Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.25	3.40
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	2.75	-	2.75	2.75	2.75
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	2.75	-	3.30	3.35	3.50
	Deposit Rate	$5,000	$99,999	-	2.05	2.05	2.75	3.10	3.30	3.40	3.45
	Deposit Rate	$100,000	-	-	2.05	2.05	2.75	3.20	3.40	3.50	3.60
	Term Deposit	$5,000	$9,999	-	1.00	1.25	2.65	2.80	3.05	3.10	3.15
	Term Deposit	$10,000	$250,000	-	1.25	1.50	2.65	2.90	3.15	3.20	3.25
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	-	-	3.25	3.30	3.40
	RaboDirect Term Deposits	$1,000	-	-	2.00	-	2.80	-	3.30	3.30	3.35
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
NZCU South	Term investment	$500	$4,999	-	1.00	-	1.50	-	2.35	2.40	2.50
NZCU South	Term investment	$5,000	$500,000	-	1.25	-	2.50	-	3.35	3.40	3.50
NZCU Baywide	Term investment	$1,000	$1,000,000	-	1.50	1.50	2.80	3.10	3.35	3.40	3.50
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	2.50	-	2.75	2.75	3.00
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	2.75	-	3.50	3.60	3.60
Nelson Building Society	Term Deposit	$5,000	$250,000	-	2.00	-	2.75	-	3.30	3.60	3.50

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
	Term Deposit	$5,000	$19,999	-	-	-	3.25	-	3.70	4.00	4.05
	Term Deposit	$20,000	$99,999	-	-	-	3.60	-	3.95	4.25	4.30
	Term Deposit	$100,000	-	-	-	-	3.85	-	4.25	4.50	4.55
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	1.00	1.30	2.55	2.85	3.10	3.20	3.30
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	1.20	1.40	2.75	2.95	3.20	3.30	3.40
Kookmin - NZ	Term Deposit	$100,000	-	-	1.40	1.60	2.85	3.05	3.30	3.40	3.50
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.80	1.10	2.30	2.60	2.90	3.05	3.20
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00
Kiwibank	Term Deposits	$5,000	$9,999	-	0.65	1.15	2.55	2.90	3.30	3.30	3.30
Kiwibank	Term Deposits	$10,000	$49,999	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kiwibank	Term Deposits	$50,000	$5,000,000	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
HSBC Premier	Term Deposits	-	$9,999	-	0.90	0.90	1.90	1.90	1.90	1.90	1.90
HSBC Premier	Term Deposit	$10,000	$99,999	-	0.90	0.90	2.50	2.80	2.90	2.90	2.90
HSBC Premier	Term Deposit	$100,000	-	-	1.00	1.00	2.60	2.90	3.00	3.00	3.00
Heretaunga Building Society	Term Investment	$1	-	-	-	-	2.75	-	3.30	-	3.50
Heartland Bank	Heartland Term Deposit	$10,000	$5,000,000	-	2.00	2.00	3.00	3.20	3.35	3.50	3.50
Heartland Bank	Heartland Term Deposit	$1,000	$9,999	-	1.90	1.90	2.90	3.10	3.25	3.40	3.40
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
First Credit Union	Term Investment	$500	$9,999	-	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	-	-	-	-	-
First Credit Union	Term Investment	$50,000	-	-	-	-	-	-	-	-	-
FE Investments	Term Deposit	$5,000	-	-	-	-	-	-	-	-	4.40
Co-operative Bank	Term Deposit	$2,000	$9,999	-	1.90	-	2.90	2.90	3.05	3.20	3.15
Co-operative Bank	Term Deposit	$10,000	$49,999	-	2.00	-	3.00	3.00	3.15	3.30	3.25
Co-operative Bank	Term Deposit	$50,000	-	-	2.00	-	3.00	3.00	3.15	3.30	3.25
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	3.25	-	3.35
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	2.15	2.40	2.75	3.00	3.00	3.05	3.10
BNZ	Term Investment	$2,000	$4,999	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
BNZ	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
	Term Investment	$5,000	$9,999	-	0.75	1.00	1.75	2.00	2.00	2.00	2.00
	Term Investment	$10,000	$49,999	-	1.00	1.00	2.70	3.00	3.25	3.40	3.35
ANZ	Term Deposits	$10,000	-	-	0.50	1.50	2.65	3.00	3.25	3.30	3.40
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Cash Management Account	$20,000	$49,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$50,000	$99,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$100,000	-	0.15	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
	Telephone Call Account	$20,000	$99,999	2.20	-	-	-	-	-	-	-
	Telephone Call Account	$100,000	-	2.35	-	-	-	-	-	-	-
	Telephone Call Account	$5,000	$19,999	1.85	-	-	-	-	-	-	-
	Premier Cheque	$5,000	$19,999	0.95	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	1.15	-	-	-	-	-	-	-
	Premier Cheque	$35,000	$49,999	1.55	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	2.05	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	2.25	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
SBS Bank	Prospector	-	$49,999	0.25	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	1.50	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.80	-	-	-	-	-	-	-
	RaboSaver High Interest Savings Account	-	-	0.75	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$5,000	-	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$4,999	0.95	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$5,000	$19,999	1.10	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$20,000	$99,999	1.30	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$5,000	-	3.25	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
NZCU Auckland	Success Saver	$500	$4,999	2.25	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.25	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.15	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	1.15	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	1.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	2.00	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Heretaunga Building Society	On Call	$50,000	$99,999	2.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$50,000	$99,999	0.50	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$100,000	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
BNZ	Personal Call Account	$5,000	$19,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$20,000	$99,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$100,000	$249,999	-	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
BNZ	Personal Call Account	$250,000	$499,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$500,000	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
	Unlimited	$100,000	-	0.25	-	-	-	-	-	-	-
	Unlimited	-	$99,999	-	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	UDC Secured Term Investment	$100,000	-	-	2.05	2.05	2.75	3.30	3.50	3.75	3.80
	UDC Secured Term Investment	$5,000	$99,999	-	2.00	2.00	2.70	3.30	3.45	3.75	3.80
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	4.00	-	6.00
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	-	-
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.