Cash PIE and Term PIE rates New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%. If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         CASH FUNDS Fund name   Cash Fund $5000 3.35 3.35 3.63 Quarterly TERM FUNDS - 12 months Fund name   Term Fund - 6.10 0.00 0.00 At Maturity TERM FUNDS - 9 months Fund name   Term PIE Fund $5000 6.00 0.00 0.00 At Maturity TERM FUNDS - 12 months Fund name   ANZ Term fund - 6.10 0.00 0.00 At Maturity BNZ Term PIE $5000 6.10 0.00 0.00 Monthly Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 6.30 0.00 0.00 Quarterly TERM FUNDS - 9 months Fund name   Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 6.15 0.00 0.00 Quarterly TERM FUNDS - 6 months Fund name   Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 6.05 0.00 0.00 Quarterly Term PIE Fund $5000 6.00 0.00 0.00 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 9 months Fund name   ANZ Term Fund - 6.00 0.00 0.00 At Maturity BNZ Term PIE $5000 6.10 0.00 0.00 Monthly Term Fund - 6.10 0.00 0.00 At Maturity TERM FUNDS - 12 months Fund name   Term PIE Fund $5000 6.10 0.00 0.00 At Maturity TERM FUNDS - 18 months Fund name   ANZ Term Fund - 6.00 0.00 0.00 At Maturity TERM FUNDS - 24 months Fund name   Term PIE Fund $5000 5.90 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 6.10 0.00 0.00 Quarterly TERM FUNDS - 5 years Fund name   ANZ Term Fund - 5.45 0.00 0.00 At Maturity Term Fund - 5.55 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 5.65 0.00 0.00 Quarterly BNZ Term PIE $5000 5.45 0.00 0.00 Monthly         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 24 months Fund name   BNZ Term PIE $5000 6.00 0.00 0.00 Monthly Term Fund - 6.00 0.00 0.00 At Maturity TERM FUNDS - 18 months Fund name   BNZ Term PIE $5000 6.00 0.00 0.00 Monthly Term Fund - 6.00 0.00 0.00 At Maturity Heartland Bank Term Deposit PIE $1000 6.10 0.00 0.00 Quarterly Term PIE Fund $5000 6.10 0.00 0.00 At Maturity TERM FUNDS - 24 months Fund name   ANZ Term Fund - 6.00 0.00 0.00 At Maturity TERM FUNDS - 6 months Fund name   Co-operative Bank PIE Term Fund $5000 0.00 0.00 0.00 At Maturity Term Fund - 6.00 0.00 0.00 At Maturity CASH FUNDS Fund name   Nelson Building Society Lifestages PIE $10000 0.00 0.00 0.00 Annually Kiwibank PIE Online Call Fund - no withdrawals $2000 4.50 0.00 0.00 Monthly SBS Bank Lifestages $5000 0.00 0.00 0.00 Annually Online Bonus Saver PIE - (Potential Rate) $500 3.50 0.00 0.00 Monthly Online Saver PIE $500 4.50 0.00 0.00 Monthly Online Bonus Saver PIE (base) $500 1.00 0.00 0.00 Monthly Kiwibank PIE Online Call Fund - Base $2000 0.00 0.00 0.00 Monthly Heartland Bank Call PIE $1000 4.60 0.00 0.00 Monthly Cash Fund $10000 2.90 0.00 0.00 Annually Cash Fund - 2.90 0.00 0.00 Annually Cash Fund $25000 2.90 0.00 0.00 Annually Cash Fund $50000 2.90 0.00 0.00 Annually BNZ Cash PIE $1000 0.00 0.00 0.00 Monthly Cash Fund $100000 2.90 0.00 0.00 Annually         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 90 days Fund name   ANZ Term Fund $5000 4.20 0.00 0.00 At Maturity Term Fund - 4.20 0.00 0.00 At Maturity TERM FUNDS - 150 days Fund name   BNZ Term PIE $5000 5.00 0.00 0.00 Monthly ANZ Term Fund - 4.50 0.00 0.00 At Maturity Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity Term PIE Fund $5000 5.00 0.00 0.00 At Maturity CASH FUNDS Fund name   ANZ Call Fund $500 2.75 0.00 0.00 Quarterly TERM FUNDS - 6 months Fund name   ANZ Term fund - 6.00 0.00 0.00 At Maturity TERM FUNDS - 120 days Fund name   Term PIE Fund $5000 4.30 0.00 0.00 At Maturity Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity TERM FUNDS - 90 days Fund name   Kiwibank Term Deposit Fund $10000 0.00 0.00 0.00 At Maturity BNZ Term PIE $5000 4.20 0.00 0.00 At Maturity Term PIE Fund $5000 4.20 0.00 0.00 At Maturity         Equiv. gross return   Institution   Min Advertised Rate 30% taxpayer 33% taxpayer Interest Compounds         TERM FUNDS - 120 days Fund name   ANZ Term Fund - 4.30 0.00 0.00 At Maturity BNZ Term PIE $5000 4.30 0.00 0.00 Monthly TERM FUNDS - 6 months Fund name   BNZ Term PIE $5000 6.00 0.00 0.00 Monthly View term investment rates here

Newsletter Signup Weekly Updates including news and commentary Today's Best Bank Rates Call 90 day 1 year 2 year Rabobank 5.25 Based on a $50,000 deposit    More Rates » Rabobank 5.05 Based on a $50,000 deposit    More Rates » Heartland Bank 6.30 Rabobank 6.30 Based on a $50,000 deposit    More Rates » Heartland Bank 6.10 Rabobank 6.10 Based on a $50,000 deposit    More Rates » Today's Top 5 Deposit Rates Call 90 day 1 year 2 year Institution Rate Product Rabobank 5.25 Rabobank PremiumSaver - max rate Squirrel 5.00 On-Call accounts Co-operative Bank 4.75 Step Saver - current bonus and standard rate Heartland Bank 4.60 Heartland Direct Call Heartland Bank 4.60 Heartland Business Call Based on a $50,000 deposit    More Rates » Institution Rate Product General Finance 5.35 Deposit Rate Rabobank 5.05 Rabobank Term Deposits ICBC 4.90 ICBC Term Deposit Online ICBC 4.90 ICBC Term Deposit Online First Credit Union 4.75 Term Investment Based on a $50,000 deposit    More Rates » Institution Rate Product General Finance 7.50 Deposit Rate Xceda Finance 7.20 Term Deposit Liberty Financial Limited 7.10 Term Deposit First Credit Union 6.50 Term Investment Heartland Bank 6.30 Heartland Term Deposit Based on a $50,000 deposit    More Rates » Institution Rate Product General Finance 7.50 Deposit Rate Xceda Finance 7.50 Term Deposit Liberty Financial Limited 7.00 Term Deposit Heartland Bank 6.10 Heartland Term Deposit Heretaunga Building Society 6.10 Term Investment Based on a $50,000 deposit    More Rates » Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Cash PIE Rates Institution Rate 30% 33% ANZ 2.75 - - ASB Bank 2.90 - - ASB Bank 2.90 - - ASB Bank 2.90 - - ASB Bank 2.90 - - ASB Bank 2.90 - - BNZ - - - Heartland Bank 4.60 - - Kiwibank - - - Kiwibank 4.50 - - Nelson Building Society - - - SBS Bank - - - TSB Bank 3.35 3.35 3.63 Westpac 4.50 - - Westpac 1.00 - - Westpac 3.50 - - More » Previous News 3 July 2017 Finance boost for UDC buyer 21 June 2017 UDC vote approves trust deed change 6 June 2017 UDC: On track for sale 4 May 2017 FMT ticks over $500m in investments 10 April 2017 Shareholders chip in MORE NEWS » Latest Trends Coming Soon MORE »

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2023. Tarawera Publishing Ltd. All Rights Reserved.