Cash PIE and Term PIE rates New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%. If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         CASH FUNDS Fund name   ANZ Call Fund $500 0.10 0.10 0.11 Quarterly Cash Fund $1 0.40 0.41 0.42 Monthly Cash Fund $10000 0.55 0.59 0.56 Monthly Cash Fund $25000 0.60 0.61 0.64 Monthly Cash Fund $50000 0.65 0.66 0.69 Monthly Cash Fund $100000 0.70 0.72 0.75 Monthly BNZ Cash PIE $1000 0.10 0.10 0.10 Monthly Heartland Bank Call PIE $1000 2.25 2.59 2.70 Monthly Kiwibank PIE Online Call Fund - Base $2000 0.75 0.77 0.88 Monthly Kiwibank PIE Online Call Fund - no withdrawals $2000 1.75 1.81 1.89 Monthly Nelson Building Society Lifestages PIE $10000 3.75 3.90 4.08 Annually Cash Advantage Fund $250 0.75 0.77 0.80 Daily SBS Bank Lifestages $5000 1.80 1.86 1.94 Quarterly Cash Fund $5000 1.60 1.64 1.71 Quarterly Online Bonus Saver PIE - (Potential Rate) $500 2.10 2.16 2.26 Monthly Online Bonus Saver PIE (base) $500 0.10 0.10 0.11 Monthly Online Saver PIE $500 0.35 0.36 0.38 Monthly         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 90 days Fund name   ANZ Term Fund $5000 2.75 2.60 2.79 At Maturity Term Fund $10000 2.60 2.67 2.79 At Maturity BNZ Term PIE $5000 2.75 2.82 2.95 At Maturity Kiwibank Term Deposit Fund $10000 2.75 2.83 2.96 At Maturity Term Advantage Fund $1000 2.95 3.03 3.17 At Maturity Term PIE Fund $10000 2.50 2.56 2.67 At Maturity TERM FUNDS - 120 days Fund name   ANZ Term Fund - 3.00 3.09 3.22 At Maturity BNZ Term PIE $5000 3.00 0.00 0.00 Monthly Kiwibank Term Deposit Fund $10000 3.00 3.09 3.22 At Maturity Term PIE Fund $10000 3.30 3.38 3.53 At Maturity TERM FUNDS - 150 days Fund name   ANZ Term Fund - 3.15 3.34 3.49 At Maturity BNZ Term PIE $5000 3.15 3.38 3.53 Monthly Kiwibank Term Deposit Fund $10000 3.55 3.65 3.81 At Maturity Term PIE Fund $10000 2.80 2.88 3.00 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 6 months Fund name   ANZ Term fund - 3.30 3.45 3.60 At Maturity Term Fund $10000 3.20 3.29 3.43 At Maturity BNZ Term PIE $5000 3.10 3.28 3.42 Monthly Co-operative Bank PIE Term Fund $5000 3.40 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 3.30 3.43 3.58 Quarterly Kiwibank Term Deposit Fund $10000 3.30 3.39 3.55 At Maturity Term Advantage Fund $1000 3.10 3.19 3.33 At Maturity Term PIE Fund $10000 3.35 3.44 3.60 At Maturity TERM FUNDS - 9 months Fund name   ANZ Term Fund - 3.50 3.70 3.87 At Maturity Term Fund $10000 3.60 3.75 3.92 At Maturity BNZ Term PIE $5000 3.60 3.75 3.92 Monthly Heartland Bank Term Deposit PIE $1000 3.70 3.85 4.02 Quarterly Kiwibank Term Deposit Fund $10000 3.30 3.39 3.55 At Maturity Term PIE Fund $10000 3.10 3.17 3.32 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 12 months Fund name   ANZ Term fund - 3.35 3.45 3.60 At Maturity Term Fund $10000 3.20 3.33 3.48 At Maturity BNZ Term PIE $5000 3.15 3.38 3.53 Monthly Heartland Bank Term Deposit PIE $1000 3.40 3.53 3.69 Quarterly Kiwibank Term Deposit Fund $10000 3.20 3.39 3.55 At Maturity Term Advantage Fund $1000 3.15 3.24 3.39 At Maturity Term PIE Fund $10000 3.40 3.49 3.65 At Maturity TERM FUNDS - 18 months Fund name   ANZ Term Fund - 3.65 3.70 3.87 At Maturity Term Fund $10000 3.50 3.65 3.81 At Maturity BNZ Term PIE $5000 3.60 3.65 3.81 Monthly Heartland Bank Term Deposit PIE $1000 3.30 0.00 0.00 Quarterly Term PIE Fund $10000 3.20 3.29 3.43 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 24 months Fund name   ANZ Term Fund - 3.80 3.85 4.02 At Maturity Term Fund $10000 3.65 3.81 3.98 At Maturity BNZ Term PIE $5000 3.85 3.91 4.09 Monthly Heartland Bank Term Deposit PIE $1000 3.30 3.43 3.58 Quarterly Term PIE Fund $10000 3.70 3.79 3.96 At Maturity TERM FUNDS - 5 years Fund name   ANZ Term Fund - 4.20 4.27 4.47 At Maturity Term Fund $10000 4.10 4.28 4.48 At Maturity BNZ Term PIE $5000 4.25 3.86 4.04 Monthly Heartland Bank Term Deposit PIE $1000 3.70 3.85 4.02 Quarterly View term investment rates here

Newsletter Signup Weekly Updates including news and commentary Today's Best Bank Rates Call 90 day 1 year 2 year Heartland Bank 2.75 Based on a $50,000 deposit    More Rates » Heartland Bank 3.10 RaboDirect 3.10 Based on a $50,000 deposit    More Rates » Co-operative Bank 3.60 Based on a $50,000 deposit    More Rates » TSB Bank 4.00 Based on a $50,000 deposit    More Rates » Today's Top 5 Deposit Rates Call 90 day 1 year 2 year Institution Rate Product NZCU Auckland 3.25 Success Saver Heartland Bank 2.75 Heartland Direct Call Westpac 2.60 Online Bonus Saver - Potential Rate Westpac 2.55 Online Bonus Saver - bonus rate Heartland Bank 2.50 Heartland Business Call Based on a $50,000 deposit    More Rates » Institution Rate Product Liberty Financial Limited 3.60 Secured Deposit Flexi Cards 3.45 Term Deposit Flexi Cards 3.10 First Ranking Secured Heartland Bank 3.10 Heartland Term Deposit NZCU Baywide 3.10 Term investment Based on a $50,000 deposit    More Rates » Institution Rate Product FE Investments 6.18 Term Deposit Liberty Financial Limited 4.30 Secured Deposit Flexi Cards 4.15 Term Deposit Flexi Cards 4.10 First Ranking Secured General Finance 4.00 Secured First Ranking Debenture Based on a $50,000 deposit    More Rates » Institution Rate Product FE Investments 6.50 Term Deposit Gold Band Finance 5.55 Secured First Ranking Debenture Stock General Finance 5.50 Secured First Ranking Debenture General Finance 5.50 Deposit Rate Liberty Financial Limited 4.40 Secured Deposit Based on a $50,000 deposit    More Rates » Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Cash PIE Rates Institution Rate 30% 33% ANZ 0.10 0.10 0.11 ASB Bank 0.40 0.41 0.42 ASB Bank 0.55 0.59 0.56 ASB Bank 0.60 0.61 0.64 ASB Bank 0.65 0.66 0.69 ASB Bank 0.70 0.72 0.75 BNZ 0.10 0.10 0.10 Heartland Bank 2.25 2.59 2.70 Kiwibank 0.75 0.77 0.88 Kiwibank 1.75 1.81 1.89 Nelson Building Society 3.75 3.90 4.08 RaboDirect 0.75 0.77 0.80 SBS Bank 1.80 1.86 1.94 TSB Bank 1.60 1.64 1.71 Westpac 0.35 0.36 0.38 Westpac 0.10 0.10 0.11 Westpac 2.10 2.16 2.26 More » Previous News 21 June 2017 UDC vote approves trust deed change 20 June 2017 NZCU Baywide offering high interest and flexible term deposit options 6 June 2017 UDC: On track for sale 4 May 2017 FMT ticks over $500m in investments 10 April 2017 Shareholders chip in MORE NEWS » Latest Trends Coming Soon MORE »

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