Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
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Term Deposits
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.30 |
- |
0.60 |
0.80 |
1.10 |
1.30 |
1.65 |
|
Rabobank Term Deposits |
- |
- |
- |
3.50 |
- |
5.05 |
- |
6.05 |
6.15 |
6.30 |
Xceda Finance
|
Term Deposit |
- |
- |
- |
- |
- |
- |
- |
6.50 |
6.85 |
7.20 |
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
- |
4.35 |
- |
6.10 |
- |
6.25 |
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
- |
4.75 |
- |
5.75 |
6.00 |
6.50 |
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
- |
1.25 |
- |
2.75 |
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
- |
2.50 |
2.70 |
4.25 |
6.00 |
6.05 |
6.15 |
6.30 |
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Term Investment Specials |
$1,000 |
$5,000,000 |
- |
2.50 |
- |
4.20 |
4.50 |
6.05 |
6.15 |
6.15 |
|
Term Deposit |
$1,000 |
$9,999 |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
Unity Money
|
Term Investment |
$1,000 |
$1,500,000 |
- |
2.50 |
2.50 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
- |
2.75 |
3.00 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10▼ |
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
- |
2.75 |
- |
4.20 |
- |
6.05 |
6.10 |
6.05 |
General Finance
|
Deposit Rate |
$2,000 |
- |
- |
- |
- |
5.35 |
5.50 |
7.00 |
7.15 |
7.50 |
WBS
|
Term Investment |
$2,000 |
$9,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Term Investment |
$5,000 |
$9,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
6.10 |
- |
6.20 |
ICBC
|
ICBC Term Deposit Online |
$5,000 |
$9,999 |
- |
3.75 |
4.50 |
4.80 |
5.30 |
5.90 |
5.95 |
6.05 |
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
2.40 |
2.75 |
4.10 |
4.60 |
5.95 |
6.00 |
6.05 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Term Deposit |
$5,000 |
$5,000,000 |
- |
- |
- |
4.75 |
- |
6.60 |
6.85 |
7.10 |
Nelson Building Society
|
Term Deposit |
$5,000 |
- |
- |
2.50 |
- |
4.20 |
- |
6.00 |
6.00 |
6.10 |
|
Term Investment |
$5,000 |
$5,000,000 |
- |
2.50 |
2.85 |
4.20 |
5.00 |
6.00 |
6.00 |
6.10 |
ANZ
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
|
Term Investment |
$10,000 |
$49,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
HSBC Premier
|
Term Deposit |
$10,000 |
- |
- |
0.35 |
- |
0.85 |
1.25 |
1.80 |
2.00 |
2.35 |
ICBC
|
ICBC Term Deposit Online |
$10,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.00 |
6.05 |
6.15 |
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.70 |
6.05 |
6.10 |
6.15 |
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
|
Term Deposit |
$10,000 |
- |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
WBS
|
Term Investment |
$10,000 |
$99,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$50,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.10 |
6.15 |
6.25 |
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Term Investment |
$100,000 |
- |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
Return to top
Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Select |
- |
$4,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Personal On Call |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
RaboSaver on call Account |
- |
- |
1.55 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
- |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Call Investments |
$500 |
- |
1.10 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$100,000 |
- |
1.40 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$100,000 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Online Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Savings
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Debentures
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
- |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Xceda Finance
|
Secured First Ranking Debenture |
$500 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Secured First Ranking Debenture |
$1,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
General Finance
|
Secured First Ranking Debenture |
$5,000 |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
$5,000 |
- |
- |
- |
- |
- |
- |
2.00 |
2.00 |
3.80 |
Return to top
Bonds
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Bonds |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|