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deposit rates

Term Deposits Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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ANZ Term Deposits $10,000 - 1.00 1.50 2.60 3.00 3.15 3.30 3.25
Co-operative Bank Term Deposit $10,000 - 2.75 - 3.20 3.20 3.20 3.25 3.30
First Credit Union Term Investment $50,000 - - - 3.40 - 3.60 3.70 3.80
Heretaunga Building Society Term Investment $1 - - - 3.10 - 3.50 4.40 3.60
HSBC Premier Term Deposit $250,000 - 1.00▼ 1.00▼ 2.65▼ 3.00▼ 2.90▼ 3.00▼ 3.00▼
Kiwibank Notice Saver $2,000 - 2.50 - 3.00 - - - -
Kookmin - NZ Term Deposit $100,000 - 3.25 3.00 3.50 3.70 3.90 4.00 4.15
Liberty Financial Limited Secured Deposit $100,000 - - - 3.65 - 4.25 4.35 4.90
Napier Building Society Term Deposit $5,000 - - - 3.00 - 3.50 - 3.80
Public Trust Term Deposit $250,000 - - - 1.90 - 1.90 1.90 2.15
RaboDirect RaboDirect Term Deposits $1,000 - 2.30 - 2.85 - 3.30 3.35 3.40
Wairarapa Bldg Socy Term Investment $5,000 - - - 3.15 - 3.45 3.50 3.55
Westpac Westpac SuperGold $5,000 - - - - - 3.30 - 3.45
Wairarapa Bldg Socy Term Investment $500 $1,999 - - 2.00 - 2.00 2.00 2.00
BNZ Term Investment $2,000 $4,999 2.00 2.00 2.00 2.00 2.00 2.00 2.00
Co-operative Bank Term Deposit $2,000 $4,999 2.65 - 3.10 3.10 3.10 3.15 3.20
Kiwibank Term Deposits $1,000 $4,999 - - 2.00 2.00 2.00 2.00 2.00
NZCU South Term investment $500 $4,999 2.00 - 2.25 2.50 2.75 2.75 3.00
Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - 3.00 - 3.00 3.00 3.00
ASB Bank Term Investment $5,000 $9,999 1.00 1.25 1.75 2.00 2.00 2.00 2.00
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Co-operative Bank Term Deposit $5,000 $9,999 2.65 - 3.10 3.10 3.10 3.15 3.20
First Credit Union Term Investment $500 $9,999 - - 3.40 - 3.60 3.70 3.80
HSBC Premier Term Deposits $5,000 $9,999 0.90▼ 0.90▼ 1.90 1.90 1.90 1.90 1.90
Kiwibank Term Deposits $5,000 $9,999 1.65 1.90 2.50 3.15 3.00 3.10 3.20
Kookmin - NZ Term Deposit $5,000 $9,999 2.25 - 3.10 3.20 3.50 3.80 4.20
NZCU Auckland Investment Account $500 $9,999 - - 3.00 - 3.25 3.25 3.25
Public Trust Term Deposit $5,000 $9,999 - - 1.90 - 1.90 1.90 2.15
TSB Bank Term Deposit $5,000 $9,999 2.00 2.25 2.60 3.00 3.10 3.15 3.20
Westpac Term Investment $5,000 $9,999 0.75 1.50 2.00 2.00 2.00 2.00 2.50
Westpac Monthly Interest Investment $5,000 $9,999 - - - - 2.00 2.00 2.50
Heartland Bank Heartland Term Deposit $1,000 $19,999 2.15 2.15 2.65 2.65 3.30 3.20 3.40
Liberty Financial Limited Secured Deposit $5,000 $19,999 - - 3.45 - 4.05 4.15 4.70
ASB Bank Term Investment $10,000 $49,999 1.25 1.25 2.60 3.00 3.30 3.10 3.25
BankDirect Term Investment $10,000 $49,999 1.25 1.25 2.60 3.00 3.30 3.10 3.25
First Credit Union Term Investment $10,000 $49,999 - - 3.40 - 3.60 3.70 3.80
HSBC Premier Term Deposits $10,000 $49,999 0.90▼ 0.90▼ 2.55▼ 2.90▼ 2.80▼ 2.90▼ 2.90▼
Kiwibank Term Deposits $10,000 $49,999 1.75 2.00 2.60 3.25 3.10 3.20 3.30
Kookmin - NZ Term Deposit $10,000 $49,999 2.75 2.80 3.30 3.50 3.65 3.70 3.95
Public Trust Term Deposit $10,000 $49,999 - - 1.90 - 1.90 1.90 2.15
Westpac Term Investment $10,000 $49,999 0.75 1.50 2.50 2.80 3.00 3.10 3.20
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Westpac Monthly Interest Investment $10,000 $49,999 - - - - 3.00 3.10 3.10
HSBC Premier Term Deposits $50,000 $99,999 0.90▼ 0.90▼ 2.55▼ 2.90▼ 2.80▼ 2.90▼ 2.90▼
Kookmin - NZ Term Deposit $50,000 $99,999 3.10 3.00 3.40 3.60 3.80 3.85 4.05
Liberty Financial Limited Secured Deposit $20,000 $99,999 - - 3.60 - 4.20 4.30 4.85
Westpac Term Investment $50,000 $99,999 0.75 1.50 2.50 2.80 3.00 3.10 3.20
Westpac Monthly Interest Investment $50,000 $99,999 - - - - 3.00 3.10 3.10
NZCU Auckland Investment Account $10,000 $240,000 - - 3.00 - 3.40 3.50 3.60
HSBC Premier Term Deposit $100,000 $249,999 1.00▼ 1.00▼ 2.65▼ 3.00▼ 2.90▼ 3.00▼ 3.00▼
Kiwibank Term Deposits $50,000 $249,999 1.75 2.00 2.60 3.25 3.10 3.20 3.30
Public Trust Term Deposit $50,000 $249,999 - - 1.90 - 1.90 1.90 2.15
Westpac Monthly Interest Investment $100,000 $249,999 - - - - 3.00 3.10 3.10
Westpac Term Investment $100,000 $249,999 1.00 2.20 2.75 3.50 3.30 3.35 3.50
Nelson Building Society Term Deposit $5,000 $250,000 2.75 - 3.10 - 3.50 3.55 3.65
NZCU South Term investment $5,000 $250,000 3.00 - 3.25 3.50 3.75 3.75 4.00
SBS Bank Term Investment Specials $5,000 $250,000 - - 2.75 2.75 3.30 3.30 3.30
TSB Bank Term Deposit $10,000 $250,000 2.00 2.25 2.60 3.10 3.20 3.25 3.30
BNZ Term Investment $5,000 $1,000,000 1.25▼ 1.50▼ 2.60 3.00 3.20 3.25 3.25▼
BNZ Term Saver $5,000 $1,000,000 2.50 - - - - - -
NZCU Baywide Term investment $1,000 $1,000,000 2.50 2.50 2.80 3.25 3.35 3.45 3.55
Heartland Bank Heartland Term Deposit $20,000 $5,000,000 2.25 2.25 2.75 2.75 3.30 3.30 3.40
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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BankDirect Term Investment $50,000 $10,000,000 1.25 1.25 2.60 3.00 3.30 3.10 3.25

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