Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40 China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30 Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50 Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60 Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40 NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50 NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60 NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65 Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50 SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40 Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00 HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90 Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲ Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30 Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60 Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45 Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25 First Credit Union Term Investment $10,000 $49,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60 Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲ Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40 Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05 Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00 Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15 First Credit Union Term Investment $500 $9,999 - - - - - - - - HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90 Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50 Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲ NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15 BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75 Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00 NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00 ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30 Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35 FE Investments Term Deposit $5,000 - - - - - - - - 4.40 First Credit Union Term Investment $50,000 - - - - - - - - - Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50 HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00 Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲ Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55 Napier Building Society Term Deposit $5,000 - - - - - - - - - Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35 Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60 Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - ANZ Select $50,000 $99,999 0.10 - - - - - - - Unlimited - $99,999 - - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - - SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - - Premier Cheque $50,000 $99,999 2.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Telephone Call Account $20,000 $99,999 2.20 - - - - - - - Cash Management Account $50,000 $99,999 0.15 - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Heretaunga Building Society On Call - $49,999 2.00 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - SBS Bank Prospector - $49,999 0.25 - - - - - - - Premier Cheque $35,000 $49,999 1.55 - - - - - - - Cash Management Account $20,000 $49,999 0.15 - - - - - - - Premier Cheque $20,000 $34,999 1.15 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - Premier Cheque $5,000 $19,999 0.95 - - - - - - - Telephone Call Account $5,000 $19,999 1.85 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select - $4,999 - - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - - NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - - Kiwibank Fast Forward Saver - $999 1.10 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Online Call - - 0.10 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Unlimited $100,000 - 0.25 - - - - - - - FastSaver $1 - 0.10 - - - - - - - BNZ Personal Call Account $500,000 - 0.10 - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Smile On $100,000 - 1.00 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Bill Blaster $100 - 0.10 - - - - - - - Kiwibank Front Runner $100,000 - 1.50 - - - - - - - Kiwibank Back-up Saver - - 0.15 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - - Kiwibank First Saver - - 1.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - - NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - RaboSaver High Interest Savings Account - - 0.75 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - SBS Bank Prospector $100,000 - 1.50 - - - - - - - Premier Cheque $100,000 - 2.25 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - Telephone Call Account $100,000 - 2.35 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Cash Management Account $100,000 - 0.15 - - - - - - - Simple Saver $1 - 0.10 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $100,000 $499,999 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - - ANZ Online Call - - 0.10 - - - - - - - FastSaver $1 - 0.10 - - - - - - - BNZ Personal OnCall - - 0.10 - - - - - - - Co-operative Bank Online Account $1 - 1.00 - - - - - - - First Credit Union Online Savings $1 - 3.00 - - - - - - - Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - - SBS Bank i-save - - 1.00 - - - - - - - WebSaver $1,000 - 1.55 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - - Online Bonus Saver - base rate $1 - 0.10 - - - - - - - Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - - RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - - RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - - RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - BNZ TotalMoney $100,000 - 0.10 - - - - - - - BNZ Rapid Save - base rate $1 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - - Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Horizon Plan $1 - 1.55 - - - - - - - Simple Saver $1 - 0.10 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00 UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80 FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00 FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Asset Finance Secured First Ranking Debenture $500 - - - - - - - - - Secured First Ranking Debenture $1,000 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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