Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
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Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
3.00 |
3.00 |
3.25 |
3.25 |
3.75 |
3.85 |
4.00 |
AA- |
|
Co-operative Bank
|
Term Deposit |
$10,000 |
- |
3.00 |
- |
3.75▼ |
3.75▼ |
3.75▼ |
4.00▼ |
4.05▼ |
BBB- |
|
First Credit Union
|
Term Investment |
$50,000 |
- |
- |
- |
4.00 |
- |
4.50 |
4.50 |
4.75 |
BB |
|
HBS Bank
|
Term Investment |
$5,000 |
- |
- |
- |
3.25 |
- |
4.00 |
4.00 |
4.10 |
|
|
Heartland Bank
|
Heartland Term Deposit |
$20,000 |
- |
3.75 |
3.75 |
4.00 |
- |
4.15 |
4.05 |
4.40 |
BBB- |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
3.40 |
- |
4.10 |
4.40 |
4.30 |
NR |
|
HSBC Premier
|
Term Deposit |
$250,000 |
- |
2.20 |
2.20 |
3.35 |
3.50 |
3.80 |
3.90 |
4.00 |
AA- |
|
Kiwibank
|
Notice Saver |
$2,000 |
- |
4.00 |
- |
4.15 |
- |
- |
- |
- |
AA- |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
3.00 |
3.00 |
3.40 |
3.70 |
4.15 |
4.25 |
4.30 |
A |
|
Secured Deposit |
$20,000 |
- |
- |
- |
4.35 |
- |
4.80 |
5.10 |
5.40 |
BB+ |
|
Medical Securities
|
Term Deposit |
$25,000 |
- |
- |
- |
3.25 |
- |
3.75 |
4.00 |
4.15 |
A- |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
3.50 |
- |
4.25 |
- |
4.50 |
NR |
|
PGG Wrightson Finance
|
Term Deposit - Qtr Interest |
$20,000 |
- |
3.75 |
3.75 |
4.00 |
- |
4.15 |
4.05 |
4.40 |
BBB- |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.90 |
- |
1.90 |
1.90 |
1.90 |
|
|
RaboDirect Term Deposits |
$1,000 |
- |
3.00 |
- |
3.25 |
- |
4.00 |
4.05 |
4.10 |
AA |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
4.00 |
- |
4.15 |
4.35 |
4.50 |
|
|
Westpac SuperGold |
$5,000 |
- |
- |
- |
- |
- |
3.75 |
- |
4.20 |
AA- |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
2.00 |
- |
2.00 |
2.00 |
2.00 |
|
|
BNZ
|
Term Investment |
$2,000 |
$4,999 |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
AA- |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
$4,999 |
2.90 |
- |
3.65▼ |
3.65▼ |
3.65▼ |
3.90▼ |
3.95▼ |
BBB- |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
Credit Union South
|
Term investment |
$500 |
$4,999 |
2.00 |
2.00 |
3.00 |
- |
3.25 |
- |
3.50 |
BB |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
2.00 |
2.00 |
2.00 |
2.00 |
2.00 |
AA- |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
3.00 |
- |
3.00 |
3.00 |
3.00 |
|
|
Term Investment |
$5,000 |
$9,999 |
2.00 |
2.25 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
AA- |
|
Co-operative Bank
|
Term Deposit |
$5,000 |
$9,999 |
2.90 |
- |
3.65▼ |
3.65▼ |
3.65▼ |
3.90▼ |
3.95▼ |
BBB- |
|
Credit Union Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
3.25 |
- |
3.50 |
3.50 |
4.00 |
NR |
|
First Credit Union
|
Term Investment |
$500 |
$9,999 |
- |
- |
4.00 |
- |
4.50 |
4.50 |
4.75 |
BB |
|
HSBC Premier
|
Term Deposits |
$5,000 |
$9,999 |
1.55 |
1.55 |
1.80 |
1.80 |
1.80 |
1.80 |
1.80 |
AA- |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
2.75 |
2.75 |
3.25 |
3.50 |
3.65 |
3.75 |
4.00 |
AA- |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
2.00 |
- |
3.00 |
3.20 |
3.40 |
3.60 |
4.00 |
A |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.90 |
- |
1.90 |
1.90 |
1.90 |
|
|
Term Deposit |
$5,000 |
$9,999 |
2.75 |
2.75 |
3.10 |
3.10 |
3.70▼ |
3.90▼ |
4.00▼ |
BBB+ |
|
Term Investment |
$5,000 |
$9,999 |
2.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.00 |
3.90 |
AA- |
|
Monthly Interest Investment |
$5,000 |
$9,999 |
- |
- |
- |
- |
3.00 |
3.00 |
3.90 |
AA- |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
$19,999 |
3.65 |
3.65 |
3.90 |
- |
4.15 |
3.95 |
4.40 |
BBB- |
|
Secured Deposit |
$5,000 |
$19,999 |
- |
- |
4.20 |
- |
4.65 |
4.95 |
5.25 |
BB+ |
|
PGG Wrightson Finance
|
Term Deposit |
$1,000 |
$19,999 |
3.65 |
3.65 |
3.90 |
- |
4.15 |
3.95 |
4.40 |
BBB- |
|
Medical Securities
|
Term Deposits |
$500 |
$24,999 |
- |
- |
3.50 |
- |
4.00 |
4.25 |
4.40 |
A- |
|
Term Investment |
$10,000 |
$49,999 |
2.75 |
2.75 |
3.25 |
3.25 |
4.00 |
4.00 |
4.10 |
AA- |
|
BankDirect
|
Term Investment |
$10,000 |
$49,999 |
2.75 |
2.75 |
3.25 |
3.25 |
4.00 |
4.00 |
4.10 |
AA- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
First Credit Union
|
Term Investment |
$10,000 |
$49,999 |
- |
- |
4.00 |
- |
4.50 |
4.50 |
4.75 |
BB |
|
HSBC Premier
|
Term Deposits |
$10,000 |
$49,999 |
2.10 |
2.10 |
3.25 |
3.40 |
3.70 |
3.80 |
3.90 |
AA- |
|
Kiwibank
|
Term Deposits |
$10,000 |
$49,999 |
2.75 |
2.75 |
3.30 |
3.60 |
3.75 |
3.85 |
4.10 |
AA- |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
2.50 |
2.80 |
3.20 |
3.50 |
4.05 |
4.10 |
4.10 |
A |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.90 |
- |
1.90 |
1.90 |
1.90 |
|
|
Term Investment |
$10,000 |
$49,999 |
1.75 |
2.75 |
3.25 |
3.25 |
3.75 |
3.85 |
4.10 |
AA- |
|
Monthly Interest Investment |
$10,000 |
$49,999 |
- |
- |
- |
- |
4.00 |
4.00 |
4.20 |
AA- |
|
HSBC Premier
|
Term Deposits |
$50,000 |
$99,999 |
2.10 |
2.10 |
3.35 |
3.40 |
3.70 |
3.80 |
3.90 |
AA- |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
3.00 |
3.00 |
3.30 |
3.60 |
4.10 |
4.15 |
4.20 |
A |
|
Term Investment |
$50,000 |
$99,999 |
3.00 |
3.00 |
3.25 |
3.25 |
3.75 |
3.85 |
4.10 |
AA- |
|
Monthly Interest Investment |
$50,000 |
$99,999 |
- |
- |
- |
- |
4.00 |
4.00 |
4.20 |
AA- |
|
Credit Union Auckland
|
Investment Account |
$10,000 |
$240,000 |
- |
- |
3.50 |
- |
4.15 |
4.25 |
4.40 |
NR |
|
HSBC Premier
|
Term Deposit |
$100,000 |
$249,999 |
2.20 |
2.20 |
3.35 |
3.50 |
3.80 |
3.90 |
4.00 |
AA- |
|
Kiwibank
|
Term Deposits |
$50,000 |
$249,999 |
2.75 |
2.75 |
3.30 |
3.60 |
3.75 |
3.85 |
4.10 |
AA- |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.90 |
- |
1.90 |
1.90 |
1.90 |
|
|
Monthly Interest Investment |
$100,000 |
$249,999 |
- |
- |
- |
- |
4.00 |
4.00 |
4.20 |
AA- |
|
Term Investment |
$100,000 |
$249,999 |
3.00 |
3.00 |
3.25 |
3.25 |
3.75 |
3.85 |
4.10 |
AA- |
|
Credit Union Baywide
|
Term investment |
$1,000 |
$250,000 |
3.25 |
3.25 |
3.50 |
3.80 |
4.15 |
4.15 |
4.35 |
BB |
|
Credit Union South
|
Term investment |
$5,000 |
$250,000 |
3.50 |
3.50 |
4.00 |
- |
4.25 |
- |
4.50 |
BB |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
3.00 |
- |
3.50 |
- |
4.30 |
4.40 |
4.40 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Rating
 |
|
SBS Bank
|
Term Investment Specials |
$5,000 |
$250,000 |
- |
- |
3.25 |
3.50 |
4.00 |
4.00 |
4.10 |
BBB |
|
Term Deposit |
$10,000 |
$250,000 |
2.75 |
2.75 |
3.25 |
3.25 |
3.80▼ |
4.00▼ |
4.10▼ |
BBB+ |
|
BNZ
|
Term Investment |
$5,000 |
$1,000,000 |
2.75 |
2.75 |
3.25 |
3.60 |
4.00 |
4.00 |
4.20 |
AA- |
|
BNZ
|
Term Saver |
$5,000 |
$1,000,000 |
2.75 |
- |
- |
- |
- |
- |
- |
AA- |
|
BankDirect
|
Term Investment |
$50,000 |
$10,000,000 |
2.75 |
2.75 |
3.25 |
3.25 |
4.00 |
4.00 |
4.10 |
AA- |
|