - - - - - - BB Credit Union Baywide ✓ $5,000 $19,999 3.25 - - - - - - - BB Credit Union Baywide ✓ $20,000 $99,999 3.45 - - - - - - - BB Credit Union Baywide ✓ $100,000 - 3.75 - - - - - - - BB Credit Union North ✓ $1 $999 2.50 - - - - - - - BB Credit Union North ✓ $1,000 $4,999 3.25 - - - - - - - BB Credit Union North ✓ $5,000 $9,999 3.50 - - - - - - - BB Credit Union North ✓ $10,000 $49,999 3.75 - - - - - - - BB Credit Union North ✓ $50,000 - 3.75 - - - - - - - BB First Credit Union ✓ - $999 2.00 - - - - - - - BB First Credit Union ✓ $1 - 3.75 - - - - - - - BB First Credit Union ✓ $1,000 $4,999 2.75 - - - - - - - BB First Credit Union ✓ $5,000 - 3.75 - - - - - - - BB First NZ Capital - $9,999 - - - - - - - - NR First NZ Capital $10,000 $49,999 - - - - - - - - NR First NZ Capital $50,000 $199,999 - - - - - - - - NR First NZ Capital $200,000 $499,999 - - - - - - - - NR First NZ Capital $500,000 - - - - - - - - - NR Fisher & Paykel Finance ✓ $500 $250,000 4.50 - - - - - - - BB Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Forsyth Barr ✓ $3,000 $19,999 2.00 - - - - - - - AAm Forsyth Barr ✓ $20,000 $49,999 2.25 - - - - - - - AAm Forsyth Barr ✓ $50,000 $249,999 2.75 - - - - - - - AAm Forsyth Barr ✓ $250,000 - 3.00 - - - - - - - AAm Geneva Finance $5,000 - - - - - - - - - CCC Gold Band Finance ✓ $500 $4,999 - - - - - - - - NR Gold Band Finance ✓ $5,000 - - - - - - - - - NR HBS Building Society ✓ $1,000 $4,999 1.25 - - - - - - - BB HBS Building Society ✓ $5,000 $9,999 2.55 - - - - - - - BB HBS Building Society ✓ $10,000 $19,999 2.85 - - - - - - - BB HBS Building Society ✓ $20,000 $49,999 2.95 - - - - - - - BB HBS Building Society ✓ $50,000 $99,999 3.05 - - - - - - - BB HBS Building Society ✓ $100,000 $249,999 3.15 - - - - - - - BB HBS Building Society ✓ $250,000 - 3.50 - - - - - - - BB Heretaunga Perm Bldg Socy ✓ - $49,999 3.50 - - - - - - - NR Heretaunga Perm Bldg Socy ✓ $50,000 $99,999 3.50 - - - - - - - NR Heretaunga Perm Bldg Socy ✓ $100,000 - 4.00 - - - - - - - NR HSBC Premier ✓ - $9,999 - - - - - - - - AA HSBC Premier ✓ $1 $14,999 0.90 - - - - - - - AA HSBC Premier ✓ $10,000 $19,999 - - - - - - - - AA Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating HSBC Premier ✓ $15,000 - 2.70 - - - - - - - AA HSBC Premier ✓ $20,000 - 1.00 - - - - - - - AA ING $5,000 $24,999 - - - - - - - - NR ING $25,000 $99,999 - - - - - - - - NR ING $100,000 - - - - - - - - - NR Kiwibank ✓ - $99 - - - - - - - - AA- Kiwibank ✓ - $3,999 - - - - - - - - AA- Kiwibank ✓ - - 1.50 - - - - - - - AA- Kiwibank ✓ - $999 1.75 - - - - - - - AA- Kiwibank ✓ - - 3.00 - - - - - - - AA- Kiwibank ✓ $100 - 0.50 - - - - - - - AA- Kiwibank ✓ $1,000 $2,999 2.00 - - - - - - - AA- Kiwibank ✓ $2,000 - 3.50 - - - - - - - AA- Kiwibank ✓ $2,000 - 2.90 - - - - - - - AA- Kiwibank ✓ $3,000 $3,999 2.00 - - - - - - - AA- Kiwibank ✓ $4,000 $14,999 2.00 - - - - - - - AA- Kiwibank ✓ $4,000 - 2.50 - - - - - - - AA- Kiwibank ✓ $15,000 $49,999 2.00 - - - - - - - AA- Kiwibank ✓ $50,000 $99,999 2.75 - - - - - - - AA- Kiwibank ✓ $100,000 - 3.75 - - - - - - - AA- Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Napier Building Society ✓ $1 - 2.50 - - - - - - - NR National Bank ✓ - $4,999 - - - - - - - - AA National Bank ✓ - - 0.75▲ - - - - - - - AA National Bank ✓ - - 3.25 - - - - - - - AA National Bank ✓ - $4,999 1.00 - - - - - - - AA National Bank ✓ - $4,999 3.50 - - - - - - - AA National Bank ✓ $5,000 $49,999 1.25 - - - - - - - AA National Bank ✓ $5,000 - 2.00 - - - - - - - AA National Bank ✓ $5,000 $99,999 3.50 - - - - - - - AA National Bank ✓ $50,000 $99,999 1.50 - - - - - - - AA National Bank ✓ $100,000 - 3.25 - - - - - - - AA National Bank ✓ $100,000 $249,999 3.50 - - - - - - - AA National Bank ✓ $250,000 - 3.50 - - - - - - - AA Nelson Building Society ✓ $1 $9,999 3.20 - - - - - - - Nelson Building Society ✓ $10,000 - 3.20 - - - - - - - NZ Guardian Trust $1,000 - 2.56 - - - - - - - NR Perpetual Trust $100 - 3.00 - - - - - - - NR Perpetual Trust $500 - 7.25▼ - - - - - - - NR PGG Wrightson ✓ $1 $500,000 4.25 - - - - - - - BB PGG Wrightson ✓ $500,000 - 4.25 - - - - - - - BB Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Prometheus ✓ $500 - 2.00 - - - - - - - PSIS ✓ $1 - 3.75▲ - - - - - - - BB+ PSIS ✓ $5,000 $14,999 1.75 - - - - - - - BB+ PSIS ✓ $15,000 $49,999 2.00 - - - - - - - BB+ PSIS ✓ $50,000 $99,999 2.50 - - - - - - - BB+ PSIS ✓ $100,000 - 3.65▲ - - - - - - - BB+ ✓ - - 3.85 - - - - - - - AAA SBS Bank ✓ - $4,999 1.00 - - - - - - - SBS Bank ✓ - - 3.50 - - - - - - - SBS Bank ✓ $5,000 $19,999 1.50 - - - - - - - SBS Bank ✓ $20,000 $49,999 1.50 - - - - - - - SBS Bank ✓ $50,000 $249,999 2.00 - - - - - - - SBS Bank ✓ $250,000 - 3.50 - - - - - - - Southern Cross Bldg Socy ✓ - $999 1.00 - - - - - - - BB Southern Cross Bldg Socy ✓ $1 - 4.00 - - - - - - - BB Southern Cross Bldg Socy ✓ $1,000 $4,999 2.25 - - - - - - - BB Southern Cross Bldg Socy ✓ $5,000 $9,999 3.25 - - - - - - - BB Southern Cross Bldg Socy ✓ $10,000 $249,999 3.50 - - - - - - - BB TSB Bank ✓ $1 - 3.50 - - - - - - - BBB+ TSB Bank ✓ $1,000 - 3.70 - - - - - - - BBB+ Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating TSB Bank ✓ $5,000 $19,999 3.75 - - - - - - - BBB+ TSB Bank ✓ $20,000 $34,999 4.00 - - - - - - - BBB+ TSB Bank ✓ $35,000 $49,999 4.25 - - - - - - - BBB+ TSB Bank ✓ $50,000 $99,999 4.60 - - - - - - - BBB+ TSB Bank ✓ $100,000 - 5.35▲ - - - - - - - BBB+ ✓ $5,000 $49,999 3.60▲ - - - - - - - AA ✓ $50,000 $99,999 3.60▲ - - - - - - - AA ✓ $100,000 - 3.85▲ - - - - - - - AA ✓ - $100,000 2.00 - - - - - - - AA ✓ - $4,999 - - - - - - - - AA ✓ $1 - 3.00 - - - - - - - AA ✓ $5,000 $19,999 0.75 - - - - - - - AA ✓ $20,000 $49,999 - - - - - - - - AA ✓ $20,000 $49,999 0.75 - - - - - - - AA ✓ $50,000 $99,999 - - - - - - - - AA ✓ $50,000 $99,999 1.75 - - - - - - - AA ✓ $100,000 - - - - - - - - - AA ✓ $100,000 - 2.50 - - - - - - - AA ✓ $100,000 $499,999 3.00 - - - - - - - AA ✓ $500,000 - 3.00 - - - - - - - AA Return to top Online Call Accounts     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating ANZ ✓ $2,000 - 3.50 - - - - - - - AA ✓ $1 - 3.65 - - - - - - - AA BankDirect ✓ $1 - 3.65 - - - - - - - AA First Credit Union ✓ $1 - 3.75 - - - - - - - BB HSBC Premier ✓ $1 $14,999 0.90 - - - - - - - AA HSBC Premier ✓ $15,000 - 2.70 - - - - - - - AA Kiwibank ✓ $2,000 - 3.50 - - - - - - - AA- Kiwibank ✓ $2,000 - 2.90 - - - - - - - AA- National Bank ✓ - $4,999 3.50 - - - - - - - AA National Bank ✓ $5,000 $99,999 3.50 - - - - - - - AA National Bank ✓ $100,000 $249,999 3.50 - - - - - - - AA National Bank ✓ $250,000 - 3.50 - - - - - - - AA PSIS ✓ $1 - 3.75▲ - - - - - - - BB+ ✓ - - 3.85 - - - - - - - AAA SBS Bank ✓ - - 3.50 - - - - - - - Southern Cross Bldg Socy ✓ $1 - 4.00 - - - - - - - BB ✓ - $100,000 2.00 - - - - - - - AA ✓ $100,000 $499,999 3.00 - - - - - - - AA ✓ $500,000 - 3.00 - - - - - - - AA Return to top Savings     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating BNZ ✓ - $49,999 1.75 - - - - - - - AA BNZ ✓ $50,000 $99,999 1.75 - - - - - - - AA BNZ ✓ $100,000 - 3.50 - - - - - - - AA CBS Canterbury ✓ $5,000 - 3.50 - - - - - - - BB+ /B Credit Union North ✓ $1 $999 2.50 - - - - - - - BB Credit Union North ✓ $1,000 $4,999 3.25 - - - - - - - BB Credit Union North ✓ $5,000 $9,999 3.50 - - - - - - - BB Credit Union North ✓ $10,000 $49,999 3.75 - - - - - - - BB Credit Union North ✓ $50,000 - 3.75 - - - - - - - BB First Credit Union ✓ - $999 2.00 - - - - - - - BB First Credit Union ✓ $1,000 $4,999 2.75 - - - - - - - BB First Credit Union ✓ $5,000 - 3.75 - - - - - - - BB Geneva Finance $5,000 - - - - - - - - - CCC HBS Building Society ✓ $1,000 $4,999 1.25 - - - - - - - BB HBS Building Society ✓ $5,000 $9,999 2.55 - - - - - - - BB HBS Building Society ✓ $10,000 $19,999 2.85 - - - - - - - BB HBS Building Society ✓ $20,000 $49,999 2.95 - - - - - - - BB HBS Building Society ✓ $50,000 $99,999 3.05 - - - - - - - BB HBS Building Society ✓ $100,000 $249,999 3.15 - - - - - - - BB HBS Building Society ✓ $250,000 - 3.50 - - - - - - - BB Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating National Bank ✓ - - 0.75▲ - - - - - - - AA National Bank ✓ - - 3.25 - - - - - - - AA National Bank ✓ - $4,999 1.00 - - - - - - - AA National Bank ✓ $5,000 - 2.00 - - - - - - - AA TSB Bank ✓ $1 - 3.50 - - - - - - - BBB+ TSB Bank ✓ $1,000 - 3.70 - - - - - - - BBB+ ✓ - $4,999 - - - - - - - - AA ✓ $1 - 3.00 - - - - - - - AA ✓ $5,000 $19,999 0.75 - - - - - - - AA ✓ $20,000 $49,999 0.75 - - - - - - - AA ✓ $50,000 $99,999 1.75 - - - - - - - AA ✓ $100,000 - 2.50 - - - - - - - AA Return to top Debentures     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Allied Nationwide ✓ $500 - - - - - - - - - D Asset Finance ✓ $500 - - - - - - - 7.75 9.25 B Avanti Finance ✓ $10,000 - - - - - - - - 6.25 BB- ✓ $500 - - - - - - - - 8.50 BB- Business Finance ✓ $5,000 - - - - 4.50 - - - - BB Business Finance $5,000 - - - - - - - - 8.25 BB ✓ $2,000 - 2.00 - - 3.00 - 5.50 - 6.50 BB- FAI Money $1,000 $4,999 - - - - - - - 6.10 NR FAI Money $5,000 - 1.00 - - - - - - 6.75 NR FE Investments ✓ $1,000 $4,999 - - - - - - - 5.50 NR FE Investments ✓ $5,000 $49,999 - - - - - 5.00 - 9.00 NR Finance Direct Ltd ✓ $1,000 - - - - - - 6.75 - 9.25 NR Fisher & Paykel Finance ✓ $1,000 $250,000 - - - 4.50 - 5.00 5.75 6.25 BB Fisher & Paykel Finance $1,000 $250,000 - - - 5.25 - 5.50 6.75 7.50 BB General Finance ✓ $5,000 - - - - - - 4.25 - 5.00 NR Geneva Finance $5,000 - - - - - - - - - CCC Gold Band Finance ✓ - $4,999 - - - - - 2.00 2.00 4.50 NR Gold Band Finance ✓ $5,000 - - - - - - 2.50 2.50 5.00 NR ✓ $1,000 $250,000 - 4.75 4.75 5.50 - 5.50 5.25 6.25 BB+ $1,000 $250,000 - 5.50 5.50 6.25 - 6.50 6.25 7.25 BB+ Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Mutual Finance ✓ $1,000 - 3.00 - - 3.00 - 3.50 8.50 9.00 NR NZF ✓ $1,000 $9,999 - - - 4.50 - 5.75 6.75 8.25 B NZF ✓ $10,000 - - - - 4.75 - 6.00 7.25 8.75 B Oxford Finance ✓ $500 - 4.25 - - 4.75 - 5.25 - 6.00 BBB- PGG Wrightson ✓ $1 $10,000 4.95 - - 5.20 - 5.80 6.20 6.95 BB PGG Wrightson ✓ $500 $9,999 3.70 - - 4.45 - 5.05 5.05 5.50 BB PGG Wrightson ✓ $10,000 $99,999 3.90 - - 4.65 - 5.25 5.25 5.70 BB PGG Wrightson ✓ $10,000 $99,999 5.15 - - 5.40 - 6.00 6.40 7.15 BB PGG Wrightson ✓ $100,000 - 4.00 - - 4.75 - 5.35 5.35 5.80 BB PGG Wrightson ✓ $100,000 - 5.25 - - 5.50 - 6.10 6.50 7.25 BB Prometheus ✓ $1,000 $4,999 - - - - - 3.50 - 3.75 Prometheus ✓ $5,000 $9,999 - - - - - 3.50 - 3.75 Prometheus ✓ $10,000 - - - - - - 3.50 - 3.75 Rifleman Finance $1,000 $49,999 - - - - - - - - NR Rifleman Finance $50,000 $249,999 - - - - - - - - NR Savings & Loans ✓ $1,000 - 4.50 - - - - - - 8.50 NR ✓ $500 - - - - 4.50 - 6.00 7.00 8.00 D $500 - - - - 5.00 - 5.50 - 8.75 D ✓ $5,000 $99,999 - 3.00 3.00 4.75 3.90 4.10 3.90 4.80 AA ✓ $100,000 - - 3.00 3.00 4.75 4.00 4.20 4.00 4.80 AA Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating $5,000 - - - - 6.50 - 6.50 6.50 8.75 NR Return to top Bonds     Provider RDGS Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating BNZ ✓ $20,000 $49,999 - - - - - 4.00 - 4.40 AA BNZ ✓ $50,000 $250,000 - - - - - 4.10 - 4.50 AA Debt Management Office $1,000 $500,000 - - - - - 2.50 - 2.75 AAA ✓ $2,000 - 1.40 - - 1.40 - 3.00 - 3.35 BB- Life Insurance Policy Exchange $10,000 - - - - - - - - - NR ✓ $1,000 $250,000 - 3.15 3.15 3.85 - 3.50 4.40 5.05 BB+ PSIS ✓ $2,000 - - - - - - - - - BB+ Sentinel $5,000 $500,000 - - - - - - - 6.00 RDGS = Approved institutions that are participating in the Crown Retail Deposit Guarantee Scheme.

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