Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier Term Deposits - $9,999 - 0.05 - 0.05 0.10 0.10 0.10 0.10 Heretaunga Building Society Term Investment $1 - - - - 0.70 - 1.25 - 1.60 First Credit Union Term Investment $500 - - - - 1.05▲ - 1.40▲ 1.60▲ 1.85▲ NZCU Auckland Investment Account $500 $9,999 - - - 0.60 - 1.05 1.05 1.25 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 0.40 - 0.40 0.40 0.40 Term Deposit $1,000 - - - - - - 1.30 - 2.30 Heartland Bank Heartland Term Deposit $1,000 - - 0.15 0.25 0.60 1.25 1.00 1.50 1.30 Kiwibank Term Deposits $1,000 $4,999 - - - 0.25 0.25 0.50 0.50 0.50 NZCU Baywide Term investment $1,000 $1,000,000 - 0.20 0.20 0.50 0.75 1.15 1.35▲ 1.60▲ NZCU South Term investment $1,000 $500,000 - 0.20 0.20 0.50 0.75 1.15 1.35▲ 1.60▲ Rabobank Term Deposits $1,000 - - 0.20 - 0.40 - 1.35 1.25 1.55 SBS Bank Term Investment Specials $1,000 $250,000 - - - 0.40 0.50 1.45 1.50 1.55 BNZ Term Investment $2,000 $5,000,000 - 0.15 0.30▲ 0.50▲ 1.00▲ 1.40▲ 1.60▲ 1.75▲ Co-operative Bank Term Deposit $2,000 - - 0.25▲ - 0.50▲ - 1.05 1.10 1.45▲ Wairarapa Bldg Socy Term Investment $2,000 $9,999 - - - 0.45 - 0.65 0.70 0.75 Asset Finance Term Deposit $2,500 - - - - - - - 2.50 3.50 Term Investment $5,000 $9,999 - 0.25▲ 0.35▲ 0.50▲ 0.80▲ 1.10▲ 1.30▲ 1.40▲ Co-operative Bank Special Term Deposit $5,000 - - - - - - 1.10 - 1.50▲ General Finance Deposit Rate $5,000 $100,000 - - - - - 2.95 3.40 3.65 ICBC ICBC Term Deposit Online $5,000 $9,999 - 0.25 0.25 0.45 0.95▲ 1.35▲ 1.45▲ 1.70▲ Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Term Deposits $5,000 $9,999 - 0.20▲ 0.30▲ 0.40▲ 0.95▲ 1.40▲ 1.45▲ 1.65▲ Kookmin - NZ Term Deposit $5,000 $9,999 - 0.10 0.10 0.30 0.30 0.50 0.50 0.80 Term Deposit $5,000 $19,999 - - - 2.45 - 2.90 2.95 3.00 Napier Building Society Term Deposit $5,000 - - - - - - - - - Nelson Building Society Term Deposit $5,000 $250,000 - 0.15 - 0.45 - 1.10 1.30 1.50 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Term Deposit $5,000 $9,999 - 0.05 0.10 0.35 0.60 0.90 1.10 1.20 Term Investment $5,000 $5,000,000 - 0.25▲ 0.35▲ 0.50▲ 0.70▲ 1.10▲ 1.20▲ 1.50▲ ANZ Term Deposits $10,000 - - 0.30 0.40 0.50 1.00 1.40 1.50 1.75 Term Investment $10,000 $49,999 - 0.25▲ 0.35▲ 0.50▲ 0.80▲ 1.10▲ 1.30▲ 1.40▲ HSBC Premier Term Deposit $10,000 $99,999 - 0.07 - 0.10 0.35 0.60 0.60 0.60 ICBC ICBC Term Deposit Online $10,000 $49,999 - 0.35 0.35 0.55 1.05▲ 1.45▲ 1.55▲ 1.80▲ Kiwibank Term Deposits $10,000 - - 0.30▲ 0.40▲ 0.50▲ 1.05▲ 1.50▲ 1.55▲ 1.75▲ Kookmin - NZ Term Deposit $10,000 $49,999 - 0.10 0.10 0.30 0.40 0.60 0.60 0.90 NZCU Auckland Investment Account $10,000 $500,000 - - - 0.60 - 1.15 1.15 1.40 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Term Deposit $10,000 $250,000 - 0.15 0.25 0.45 0.70 1.00 1.20 1.30 Wairarapa Bldg Socy Term Investment $10,000 $100,000 - - - 0.45 - 1.00 1.15 1.40 Term Deposit $20,000 $99,999 - - - 2.50 - 2.95 3.00 3.05 Kookmin - NZ Term Deposit $50,000 $99,999 - 0.10 0.10 0.30 0.50 0.70 0.70 1.00 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - HSBC Premier Term Deposit $100,000 - - 0.10 - 0.35 0.55 0.80 0.80 0.80 Kookmin - NZ Term Deposit $100,000 - - 0.10 0.10 0.40 0.60 0.80 0.80 1.10 Term Deposit $100,000 - - - - 2.55 - 3.05 3.10 3.15 Wairarapa Bldg Socy Term Investment $100,000 - - - - 0.45 - 1.10 1.25 1.50 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select - $4,999 - - - - - - - - ANZ Online Call - - 0.10 - - - - - - - ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - Unlimited - $99,999 0.15 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ Personal On Call - - 0.05 - - - - - - - Heretaunga Building Society On Call - $49,999 0.50 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Back-up Saver - - 0.05 - - - - - - - Kiwibank Fast Forward Saver - $999 0.20 - - - - - - - Kiwibank First Saver - - 0.25 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - NZCU Baywide Success Saver - $4,999 0.40 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - RaboSaver on call Account - - 0.35 - - - - - - - SBS Bank Prospector - $49,999 0.10▲ - - - - - - - SBS Bank i-save - - 0.10▲ - - - - - - - Online Saver - $100,000 0.35 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months FastSaver $1 - 0.10 - - - - - - - BNZ Rapid Save $1 - 0.15 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.15 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.25 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.20 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 0.50 - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - Kiwibank Bill Blaster $100 - 0.05 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 0.20 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 0.20 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.05 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 0.20 - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 0.50 - - - - - - - Premier Cheque $5,000 $19,999 0.10 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months NZCU Baywide Success Saver $20,000 $99,999 0.60 - - - - - - - Premier Cheque $20,000 $34,999 0.15 - - - - - - - Premier Cheque $35,000 $49,999 0.25 - - - - - - - ANZ Select $50,000 $99,999 0.10 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.10 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.60 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.05 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.10▲ - - - - - - - Premier Cheque $50,000 $99,999 0.40 - - - - - - - ANZ Select $100,000 - 0.10 - - - - - - - Unlimited $100,000 - 0.15 - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Co-operative Bank Smile On $100,000 - 0.10 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.70 - - - - - - - Kiwibank Front Runner $100,000 - 0.10 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.00 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months SBS Bank Prospector $100,000 - 0.20▲ - - - - - - - Premier Cheque $100,000 - 0.50 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Online Call - - 0.10 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - SBS Bank i-save - - 0.10▲ - - - - - - - Online Saver - $100,000 0.35 - - - - - - - FastSaver $1 - 0.10 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.50 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.50 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Serious Saver Account - base rate - - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - BNZ Rapid Save $1 - 0.15 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.15 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.25 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.20 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Asset Finance Secured First Ranking Debenture $500 - - - - - - - 2.40 3.60 Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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