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deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼
China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - -
Liberty Financial Limited Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10
SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15
Westpac Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10
Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10
NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15
WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15
ASB Bank Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
ASB Bank Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65
ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05
Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05
NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15
TSB Bank Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15
Kiwibank Term Deposits $1,000 $4,999 - - - - - - - -
ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10
Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05
Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20
Provider
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Call
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30 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Finance Direct Ltd Term Deposit $1,000 - - - - - - 1.25 - 2.75
First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50
General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50
Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30
Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25
HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35
ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15
ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25
Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15
Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10
Rabobank Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30
TSB Bank Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15
Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20
Return to top Call Accounts    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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9 months
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12 months
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Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
ANZ Select $50,000 $99,999 1.40 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 - - - - - - - -
SBS Bank Prospector $50,000 $99,999 - - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 4.50 - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
ANZ Select $5,000 $49,999 1.40 - - - - - - -
Heretaunga Building Society On Call - $49,999 0.70 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 - - - - - - - -
NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 4.35 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 4.25 - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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9 months
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12 months
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TSB Bank Premier Cheque $5,000 $19,999 4.20 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Kiwibank Front Runner $4,000 $14,999 - - - - - - - -
ANZ Select - $4,999 1.40 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - -
Kiwibank Fast Forward Saver - $999 - - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
ANZ Select $100,000 - 1.40 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
ASB Bank Unlimited $100,000 - - - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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90 days
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5 months
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9 months
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12 months
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BNZ Personal On Call - - - - - - - - - -
BNZ Business First OnCall - - 2.75 - - - - - - -
Co-operative Bank Smile On $4,000 - 1.85 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Kiwibank Bill Blaster $100 - - - - - - - - -
Kiwibank Front Runner $100,000 - - - - - - - - -
Kiwibank Back-up Saver - - - - - - - - - -
Kiwibank Fast Forward Saver $4,000 - - - - - - - - -
Kiwibank First Saver - - - - - - - - - -
Provider
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Minimum Deposit
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30 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - -
NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - -
Rabobank RaboSaver on call Account - - 1.55 - - - - - - -
SBS Bank Prospector - - 1.90 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
SBS Bank Prospector $100,000 - - - - - - - - -
Squirrel On-Call accounts - - 5.00 - - - - - - -
TSB Bank Premier Cheque $100,000 - 4.60 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
WBS Call Investments $500 - 1.10 - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
Return to top Online Call Accounts    
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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6 months
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9 months
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12 months
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Westpac Online Saver $100,000 $499,999 - - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
Return to top Savings    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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90 days
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5 months
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9 months
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12 months
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Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
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9 months
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12 months
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Westpac Simple Saver $1 - 2.70 - - - - - - -
Return to top Debentures    
Provider
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12 months
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General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - -
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - -
Return to top Bonds    
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Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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