Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Napier Building Society Term Deposit $5,000 - - - - - - - - - Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 0.45 - 0.45 0.45 0.45 Kiwibank Term Deposits $1,000 $4,999 - - - 0.25 0.25 0.50 0.50 0.50 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 NZCU Auckland Investment Account $500 $9,999 - - - 0.60 - 1.05 1.05 1.25 HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65 NZCU Auckland Investment Account $10,000 $500,000 - - - 0.60 - 1.15 1.15 1.40 Term Deposit $1,000 - - - - - - 1.25 - 2.75 Kookmin - NZ Term Deposit $10,000 $49,999 - 0.10 0.10 0.60 1.00 1.40 1.70 2.20 Kookmin - NZ Term Deposit $5,000 $9,999 - 0.10 0.10 0.60 1.00 1.40 1.70 2.20 Kookmin - NZ Term Deposit $50,000 $99,999 - 0.20 0.20 0.70 1.10 1.50 1.80 2.30 Kookmin - NZ Term Deposit $100,000 - - 0.30 0.30 0.80 1.20 1.60 1.90 2.40 HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35 Wairarapa Bldg Socy Term Investment $100,000 - - - - 0.80 - 1.85 2.10 2.50 Term Deposit $5,000 $9,999 - 0.35 0.45 1.00 1.50 2.05 2.20 2.90▲ Co-operative Bank Term Deposit $2,000 - - 0.40 - 1.15▲ - 2.15▲ 2.40▲ 2.85▲ Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Term Deposit $10,000 $250,000 - 0.45 0.55 1.10 1.60 2.15 2.30 3.00▲ Wairarapa Bldg Socy Term Investment $2,000 $9,999 - - - 1.00▲ - 2.15▲ 2.30▲ 2.70▲ Wairarapa Bldg Socy Term Investment $10,000 $100,000 - - - 1.00▲ - 2.15▲ 2.30▲ 2.70▲ Term Investment $5,000 $9,999 - 0.50▲ 0.70▲ 1.15▲ 1.75▲ 2.20▲ 2.45▲ 3.00▲ Term Investment $10,000 $49,999 - 0.50▲ 0.70▲ 1.15▲ 1.75▲ 2.20▲ 2.45▲ 3.00▲ BNZ Term Investment $2,000 $5,000,000 - 0.40 0.60▲ 1.20▲ 1.75▲ 2.20 2.40▲ 2.90▲ Co-operative Bank Special Term Deposit $5,000 - - - - - - 2.20▲ - 2.90▲ First Credit Union Term Investment $500 - - - - 1.50 - 2.20 2.45 2.85 Kiwibank Term Deposits $5,000 $9,999 - 0.40 0.60 1.05 1.65 2.20 2.30 2.90 Nelson Building Society Term Deposit $5,000 $250,000 - 0.50▲ - 1.20▲ - 2.20 2.40▲ 3.00▲ Rabobank Term Deposits $1,000 - - 0.65 - 1.25 - 2.20 2.40 2.80 SBS Bank Term Investment Specials $1,000 $250,000 - - - 1.09 1.50 2.20 2.40 3.10 Term Investment $5,000 $5,000,000 - 0.40 0.60 1.20 1.70 2.20 2.40 2.80 ANZ Term Deposits $10,000 - - 0.50 0.70 1.20 1.75 2.30▲ 2.40▲ 3.00▲ Kiwibank Term Deposits $10,000 - - 0.50 0.70 1.15 1.75 2.30 2.40 3.00 Heretaunga Building Society Term Investment $1 - - - - 1.30 - 2.40▲ - 3.00 ICBC ICBC Term Deposit Online $5,000 $9,999 - 0.55 1.05 1.60 1.80 2.50 2.75 3.25 Heartland Bank Heartland Term Deposit $1,000 - - 0.40 1.00 1.25 1.40 2.60 2.60 3.00 ICBC ICBC Term Deposit Online $10,000 $49,999 - 0.65 1.15 1.70 1.90 2.60 2.85 3.35 Term Deposit $5,000 $19,999 - - - 2.45 - 2.90 2.95 3.00 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Term Deposit $20,000 $99,999 - - - 2.50 - 2.95 3.00 3.05 Term Deposit $100,000 - - - - 2.55 - 3.05 3.10 3.15 General Finance Deposit Rate $5,000 $100,000 - - - - - 3.70 4.20 4.40 Xceda Finance Term Deposit $2,500 - - - - - - 3.85 4.25 4.75 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select $50,000 $99,999 0.10 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.90 - - - - - - - ANZ Online Call - - 0.30 - - - - - - - ANZ Serious Saver Account - base rate - - 0.20 - - - - - - - Unlimited $100,000 - 0.30 - - - - - - - Unlimited - $99,999 0.30 - - - - - - - FastSaver $1 - 0.20 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.15 - - - - - - - BNZ Rapid Save $1 - 1.00 - - - - - - - BNZ Personal On Call - - 0.05 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.30 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.30 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.30 - - - - - - - Co-operative Bank Smile On $100,000 - 0.30 - - - - - - - Co-operative Bank Online Account $1 - 0.35 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.30 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Step Saver - bonus rate $1 - 0.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 1.20 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 1.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 1.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.20 - - - - - - - Heretaunga Building Society On Call - $49,999 0.50 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.60 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.70 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.05 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.05 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.05 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.05 - - - - - - - Kiwibank Front Runner $100,000 - 0.10 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Back-up Saver - - 0.05 - - - - - - - Kiwibank Fast Forward Saver - $999 0.20 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 0.20 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 0.20 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 0.20 - - - - - - - Kiwibank First Saver - - 0.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 0.75 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - RaboSaver on call Account - - 0.35 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 1.30 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.85 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.50 - - - - - - - SBS Bank Prospector - $49,999 0.30 - - - - - - - SBS Bank i-save - - 0.20 - - - - - - - SBS Bank Prospector $100,000 - 0.65 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.30 - - - - - - - Premier Cheque $5,000 $19,999 0.10 - - - - - - - Premier Cheque $20,000 $34,999 0.15 - - - - - - - Premier Cheque $35,000 $49,999 0.25 - - - - - - - Premier Cheque $50,000 $99,999 0.40 - - - - - - - Premier Cheque $100,000 - 0.50 - - - - - - - Horizon Plan $1 - 0.50 - - - - - - - WebSaver $1,000 - 0.50 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Simple Saver $1 - 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.80 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.85 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Call - - 0.30 - - - - - - - FastSaver $1 - 0.20 - - - - - - - Co-operative Bank Online Account $1 - 0.35 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 1.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 1.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - SBS Bank i-save - - 0.20 - - - - - - - WebSaver $1,000 - 0.50 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.80 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.85 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - bonus rate $1 - 0.90 - - - - - - - ANZ Serious Saver Account - base rate - - 0.20 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.15 - - - - - - - BNZ Rapid Save $1 - 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.30 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 1.20 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.20 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 1.30 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.85 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.50 - - - - - - - Horizon Plan $1 - 0.50 - - - - - - - Simple Saver $1 - 0.35 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Xceda Finance Secured First Ranking Debenture $500 - - - - - - - 2.40 3.60 Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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