Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼ China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10 SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15 Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10 Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10 NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15 WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15 Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65 ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05 Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05 NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15 Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15 Kiwibank Term Deposits $1,000 $4,999 - - - - - - - - ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10 Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05 Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Term Deposit $1,000 - - - - - - 1.25 - 2.75 First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50 General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50 Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30 Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25 HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35 ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15 ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25 Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15 Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10 Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30 Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15 Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Online Saver - $100,000 - - - - - - - - ANZ Select $50,000 $99,999 1.40 - - - - - - - Unlimited - $99,999 - - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - - Kiwibank Front Runner $50,000 $99,999 - - - - - - - - SBS Bank Prospector $50,000 $99,999 - - - - - - - - Premier Cheque $50,000 $99,999 4.50 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - ANZ Select $5,000 $49,999 1.40 - - - - - - - Heretaunga Building Society On Call - $49,999 0.70 - - - - - - - Kiwibank Front Runner $15,000 $49,999 - - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - Premier Cheque $35,000 $49,999 4.35 - - - - - - - Premier Cheque $20,000 $34,999 4.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Premier Cheque $5,000 $19,999 4.20 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - Kiwibank Front Runner $4,000 $14,999 - - - - - - - - ANZ Select - $4,999 1.40 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - - Kiwibank Fast Forward Saver - $999 - - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - ANZ Select $100,000 - 1.40 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - Unlimited $100,000 - - - - - - - - - FastSaver - - 2.25 - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Personal On Call - - - - - - - - - - BNZ Business First OnCall - - 2.75 - - - - - - - Co-operative Bank Smile On $4,000 - 1.85 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Bill Blaster $100 - - - - - - - - - Kiwibank Front Runner $100,000 - - - - - - - - - Kiwibank Back-up Saver - - - - - - - - - - Kiwibank Fast Forward Saver $4,000 - - - - - - - - - Kiwibank First Saver - - - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - RaboSaver on call Account - - 1.55 - - - - - - - SBS Bank Prospector - - 1.90 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - SBS Bank Prospector $100,000 - - - - - - - - - Squirrel On-Call accounts - - 5.00 - - - - - - - Premier Cheque $100,000 - 4.60 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - WBS Call Investments $500 - 1.10 - - - - - - - Online Saver $500,000 - - - - - - - - - Simple Saver $1 - 2.70 - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Online Saver $100,000 $499,999 - - - - - - - - Online Saver - $100,000 - - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - FastSaver - - 2.25 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - Online Saver $500,000 - - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Simple Saver $1 - 2.70 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Secured First Ranking Debenture $1,000 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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