Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
Featured special rates
| Institution |
Rate |
Term |
More Info |
Minimum |
Action |
|
8.00% |
Equity investment |
Targeted income return of 8%pa plus capital gain More
Senior Trust is committed to providing investors the opportunity to participate in the growing retirement village industry and intends to provide both a regular income distribution targeted at 8% for a full financial year plus capital growth through ownership in carefully selected retirement village assets located in areas of proven demographic demand and operated by experienced capable managers.
The minimum subscription is for $5000 dollars and applications will only be accepted on the form supplied with the investment statement .The 8% targeted return is for a full financial year ,is a target and not a fixed rate of return.
|
5000 |
|
Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.
NEW: Click on a provider's name or logo to see all their rates.
Provider
  |
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
ANZ
|
Advantage |
- |
$4,999 |
- |
AA- |
|
ANZ
|
Serious Saver Account - base rate |
- |
- |
0.10 |
AA- |
|
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.90 |
AA- |
|
ANZ
|
Online Call |
$2,000 |
- |
3.00 |
AA- |
|
ANZ
|
Premier |
$5,000 |
$49,999 |
1.00 |
AA- |
|
ANZ
|
Advantage |
$5,000 |
$19,999 |
1.00 |
AA- |
|
ANZ
|
Advantage |
$20,000 |
$49,999 |
1.00 |
AA- |
|
ANZ
|
Advantage |
$50,000 |
$99,999 |
1.25 |
AA- |
|
ANZ
|
Premier |
$50,000 |
$99,999 |
1.25 |
AA- |
|
ANZ
|
Advantage |
$100,000 |
- |
2.75 |
AA- |
|
ANZ
|
Premier |
$100,000 |
- |
2.75 |
AA- |
|
Unlimited |
- |
$99,999 |
1.00 |
AA- |
|
|
FastSaver |
$1 |
- |
2.75 |
AA- |
|
|
Unlimited |
$100,000 |
- |
2.75 |
AA- |
|
BankDirect
|
Savings account |
$1 |
- |
3.15 |
AA- |
|
BankDirect
|
High Interest Transaction |
$5,000 |
$49,999 |
1.00 |
AA- |
|
BankDirect
|
High Interest Transaction |
$50,000 |
$99,999 |
1.00 |
AA- |
|
BankDirect
|
High Interest Transaction |
$100,000 |
- |
3.15 |
AA- |
|
BNZ
|
TotalMoney |
- |
$99,999 |
1.50 |
AA- |
|
BNZ
|
Personal OnCall |
- |
- |
2.80▼ |
AA- |
|
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
BNZ
|
Rapid Save - base rate |
$1 |
- |
0.10 |
AA- |
|
BNZ
|
Rapid Save - potential rate |
$1 |
- |
4.00 |
AA- |
|
BNZ
|
Rapid Save - bonus rate |
$1 |
- |
3.90 |
AA- |
|
BNZ
|
Personal Call Account |
$5,000 |
$19,999 |
0.50 |
AA- |
|
BNZ
|
Personal Call Account |
$20,000 |
$99,999 |
0.85 |
AA- |
|
BNZ
|
Personal Call Account |
$100,000 |
$249,999 |
1.35 |
AA- |
|
BNZ
|
TotalMoney |
$100,000 |
- |
2.80▼ |
AA- |
|
BNZ
|
Personal Call Account |
$250,000 |
$499,999 |
2.10 |
AA- |
|
BNZ
|
Personal Call Account |
$500,000 |
- |
2.35 |
AA- |
|
Co-operative Bank
|
Online Account |
$1 |
- |
3.00 |
BBB- |
|
Co-operative Bank
|
Smile On |
$5,000 |
$14,999 |
1.25 |
BBB- |
|
Co-operative Bank
|
Smile On |
$15,000 |
$49,999 |
1.50 |
BBB- |
|
Co-operative Bank
|
Smile On |
$50,000 |
$99,999 |
1.85 |
BBB- |
|
Co-operative Bank
|
Smile On |
$100,000 |
- |
3.00 |
BBB- |
|
CRAIGS Investment Partners
|
NZD On-Call |
$500 |
$19,999 |
2.20 |
NR |
|
CRAIGS Investment Partners
|
NZD On-Call |
$20,000 |
$99,999 |
2.25 |
NR |
|
CRAIGS Investment Partners
|
NZD On-Call |
$100,000 |
$249,999 |
2.75 |
NR |
|
CRAIGS Investment Partners
|
NZD On-Call |
$250,000 |
- |
3.00 |
NR |
|
Credit Union Auckland
|
Success Saver |
$500 |
$4,999 |
3.00 |
NR |
|
Credit Union Auckland
|
Success Saver |
$5,000 |
- |
4.00 |
NR |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
Credit Union Baywide
|
Success Saver |
- |
$4,999 |
1.50 |
BB |
|
Credit Union Baywide
|
Success Saver |
$5,000 |
$19,999 |
1.50 |
BB |
|
Credit Union Baywide
|
Success Saver |
$20,000 |
$99,999 |
2.00 |
BB |
|
Credit Union Baywide
|
Success Saver |
$100,000 |
$250,000 |
3.50 |
BB |
|
Direct Broking Call Account
|
Direct Broking Call Account |
$1 |
- |
2.80 |
|
|
First Credit Union
|
MoneyMaker |
- |
$999 |
2.00 |
BB |
|
First Credit Union
|
Online Savings |
$1 |
- |
4.00 |
BB |
|
First Credit Union
|
MoneyMaker |
$1,000 |
$4,999 |
2.75 |
BB |
|
First Credit Union
|
MoneyMaker |
$5,000 |
- |
3.75 |
BB |
|
Fisher & Paykel Finance
|
Call account |
$500 |
- |
3.75 |
BB+ |
|
Forsyth Barr
|
Cash Management Fund |
$3,000 |
$19,999 |
2.00 |
AAm |
|
Forsyth Barr
|
Cash Management Fund |
$20,000 |
$49,999 |
2.50 |
AAm |
|
Forsyth Barr
|
Cash Management Fund |
$50,000 |
$249,999 |
3.00 |
AAm |
|
Forsyth Barr
|
Cash Management Fund |
$250,000 |
- |
3.25 |
AAm |
|
Gold Band Finance
|
On Call |
$500 |
$4,999 |
2.00 |
NR |
|
Gold Band Finance
|
On Call |
$5,000 |
- |
2.00 |
NR |
|
HBS Bank
|
i-save |
$1 |
- |
3.20 |
|
|
HBS Bank
|
Prospector Call |
$1,000 |
$4,999 |
0.75 |
|
|
HBS Bank
|
Prospector Call |
$5,000 |
$9,999 |
2.05 |
|
|
HBS Bank
|
Prospector Call |
$10,000 |
$99,999 |
2.35 |
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
HBS Bank
|
Prospector Call |
$100,000 |
$249,999 |
2.65 |
|
|
HBS Bank
|
Prospector Call |
$250,000 |
- |
3.00▼ |
|
|
Heartland Bank
|
Heartland Call Deposit |
$1,000 |
$49,999 |
3.75 |
BBB- |
|
Heartland Bank
|
Heartland Call Deposit |
$50,000 |
$250,000 |
3.75 |
BBB- |
|
Heretaunga Building Society
|
On Call |
- |
$49,999 |
3.00 |
NR |
|
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
3.00 |
NR |
|
Heretaunga Building Society
|
On Call |
$100,000 |
- |
3.50 |
NR |
|
HSBC Premier
|
Multi currency account |
- |
$9,999 |
- |
AA- |
|
HSBC Premier
|
Online Savings Account |
$1 |
$14,999 |
0.40 |
AA- |
|
HSBC Premier
|
Multi currency account |
$10,000 |
$19,999 |
- |
AA- |
|
HSBC Premier
|
Online Savings Account |
$15,000 |
- |
2.20 |
AA- |
|
HSBC Premier
|
Multi currency account |
$20,000 |
- |
1.00 |
AA- |
|
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
AA- |
|
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
AA- |
|
Kiwibank
|
Back-up Saver |
- |
- |
1.00 |
AA- |
|
Kiwibank
|
Fast Forward Saver |
- |
$999 |
1.25 |
AA- |
|
Kiwibank
|
First Saver |
- |
- |
2.50 |
AA- |
|
Kiwibank
|
Bill Blaster |
$100 |
- |
0.50 |
AA- |
|
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
1.50 |
AA- |
|
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
3.15 |
AA- |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
2.40 |
AA- |
|
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
1.50 |
AA- |
|
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
1.50 |
AA- |
|
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
2.00 |
AA- |
|
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
1.50 |
AA- |
|
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
2.25 |
AA- |
|
Kiwibank
|
Front Runner |
$100,000 |
- |
3.15 |
AA- |
|
Napier Building Society
|
On Call |
$1 |
- |
2.50 |
NR |
|
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
3.20 |
|
|
NZ Guardian Trust
|
Guardian Cash Fund |
$1,000 |
- |
2.80 |
NR |
|
PGG Wrightson Finance
|
Rural Saver |
$1 |
- |
3.85 |
BBB- |
|
PGG Wrightson Finance
|
Savings Optimiser |
$2,000 |
- |
4.50 |
BBB- |
|
Prometheus
|
Call Account |
$500 |
- |
2.00 |
|
|
Public Trust
|
On call account |
$500 |
$9,999 |
1.40 |
|
|
Public Trust
|
On call account |
$10,000 |
$49,999 |
1.40 |
|
|
Public Trust
|
On call account |
$50,000 |
$249,999 |
1.40 |
|
|
Public Trust
|
On call account |
$250,000 |
- |
1.40 |
|
|
RaboDirect High Interest Savings Account |
- |
- |
3.15 |
AA |
|
|
RaboDirect High Interest Savings Account |
- |
- |
3.15 |
AA |
|
|
RaboDirect High Interest Savings Account |
- |
- |
3.15 |
AA |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
|
RaboDirect PremiumSaver - base rate |
$1 |
- |
1.00 |
AA |
|
|
RaboDirect PremiumSaver - bonus rate |
$1 |
- |
3.25 |
AA |
|
|
RaboDirect PremiumSaver - potential rate |
$1 |
- |
4.25 |
AA |
|
SBS Bank
|
i-save |
- |
- |
3.20 |
BBB |
|
SBS Bank
|
Prospector |
$1,000 |
$4,999 |
0.75 |
BBB |
|
SBS Bank
|
Prospector |
$5,000 |
$9,999 |
2.05 |
BBB |
|
SBS Bank
|
Prospector |
$10,000 |
$19,999 |
2.35 |
BBB |
|
SBS Bank
|
Prospector |
$20,000 |
$49,999 |
2.95 |
BBB |
|
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
3.05 |
BBB |
|
SBS Bank
|
Prospector |
$100,000 |
$249,999 |
2.65 |
BBB |
|
SBS Bank
|
Prospector |
$250,000 |
- |
3.00▼ |
BBB |
|
Horizon Plan |
$1 |
- |
3.00 |
BBB+ |
|
|
WebSaver |
$1,000 |
- |
3.25 |
BBB+ |
|
|
Premier Cheque |
$5,000 |
$19,999 |
2.75 |
BBB+ |
|
|
Premier Cheque |
$20,000 |
$34,999 |
3.00 |
BBB+ |
|
|
Premier Cheque |
$35,000 |
$49,999 |
3.25 |
BBB+ |
|
|
Premier Cheque |
$50,000 |
$99,999 |
3.45 |
BBB+ |
|
|
Premier Cheque |
$100,000 |
- |
4.00 |
BBB+ |
|
Telephone Call Account |
$5,000 |
$19,999 |
3.00 |
AA |
|
|
Telephone Call Account |
$20,000 |
$99,999 |
3.00 |
AA |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
Rating
|
|
|
Telephone Call Account |
$100,000 |
- |
3.15 |
AA |
|
Online Saver |
- |
$100,000 |
3.00 |
AA- |
|
|
Earner Account |
- |
$4,999 |
- |
AA- |
|
|
Simple Saver |
$1 |
- |
2.00 |
AA- |
|
|
Online Bonus Saver - bonus rate |
$1 |
- |
3.90 |
AA- |
|
|
Online Bonus Saver - base rate |
$1 |
- |
0.10 |
AA- |
|
|
Online Bonus Saver - Potential Rate |
$1 |
- |
4.00 |
AA- |
|
|
Earner Account |
$5,000 |
$19,999 |
0.75 |
AA- |
|
|
Cash Management Account |
$20,000 |
$49,999 |
0.25 |
AA- |
|
|
Earner Account |
$20,000 |
$49,999 |
0.75 |
AA- |
|
|
Cash Management Account |
$50,000 |
$99,999 |
0.25 |
AA- |
|
|
Earner Account |
$50,000 |
$99,999 |
1.75 |
AA- |
|
|
Cash Management Account |
$100,000 |
- |
0.25 |
AA- |
|
|
Earner Account |
$100,000 |
- |
2.50 |
AA- |
|
|
Online Saver |
$100,000 |
$499,999 |
3.00 |
AA- |
|
|
Online Saver |
$500,000 |
- |
3.00 |
AA- |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
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