Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier Term Deposits - $9,999 - 0.05 - 0.05 0.10 0.10 0.10 0.10 Heretaunga Building Society Term Investment $1 - - - - 0.50 - 0.90▼ - 1.00▼ First Credit Union Term Investment $500 - - - - 0.75 - 1.10 1.15 1.20 NZCU Auckland Investment Account $500 $9,999 - - - 0.60 - 1.05▼ 1.05▼ 1.10▼ Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 0.45 - 0.45 0.45 0.45 Term Deposit $1,000 - - - - - - 1.30 - 2.30 Heartland Bank Heartland Term Deposit $1,000 - - 0.15 0.25 0.40 - 0.90 0.90 1.00 Kiwibank Term Deposits $1,000 $4,999 - - - 0.25 0.25 0.50 0.50 0.50 NZCU Baywide Term investment $1,000 $1,000,000 - 0.15 0.15 0.50 0.70 0.90 0.95 1.00 NZCU South Term investment $1,000 $500,000 - 0.15 0.15 0.50 0.70 0.90 0.95 1.00 Rabobank Term Deposits $1,000 - - 0.20 - 0.25 - 1.00 1.00 1.00 SBS Bank Term Investment Specials $1,000 $250,000 - - - 0.45 0.60 0.95 0.95 1.05 BNZ Term Investment $2,000 $5,000,000 - 0.15 0.25 0.35 0.55 0.80 0.80 0.80 Co-operative Bank Term Deposit $2,000 - - 0.15 - 0.40 - 0.85 0.90 1.05 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 0.45 - 0.65 0.70 0.75 Asset Finance Term Deposit $2,500 - - - - - - - 2.50 3.30 Term Investment $5,000 $9,999 - 0.15 0.25 0.35 0.55 0.80 0.75 0.75 Co-operative Bank Special Term Deposit $5,000 - - - - - - 0.90 - 1.10 General Finance Deposit Rate $5,000 $100,000 - - - - - 2.55 3.10 3.55 Kiwibank Term Deposits $5,000 $9,999 - 0.05 0.40 0.30 0.50 0.80 0.80 0.80 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kookmin - NZ Term Deposit $5,000 $9,999 - 0.10 0.10 0.30 0.30 0.50 0.50 0.80 Term Deposit $5,000 $19,999 - - - 2.45 - 2.90 2.95 3.00 Napier Building Society Term Deposit $5,000 - - - - - - - - - Nelson Building Society Term Deposit $5,000 $250,000 - 0.15 - 0.45 - 0.85 0.85 0.95 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Term Deposit $5,000 $9,999 - 0.05 0.10 0.25 0.45 0.70 0.70 0.70 Wairarapa Bldg Socy Term Investment $5,000 - - - - 0.50 - 0.95 1.00 1.05 Term Investment $5,000 $5,000,000 - 0.15 0.20 0.35 0.55 0.80 0.80 0.80 ANZ Term Deposits $10,000 - - 0.15 0.25 0.35 0.55 0.80 0.80 0.80 Term Investment $10,000 $49,999 - 0.15 0.25 0.35 0.55 0.80 0.75 0.75 HSBC Premier Term Deposit $10,000 $99,999 - 0.07 - 0.10 0.35 0.60 0.60 0.60 Kiwibank Term Deposits $10,000 - - 0.15 0.25 0.40 0.60 0.90 0.90 0.90 Kookmin - NZ Term Deposit $10,000 $49,999 - 0.10 0.10 0.30 0.40 0.60 0.60 0.90 NZCU Auckland Investment Account $10,000 $500,000 - - - 0.60 - 1.10▼ 1.10▼ 1.15▼ Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Term Deposit $10,000 $250,000 - 0.15 0.25 0.35 0.55 0.80 0.80 0.80 Term Deposit $20,000 $99,999 - - - 2.50 - 2.95 3.00 3.05 Kookmin - NZ Term Deposit $50,000 $99,999 - 0.10 0.10 0.30 0.50 0.70 0.70 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier Term Deposit $100,000 - - 0.10 - 0.35 0.55 0.80 0.80 0.80 Kookmin - NZ Term Deposit $100,000 - - 0.10 0.10 0.40 0.60 0.80 0.80 1.10 Term Deposit $100,000 - - - - 2.55 - 3.05 3.10 3.15 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select - $4,999 - - - - - - - - ANZ Online Call - - 0.05 - - - - - - - ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - Unlimited - $99,999 0.05 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - Heretaunga Building Society On Call - $49,999 0.20 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Back-up Saver - - 0.05 - - - - - - - Kiwibank Fast Forward Saver - $999 0.25 - - - - - - - Kiwibank First Saver - - 0.25 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - NZCU Baywide Success Saver - $4,999 0.40 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - RaboSaver on call Account - - 0.35 - - - - - - - SBS Bank Prospector - $49,999 0.05 - - - - - - - SBS Bank i-save - - 0.05 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months FastSaver $1 - 0.05 - - - - - - - BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.40 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.30 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.35 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.25 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 0.50 - - - - - - - NZCU Auckland Success Saver $1 $49,999 1.25 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Simple Saver $1 - 0.05 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - Kiwibank Bill Blaster $100 - 0.05 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 0.25 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 0.25 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.05 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 0.25 - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 0.50 - - - - - - - Premier Cheque $5,000 $19,999 0.10 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust On call account $10,000 $49,999 0.50 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.05 - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 0.60 - - - - - - - Premier Cheque $20,000 $34,999 0.15 - - - - - - - Premier Cheque $35,000 $49,999 0.25 - - - - - - - ANZ Select $50,000 $99,999 0.05 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.10 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.30 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.05 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.75 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.05 - - - - - - - Premier Cheque $50,000 $99,999 0.40 - - - - - - - ANZ Select $100,000 - 0.05 - - - - - - - Unlimited $100,000 - 0.05 - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Co-operative Bank Smile On $100,000 - 0.10 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Heretaunga Building Society On Call $100,000 - 0.50 - - - - - - - Kiwibank Front Runner $100,000 - 0.10 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.00 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - SBS Bank Prospector $100,000 - 0.15 - - - - - - - Premier Cheque $100,000 - 0.50 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - BNZ Personal Call Account $500,000 - 0.05 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Call - - 0.05 - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - SBS Bank i-save - - 0.05 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - FastSaver $1 - 0.05 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.75 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.40 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.30 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.35 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.25 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Asset Finance Secured First Ranking Debenture $500 - - - - - - - 2.40 3.60 Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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