Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
BNZ	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	2.15	2.40	2.75	3.00	3.00	3.05	3.10
Heartland Bank	Heartland Term Deposit	$10,000	$5,000,000	-	2.00	2.00	3.00	3.20	3.35	3.50	3.50
Kiwibank	Term Deposits	$50,000	$5,000,000	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.25	3.40
NZCU Baywide	Term investment	$1,000	$1,000,000	-	1.50	1.50	2.80	3.10	3.35	3.40	3.50
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	2.75	-	3.50	3.60	3.60
NZCU South	Term investment	$5,000	$500,000	-	1.25	-	2.50	-	3.35	3.40	3.50
Nelson Building Society	Term Deposit	$5,000	$250,000	-	2.00	-	2.75	-	3.30	3.60	3.50
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	-	-	3.25	3.30	3.40
	Term Deposit	$10,000	$250,000	-	1.25	1.50	2.65	2.90	3.15	3.20	3.25
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
HSBC Premier	Term Deposit	$10,000	$99,999	-	0.90	0.90	2.50	2.80	2.90	2.90	2.90
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	1.20	1.40	2.75	2.95	3.20	3.30	3.40
	Term Deposit	$20,000	$99,999	-	-	-	3.60	-	3.95	4.25	4.30
	Deposit Rate	$5,000	$99,999	-	2.05	2.05	2.75	3.10	3.30	3.40	3.45
	Term Investment	$10,000	$49,999	-	1.00	1.00	2.70	3.00	3.25	3.40	3.35
Co-operative Bank	Term Deposit	$10,000	$49,999	-	2.00	-	3.00	3.00	3.15	3.30	3.25
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	-	-	-	-	-

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	Term Deposits	$10,000	$49,999	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	1.00	1.30	2.55	2.85	3.10	3.20	3.30
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
	Term Deposit	$5,000	$19,999	-	-	-	3.25	-	3.70	4.00	4.05
	Term Investment	$5,000	$9,999	-	0.75	1.00	1.75	2.00	2.00	2.00	2.00
Co-operative Bank	Term Deposit	$2,000	$9,999	-	1.90	-	2.90	2.90	3.05	3.20	3.15
First Credit Union	Term Investment	$500	$9,999	-	-	-	-	-	-	-	-
Heartland Bank	Heartland Term Deposit	$1,000	$9,999	-	1.90	1.90	2.90	3.10	3.25	3.40	3.40
HSBC Premier	Term Deposits	-	$9,999	-	0.90	0.90	1.90	1.90	1.90	1.90	1.90
Kiwibank	Term Deposits	$5,000	$9,999	-	0.65	1.15	2.55	2.90	3.30	3.30	3.30
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.80	1.10	2.30	2.60	2.90	3.05	3.20
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	2.50	-	2.75	2.75	3.00
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
	Term Deposit	$5,000	$9,999	-	1.00	1.25	2.65	2.80	3.05	3.10	3.15
BNZ	Term Investment	$2,000	$4,999	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00
NZCU South	Term investment	$500	$4,999	-	1.00	-	1.50	-	2.35	2.40	2.50
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	2.75	-	2.75	2.75	2.75
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
ANZ	Term Deposits	$10,000	-	-	0.50	1.50	2.65	3.00	3.25	3.30	3.40
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Term Deposit	$50,000	-	-	2.00	-	3.00	3.00	3.15	3.30	3.25
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	3.25	-	3.35
FE Investments	Term Deposit	$5,000	-	-	-	-	-	-	-	-	4.40
First Credit Union	Term Investment	$50,000	-	-	-	-	-	-	-	-	-
Heretaunga Building Society	Term Investment	$1	-	-	-	-	2.75	-	3.30	-	3.50
HSBC Premier	Term Deposit	$100,000	-	-	1.00	1.00	2.60	2.90	3.00	3.00	3.00
Kookmin - NZ	Term Deposit	$100,000	-	-	1.40	1.60	2.85	3.05	3.30	3.40	3.50
	Term Deposit	$100,000	-	-	-	-	3.85	-	4.25	4.50	4.55
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
	RaboDirect Term Deposits	$1,000	-	-	2.00	-	2.80	-	3.30	3.30	3.35
	Deposit Rate	$100,000	-	-	2.05	2.05	2.75	3.20	3.40	3.50	3.60
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	2.75	-	3.30	3.35	3.50
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50	-	-	-	-	-	-	-
BNZ	Personal Call Account	$250,000	$499,999	-	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
BNZ	Personal Call Account	$100,000	$249,999	-	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
	Unlimited	-	$99,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$20,000	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$50,000	$99,999	0.50	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$50,000	$99,999	2.00	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$20,000	$99,999	1.30	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.80	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	2.05	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Telephone Call Account	$20,000	$99,999	2.20	-	-	-	-	-	-	-
	Cash Management Account	$50,000	$99,999	0.15	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	2.00	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
SBS Bank	Prospector	-	$49,999	0.25	-	-	-	-	-	-	-
	Premier Cheque	$35,000	$49,999	1.55	-	-	-	-	-	-	-
	Cash Management Account	$20,000	$49,999	0.15	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	1.15	-	-	-	-	-	-	-
BNZ	Personal Call Account	$5,000	$19,999	-	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$5,000	$19,999	1.10	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
	Premier Cheque	$5,000	$19,999	0.95	-	-	-	-	-	-	-
	Telephone Call Account	$5,000	$19,999	1.85	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$5,000	-	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$500	$4,999	2.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$4,999	0.95	-	-	-	-	-	-	-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	1.10	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
	Unlimited	$100,000	-	0.25	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	Personal Call Account	$500,000	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$100,000	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	2.50	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.15	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	1.15	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	1.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$5,000	-	3.25	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
	RaboSaver High Interest Savings Account	-	-	0.75	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	1.50	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	2.25	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
	Telephone Call Account	$100,000	-	2.35	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Cash Management Account	$100,000	-	0.15	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
	UDC Secured Term Investment	$5,000	$99,999	-	2.00	2.00	2.70	3.30	3.45	3.75	3.80
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	4.00	-	6.00
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	-	-
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
	UDC Secured Term Investment	$100,000	-	-	2.05	2.05	2.75	3.30	3.50	3.75	3.80
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

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