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deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65
Rabobank Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30
Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20
Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25
First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50
NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15
Finance Direct Ltd Term Deposit $1,000 - - - - - - 1.25 - 2.75
Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30
Kiwibank Term Deposits $1,000 $4,999 - - - - - - - -
SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15
TSB Bank Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10
BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼
Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05
General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50
WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15
ASB Bank Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20
ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05
Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Liberty Financial Limited Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10
Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10
Westpac Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10
ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10
ASB Bank Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35
ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15
Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15
NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15
TSB Bank Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15
ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25
China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - -
WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15
Return to top Call Accounts    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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90 days
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5 months
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9 months
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12 months
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ANZ Select - $4,999 1.40 - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ Personal On Call - - - - - - - - - -
BNZ Business First OnCall - - 2.75 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
Heretaunga Building Society On Call - $49,999 0.70 - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Back-up Saver - - - - - - - - - -
Kiwibank Fast Forward Saver - $999 - - - - - - - -
Kiwibank First Saver - - - - - - - - - -
Rabobank RaboSaver on call Account - - 1.55 - - - - - - -
SBS Bank Prospector - - 1.90 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
Squirrel On-Call accounts - - 5.00 - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Westpac Online Saver - $100,000 - - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - -
NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
Kiwibank Bill Blaster $100 - - - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
WBS Call Investments $500 - 1.10 - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - -
Co-operative Bank Smile On $4,000 - 1.85 - - - - - - -
Kiwibank Front Runner $4,000 $14,999 - - - - - - - -
Kiwibank Fast Forward Saver $4,000 - - - - - - - - -
ANZ Select $5,000 $49,999 1.40 - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
TSB Bank Premier Cheque $5,000 $19,999 4.20 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 - - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 4.25 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Provider
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90 days
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5 months
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6 months
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9 months
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12 months
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Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 4.35 - - - - - - -
ANZ Select $50,000 $99,999 1.40 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 - - - - - - - -
NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - -
SBS Bank Prospector $50,000 $99,999 - - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 4.50 - - - - - - -
ANZ Select $100,000 - 1.40 - - - - - - -
ASB Bank Unlimited $100,000 - - - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - -
Kiwibank Front Runner $100,000 - - - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
SBS Bank Prospector $100,000 - - - - - - - - -
TSB Bank Premier Cheque $100,000 - 4.60 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Return to top Online Call Accounts    
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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ANZ Online Account - - 2.75 - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Return to top Savings    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Provider
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Minimum Deposit
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5 months
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6 months
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9 months
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12 months
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Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
Return to top Debentures    
Provider
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9 months
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12 months
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Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - -
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - -
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Return to top Bonds    
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9 months
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12 months
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Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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