Cash PIE and Term PIE rates
New tax rules of Portfolio Investment Entities (PIEs) provide benefits for people who pay tax at more than 30%.
If you're in the 30% or 33% tax bracket, you can potentially earn more from your investment because under the rules the fund pays tax at 30%, so investors who put money into these funds are only taxed at that rate.
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|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
CASH FUNDS |
Fund name |
|
Kiwibank |
PIE Online Call Fund - Base |
$2000 |
0.05 |
0.00 |
0.00 |
Monthly |
TERM FUNDS - 6 months |
Fund name |
|
Co-operative Bank |
PIE Term Fund |
$5000 |
0.00 |
0.00 |
0.00 |
At Maturity |
CASH FUNDS |
Fund name |
|
Kiwibank |
PIE Online Call Fund - no withdrawals |
$2000 |
0.20 |
0.00 |
0.00 |
Monthly |
Nelson Building Society |
Lifestages PIE |
$10000 |
0.00 |
0.00 |
0.00 |
Annually |
SBS Bank |
Lifestages |
$5000 |
0.00 |
0.00 |
0.00 |
Annually |
|
Online Bonus Saver PIE (base) |
$500 |
0.05 |
0.05 |
0.05 |
Monthly |
BNZ |
Cash PIE |
$1000 |
0.10 |
0.10 |
0.10 |
Monthly |
|
Cash Fund |
$5000 |
0.25 |
0.25 |
0.26 |
Quarterly |
ANZ |
Call Fund |
$500 |
0.30 |
0.31 |
0.32 |
Quarterly |
|
Cash Fund |
$1 |
0.30 |
0.31 |
0.32 |
Annually |
|
Cash Fund |
$10000 |
0.30 |
0.31 |
0.32 |
Annually |
|
Cash Fund |
$50000 |
0.30 |
0.31 |
0.32 |
Annually |
|
Cash Fund |
$25000 |
0.30 |
0.31 |
0.32 |
Annually |
|
Cash Fund |
$100000 |
0.30 |
0.31 |
0.32 |
Annually |
Heartland Bank |
Call PIE |
$1000 |
0.40 |
0.40 |
0.40 |
Monthly |
|
Online Saver PIE |
$500 |
0.80 |
0.80 |
0.80 |
Monthly |
|
Online Bonus Saver PIE - (Potential Rate) |
$500 |
0.85 |
0.85 |
0.85 |
Monthly |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 90 days |
Fund name |
|
Kiwibank |
Term Deposit Fund |
$10000 |
1.15 |
1.18 |
1.22 |
At Maturity |
|
Term Fund |
$10000 |
1.15 |
1.18 |
1.23 |
At Maturity |
ANZ |
Term Fund |
$5000 |
1.20 |
1.23 |
1.27 |
At Maturity |
|
Term PIE Fund |
$5000 |
1.20 |
1.22 |
1.28 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.20 |
1.23 |
1.28 |
At Maturity |
TERM FUNDS - 120 days |
Fund name |
|
|
Term PIE Fund |
$5000 |
1.50 |
1.53 |
1.59 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.50 |
1.52 |
1.59 |
Monthly |
ANZ |
Term Fund |
- |
1.50 |
1.52 |
1.59 |
At Maturity |
Kiwibank |
Term Deposit Fund |
$10000 |
1.50 |
1.54 |
1.61 |
At Maturity |
TERM FUNDS - 150 days |
Fund name |
|
|
Term PIE Fund |
$5000 |
1.70 |
1.73 |
1.81 |
At Maturity |
ANZ |
Term Fund |
- |
1.75 |
1.80 |
1.88 |
At Maturity |
Kiwibank |
Term Deposit Fund |
$10000 |
1.75 |
1.80 |
1.88 |
At Maturity |
BNZ |
Term PIE |
$5000 |
1.75 |
1.80 |
1.88 |
Monthly |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 6 months |
Fund name |
|
Kiwibank |
Term Deposit Fund |
$10000 |
2.15 |
2.19 |
2.30 |
At Maturity |
|
Term PIE Fund |
$5000 |
2.20 |
2.25 |
2.36 |
At Maturity |
|
Term Fund |
$10000 |
2.20 |
2.26 |
2.36 |
At Maturity |
BNZ |
Term PIE |
$5000 |
2.20 |
2.28 |
2.38 |
Monthly |
ANZ |
Term fund |
- |
2.30 |
2.36 |
2.47 |
At Maturity |
TERM FUNDS - 9 months |
Fund name |
|
Kiwibank |
Term Deposit Fund |
$10000 |
2.40 |
2.46 |
2.57 |
At Maturity |
|
Term PIE Fund |
$5000 |
2.40 |
2.45 |
2.58 |
At Maturity |
ANZ |
Term Fund |
- |
2.40 |
2.47 |
2.59 |
At Maturity |
BNZ |
Term PIE |
$5000 |
2.40 |
2.48 |
2.60 |
Monthly |
|
Term Fund |
$10000 |
2.45 |
2.54 |
2.65 |
At Maturity |
TERM FUNDS - 6 months |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
2.60 |
2.69 |
2.81 |
Quarterly |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 9 months |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
2.60 |
2.69 |
2.81 |
Quarterly |
TERM FUNDS - 18 months |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
2.75 |
2.84 |
2.97 |
Quarterly |
TERM FUNDS - 12 months |
Fund name |
|
Kiwibank |
Term Deposit Fund |
$10000 |
2.80 |
2.86 |
3.00 |
At Maturity |
|
Term PIE Fund |
$5000 |
2.80 |
2.88 |
3.00 |
At Maturity |
BNZ |
Term PIE |
$5000 |
2.90 |
3.01 |
3.14 |
Monthly |
TERM FUNDS - 18 months |
Fund name |
|
|
Term PIE Fund |
$5000 |
3.00 |
3.08 |
3.22 |
At Maturity |
BNZ |
Term PIE |
$5000 |
3.00 |
3.10 |
3.24 |
Monthly |
TERM FUNDS - 12 months |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
3.00 |
3.11 |
3.25 |
Quarterly |
ANZ |
Term fund |
- |
3.00 |
3.11 |
3.25 |
At Maturity |
|
Term Fund |
$10000 |
3.00 |
3.12 |
3.26 |
At Maturity |
TERM FUNDS - 24 months |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
3.05 |
3.16 |
3.30 |
Quarterly |
|
Term PIE Fund |
$5000 |
3.30 |
3.40 |
3.53 |
At Maturity |
|
|
|
|
Equiv. gross return |
|
Institution |
|
Min |
Advertised Rate |
30% taxpayer |
33% taxpayer |
Interest Compounds |
|
|
|
  |
  |
  |
|
TERM FUNDS - 18 months |
Fund name |
|
ANZ |
Term Fund |
- |
3.30 |
3.43 |
3.58 |
At Maturity |
|
Term Fund |
$10000 |
3.30 |
3.44 |
3.60 |
At Maturity |
TERM FUNDS - 24 months |
Fund name |
|
|
Term Fund |
$10000 |
3.35 |
3.49 |
3.65 |
At Maturity |
ANZ |
Term Fund |
- |
3.40 |
3.53 |
3.69 |
At Maturity |
TERM FUNDS - 5 years |
Fund name |
|
Heartland Bank |
Term Deposit PIE |
$1000 |
3.50 |
3.64 |
3.80 |
Quarterly |
TERM FUNDS - 24 months |
Fund name |
|
BNZ |
Term PIE |
$5000 |
3.60 |
3.75 |
3.92 |
Monthly |
TERM FUNDS - 5 years |
Fund name |
|
|
Term Fund |
$10000 |
3.80 |
3.97 |
4.14 |
At Maturity |
ANZ |
Term Fund |
- |
3.90 |
4.06 |
4.24 |
At Maturity |
BNZ |
Term PIE |
$5000 |
3.90 |
4.06 |
4.24 |
Monthly |
View term investment rates here
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Today's Best Bank Rates
Heartland Bank |
1.50 |
Heartland Bank |
1.50 |
Based on a $50,000 deposit More Rates » |
Heartland Bank |
1.25 |
Rabobank |
1.25 |
Based on a $50,000 deposit More Rates » |
Today's Top 5 Deposit Rates
Institution | Rate | Product |
Heartland Bank |
1.50 |
Heartland Direct Call |
Heartland Bank |
1.50 |
Heartland Business Call |
Rabobank |
1.30 |
Rabobank PremiumSaver - max rate |
Co-operative Bank |
1.20 |
Step Saver - potential rate |
BNZ |
1.00 |
Rapid Save |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
Liberty Financial Limited |
2.50 |
Term Deposit |
First Credit Union |
1.50 |
Term Investment |
Heretaunga Building Society |
1.30 |
Term Investment |
Heartland Bank |
1.25 |
Heartland Term Deposit |
Rabobank |
1.25 |
Rabobank Term Deposits |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
Xceda Finance |
4.75 |
Term Deposit |
General Finance |
4.40 |
Deposit Rate |
Gold Band Finance |
3.80 |
Secured First Ranking Debenture Stock |
Xceda Finance |
3.60 |
Secured First Ranking Debenture |
SBS Bank |
3.10 |
Term Investment Specials |
Based on a $50,000 deposit More Rates » |
Institution | Rate | Product |
Xceda Finance |
5.50 |
Secured First Ranking Debenture |
General Finance |
5.15 |
Deposit Rate |
Xceda Finance |
5.10 |
Term Deposit |
Gold Band Finance |
4.90 |
Secured First Ranking Debenture Stock |
Finance Direct Ltd |
4.25 |
Term Deposit |
Based on a $50,000 deposit More Rates » |
Find a Rate
Cash PIE Rates
Institution |
Rate |
30% |
33% |
ANZ |
0.30 |
0.31 |
0.32 |
ASB Bank |
0.30 |
0.31 |
0.32 |
ASB Bank |
0.30 |
0.31 |
0.32 |
ASB Bank |
0.30 |
0.31 |
0.32 |
ASB Bank |
0.30 |
0.31 |
0.32 |
ASB Bank |
0.30 |
0.31 |
0.32 |
BNZ |
0.10 |
0.10 |
0.10 |
Heartland Bank |
0.40 |
0.40 |
0.40 |
Kiwibank |
0.05 |
- |
- |
Kiwibank |
0.20 |
- |
- |
Nelson Building Society |
- |
- |
- |
SBS Bank |
- |
- |
- |
TSB Bank |
0.25 |
0.25 |
0.26 |
Westpac |
0.80 |
0.80 |
0.80 |
Westpac |
0.05 |
0.05 |
0.05 |
Westpac |
0.85 |
0.85 |
0.85 |
More »
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