Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

NEW: Click on a provider's name or logo to see all their rates.

All

Up to 12 months More than 12 months

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
Xceda Finance	Term Deposit	$2,500	-	-	-	-	-	-	3.85	4.25	4.75
	Term Investment	$5,000	$5,000,000	-	0.40	0.60	1.20	1.70	2.20	2.40	2.80
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	0.45	-	0.45	0.45	0.45
Wairarapa Bldg Socy	Term Investment	$2,000	$9,999	-	-	-	1.00▲	-	2.15▲	2.30▲	2.70▲
Wairarapa Bldg Socy	Term Investment	$10,000	$100,000	-	-	-	1.00▲	-	2.15▲	2.30▲	2.70▲
Wairarapa Bldg Socy	Term Investment	$100,000	-	-	-	-	0.80	-	1.85	2.10	2.50
	Term Deposit	$5,000	$9,999	-	0.35	0.45	1.00	1.50	2.05	2.20	2.90▲
	Term Deposit	$10,000	$250,000	-	0.45	0.55	1.10	1.60	2.15	2.30	3.00▲
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	1.09	1.50	2.20	2.40	3.10
	Rabobank Term Deposits	$1,000	-	-	0.65	-	1.25	-	2.20	2.40	2.80
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	0.60	-	1.05	1.05	1.25
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	0.60	-	1.15	1.15	1.40
Nelson Building Society	Term Deposit	$5,000	$250,000	-	0.50▲	-	1.20▲	-	2.20	2.40▲	3.00▲
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
	Term Deposit	$5,000	$19,999	-	-	-	2.45	-	2.90	2.95	3.00
	Term Deposit	$20,000	$99,999	-	-	-	2.50	-	2.95	3.00	3.05

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Term Deposit	$100,000	-	-	-	-	2.55	-	3.05	3.10	3.15
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	0.10	0.10	0.60	1.00	1.40	1.70	2.20
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	0.20	0.20	0.70	1.10	1.50	1.80	2.30
Kookmin - NZ	Term Deposit	$100,000	-	-	0.30	0.30	0.80	1.20	1.60	1.90	2.40
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.10	0.10	0.60	1.00	1.40	1.70	2.20
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	0.25	0.25	0.50	0.50	0.50
Kiwibank	Term Deposits	$5,000	$9,999	-	0.40	0.60	1.05	1.65	2.20	2.30	2.90
Kiwibank	Term Deposits	$10,000	-	-	0.50	0.70	1.15	1.75	2.30	2.40	3.00
ICBC	ICBC Term Deposit Online	$5,000	$9,999	-	0.55	1.05	1.60	1.80	2.50	2.75	3.25
ICBC	ICBC Term Deposit Online	$10,000	$49,999	-	0.65	1.15	1.70	1.90	2.60	2.85	3.35
HSBC Premier	Term Deposits	-	$9,999	-	0.30	-	0.60	0.80	1.10	1.30	1.65
HSBC Premier	Term Deposit	$10,000	-	-	0.35	-	0.85	1.25	1.80	2.00	2.35
Heretaunga Building Society	Term Investment	$1	-	-	-	-	1.30	-	2.40▲	-	3.00
Heartland Bank	Heartland Term Deposit	$1,000	-	-	0.40	1.00	1.25	1.40	2.60	2.60	3.00
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	3.70	4.20	4.40
First Credit Union	Term Investment	$500	-	-	-	-	1.50	-	2.20	2.45	2.85
	Term Deposit	$1,000	-	-	-	-	-	-	1.25	-	2.75
Co-operative Bank	Term Deposit	$2,000	-	-	0.40	-	1.15▲	-	2.15▲	2.40▲	2.85▲
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	2.20▲	-	2.90▲
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
BNZ	Term Investment	$2,000	$5,000,000	-	0.40	0.60▲	1.20▲	1.75▲	2.20	2.40▲	2.90▲
	Term Investment	$5,000	$9,999	-	0.50▲	0.70▲	1.15▲	1.75▲	2.20▲	2.45▲	3.00▲
	Term Investment	$10,000	$49,999	-	0.50▲	0.70▲	1.15▲	1.75▲	2.20▲	2.45▲	3.00▲
ANZ	Term Deposits	$10,000	-	-	0.50	0.70	1.20	1.75	2.30▲	2.40▲	3.00▲
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Westpac Bonus Saver - bonus rate	$1	-	0.80	-	-	-	-	-	-	-
	Westpac Bonus Saver - base rate	$1	-	0.05	-	-	-	-	-	-	-
	Westpac Bonus Saver - Potential Rate	$1	-	0.85	-	-	-	-	-	-	-
	Premier Cheque	$5,000	$19,999	0.10	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	0.15	-	-	-	-	-	-	-
	Premier Cheque	$35,000	$49,999	0.25	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	0.40	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	0.50	-	-	-	-	-	-	-
	Horizon Plan	$1	-	0.50	-	-	-	-	-	-	-
	WebSaver	$1,000	-	0.50	-	-	-	-	-	-	-
SBS Bank	Prospector	-	$49,999	0.30	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	0.20	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	0.65	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.30	-	-	-	-	-	-	-
	RaboSaver on call Account	-	-	0.35	-	-	-	-	-	-	-
	Rabobank PremiumSaver - min rate	$1	$100,000	0.50	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Rabobank PremiumSaver - max rate	$1	$100,000	1.30	-	-	-	-	-	-	-
	Rabobank PremiumSaver - max rate	$100,000	$5,000,000	0.85	-	-	-	-	-	-	-
	Rabobank PremiumSaver - min rate	$100,000	$5,000,000	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$50,000	-	1.00	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$1	$49,999	0.75	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	0.75	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.05	-	-	-	-	-	-	-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.05	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.05	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.05	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	0.10	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.05	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	0.20	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	Fast Forward Saver	$1,000	$2,999	0.20	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	0.20	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	0.20	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	0.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	0.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.05	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	0.50	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$50,000	$99,999	0.60	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	0.70	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	1.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	1.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	0.10	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	0.20	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	0.75	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.30	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.30	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$50,000	$99,999	0.30	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Smile On	$100,000	-	0.30	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	0.35	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.30	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	0.90	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	1.20	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.15	-	-	-	-	-	-	-
BNZ	Rapid Save	$1	-	1.00	-	-	-	-	-	-	-
BNZ	Personal On Call	-	-	0.05	-	-	-	-	-	-	-
	Unlimited	$100,000	-	0.30	-	-	-	-	-	-	-
	Unlimited	-	$99,999	0.30	-	-	-	-	-	-	-
	FastSaver	$1	-	0.20	-	-	-	-	-	-	-
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	0.90	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.30	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.20	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Westpac Bonus Saver - bonus rate	$1	-	0.80	-	-	-	-	-	-	-
	Westpac Bonus Saver - base rate	$1	-	0.05	-	-	-	-	-	-	-
	Westpac Bonus Saver - Potential Rate	$1	-	0.85	-	-	-	-	-	-	-
	WebSaver	$1,000	-	0.50	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	0.20	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	0.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.05	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	1.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	1.50	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	0.75	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	0.35	-	-	-	-	-	-	-
	FastSaver	$1	-	0.20	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.30	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Simple Saver	$1	-	0.35	-	-	-	-	-	-	-
	Horizon Plan	$1	-	0.50	-	-	-	-	-	-	-
	Rabobank PremiumSaver - min rate	$1	$100,000	0.50	-	-	-	-	-	-	-
	Rabobank PremiumSaver - max rate	$1	$100,000	1.30	-	-	-	-	-	-	-
	Rabobank PremiumSaver - max rate	$100,000	$5,000,000	0.85	-	-	-	-	-	-	-
	Rabobank PremiumSaver - min rate	$100,000	$5,000,000	0.50	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	0.10	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	0.20	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.30	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	0.90	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	1.20	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.15	-	-	-	-	-	-	-
BNZ	Rapid Save	$1	-	1.00	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	0.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.20	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Xceda Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	2.40	3.60
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	-	-	-
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.