Term Deposits Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
	8.00%	Equity investment	Targeted income return of 8%pa plus capital gain More Senior Trust is committed to providing investors the opportunity to participate in the growing retirement village industry and intends to provide both a regular income distribution targeted at 8% for a full financial year plus capital growth through ownership in carefully selected retirement village assets located in areas of proven demographic demand and operated by experienced capable managers. The minimum subscription is for $5000 dollars and applications will only be accepted on the form supplied with the investment statement .The 8% targeted return is for a full financial year ,is a target and not a fixed rate of return.	5000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

NEW: Click on a provider's name or logo to see all their rates.

Up to 12 months More than 12 months

Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Heretaunga Building Society	Term Investment	$1	-	-	-	3.40	-	4.10	4.40	4.30	NR
Credit Union Auckland	Investment Account	$500	$9,999	-	-	3.25	-	3.50	3.50	4.00	NR
Credit Union South	Term investment	$500	$4,999	2.00	2.00	3.00	-	3.25	-	3.50	BB
First Credit Union	Term Investment	$500	$9,999	-	-	4.00	-	4.50	4.50	4.75	BB
Medical Securities	Term Deposits	$500	$24,999	-	-	3.50	-	4.00	4.25	4.40	A-
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	2.00	-	2.00	2.00	2.00
Credit Union Baywide	Term investment	$1,000	$250,000	3.25	3.25	3.50	3.80▼	4.15▼	4.15▼	4.35▼	BB
Heartland Bank	Heartland Term Deposit	$1,000	$19,999	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
Kiwibank	Term Deposits	$1,000	$4,999	-	-	2.00	2.00	2.00	2.00	2.00	AA-
PGG Wrightson Finance	Term Deposit	$1,000	$19,999	3.65	3.65	3.90	-	4.15	3.95	4.40	BBB-
	RaboDirect Term Deposits	$1,000	-	3.00	-	3.25	-	4.00▼	4.05	4.10▼	AA
BNZ	Term Investment	$2,000	$4,999	2.00	2.00	2.00	2.00	2.00	2.00	2.00	AA-
Co-operative Bank	Term Deposit	$2,000	$4,999	2.90	-	3.80	3.80	3.80	3.95	4.00	BBB-
Kiwibank	Notice Saver	$2,000	-	4.00	-	4.15	-	-	-	-	AA-
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	3.00	-	3.00	3.00	3.00
	Term Investment	$5,000	$9,999	2.00	2.25	3.00	3.00	3.00	3.00	3.00	AA-
BNZ	Term Investment	$5,000	$1,000,000	2.75	2.75	3.25	3.60	4.00	4.00	4.20	AA-
BNZ	Term Saver	$5,000	$1,000,000	2.75	-	-	-	-	-	-	AA-
Co-operative Bank	Term Deposit	$5,000	$9,999	2.90	-	3.80	3.80	3.80	3.95	4.00	BBB-
Credit Union South	Term investment	$5,000	$250,000	3.50	3.50	4.00	-	4.25	-	4.50	BB

Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
HBS Bank	Term Investment	$5,000	-	-	-	3.25▼	-	4.00▼	4.00▼	4.10▼
HSBC Premier	Term Deposits	$5,000	$9,999	1.55	1.55	1.80	1.80	1.80	1.80	1.80	AA-
Kiwibank	Term Deposits	$5,000	$9,999	2.75	2.75	3.25	3.50	3.65	3.75▼	4.00	AA-
Kookmin - NZ	Term Deposit	$5,000	$9,999	2.00	-	3.00	3.20	3.40	3.60	4.00	A
	Secured Deposit	$5,000	$19,999	-	-	4.20	-	4.65	4.95	5.25	BB+
Napier Building Society	Term Deposit	$5,000	-	-	-	3.50	-	4.25	-	4.50	NR
Nelson Building Society	Term Deposit	$5,000	$250,000	3.00	-	3.50	-	4.30	4.40	4.40
Public Trust	Term Deposit	$5,000	$9,999	-	-	1.90	-	1.90	1.90	1.90
SBS Bank	Term Investment Specials	$5,000	$250,000	-	-	3.25▼	3.50	4.00▼	4.00▼	4.10▼	BBB
	Term Deposit	$5,000	$9,999	2.75	2.75	3.10	3.10	3.85	3.95	4.10	BBB+
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	4.00	-	4.15	4.35	4.50
	Term Investment	$5,000	$9,999	2.00	3.00	3.00	3.00	3.00	3.00	3.90	AA-
	Monthly Interest Investment	$5,000	$9,999	-	-	-	-	3.00	3.00	3.90	AA-
	Westpac SuperGold	$5,000	-	-	-	-	-	3.75	-	4.20	AA-
ANZ	Term Deposits	$10,000	-	3.00	3.00	3.25	3.25	3.75	3.85	4.00	AA-
	Term Investment	$10,000	$49,999	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
BankDirect	Term Investment	$10,000	$49,999	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
Co-operative Bank	Term Deposit	$10,000	-	3.00	-	3.90	3.90	3.90	4.05	4.10	BBB-
Credit Union Auckland	Investment Account	$10,000	$240,000	-	-	3.50▼	-	4.15▼	4.25▼	4.40▼	NR
First Credit Union	Term Investment	$10,000	$49,999	-	-	4.00	-	4.50	4.50	4.75	BB
Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
HSBC Premier	Term Deposits	$10,000	$49,999	2.10	2.10	3.25	3.40	3.70▼	3.80▼	3.90▼	AA-
Kiwibank	Term Deposits	$10,000	$49,999	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kookmin - NZ	Term Deposit	$10,000	$49,999	2.50	2.80	3.20	3.50	4.05	4.10	4.10	A
Public Trust	Term Deposit	$10,000	$49,999	-	-	1.90	-	1.90	1.90	1.90
	Term Deposit	$10,000	$250,000	2.75	2.75	3.25	3.25	4.00	4.10	4.15	BBB+
	Term Investment	$10,000	$49,999	1.75	2.75	3.25	3.25	3.75	3.85	4.10	AA-
	Monthly Interest Investment	$10,000	$49,999	-	-	-	-	4.00	4.00	4.20	AA-
Heartland Bank	Heartland Term Deposit	$20,000	-	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
	Secured Deposit	$20,000	-	-	-	4.35	-	4.80	5.10	5.40	BB+
PGG Wrightson Finance	Term Deposit - Qtr Interest	$20,000	-	3.75	3.75	4.00	-	4.15	4.05	4.40	BBB-
Medical Securities	Term Deposit	$25,000	-	-	-	3.25	-	3.75	4.00	4.15	A-
BankDirect	Term Investment	$50,000	$10,000,000	2.75	2.75	3.25	3.25	4.00	4.00	4.10	AA-
First Credit Union	Term Investment	$50,000	-	-	-	4.00	-	4.50	4.50	4.75	BB
HSBC Premier	Term Deposits	$50,000	$99,999	2.10	2.10	3.35	3.40	3.70▼	3.80▼	3.90▼	AA-
Kiwibank	Term Deposits	$50,000	$249,999	2.75	2.75	3.30	3.60	3.75	3.85▼	4.10	AA-
Kookmin - NZ	Term Deposit	$50,000	$99,999	3.00	3.00	3.30	3.60	4.10	4.15	4.20	A
Public Trust	Term Deposit	$50,000	$249,999	-	-	1.90	-	1.90	1.90	1.90
	Term Investment	$50,000	$99,999	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
	Monthly Interest Investment	$50,000	$99,999	-	-	-	-	4.00	4.00	4.20	AA-
HSBC Premier	Term Deposit	$100,000	$249,999	2.20	2.20	3.35	3.50	3.80▼	3.90▼	4.00▼	AA-
Provider	Product	Minimum Deposit	Maximum Deposit	30 days	60 days	90 days	5 months	6 months	9 months	12 months	Rating
Kookmin - NZ	Term Deposit	$100,000	-	3.00	3.00	3.40	3.70	4.15	4.25	4.30	A
	Monthly Interest Investment	$100,000	$249,999	-	-	-	-	4.00	4.00	4.20	AA-
	Term Investment	$100,000	$249,999	3.00	3.00	3.25	3.25	3.75	3.85	4.10	AA-
HSBC Premier	Term Deposit	$250,000	-	2.20	2.20	3.35	3.50	3.80▼	3.90▼	4.00▼	AA-
Public Trust	Term Deposit	$250,000	-	-	-	1.90	-	1.90	1.90	1.90

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.