Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
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Term Deposits
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Term Investment |
$100,000 |
- |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$50,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.10 |
6.15 |
6.25 |
ANZ
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
|
Term Investment |
$10,000 |
$49,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
HSBC Premier
|
Term Deposit |
$10,000 |
- |
- |
0.35 |
- |
0.85 |
1.25 |
1.80 |
2.00 |
2.35 |
ICBC
|
ICBC Term Deposit Online |
$10,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.00 |
6.05 |
6.15 |
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.70 |
6.05 |
6.10 |
6.15 |
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
|
Term Deposit |
$10,000 |
- |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
WBS
|
Term Investment |
$10,000 |
$99,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Term Investment |
$5,000 |
$9,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
6.10 |
- |
6.20 |
ICBC
|
ICBC Term Deposit Online |
$5,000 |
$9,999 |
- |
3.75 |
4.50 |
4.80 |
5.30 |
5.90 |
5.95 |
6.05 |
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
2.40 |
2.75 |
4.10 |
4.60 |
5.95 |
6.00 |
6.05 |
|
Term Deposit |
$5,000 |
$5,000,000 |
- |
- |
- |
4.75 |
- |
6.60 |
6.85 |
7.10 |
Nelson Building Society
|
Term Deposit |
$5,000 |
- |
- |
2.50 |
- |
4.20 |
- |
6.00 |
6.00 |
6.10 |
|
Term Investment |
$5,000 |
$5,000,000 |
- |
2.50 |
2.85 |
4.20 |
5.00 |
6.00 |
6.00 |
6.10 |
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
- |
2.75 |
3.00 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10▼ |
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
- |
2.75 |
- |
4.20 |
- |
6.05 |
6.10 |
6.05 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
General Finance
|
Deposit Rate |
$2,000 |
- |
- |
- |
- |
5.35 |
5.50 |
7.00 |
7.15 |
7.50 |
WBS
|
Term Investment |
$2,000 |
$9,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
- |
1.25 |
- |
2.75 |
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
- |
2.50 |
2.70 |
4.25 |
6.00 |
6.05 |
6.15 |
6.30 |
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Term Investment Specials |
$1,000 |
$5,000,000 |
- |
2.50 |
- |
4.20 |
4.50 |
6.05 |
6.15 |
6.15 |
|
Term Deposit |
$1,000 |
$9,999 |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
Unity Money
|
Term Investment |
$1,000 |
$1,500,000 |
- |
2.50 |
2.50 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
- |
4.75 |
- |
5.75 |
6.00 |
6.50 |
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
- |
4.35 |
- |
6.10 |
- |
6.25 |
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.30 |
- |
0.60 |
0.80 |
1.10 |
1.30 |
1.65 |
|
Rabobank Term Deposits |
- |
- |
- |
3.50 |
- |
5.05 |
- |
6.05 |
6.15 |
6.30 |
Xceda Finance
|
Term Deposit |
- |
- |
- |
- |
- |
- |
- |
6.50 |
6.85 |
7.20 |
Return to top
Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$100,000 |
- |
1.40 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$100,000 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Call Investments |
$500 |
- |
1.10 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
- |
$4,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Personal On Call |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
RaboSaver on call Account |
- |
- |
1.55 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
- |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Online Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Savings
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Debentures
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
General Finance
|
Secured First Ranking Debenture |
$5,000 |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
$5,000 |
- |
- |
- |
- |
- |
- |
2.00 |
2.00 |
3.80 |
|
Secured First Ranking Debenture |
$1,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Xceda Finance
|
Secured First Ranking Debenture |
$500 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
- |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Bonds
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Bonds |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|