Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.15 3.25 3.30 3.50 Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00 Term Investment $10,000 $49,999 - 1.00 1.00 2.75 3.00 3.35 3.50 3.25 BankDirect Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00 BankDirect Term Investment $10,000 - - 1.00 1.00 2.75 3.00 3.35 3.50 3.25 BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75 BNZ Term Investment $5,000 $5,000,000 - 0.50 1.40 2.65 3.00 3.25 3.25 3.50 Co-operative Bank Term Deposit $2,000 $9,999 - 2.05 - 2.85 2.85 3.05 3.25 3.25 Co-operative Bank Term Deposit $10,000 $49,999 - 2.15 - 2.95 2.95 3.15 3.35 3.35 Co-operative Bank Term Deposit $50,000 - - 2.15 - 2.95 - 3.20 3.35 3.35 Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.25 - 3.45 FE Investments Term Deposit $5,000 - - - - - - 5.00 5.50 5.00 First Credit Union Term Investment $500 $9,999 - - - - - - - - First Credit Union Term Investment $10,000 $49,999 - - - - - - - - First Credit Union Term Investment $50,000 - - - - - - - - - General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00 Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.25 2.25 3.10 3.25 3.45 3.60 3.60 Heartland Bank Heartland Term Deposit $1,000 $19,999 - 2.15 2.15 3.00 3.15 3.45 3.50 3.60 Heretaunga Building Society Term Investment $1 - - - - - - - - - HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90 HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00 Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00 Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.40 2.65 3.05 3.20 3.25 3.40 Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.50 2.75 3.05 3.25 3.40 3.45 Kiwibank Term Deposits $50,000 $249,999 - 0.75 1.50 2.75 3.15 3.30 3.35 3.50 Kookmin - NZ Term Deposit $10,000 $49,999 - 2.25 - 2.65 2.85 2.90 3.00 3.10 Kookmin - NZ Term Deposit $50,000 $99,999 - 2.55 - 2.85 2.95 3.00 3.10 3.20 Kookmin - NZ Term Deposit $100,000 - - 2.65 - 2.95 3.05 3.10 3.20 3.30 Kookmin - NZ Term Deposit $5,000 $9,999 - 1.75 - 2.40 2.60 2.70 2.85 3.00 Secured Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05 Secured Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30 Secured Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55 Napier Building Society Term Deposit $5,000 - - - - - - - - - Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50 NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00 NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.75 3.75 NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 3.10 3.40 3.50 3.70 3.75 NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.60 2.70 NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.60 3.70 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35 SBS Bank Term Investment Specials $5,000 $250,000 - - - - - 3.30 3.40 3.55 Term Deposit $5,000 $9,999 - 1.00 1.25 2.75 2.90 3.05 3.10 3.15 Term Deposit $10,000 $250,000 - 1.25 1.50 2.75 3.00 3.15 3.20 3.25 Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.65 3.70 Deposit Rate $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.65 3.70 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75 Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50 Term Investment $5,000 $5,000,000 - 1.00 1.50 2.75 3.00 3.30 3.35 3.50 Monthly Interest Investment $50,000 $99,999 - - - - - - - - Westpac SuperGold $5,000 - - - - - - 3.10 - 3.05 Monthly Interest Investment $100,000 $249,999 - - - - - - - - Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select $50,000 $99,999 0.10 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.20 - - - - - - - ANZ Online Call - - 0.10 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Unlimited $100,000 - 0.25 - - - - - - - Unlimited - $99,999 - - - - - - - - FastSaver $1 - 0.25 - - - - - - - BankDirect High Interest Transaction $5,000 $49,999 - - - - - - - - BankDirect High Interest Transaction $50,000 $99,999 - - - - - - - - BankDirect High Interest Transaction $100,000 - 0.25 - - - - - - - BankDirect Savings account $1 - 0.25 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - BNZ Personal Call Account $500,000 - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.20 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.15 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - - Co-operative Bank Smile On $100,000 - 1.00 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 2.05 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.20 - - - - - - - First Credit Union Online Savings $1 - - - - - - - - - First Credit Union MoneyMaker - $999 - - - - - - - - First Credit Union MoneyMaker $1,000 $4,999 - - - - - - - - First Credit Union MoneyMaker $5,000 - - - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.75 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - Heretaunga Building Society On Call - $49,999 - - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 - - - - - - - - Heretaunga Building Society On Call $100,000 - - - - - - - - - HSBC Premier Everday Account $1 $14,999 - - - - - - - - HSBC Premier Everday Account $15,000 - - - - - - - - - HSBC Premier Multi currency account - $9,999 - - - - - - - - HSBC Premier Multi currency account $20,000 - 0.50 - - - - - - - HSBC Premier Multi currency account $10,000 $99,000 - - - - - - - - HSBC Premier E -Saver Account $1 - 0.60 - - - - - - - HSBC Premier Savings Cheque Account $1 $9,999 - - - - - - - - HSBC Premier Savings Cheque Account $10,000 - - - - - - - - - HSBC Premier Cash Management Account $1 - 1.00 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.10 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - - Kiwibank Front Runner $100,000 - 1.50 - - - - - - - Kiwibank Back-up Saver - - 0.15 - - - - - - - Kiwibank Fast Forward Saver - $999 1.10 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - - Kiwibank First Saver - - 1.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - - NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - - NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - NZCU Baywide Success Saver - $4,999 1.25 - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 1.50 - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 1.75 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 2.00 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - RaboSaver High Interest Savings Account - - 0.75 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - SBS Bank Prospector - $49,999 0.25 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - SBS Bank Prospector $100,000 - 1.50 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - - Premier Cheque $5,000 $19,999 1.15 - - - - - - - Premier Cheque $20,000 $34,999 1.35 - - - - - - - Premier Cheque $35,000 $49,999 1.75 - - - - - - - Premier Cheque $50,000 $99,999 2.25 - - - - - - - Premier Cheque $100,000 - 2.50 - - - - - - - Horizon Plan $1 - 1.65 - - - - - - - WebSaver $1,000 - 1.65 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Telephone Call Account $20,000 $99,999 2.20 - - - - - - - Telephone Call Account $100,000 - 2.35 - - - - - - - Telephone Call Account $5,000 $19,999 1.85 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Cash Management Account $20,000 $49,999 0.15 - - - - - - - Cash Management Account $50,000 $99,999 0.15 - - - - - - - Cash Management Account $100,000 - 0.15 - - - - - - - Simple Saver $1 - 0.20 - - - - - - - Earner Account $100,000 - 0.25 - - - - - - - Earner Account $50,000 $99,999 0.15 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Earner Account - $4,999 - - - - - - - - Earner Account $5,000 $19,999 0.10 - - - - - - - Earner Account $20,000 $49,999 0.10 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.55 - - - - - - - Online Bonus Saver - base rate $1 - 0.05 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.60 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Call - - 0.10 - - - - - - - FastSaver $1 - 0.25 - - - - - - - BankDirect Savings account $1 - 0.25 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - First Credit Union Online Savings $1 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.75 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 - - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - WebSaver $1,000 - 1.65 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.55 - - - - - - - Online Bonus Saver - base rate $1 - 0.05 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.60 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - bonus rate $1 - 2.20 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.20 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.15 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 2.05 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.20 - - - - - - - First Credit Union MoneyMaker - $999 - - - - - - - - First Credit Union MoneyMaker $1,000 $4,999 - - - - - - - - First Credit Union MoneyMaker $5,000 - - - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - HSBC Premier Everday Account $1 $14,999 - - - - - - - - HSBC Premier Everday Account $15,000 - - - - - - - - - HSBC Premier E -Saver Account $1 - 0.60 - - - - - - - HSBC Premier Savings Cheque Account $1 $9,999 - - - - - - - - HSBC Premier Savings Cheque Account $10,000 - - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - Horizon Plan $1 - 1.65 - - - - - - - Simple Saver $1 - 0.20 - - - - - - - Earner Account $100,000 - 0.25 - - - - - - - Earner Account $50,000 $99,999 0.15 - - - - - - - Earner Account - $4,999 - - - - - - - - Earner Account $5,000 $19,999 0.10 - - - - - - - Earner Account $20,000 $49,999 0.10 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Asset Finance Secured First Ranking Debenture $500 - - - - - - - - - FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - - FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00 Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00 Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80 UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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