Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75 Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50 Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60 Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60 Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15 Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25 SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40 RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65 NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65 NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50 NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00 NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60 Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Napier Building Society Term Deposit $5,000 - - - - - - - - - Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05 Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30 Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55 Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲ Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲ Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲ Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲ Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00 Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50 Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60 Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60 HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90 HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90 HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00 Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50 Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50 Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40 General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00 First Credit Union Term Investment $500 $9,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months First Credit Union Term Investment $10,000 $49,999 - - - - - - - - First Credit Union Term Investment $50,000 - - - - - - - - - FE Investments Term Deposit $5,000 - - - - - - - - 4.40 Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15 Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25 Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30 Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35 China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30 BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75 BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40 Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00 Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45 ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Cash Management Account $20,000 $49,999 0.15 - - - - - - - Cash Management Account $50,000 $99,999 0.15 - - - - - - - Cash Management Account $100,000 - 0.15 - - - - - - - Simple Saver $1 - 0.10 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - Telephone Call Account $20,000 $99,999 2.20 - - - - - - - Telephone Call Account $100,000 - 2.35 - - - - - - - Telephone Call Account $5,000 $19,999 1.85 - - - - - - - Premier Cheque $5,000 $19,999 0.95 - - - - - - - Premier Cheque $20,000 $34,999 1.15 - - - - - - - Premier Cheque $35,000 $49,999 1.55 - - - - - - - Premier Cheque $50,000 $99,999 2.05 - - - - - - - Premier Cheque $100,000 - 2.25 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months SBS Bank Prospector - $49,999 0.25 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - SBS Bank Prospector $100,000 - 1.50 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - - RaboSaver High Interest Savings Account - - 0.75 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.10 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - - Kiwibank Front Runner $100,000 - 1.50 - - - - - - - Kiwibank Back-up Saver - - 0.15 - - - - - - - Kiwibank Fast Forward Saver - $999 1.10 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - - Kiwibank First Saver - - 1.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Heretaunga Building Society On Call - $49,999 2.00 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - - Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - - Co-operative Bank Smile On $100,000 - 1.00 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Personal Call Account $250,000 $499,999 - - - - - - - - BNZ Personal Call Account $500,000 - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - Unlimited $100,000 - 0.25 - - - - - - - Unlimited - $99,999 - - - - - - - - FastSaver $1 - 0.10 - - - - - - - ANZ Select $50,000 $99,999 0.10 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Online Call - - 0.10 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - FastSaver $1 - 0.10 - - - - - - - ANZ Online Call - - 0.10 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Simple Saver $1 - 0.10 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80 UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80 Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00 Secured First Ranking Debenture $1,000 - - - - - - - - - FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - - FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00 Asset Finance Secured First Ranking Debenture $500 - - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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