Cash PIE and Term PIE rates New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%. If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         CASH FUNDS Fund name   ANZ Call Fund $500 0.10 0.10 0.11 Quarterly Cash Fund $1 0.05 0.41 0.42 Annually Cash Fund $10000 0.05 0.59 0.56 Annually Cash Fund $25000 0.05 0.61 0.64 Annually Cash Fund $50000 0.08 0.66 0.69 Annually Cash Fund $100000 0.08 0.72 0.75 Annually BNZ Cash PIE $1000 0.10 0.10 0.10 Monthly Heartland Bank Call PIE $1000 1.00 2.59 2.70 Monthly Kiwibank PIE Online Call Fund - Base $2000 0.05 0.77 0.88 Monthly Kiwibank PIE Online Call Fund - no withdrawals $2000 0.65 1.81 1.89 Monthly Nelson Building Society Lifestages PIE $10000 0.00 0.00 0.00 Annually SBS Bank Lifestages $5000 0.00 0.00 0.00 Annually Cash Fund $5000 0.40 0.41 0.43 Quarterly Online Bonus Saver PIE - (Potential Rate) $500 0.50 2.16 2.26 Monthly Online Bonus Saver PIE (base) $500 0.05 0.10 0.11 Monthly Online Saver PIE $500 0.35 0.36 0.38 Monthly         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 90 days Fund name   ANZ Term Fund $5000 0.90 1.08 1.12 At Maturity Term Fund $10000 0.90 0.91 0.95 At Maturity BNZ Term PIE $5000 0.70 0.91 0.95 At Maturity Kiwibank Term Deposit Fund $10000 0.90 1.18 1.23 At Maturity Term PIE Fund $5000 1.00 1.18 1.23 At Maturity TERM FUNDS - 120 days Fund name   ANZ Term Fund - 1.10 0.00 0.00 At Maturity BNZ Term PIE $5000 1.00 0.00 0.00 Monthly Kiwibank Term Deposit Fund $10000 1.10 1.38 1.45 At Maturity Term PIE Fund $5000 1.20 1.38 1.45 At Maturity TERM FUNDS - 150 days Fund name   ANZ Term Fund - 1.35 0.00 0.00 At Maturity BNZ Term PIE $5000 1.10 1.28 1.34 Monthly Kiwibank Term Deposit Fund $10000 1.25 1.53 1.60 At Maturity Term PIE Fund $5000 1.25 1.44 1.50 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 6 months Fund name   ANZ Term fund - 1.65 1.75 1.83 At Maturity Term Fund $10000 1.65 1.69 1.77 At Maturity BNZ Term PIE $5000 1.60 1.70 1.78 Monthly Co-operative Bank PIE Term Fund $5000 0.00 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 1.90 1.96 2.05 Quarterly Kiwibank Term Deposit Fund $10000 1.60 1.90 1.98 At Maturity Term PIE Fund $5000 1.65 1.80 1.88 At Maturity TERM FUNDS - 9 months Fund name   ANZ Term Fund - 1.65 1.81 1.89 At Maturity Term Fund $10000 1.60 1.65 1.73 At Maturity BNZ Term PIE $5000 1.60 1.70 1.78 Monthly Heartland Bank Term Deposit PIE $1000 1.90 1.96 2.05 Quarterly Kiwibank Term Deposit Fund $10000 1.70 1.90 1.98 At Maturity Term PIE Fund $5000 1.65 1.80 1.88 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 12 months Fund name   ANZ Term fund - 1.70 1.86 1.94 At Maturity Term Fund $10000 1.60 1.65 1.73 At Maturity BNZ Term PIE $5000 1.75 1.91 1.99 Monthly Heartland Bank Term Deposit PIE $1000 1.90 1.96 2.05 Quarterly Kiwibank Term Deposit Fund $10000 1.70 1.90 1.98 At Maturity Term PIE Fund $5000 1.65 1.80 1.88 At Maturity TERM FUNDS - 18 months Fund name   ANZ Term Fund - 1.65 1.81 1.89 At Maturity Term Fund $10000 1.60 1.65 1.73 At Maturity BNZ Term PIE $5000 1.90 2.01 2.10 Monthly Heartland Bank Term Deposit PIE $1000 1.95 0.00 0.00 Quarterly Term PIE Fund $5000 1.70 1.85 1.93 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 24 months Fund name   ANZ Term Fund - 1.65 1.81 1.89 At Maturity Term Fund $10000 1.60 1.65 1.73 At Maturity BNZ Term PIE $5000 1.80 1.91 1.99 Monthly Heartland Bank Term Deposit PIE $1000 2.00 2.06 2.16 Quarterly Term PIE Fund $5000 1.75 1.90 1.98 At Maturity TERM FUNDS - 5 years Fund name   ANZ Term Fund - 1.80 1.96 2.05 At Maturity Term Fund $10000 1.70 1.75 1.83 At Maturity BNZ Term PIE $5000 1.80 1.91 1.99 Monthly Heartland Bank Term Deposit PIE $1000 2.05 2.11 2.21 Quarterly View term investment rates here

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