Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Kiwibank Term Deposits $1,000 $4,999 - - - - - - - - HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65 Term Deposit $1,000 - - - - - - 1.25 - 2.75 HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35 NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15 NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15 First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50 WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15 ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05 Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05 ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10 Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼ ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10 Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10 Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10 Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05 Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30 Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15 Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30 SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15 Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20 Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25 ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25 Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20 Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10 General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select $50,000 $99,999 1.40 - - - - - - - ANZ Select - $4,999 1.40 - - - - - - - ANZ Select $5,000 $49,999 1.40 - - - - - - - ANZ Select $100,000 - 1.40 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - Unlimited $100,000 - - - - - - - - - Unlimited - $99,999 - - - - - - - - FastSaver - - 2.25 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - BNZ Personal On Call - - - - - - - - - - BNZ Business First OnCall - - 2.75 - - - - - - - Co-operative Bank Smile On $4,000 - 1.85 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months First Credit Union Online Savings $1 - 0.75 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Heretaunga Building Society On Call - $49,999 0.70 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - - - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 - - - - - - - - Kiwibank Front Runner $15,000 $49,999 - - - - - - - - Kiwibank Front Runner $50,000 $99,999 - - - - - - - - Kiwibank Front Runner $100,000 - - - - - - - - - Kiwibank Back-up Saver - - - - - - - - - - Kiwibank Fast Forward Saver - $999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - - Kiwibank Fast Forward Saver $4,000 - - - - - - - - - Kiwibank First Saver - - - - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - RaboSaver on call Account - - 1.55 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - SBS Bank Prospector - - 1.90 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - SBS Bank Prospector $100,000 - - - - - - - - - SBS Bank Prospector $50,000 $99,999 - - - - - - - - Squirrel On-Call accounts - - 5.00 - - - - - - - Premier Cheque $5,000 $19,999 4.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Premier Cheque $20,000 $34,999 4.25 - - - - - - - Premier Cheque $35,000 $49,999 4.35 - - - - - - - Premier Cheque $50,000 $99,999 4.50 - - - - - - - Premier Cheque $100,000 - 4.60 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - WBS Call Investments $500 - 1.10 - - - - - - - Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Simple Saver $1 - 2.70 - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Account - - 2.75 - - - - - - - FastSaver - - 2.25 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Simple Saver $1 - 2.70 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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