Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
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Term Deposits
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Xceda Finance
|
Term Deposit |
- |
- |
- |
- |
- |
- |
- |
6.50 |
6.85 |
7.20 |
|
Term Investment |
$5,000 |
$5,000,000 |
- |
2.50 |
2.85 |
4.20 |
5.00 |
6.00 |
6.00 |
6.10 |
WBS
|
Term Investment |
$2,000 |
$9,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
WBS
|
Term Investment |
$10,000 |
$99,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
WBS
|
Term Investment |
$100,000 |
- |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
Unity Money
|
Term Investment |
$1,000 |
$1,500,000 |
- |
2.50 |
2.50 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
|
Term Deposit |
$1,000 |
$9,999 |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
|
Term Deposit |
$10,000 |
- |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
SBS Bank
|
Term Investment Specials |
$1,000 |
$5,000,000 |
- |
2.50 |
- |
4.20 |
4.50 |
6.05 |
6.15 |
6.15 |
|
Rabobank Term Deposits |
- |
- |
- |
3.50 |
- |
5.05 |
- |
6.05 |
6.15 |
6.30 |
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
Nelson Building Society
|
Term Deposit |
$5,000 |
- |
- |
2.50 |
- |
4.20 |
- |
6.00 |
6.00 |
6.10 |
|
Term Deposit |
$5,000 |
$5,000,000 |
- |
- |
- |
4.75 |
- |
6.60 |
6.85 |
7.10 |
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
2.40 |
2.75 |
4.10 |
4.60 |
5.95 |
6.00 |
6.05 |
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.70 |
6.05 |
6.10 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$5,000 |
$9,999 |
- |
3.75 |
4.50 |
4.80 |
5.30 |
5.90 |
5.95 |
6.05 |
ICBC
|
ICBC Term Deposit Online |
$10,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.00 |
6.05 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$50,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.10 |
6.15 |
6.25 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.30 |
- |
0.60 |
0.80 |
1.10 |
1.30 |
1.65 |
HSBC Premier
|
Term Deposit |
$10,000 |
- |
- |
0.35 |
- |
0.85 |
1.25 |
1.80 |
2.00 |
2.35 |
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
- |
4.35 |
- |
6.10 |
- |
6.25 |
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
- |
2.50 |
2.70 |
4.25 |
6.00 |
6.05 |
6.15 |
6.30 |
General Finance
|
Deposit Rate |
$2,000 |
- |
- |
- |
- |
5.35 |
5.50 |
7.00 |
7.15 |
7.50 |
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
- |
4.75 |
- |
5.75 |
6.00 |
6.50 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
- |
1.25 |
- |
2.75 |
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
- |
2.75 |
- |
4.20 |
- |
6.05 |
6.10 |
6.05 |
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
6.10 |
- |
6.20 |
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
- |
2.75 |
3.00 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10▼ |
|
Term Investment |
$5,000 |
$9,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
|
Term Investment |
$10,000 |
$49,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
ANZ
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
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Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Call Investments |
$500 |
- |
1.10 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$100,000 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
- |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
RaboSaver on call Account |
- |
- |
1.55 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Personal On Call |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
- |
$4,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$100,000 |
- |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Online Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Savings
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Debentures
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Xceda Finance
|
Secured First Ranking Debenture |
$500 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
$5,000 |
- |
- |
- |
- |
- |
- |
2.00 |
2.00 |
3.80 |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
- |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
General Finance
|
Secured First Ranking Debenture |
$5,000 |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Secured First Ranking Debenture |
$1,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Bonds
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Bonds |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|