Cash PIE and Term PIE rates
New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%.
If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.
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|
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|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
CASH FUNDS |
Fund name |
|
ANZ |
Call Fund |
$500 |
0.70 |
0.00 |
0.00 |
Quarterly |
|
Cash Fund |
- |
0.55 |
0.00 |
0.00 |
Annually |
|
Cash Fund |
$10000 |
0.55 |
0.00 |
0.00 |
Annually |
|
Cash Fund |
$25000 |
0.55 |
0.00 |
0.00 |
Annually |
|
Cash Fund |
$50000 |
0.55 |
0.00 |
0.00 |
Annually |
|
Cash Fund |
$100000 |
0.55 |
0.00 |
0.00 |
Annually |
BNZ |
Cash PIE |
$1000 |
0.00 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Call PIE |
$1000 |
1.90 |
0.00 |
0.00 |
Monthly |
Kiwibank |
PIE Online Call Fund - Base |
$2000 |
0.05 |
0.00 |
0.00 |
Monthly |
Kiwibank |
PIE Online Call Fund - no withdrawals |
$2000 |
0.20 |
0.00 |
0.00 |
Monthly |
Nelson Building Society |
Lifestages PIE |
$10000 |
0.00 |
0.00 |
0.00 |
Annually |
SBS Bank |
Lifestages |
$5000 |
0.00 |
0.00 |
0.00 |
Annually |
|
Cash Fund |
$5000 |
0.25 |
0.25 |
0.26 |
Quarterly |
|
Online Bonus Saver PIE - (Potential Rate) |
$500 |
1.75 |
0.00 |
0.00 |
Monthly |
|
Online Bonus Saver PIE (base) |
$500 |
0.35 |
0.00 |
0.00 |
Monthly |
|
Online Saver PIE |
$500 |
1.40 |
0.00 |
0.00 |
Monthly |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 90 days |
Fund name |
|
ANZ |
Term Fund |
$5000 |
1.85 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
1.80 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.00 |
0.00 |
0.00 |
At Maturity |
Kiwibank |
Term Deposit Fund |
$10000 |
1.50 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
1.70 |
0.00 |
0.00 |
At Maturity |
TERM FUNDS - 120 days |
Fund name |
|
ANZ |
Term Fund |
- |
1.90 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.80 |
0.00 |
0.00 |
Monthly |
Kiwibank |
Term Deposit Fund |
$10000 |
1.85 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
1.90 |
0.00 |
0.00 |
At Maturity |
TERM FUNDS - 150 days |
Fund name |
|
ANZ |
Term Fund |
- |
2.25 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.90 |
0.00 |
0.00 |
Monthly |
Kiwibank |
Term Deposit Fund |
$10000 |
2.25 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
2.25 |
0.00 |
0.00 |
At Maturity |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 6 months |
Fund name |
|
ANZ |
Term fund |
- |
2.85 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
2.85 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
2.25 |
0.00 |
0.00 |
Monthly |
Co-operative Bank |
PIE Term Fund |
$5000 |
0.00 |
0.00 |
0.00 |
At Maturity |
Heartland Bank |
Term Deposit PIE |
$1000 |
3.60 |
0.00 |
0.00 |
Quarterly |
Kiwibank |
Term Deposit Fund |
$10000 |
2.85 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
2.85 |
0.00 |
0.00 |
At Maturity |
TERM FUNDS - 9 months |
Fund name |
|
ANZ |
Term Fund |
- |
3.30 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
3.30 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
3.10 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Term Deposit PIE |
$1000 |
3.45 |
0.00 |
0.00 |
Quarterly |
Kiwibank |
Term Deposit Fund |
$10000 |
3.00 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
3.20 |
0.00 |
0.00 |
At Maturity |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 12 months |
Fund name |
|
ANZ |
Term fund |
- |
4.00 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
4.00 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
3.30 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Term Deposit PIE |
$1000 |
4.20 |
0.00 |
0.00 |
Quarterly |
Kiwibank |
Term Deposit Fund |
$10000 |
4.00 |
0.00 |
0.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
3.90 |
0.00 |
0.00 |
At Maturity |
TERM FUNDS - 18 months |
Fund name |
|
ANZ |
Term Fund |
- |
4.05 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
4.05 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
4.00 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Term Deposit PIE |
$1000 |
3.80 |
0.00 |
0.00 |
Quarterly |
|
Term PIE Fund |
$5000 |
4.00 |
0.00 |
0.00 |
At Maturity |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 24 months |
Fund name |
|
ANZ |
Term Fund |
- |
4.10 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
4.10 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
4.05 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Term Deposit PIE |
$1000 |
4.10 |
0.00 |
0.00 |
Quarterly |
|
Term PIE Fund |
$5000 |
4.10 |
0.00 |
0.00 |
At Maturity |
TERM FUNDS - 5 years |
Fund name |
|
ANZ |
Term Fund |
- |
4.40 |
0.00 |
0.00 |
At Maturity |
|
Term Fund |
- |
4.50 |
0.00 |
0.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
4.40 |
0.00 |
0.00 |
Monthly |
Heartland Bank |
Term Deposit PIE |
$1000 |
4.40 |
0.00 |
0.00 |
Quarterly |
View term investment rates here
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Today's Best Bank Rates
Today's Top 5 Deposit Rates
Institution | Rate | Product |
Rabobank |
2.30 |
Rabobank PremiumSaver - max rate |
Co-operative Bank |
2.20 |
Step Saver - current bonus and standard rate |
Heartland Bank |
2.20 |
Heartland Direct Call |
Heartland Bank |
2.20 |
Heartland Business Call |
Heartland Bank |
1.90 |
Heartland Term Deposit |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
Heartland Bank |
2.70 |
Heartland Term Deposit |
Liberty Financial Limited |
2.50 |
Term Deposit |
ICBC |
2.40 |
ICBC Term Deposit Online |
Rabobank |
2.30 |
Rabobank Term Deposits |
First Credit Union |
2.25 |
Term Investment |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
Xceda Finance |
5.35 |
Term Deposit |
General Finance |
5.00 |
Deposit Rate |
Heartland Bank |
4.20 |
Heartland Term Deposit |
Rabobank |
4.15 |
Rabobank Term Deposits |
First Credit Union |
4.10 |
Term Investment |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
General Finance |
5.85 |
Deposit Rate |
Xceda Finance |
5.85 |
Term Deposit |
Gold Band Finance |
4.90 |
Secured First Ranking Debenture Stock |
First Credit Union |
4.50 |
Term Investment |
Westforce credit union |
4.50 |
Term deposits |
Based on a $50,000 deposit More Rates » |
Find a Rate
Cash PIE Rates
Institution |
Rate |
30% |
33% |
ANZ |
0.70 |
- |
- |
ASB Bank |
0.55 |
- |
- |
ASB Bank |
0.55 |
- |
- |
ASB Bank |
0.55 |
- |
- |
ASB Bank |
0.55 |
- |
- |
ASB Bank |
0.55 |
- |
- |
BNZ |
- |
- |
- |
Heartland Bank |
1.90 |
- |
- |
Kiwibank |
0.05 |
- |
- |
Kiwibank |
0.20 |
- |
- |
Nelson Building Society |
- |
- |
- |
SBS Bank |
- |
- |
- |
TSB Bank |
0.25 |
0.25 |
0.26 |
Westpac |
1.40 |
- |
- |
Westpac |
0.35 |
- |
- |
Westpac |
1.75 |
- |
- |
More »
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