Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
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Term Deposits
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
6.10 |
- |
6.20 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
- |
1.25 |
- |
2.75 |
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Xceda Finance
|
Term Deposit |
- |
- |
- |
- |
- |
- |
- |
6.50 |
6.85 |
7.20 |
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.30 |
- |
0.60 |
0.80 |
1.10 |
1.30 |
1.65 |
HSBC Premier
|
Term Deposit |
$10,000 |
- |
- |
0.35 |
- |
0.85 |
1.25 |
1.80 |
2.00 |
2.35 |
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
2.40 |
2.75 |
4.10 |
4.60 |
5.95 |
6.00 |
6.05 |
ANZ
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
|
Term Investment |
$5,000 |
$9,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
|
Term Investment |
$10,000 |
$49,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
- |
2.75 |
3.00 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10▼ |
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
- |
2.75 |
- |
4.20 |
- |
6.05 |
6.10 |
6.05 |
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.70 |
6.05 |
6.10 |
6.15 |
Nelson Building Society
|
Term Deposit |
$5,000 |
- |
- |
2.50 |
- |
4.20 |
- |
6.00 |
6.00 |
6.10 |
SBS Bank
|
Term Investment Specials |
$1,000 |
$5,000,000 |
- |
2.50 |
- |
4.20 |
4.50 |
6.05 |
6.15 |
6.15 |
Unity Money
|
Term Investment |
$1,000 |
$1,500,000 |
- |
2.50 |
2.50 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
WBS
|
Term Investment |
$2,000 |
$9,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
WBS
|
Term Investment |
$10,000 |
$99,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
WBS
|
Term Investment |
$100,000 |
- |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Term Investment |
$5,000 |
$5,000,000 |
- |
2.50 |
2.85 |
4.20 |
5.00 |
6.00 |
6.00 |
6.10 |
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
- |
2.50 |
2.70 |
4.25 |
6.00 |
6.05 |
6.15 |
6.30 |
|
Term Deposit |
$1,000 |
$9,999 |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
|
Term Deposit |
$10,000 |
- |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
- |
4.35 |
- |
6.10 |
- |
6.25 |
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
- |
4.75 |
- |
5.75 |
6.00 |
6.50 |
|
Term Deposit |
$5,000 |
$5,000,000 |
- |
- |
- |
4.75 |
- |
6.60 |
6.85 |
7.10 |
ICBC
|
ICBC Term Deposit Online |
$5,000 |
$9,999 |
- |
3.75 |
4.50 |
4.80 |
5.30 |
5.90 |
5.95 |
6.05 |
ICBC
|
ICBC Term Deposit Online |
$10,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.00 |
6.05 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$50,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.10 |
6.15 |
6.25 |
|
Rabobank Term Deposits |
- |
- |
- |
3.50 |
- |
5.05 |
- |
6.05 |
6.15 |
6.30 |
General Finance
|
Deposit Rate |
$2,000 |
- |
- |
- |
- |
5.35 |
5.50 |
7.00 |
7.15 |
7.50 |
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Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
- |
$4,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$100,000 |
- |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Personal On Call |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
|
RaboSaver on call Account |
- |
- |
1.55 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
- |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$100,000 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Call Investments |
$500 |
- |
1.10 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Online Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Savings
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Debentures
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Secured First Ranking Debenture |
$1,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
General Finance
|
Secured First Ranking Debenture |
$5,000 |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
$5,000 |
- |
- |
- |
- |
- |
- |
2.00 |
2.00 |
3.80 |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
- |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Xceda Finance
|
Secured First Ranking Debenture |
$500 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Bonds
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Bonds |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|