Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Up to 12 months More than 12 months

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
FE Investments	Term Deposit	$5,000	-	-	-	-	-	-	-	-	4.40
First Credit Union	Term Investment	$500	$9,999	-	-	-	-	-	-	-	-
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	-	-	-	-	-
First Credit Union	Term Investment	$50,000	-	-	-	-	-	-	-	-	-
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
HSBC Premier	Term Deposits	-	$9,999	-	0.90	0.90	1.90	1.90	1.90	1.90	1.90
	Term Investment	$5,000	$9,999	-	0.75	1.00	1.75	2.00	2.00	2.00	2.00
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
NZCU South	Term investment	$500	$4,999	-	1.00	-	1.50	-	2.35	2.40	2.50
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	2.50	-	2.75	2.75	3.00
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	2.75	-	2.75	2.75	2.75
HSBC Premier	Term Deposit	$10,000	$99,999	-	0.90	0.90	2.50	2.80	2.90	2.90	2.90
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.80	1.10	2.30	2.60	2.90	3.05	3.20
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	2.15	2.40	2.75	3.00	3.00	3.05	3.10

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
HSBC Premier	Term Deposit	$100,000	-	-	1.00	1.00	2.60	2.90	3.00	3.00	3.00
Co-operative Bank	Term Deposit	$2,000	$9,999	-	1.90	-	2.90	2.90	3.05	3.20	3.15
	Term Deposit	$5,000	$9,999	-	1.00	1.25	2.65	2.80	3.05	3.10	3.15
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	1.00	1.30	2.55	2.85	3.10	3.20	3.30
Co-operative Bank	Term Deposit	$10,000	$49,999	-	2.00	-	3.00	3.00	3.15	3.30	3.25
Co-operative Bank	Term Deposit	$50,000	-	-	2.00	-	3.00	3.00	3.15	3.30	3.25
	Term Deposit	$10,000	$250,000	-	1.25	1.50	2.65	2.90	3.15	3.20	3.25
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	1.20	1.40	2.75	2.95	3.20	3.30	3.40
ANZ	Term Deposits	$10,000	-	-	0.50	1.50	2.65	3.00	3.25	3.30	3.40
	Term Investment	$10,000	$49,999	-	1.00	1.00	2.70	3.00	3.25	3.40	3.35
BNZ	Term Investment	$2,000	$4,999	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
BNZ	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	3.25	-	3.35
Heartland Bank	Heartland Term Deposit	$1,000	$9,999	-	1.90	1.90	2.90	3.10	3.25	3.40	3.40
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	-	-	3.25	3.30	3.40
	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.25	3.40
Heretaunga Building Society	Term Investment	$1	-	-	-	-	2.75	-	3.30	-	3.50
Kiwibank	Term Deposits	$5,000	$9,999	-	0.65	1.15	2.55	2.90	3.30	3.30	3.30
Kookmin - NZ	Term Deposit	$100,000	-	-	1.40	1.60	2.85	3.05	3.30	3.40	3.50
Nelson Building Society	Term Deposit	$5,000	$250,000	-	2.00	-	2.75	-	3.30	3.60	3.50
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	RaboDirect Term Deposits	$1,000	-	-	2.00	-	2.80	-	3.30	3.30	3.35
	Deposit Rate	$5,000	$99,999	-	2.05	2.05	2.75	3.10	3.30	3.40	3.45
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	2.75	-	3.30	3.35	3.50
Heartland Bank	Heartland Term Deposit	$10,000	$5,000,000	-	2.00	2.00	3.00	3.20	3.35	3.50	3.50
NZCU Baywide	Term investment	$1,000	$1,000,000	-	1.50	1.50	2.80	3.10	3.35	3.40	3.50
NZCU South	Term investment	$5,000	$500,000	-	1.25	-	2.50	-	3.35	3.40	3.50
Kiwibank	Term Deposits	$10,000	$49,999	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kiwibank	Term Deposits	$50,000	$5,000,000	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
	Deposit Rate	$100,000	-	-	2.05	2.05	2.75	3.20	3.40	3.50	3.60
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	2.75	-	3.50	3.60	3.60
	Term Deposit	$5,000	$19,999	-	-	-	3.25	-	3.70	4.00	4.05
	Term Deposit	$20,000	$99,999	-	-	-	3.60	-	3.95	4.25	4.30
	Term Deposit	$100,000	-	-	-	-	3.85	-	4.25	4.50	4.55
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
	Unlimited	$100,000	-	0.25	-	-	-	-	-	-	-
	Unlimited	-	$99,999	-	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	Personal Call Account	$5,000	$19,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$20,000	$99,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$100,000	$249,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$250,000	$499,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$500,000	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$50,000	$99,999	0.50	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$100,000	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	2.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$50,000	$99,999	2.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	2.50	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.25	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.15	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	1.15	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	1.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$5,000	-	3.25	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$500	$4,999	2.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$5,000	-	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
NZCU Baywide	Success Saver	-	$4,999	0.95	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$5,000	$19,999	1.10	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$20,000	$99,999	1.30	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
	RaboSaver High Interest Savings Account	-	-	0.75	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
SBS Bank	Prospector	-	$49,999	0.25	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	1.50	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.80	-	-	-	-	-	-	-
	Premier Cheque	$5,000	$19,999	0.95	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	1.15	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Premier Cheque	$35,000	$49,999	1.55	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	2.05	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	2.25	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
	Telephone Call Account	$20,000	$99,999	2.20	-	-	-	-	-	-	-
	Telephone Call Account	$100,000	-	2.35	-	-	-	-	-	-	-
	Telephone Call Account	$5,000	$19,999	1.85	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Cash Management Account	$20,000	$49,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$50,000	$99,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$100,000	-	0.15	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	-
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
	UDC Secured Term Investment	$5,000	$99,999	-	2.00	2.00	2.70	3.30	3.45	3.75	3.80
	UDC Secured Term Investment	$100,000	-	-	2.05	2.05	2.75	3.30	3.50	3.75	3.80
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	4.00	-	6.00
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

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