About Us  |   Advertise  |   Contact Us  |   Terms & Conditions  |   RSS Feeds
deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Liberty Financial Limited Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55
Liberty Financial Limited Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30
Liberty Financial Limited Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05
Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25
Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50
Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30
Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15
Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40
China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30
Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲
NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50
NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65
RaboDirect RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35
Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50
Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60
Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲
Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50
NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60
UDC Investments Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60
Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50
ASB Bank Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45
UDC Investments Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60
ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40
BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40
Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60
TSB Bank Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15
TSB Bank Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25
Westpac Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40
HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00
Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50
Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲
HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90
NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00
Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲
Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00
Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00
HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90
NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65
ASB Bank Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00
BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75
Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35
FE Investments Term Deposit $5,000 - - - - - - - - 4.40
First Credit Union Term Investment $500 $9,999 - - - - - - - -
First Credit Union Term Investment $10,000 $49,999 - - - - - - - -
First Credit Union Term Investment $50,000 - - - - - - - - -
General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00
Napier Building Society Term Deposit $5,000 - - - - - - - - -
SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40
Return to top Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
ANZ Select $50,000 $99,999 0.10 - - - - - - -
ANZ Select - $4,999 - - - - - - - -
ANZ Select $5,000 $49,999 0.10 - - - - - - -
ANZ Select $100,000 - 0.10 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
ANZ Online Call - - 0.10 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
ASB Bank Unlimited $100,000 - 0.25 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
ASB Bank FastSaver $1 - 0.10 - - - - - - -
BNZ Personal Call Account $5,000 $19,999 - - - - - - - -
BNZ Personal Call Account $20,000 $99,999 - - - - - - - -
BNZ Personal Call Account $100,000 $249,999 - - - - - - - -
BNZ Personal Call Account $250,000 $499,999 - - - - - - - -
BNZ Personal Call Account $500,000 - 0.10 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
BNZ Personal OnCall - - 0.10 - - - - - - -
Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - -
Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - -
Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - -
Co-operative Bank Smile On $100,000 - 1.00 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
Heretaunga Building Society On Call - $49,999 2.00 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - -
Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Bill Blaster $100 - 0.10 - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - -
Kiwibank Front Runner $100,000 - 1.50 - - - - - - -
Kiwibank Back-up Saver - - 0.15 - - - - - - -
Kiwibank Fast Forward Saver - $999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - -
Kiwibank First Saver - - 1.25 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
Napier Building Society On Call $1 - - - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - -
NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - -
NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - -
NZCU Baywide Success Saver - $5,000 - - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - -
NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - -
NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - -
NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
Public Trust On call account $250,000 - 0.50 - - - - - - -
Public Trust On call account $50,000 $249,999 0.50 - - - - - - -
Public Trust On call account $500 $9,999 0.50 - - - - - - -
Public Trust On call account $10,000 $49,999 0.50 - - - - - - -
RaboDirect RaboSaver High Interest Savings Account - - 0.75 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
SBS Bank Prospector - $49,999 0.25 - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
SBS Bank Prospector $100,000 - 1.50 - - - - - - -
SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - -
TSB Bank Premier Cheque $5,000 $19,999 0.95 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 1.15 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
TSB Bank Premier Cheque $35,000 $49,999 1.55 - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 2.05 - - - - - - -
TSB Bank Premier Cheque $100,000 - 2.25 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
UDC Investments Telephone Call Account $20,000 $99,999 2.20 - - - - - - -
UDC Investments Telephone Call Account $100,000 - 2.35 - - - - - - -
UDC Investments Telephone Call Account $5,000 $19,999 1.85 - - - - - - -
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Cash Management Account $20,000 $49,999 0.15 - - - - - - -
Westpac Cash Management Account $50,000 $99,999 0.15 - - - - - - -
Westpac Cash Management Account $100,000 - 0.15 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
Return to top Online Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
ANZ Online Call - - 0.10 - - - - - - -
ASB Bank FastSaver $1 - 0.10 - - - - - - -
BNZ Personal OnCall - - 0.10 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
Return to top Savings    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
Return to top Debentures    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
UDC Investments UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80
UDC Investments UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80
Asset Finance Secured First Ranking Debenture $500 - - - - - - - - -
FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - -
FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Return to top Bonds    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2018. Tarawera Publishing Ltd. All Rights Reserved.