Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20 Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10 WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15 Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10 Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15 Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30 NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15 NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15 Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10 Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10 Kiwibank Term Deposits $1,000 $4,999 - - - - - - - - Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05 Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15 ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05 ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15 ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65 HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35 Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25 Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30 General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50 First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50 Term Deposit $1,000 - - - - - - 1.25 - 2.75 Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05 Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20 China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼ Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Simple Saver $1 - 2.70 - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - WBS Call Investments $500 - 1.10 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - Premier Cheque $5,000 $19,999 4.20 - - - - - - - Premier Cheque $20,000 $34,999 4.25 - - - - - - - Premier Cheque $35,000 $49,999 4.35 - - - - - - - Premier Cheque $50,000 $99,999 4.50 - - - - - - - Premier Cheque $100,000 - 4.60 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months WebSaver $1,000 - 3.75 - - - - - - - Squirrel On-Call accounts - - 5.00 - - - - - - - SBS Bank Prospector - - 1.90 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - SBS Bank Prospector $100,000 - - - - - - - - - SBS Bank Prospector $50,000 $99,999 - - - - - - - - RaboSaver on call Account - - 1.55 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - - - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 - - - - - - - - Kiwibank Front Runner $15,000 $49,999 - - - - - - - - Kiwibank Front Runner $50,000 $99,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Front Runner $100,000 - - - - - - - - - Kiwibank Back-up Saver - - - - - - - - - - Kiwibank Fast Forward Saver - $999 - - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - - Kiwibank Fast Forward Saver $4,000 - - - - - - - - - Kiwibank First Saver - - - - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Heretaunga Building Society On Call - $49,999 0.70 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Smile On $4,000 - 1.85 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - BNZ Personal On Call - - - - - - - - - - BNZ Business First OnCall - - 2.75 - - - - - - - Unlimited $100,000 - - - - - - - - - Unlimited - $99,999 - - - - - - - - FastSaver - - 2.25 - - - - - - - ANZ Select $50,000 $99,999 1.40 - - - - - - - ANZ Select - $4,999 1.40 - - - - - - - ANZ Select $5,000 $49,999 1.40 - - - - - - - ANZ Select $100,000 - 1.40 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - FastSaver - - 2.25 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Simple Saver $1 - 2.70 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Secured First Ranking Debenture $1,000 - - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2023. Tarawera Publishing Ltd. All Rights Reserved.