Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months FE Investments Term Deposit $5,000 - - - - - - - - 4.40 First Credit Union Term Investment $500 $9,999 - - - - - - - - First Credit Union Term Investment $10,000 $49,999 - - - - - - - - First Credit Union Term Investment $50,000 - - - - - - - - - Napier Building Society Term Deposit $5,000 - - - - - - - - - BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90 Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00 Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00 NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65 General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00 NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75 HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90 Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲ Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15 HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00 Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15 Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25 Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲ China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30 Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30 Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25 Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35 Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲ ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40 Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45 BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40 Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40 Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60 SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40 Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40 Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50 Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲ Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35 Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50 Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50 Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50 NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50 Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60 NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65 Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60 Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60 NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60 Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05 Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30 Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select $50,000 $99,999 0.10 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Online Call - - 0.10 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Unlimited $100,000 - 0.25 - - - - - - - Unlimited - $99,999 - - - - - - - - FastSaver $1 - 0.10 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - BNZ Personal Call Account $500,000 - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - - Co-operative Bank Smile On $100,000 - 1.00 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - Heretaunga Building Society On Call - $49,999 2.00 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - - Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.10 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - - Kiwibank Front Runner $100,000 - 1.50 - - - - - - - Kiwibank Back-up Saver - - 0.15 - - - - - - - Kiwibank Fast Forward Saver - $999 1.10 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - - Kiwibank First Saver - - 1.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - - NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - - NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - RaboSaver High Interest Savings Account - - 0.75 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - SBS Bank Prospector - $49,999 0.25 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - SBS Bank Prospector $100,000 - 1.50 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - - Premier Cheque $5,000 $19,999 0.95 - - - - - - - Premier Cheque $20,000 $34,999 1.15 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Premier Cheque $35,000 $49,999 1.55 - - - - - - - Premier Cheque $50,000 $99,999 2.05 - - - - - - - Premier Cheque $100,000 - 2.25 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - Telephone Call Account $20,000 $99,999 2.20 - - - - - - - Telephone Call Account $100,000 - 2.35 - - - - - - - Telephone Call Account $5,000 $19,999 1.85 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Cash Management Account $20,000 $49,999 0.15 - - - - - - - Cash Management Account $50,000 $99,999 0.15 - - - - - - - Cash Management Account $100,000 - 0.15 - - - - - - - Simple Saver $1 - 0.10 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Call - - 0.10 - - - - - - - FastSaver $1 - 0.10 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - Simple Saver $1 - 0.10 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Asset Finance Secured First Ranking Debenture $500 - - - - - - - - - FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - - Secured First Ranking Debenture $1,000 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00 UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80 UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80 FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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