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Rates changes from the past seven days will be highlighted in green or red.

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Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
	8.00%	Equity investment	Targeted income return of 8%pa plus capital gain More Senior Trust is committed to providing investors the opportunity to participate in the growing retirement village industry and intends to provide both a regular income distribution targeted at 8% for a full financial year plus capital growth through ownership in carefully selected retirement village assets located in areas of proven demographic demand and operated by experienced capable managers. The minimum subscription is for $5000 dollars and applications will only be accepted on the form supplied with the investment statement .The 8% targeted return is for a full financial year ,is a target and not a fixed rate of return.	5000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Return to top Term Deposits
ANZ	Term Deposits	$10,000	-	-	3.00	3.00	3.25	3.25	3.75	3.85	4.00	AA-
	Term Investment	$5,000	$9,999	-	2.00	2.25	3.00	3.00	3.00	3.00	3.00	AA-
	Term Investment	$10,000	$49,999	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BankDirect	Term Investment	$10,000	$49,999	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BankDirect	Term Investment	$50,000	$10,000,000	-	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BNZ	Term Investment	$2,000	$4,999	-	2.00	2.00	2.00	2.00	2.00	2.00	2.00	AA-
BNZ	Term Investment	$5,000	$1,000,000	-	2.75	2.75	3.25	3.60	4.00	4.00	4.20	AA-
BNZ	Term Saver	$5,000	$1,000,000	-	2.75	-	-	-	-	-	-	AA-
Co-operative Bank	Term Deposit	$2,000	$4,999	-	2.90	-	3.65▼	3.65▼	3.65▼	3.90▼	3.95▼	BBB-
Co-operative Bank	Term Deposit	$5,000	$9,999	-	2.90	-	3.65▼	3.65▼	3.65▼	3.90▼	3.95▼	BBB-
Co-operative Bank	Term Deposit	$10,000	-	-	3.00	-	3.75▼	3.75▼	3.75▼	4.00▼	4.05▼	BBB-
Credit Union Auckland	Investment Account	$500	$9,999	-	-	-	3.25	-	3.50	3.50	4.00	NR
Credit Union Auckland	Investment Account	$10,000	$240,000	-	-	-	3.50	-	4.15	4.25	4.40	NR
Credit Union Baywide	Term investment	$1,000	$250,000	-	3.25	3.25	3.50	3.80	4.15	4.15	4.35	BB
Credit Union South	Term investment	$500	$4,999	-	2.00	2.00	3.00	-	3.25	-	3.50	BB
Credit Union South	Term investment	$5,000	$250,000	-	3.50	3.50	4.00	-	4.25	-	4.50	BB
First Credit Union	Term Investment	$500	$9,999	-	-	-	4.00	-	4.50	4.50	4.75	BB
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	4.00	-	4.50	4.50	4.75	BB
First Credit Union	Term Investment	$50,000	-	-	-	-	4.00	-	4.50	4.50	4.75	BB
HBS Bank	Term Investment	$5,000	-	-	-	-	3.25▼	-	4.00▼	4.00▼	4.10▼

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Heartland Bank	Heartland Term Deposit	$20,000	-	-	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
Heartland Bank	Heartland Term Deposit	$1,000	$19,999	-	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
Heretaunga Building Society	Term Investment	$1	-	-	-	-	3.40	-	4.10	4.40	4.30	NR
HSBC Premier	Term Deposits	$50,000	$99,999	-	2.10	2.10	3.35	3.40	3.70	3.80	3.90	AA-
HSBC Premier	Term Deposits	$5,000	$9,999	-	1.55	1.55	1.80	1.80	1.80	1.80	1.80	AA-
HSBC Premier	Term Deposits	$10,000	$49,999	-	2.10	2.10	3.25	3.40	3.70	3.80	3.90	AA-
HSBC Premier	Term Deposit	$100,000	$249,999	-	2.20	2.20	3.35	3.50	3.80	3.90	4.00	AA-
HSBC Premier	Term Deposit	$250,000	-	-	2.20	2.20	3.35	3.50	3.80	3.90	4.00	AA-
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00	AA-
Kiwibank	Term Deposits	$5,000	$9,999	-	2.75	2.75	3.25	3.50	3.65	3.75▼	4.00	AA-
Kiwibank	Term Deposits	$10,000	$49,999	-	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kiwibank	Term Deposits	$50,000	$249,999	-	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kiwibank	Notice Saver	$2,000	-	-	4.00	-	4.15	-	-	-	-	AA-
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	2.50	2.80	3.20	3.50	4.05	4.10	4.10	A
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	3.00	3.00	3.30	3.60	4.10	4.15	4.20	A
Kookmin - NZ	Term Deposit	$100,000	-	-	3.00	3.00	3.40	3.70	4.15	4.25	4.30	A
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	2.00	-	3.00	3.20	3.40	3.60	4.00	A
	Secured Deposit	$5,000	$19,999	-	-	-	4.20	-	4.65	4.95	5.25	BB+
	Secured Deposit	$20,000	-	-	-	-	4.35	-	4.80	5.10	5.40	BB+
Medical Securities	Term Deposits	$500	$24,999	-	-	-	3.50	-	4.00	4.25	4.40	A-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Medical Securities	Term Deposit	$25,000	-	-	-	-	3.25	-	3.75	4.00	4.15	A-
Napier Building Society	Term Deposit	$5,000	-	-	-	-	3.50	-	4.25	-	4.50	NR
Nelson Building Society	Term Deposit	$5,000	$250,000	-	3.00	-	3.50	-	4.30	4.40	4.40
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.90	-	1.90	1.90	1.90
Public Trust	Term Deposit	$250,000	-	-	-	-	1.90	-	1.90	1.90	1.90
	RaboDirect Term Deposits	$1,000	-	-	3.00	-	3.25	-	4.00▼	4.05	4.10▼	AA
SBS Bank	Term Investment Specials	$5,000	$250,000	-	-	-	3.25▼	3.50	4.00▼	4.00▼	4.10▼	BBB
	Term Deposit	$5,000	$9,999	-	2.75	2.75	3.10	3.10	3.85	3.95	4.10	BBB+
	Term Deposit	$10,000	$250,000	-	2.75	2.75	3.25	3.25	4.00	4.10	4.15	BBB+
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	3.00	-	3.00	3.00	3.00
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	4.00	-	4.15	4.35	4.50
	Term Investment	$5,000	$9,999	-	2.00	3.00	3.00	3.00	3.00	3.00	3.90	AA-
	Term Investment	$10,000	$49,999	-	1.75	2.75	3.25	3.25	3.75	3.85	4.10	AA-
	Term Investment	$50,000	$99,999	-	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
	Monthly Interest Investment	$5,000	$9,999	-	-	-	-	-	3.00	3.00	3.90	AA-
	Monthly Interest Investment	$10,000	$49,999	-	-	-	-	-	4.00	4.00	4.20	AA-
	Monthly Interest Investment	$50,000	$99,999	-	-	-	-	-	4.00	4.00	4.20	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Westpac SuperGold	$5,000	-	-	-	-	-	-	3.75	-	4.20	AA-
	Monthly Interest Investment	$100,000	$249,999	-	-	-	-	-	4.00	4.00	4.20	AA-
	Term Investment	$100,000	$249,999	-	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
PGG Wrightson Finance	Term Deposit	$1,000	$19,999	3.75	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
PGG Wrightson Finance	Term Deposit - Qtr Interest	$20,000	-	3.75	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
ANZ	Advantage	-	$4,999	-	-	-	-	-	-	-	-	AA-
HSBC Premier	Multi currency account	-	$9,999	-	-	-	-	-	-	-	-	AA-
HSBC Premier	Multi currency account	$10,000	$19,999	-	-	-	-	-	-	-	-	AA-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-	AA-
	Earner Account	-	$4,999	-	-	-	-	-	-	-	-	AA-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
	Cash Management Account	$20,000	$49,999	0.25	-	-	-	-	-	-	-	AA-
	Cash Management Account	$50,000	$99,999	0.25	-	-	-	-	-	-	-	AA-
	Cash Management Account	$100,000	-	0.25	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$1	$14,999	0.40	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$5,000	$19,999	0.50	-	-	-	-	-	-	-	AA-
Kiwibank	Bill Blaster	$100	-	0.50	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$1,000	$4,999	0.75	-	-	-	-	-	-	-
SBS Bank	Prospector	$1,000	$4,999	0.75	-	-	-	-	-	-	-	BBB
	Earner Account	$5,000	$19,999	0.75	-	-	-	-	-	-	-	AA-
	Earner Account	$20,000	$49,999	0.75	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$20,000	$99,999	0.85	-	-	-	-	-	-	-	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
ANZ	Advantage	$20,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
ANZ	Premier	$5,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
ANZ	Advantage	$5,000	$19,999	1.00	-	-	-	-	-	-	-	AA-
	Unlimited	-	$99,999	1.00	-	-	-	-	-	-	-	AA-
BankDirect	High Interest Transaction	$5,000	$49,999	1.00	-	-	-	-	-	-	-	AA-
BankDirect	High Interest Transaction	$50,000	$99,999	1.00	-	-	-	-	-	-	-	AA-
HSBC Premier	Multi currency account	$20,000	-	1.00	-	-	-	-	-	-	-	AA-
Kiwibank	Back-up Saver	-	-	1.00	-	-	-	-	-	-	-	AA-
	RaboDirect PremiumSaver - base rate	$1	-	1.00	-	-	-	-	-	-	-	AA
ANZ	Advantage	$50,000	$99,999	1.25	-	-	-	-	-	-	-	AA-
ANZ	Premier	$50,000	$99,999	1.25	-	-	-	-	-	-	-	AA-
Co-operative Bank	Smile On	$5,000	$14,999	1.25	-	-	-	-	-	-	-	BBB-
Kiwibank	Fast Forward Saver	-	$999	1.25	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$100,000	$249,999	1.35	-	-	-	-	-	-	-	AA-
Public Trust	On call account	$250,000	-	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	1.40	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	1.40	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	1.50	-	-	-	-	-	-	-	AA-
Co-operative Bank	Smile On	$15,000	$49,999	1.50	-	-	-	-	-	-	-	BBB-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Credit Union Baywide	Success Saver	-	$4,999	1.50	-	-	-	-	-	-	-	BB
Credit Union Baywide	Success Saver	$5,000	$19,999	1.50	-	-	-	-	-	-	-	BB
Kiwibank	Front Runner	$4,000	$14,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$15,000	$49,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.50	-	-	-	-	-	-	-	AA-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.50	-	-	-	-	-	-	-	AA-
	Earner Account	$50,000	$99,999	1.75	-	-	-	-	-	-	-	AA-
Co-operative Bank	Smile On	$50,000	$99,999	1.85	-	-	-	-	-	-	-	BBB-
Credit Union Baywide	Success Saver	$20,000	$99,999	2.00	-	-	-	-	-	-	-	BB
First Credit Union	MoneyMaker	-	$999	2.00	-	-	-	-	-	-	-	BB
Forsyth Barr	Cash Management Fund	$3,000	$19,999	2.00	-	-	-	-	-	-	-	AAm
Gold Band Finance	On Call	$500	$4,999	2.00	-	-	-	-	-	-	-	NR
Gold Band Finance	On Call	$5,000	-	2.00	-	-	-	-	-	-	-	NR
Kiwibank	Fast Forward Saver	$4,000	-	2.00	-	-	-	-	-	-	-	AA-
Prometheus	Call Account	$500	-	2.00	-	-	-	-	-	-	-
	Simple Saver	$1	-	2.00	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$5,000	$9,999	2.05	-	-	-	-	-	-	-
SBS Bank	Prospector	$5,000	$9,999	2.05	-	-	-	-	-	-	-	BBB
BNZ	Personal Call Account	$250,000	$499,999	2.10	-	-	-	-	-	-	-	AA-
CRAIGS Investment Partners	NZD On-Call	$500	$19,999	2.20	-	-	-	-	-	-	-	NR
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
HSBC Premier	Online Savings Account	$15,000	-	2.20	-	-	-	-	-	-	-	AA-
CRAIGS Investment Partners	NZD On-Call	$20,000	$99,999	2.25	-	-	-	-	-	-	-	NR
Kiwibank	Front Runner	$50,000	$99,999	2.25	-	-	-	-	-	-	-	AA-
BNZ	Personal Call Account	$500,000	-	2.35	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$10,000	$99,999	2.35	-	-	-	-	-	-	-
SBS Bank	Prospector	$10,000	$19,999	2.35	-	-	-	-	-	-	-	BBB
Kiwibank	PIE Online Call base rate	$2,000	-	2.40	-	-	-	-	-	-	-	AA-
Forsyth Barr	Cash Management Fund	$20,000	$49,999	2.50	-	-	-	-	-	-	-	AAm
Kiwibank	First Saver	-	-	2.50	-	-	-	-	-	-	-	AA-
Napier Building Society	On Call	$1	-	2.50	-	-	-	-	-	-	-	NR
	Earner Account	$100,000	-	2.50	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$100,000	$249,999	2.65	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	$249,999	2.65	-	-	-	-	-	-	-	BBB
ANZ	Advantage	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
ANZ	Premier	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
	Unlimited	$100,000	-	2.75	-	-	-	-	-	-	-	AA-
	FastSaver	$1	-	2.75	-	-	-	-	-	-	-	AA-
CRAIGS Investment Partners	NZD On-Call	$100,000	$249,999	2.75	-	-	-	-	-	-	-	NR
First Credit Union	MoneyMaker	$1,000	$4,999	2.75	-	-	-	-	-	-	-	BB
	Premier Cheque	$5,000	$19,999	2.75	-	-	-	-	-	-	-	BBB+
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
BNZ	TotalMoney	$100,000	-	2.80▼	-	-	-	-	-	-	-	AA-
BNZ	Personal OnCall	-	-	2.80▼	-	-	-	-	-	-	-	AA-
Direct Broking Call Account	Direct Broking Call Account	$1	-	2.80	-	-	-	-	-	-	-
NZ Guardian Trust	Guardian Cash Fund	$1,000	-	2.80	-	-	-	-	-	-	-	NR
SBS Bank	Prospector	$20,000	$49,999	2.95	-	-	-	-	-	-	-	BBB
ANZ	Online Call	$2,000	-	3.00	-	-	-	-	-	-	-	AA-
Co-operative Bank	Smile On	$100,000	-	3.00	-	-	-	-	-	-	-	BBB-
Co-operative Bank	Online Account	$1	-	3.00	-	-	-	-	-	-	-	BBB-
CRAIGS Investment Partners	NZD On-Call	$250,000	-	3.00	-	-	-	-	-	-	-	NR
Credit Union Auckland	Success Saver	$500	$4,999	3.00	-	-	-	-	-	-	-	NR
Forsyth Barr	Cash Management Fund	$50,000	$249,999	3.00	-	-	-	-	-	-	-	AAm
HBS Bank	Prospector Call	$250,000	-	3.00▼	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	3.00	-	-	-	-	-	-	-	NR
Heretaunga Building Society	On Call	$50,000	$99,999	3.00	-	-	-	-	-	-	-	NR
SBS Bank	Prospector	$250,000	-	3.00▼	-	-	-	-	-	-	-	BBB
	Premier Cheque	$20,000	$34,999	3.00	-	-	-	-	-	-	-	BBB+
	Horizon Plan	$1	-	3.00	-	-	-	-	-	-	-	BBB+
	Telephone Call Account	$20,000	$99,999	3.00	-	-	-	-	-	-	-	AA
	Telephone Call Account	$5,000	$19,999	3.00	-	-	-	-	-	-	-	AA
	Online Saver	$500,000	-	3.00	-	-	-	-	-	-	-	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Online Saver	-	$100,000	3.00	-	-	-	-	-	-	-	AA-
	Online Saver	$100,000	$499,999	3.00	-	-	-	-	-	-	-	AA-
SBS Bank	Prospector	$50,000	$99,999	3.05	-	-	-	-	-	-	-	BBB
BankDirect	High Interest Transaction	$100,000	-	3.15	-	-	-	-	-	-	-	AA-
BankDirect	Savings account	$1	-	3.15	-	-	-	-	-	-	-	AA-
Kiwibank	Front Runner	$100,000	-	3.15	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	3.15	-	-	-	-	-	-	-	AA-
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
	Telephone Call Account	$100,000	-	3.15	-	-	-	-	-	-	-	AA
HBS Bank	i-save	$1	-	3.20	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	3.20	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	3.20	-	-	-	-	-	-	-	BBB
Forsyth Barr	Cash Management Fund	$250,000	-	3.25	-	-	-	-	-	-	-	AAm
	RaboDirect PremiumSaver - bonus rate	$1	-	3.25	-	-	-	-	-	-	-	AA
	Premier Cheque	$35,000	$49,999	3.25	-	-	-	-	-	-	-	BBB+
	WebSaver	$1,000	-	3.25	-	-	-	-	-	-	-	BBB+
	Premier Cheque	$50,000	$99,999	3.45	-	-	-	-	-	-	-	BBB+
Credit Union Baywide	Success Saver	$100,000	$250,000	3.50	-	-	-	-	-	-	-	BB
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Heretaunga Building Society	On Call	$100,000	-	3.50	-	-	-	-	-	-	-	NR
First Credit Union	MoneyMaker	$5,000	-	3.75	-	-	-	-	-	-	-	BB
Fisher & Paykel Finance	Call account	$500	-	3.75	-	-	-	-	-	-	-	BB+
Heartland Bank	Heartland Call Deposit	$1,000	$49,999	3.75	-	-	-	-	-	-	-	BBB-
Heartland Bank	Heartland Call Deposit	$50,000	$250,000	3.75	-	-	-	-	-	-	-	BBB-
PGG Wrightson Finance	Rural Saver	$1	-	3.85	-	-	-	-	-	-	-	BBB-
ANZ	Serious Saver Account - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
	Online Bonus Saver - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - potential rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
Credit Union Auckland	Success Saver	$5,000	-	4.00	-	-	-	-	-	-	-	NR
First Credit Union	Online Savings	$1	-	4.00	-	-	-	-	-	-	-	BB
	Premier Cheque	$100,000	-	4.00	-	-	-	-	-	-	-	BBB+
	Online Bonus Saver - Potential Rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
	RaboDirect PremiumSaver - potential rate	$1	-	4.25	-	-	-	-	-	-	-	AA
PGG Wrightson Finance	Savings Optimiser	$2,000	-	4.50	-	-	-	-	-	-	-	BBB-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$1	$14,999	0.40	-	-	-	-	-	-	-	AA-
HSBC Premier	Online Savings Account	$15,000	-	2.20	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call base rate	$2,000	-	2.40	-	-	-	-	-	-	-	AA-
	FastSaver	$1	-	2.75	-	-	-	-	-	-	-	AA-
BNZ	Personal OnCall	-	-	2.80▼	-	-	-	-	-	-	-	AA-
ANZ	Online Call	$2,000	-	3.00	-	-	-	-	-	-	-	AA-
Co-operative Bank	Online Account	$1	-	3.00	-	-	-	-	-	-	-	BBB-
	Online Saver	$500,000	-	3.00	-	-	-	-	-	-	-	AA-
	Online Saver	-	$100,000	3.00	-	-	-	-	-	-	-	AA-
	Online Saver	$100,000	$499,999	3.00	-	-	-	-	-	-	-	AA-
BankDirect	Savings account	$1	-	3.15	-	-	-	-	-	-	-	AA-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	3.15	-	-	-	-	-	-	-	AA-
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
SBS Bank	i-save	-	-	3.20	-	-	-	-	-	-	-	BBB
	WebSaver	$1,000	-	3.25	-	-	-	-	-	-	-	BBB+
	Online Bonus Saver - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
First Credit Union	Online Savings	$1	-	4.00	-	-	-	-	-	-	-	BB
	Online Bonus Saver - Potential Rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	Earner Account	-	$4,999	-	-	-	-	-	-	-	-	AA-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - base rate	$1	-	0.10	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$1,000	$4,999	0.75	-	-	-	-	-	-	-
	Earner Account	$5,000	$19,999	0.75	-	-	-	-	-	-	-	AA-
	Earner Account	$20,000	$49,999	0.75	-	-	-	-	-	-	-	AA-
	RaboDirect PremiumSaver - base rate	$1	-	1.00	-	-	-	-	-	-	-	AA
BNZ	TotalMoney	-	$99,999	1.50	-	-	-	-	-	-	-	AA-
	Earner Account	$50,000	$99,999	1.75	-	-	-	-	-	-	-	AA-
First Credit Union	MoneyMaker	-	$999	2.00	-	-	-	-	-	-	-	BB
	Simple Saver	$1	-	2.00	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$5,000	$9,999	2.05	-	-	-	-	-	-	-
HBS Bank	Prospector Call	$10,000	$99,999	2.35	-	-	-	-	-	-	-
	Earner Account	$100,000	-	2.50	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$100,000	$249,999	2.65	-	-	-	-	-	-	-
First Credit Union	MoneyMaker	$1,000	$4,999	2.75	-	-	-	-	-	-	-	BB
BNZ	TotalMoney	$100,000	-	2.80▼	-	-	-	-	-	-	-	AA-
HBS Bank	Prospector Call	$250,000	-	3.00▼	-	-	-	-	-	-	-
	Horizon Plan	$1	-	3.00	-	-	-	-	-	-	-	BBB+
	RaboDirect High Interest Savings Account	-	-	3.15	-	-	-	-	-	-	-	AA
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
	RaboDirect PremiumSaver - bonus rate	$1	-	3.25	-	-	-	-	-	-	-	AA
First Credit Union	MoneyMaker	$5,000	-	3.75	-	-	-	-	-	-	-	BB
ANZ	Serious Saver Account - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - bonus rate	$1	-	3.90	-	-	-	-	-	-	-	AA-
BNZ	Rapid Save - potential rate	$1	-	4.00	-	-	-	-	-	-	-	AA-
	RaboDirect PremiumSaver - potential rate	$1	-	4.25	-	-	-	-	-	-	-	AA
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	5.00	5.75	B
Avanti Finance	Secured First Ranking Debenture	$10,000	-	-	-	-	-	-	-	-	5.00	BB
Avanti Finance	Secured First Ranking Debenture	$100,000	-	-	-	-	-	-	-	-	5.25	BB
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	5.00	NR
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	-	6.50	8.50	NR
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	3.00	-	5.50	NR
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	3.75	-	5.00	NR
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.50	2.50	3.50	NR
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	2.00	2.00	3.00	NR
Prometheus	Term Investment	$5,000	$9,999	-	-	-	-	-	3.75	-	3.50
Prometheus	Term Investment	$10,000	-	-	-	-	-	-	3.75	-	3.75
Prometheus	Term Investment	$1,000	$4,999	-	-	-	-	-	3.75	-	3.50
	UDC Secured Term Investment	$100,000	-	-	2.75	3.00	3.45	3.60	4.10	4.10	4.20	AA
	UDC Secured Term Investment	$5,000	$99,999	-	2.75	3.00	3.35	3.50	4.00	4.00	4.20	AA
Fisher & Paykel Finance	First Ranking Secured	$1,000	$25,000	3.25	-	-	4.10	-	4.20	4.15	4.10	BB+
Fisher & Paykel Finance	First Ranking Secured	$25,000	$250,000	3.25	-	-	4.25	4.75	4.35	4.30	4.25	BB+
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-	BBB-
Debt Management Office	Kiwi Bonds	$1,000	$500,000	-	-	-	-	-	2.25	-	2.50	AAA
Debt Management Office	Earthquake Kiwi Bond	$1,000	$500,000	-	-	-	-	-	-	-	-	AAA

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