Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Up to 12 months More than 12 months

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
HSBC Premier	Term Deposits	-	$9,999	-	0.90	0.90	1.90	1.90	1.90	1.90	1.90
Heretaunga Building Society	Term Investment	$1	-	-	-	-	2.75	-	3.30	-	3.50
First Credit Union	Term Investment	$500	$9,999	-	-	-	-	-	-	-	-
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	2.50	-	2.75	2.75	3.00
NZCU South	Term investment	$500	$4,999	-	1.00	-	1.50	-	2.35	2.40	2.50
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
Heartland Bank	Heartland Term Deposit	$1,000	$9,999	-	1.90	1.90	2.90	3.10	3.25	3.40	3.40
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00
NZCU Baywide	Term investment	$1,000	$1,000,000	-	1.50	1.50	2.80	3.10	3.35	3.40	3.50
	RaboDirect Term Deposits	$1,000	-	-	2.00	-	2.80	-	3.30	3.30	3.35
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	-	-	3.25	3.30	3.40
BNZ	Term Investment	$2,000	$4,999	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
Co-operative Bank	Term Deposit	$2,000	$9,999	-	1.90	-	2.90	2.90	3.05	3.20	3.15
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	2.75	-	2.75	2.75	2.75
	Term Investment	$5,000	$9,999	-	0.75	1.00	1.75	2.00	2.00	2.00	2.00
BNZ	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	3.25	-	3.35
FE Investments	Term Deposit	$5,000	-	-	-	-	-	-	-	-	4.40
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
Kiwibank	Term Deposits	$5,000	$9,999	-	0.65	1.15	2.55	2.90	3.30	3.30	3.30

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.80	1.10	2.30	2.60	2.90	3.05	3.20
	Term Deposit	$5,000	$19,999	-	-	-	3.25	-	3.70	4.00	4.05
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
Nelson Building Society	Term Deposit	$5,000	$250,000	-	2.00	-	2.75	-	3.30	3.60	3.50
NZCU South	Term investment	$5,000	$500,000	-	1.25	-	2.50	-	3.35	3.40	3.50
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
	Term Deposit	$5,000	$9,999	-	1.00	1.25	2.65	2.80	3.05	3.10	3.15
	Deposit Rate	$5,000	$99,999	-	2.05	2.05	2.75	3.10	3.30	3.40	3.45
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	2.75	-	3.30	3.35	3.50
	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.25	3.40
ANZ	Term Deposits	$10,000	-	-	0.50	1.50	2.65	3.00	3.25	3.30	3.40
	Term Investment	$10,000	$49,999	-	1.00	1.00	2.70	3.00	3.25	3.40	3.35
Co-operative Bank	Term Deposit	$10,000	$49,999	-	2.00	-	3.00	3.00	3.15	3.30	3.25
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	-	-	-	-	-
Heartland Bank	Heartland Term Deposit	$10,000	$5,000,000	-	2.00	2.00	3.00	3.20	3.35	3.50	3.50
HSBC Premier	Term Deposit	$10,000	$99,999	-	0.90	0.90	2.50	2.80	2.90	2.90	2.90
Kiwibank	Term Deposits	$10,000	$49,999	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	1.00	1.30	2.55	2.85	3.10	3.20	3.30
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	2.75	-	3.50	3.60	3.60
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Term Deposit	$10,000	$250,000	-	1.25	1.50	2.65	2.90	3.15	3.20	3.25
	Term Deposit	$20,000	$99,999	-	-	-	3.60	-	3.95	4.25	4.30
Co-operative Bank	Term Deposit	$50,000	-	-	2.00	-	3.00	3.00	3.15	3.30	3.25
First Credit Union	Term Investment	$50,000	-	-	-	-	-	-	-	-	-
Kiwibank	Term Deposits	$50,000	$5,000,000	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	1.20	1.40	2.75	2.95	3.20	3.30	3.40
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	2.15	2.40	2.75	3.00	3.00	3.05	3.10
HSBC Premier	Term Deposit	$100,000	-	-	1.00	1.00	2.60	2.90	3.00	3.00	3.00
Kookmin - NZ	Term Deposit	$100,000	-	-	1.40	1.60	2.85	3.05	3.30	3.40	3.50
	Term Deposit	$100,000	-	-	-	-	3.85	-	4.25	4.50	4.55
	Deposit Rate	$100,000	-	-	2.05	2.05	2.75	3.20	3.40	3.50	3.60
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
	Unlimited	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	2.00	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.15	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	1.10	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	1.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$5,000	-	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$4,999	0.95	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
	RaboSaver High Interest Savings Account	-	-	0.75	-	-	-	-	-	-	-
SBS Bank	Prospector	-	$49,999	0.25	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.10	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$500	$4,999	2.25	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	1.15	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
BNZ	Personal Call Account	$5,000	$19,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$5,000	-	3.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$5,000	$19,999	1.10	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Premier Cheque	$5,000	$19,999	0.95	-	-	-	-	-	-	-
	Telephone Call Account	$5,000	$19,999	1.85	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.10	-	-	-	-	-	-	-
BNZ	Personal Call Account	$20,000	$99,999	-	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$20,000	$99,999	1.30	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	1.15	-	-	-	-	-	-	-
	Telephone Call Account	$20,000	$99,999	2.20	-	-	-	-	-	-	-
	Cash Management Account	$20,000	$49,999	0.15	-	-	-	-	-	-	-
	Premier Cheque	$35,000	$49,999	1.55	-	-	-	-	-	-	-
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$50,000	$99,999	0.50	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$50,000	$99,999	2.00	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.25	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.80	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	2.05	-	-	-	-	-	-	-
	Cash Management Account	$50,000	$99,999	0.15	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Unlimited	$100,000	-	0.25	-	-	-	-	-	-	-
BNZ	Personal Call Account	$100,000	$249,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$100,000	-	1.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	2.50	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	1.50	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	1.50	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	2.25	-	-	-	-	-	-	-
	Telephone Call Account	$100,000	-	2.35	-	-	-	-	-	-	-
	Cash Management Account	$100,000	-	0.15	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
BNZ	Personal Call Account	$250,000	$499,999	-	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
BNZ	Personal Call Account	$500,000	-	0.10	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	-
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	4.00	-	6.00
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
	UDC Secured Term Investment	$5,000	$99,999	-	2.00	2.00	2.70	3.30	3.45	3.75	3.80
	UDC Secured Term Investment	$100,000	-	-	2.05	2.05	2.75	3.30	3.50	3.75	3.80
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

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