About Us  |   Advertise  |   Contact Us  |   Terms & Conditions  |   RSS Feeds
deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - -
WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15
ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25
ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10
ASB Bank Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35
ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15
Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15
NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15
TSB Bank Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15
ASB Bank Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20
ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05
Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05
Liberty Financial Limited Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10
Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10
Westpac Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10
BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼
Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50
WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15
Finance Direct Ltd Term Deposit $1,000 - - - - - - 1.25 - 2.75
Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30
Kiwibank Term Deposits $1,000 $4,999 - - - - - - - -
SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15
TSB Bank Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10
First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50
NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15
Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25
HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65
Rabobank Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30
Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20
Return to top Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Westpac Online Saver $500,000 - - - - - - - - -
ANZ Select $100,000 - 1.40 - - - - - - -
ASB Bank Unlimited $100,000 - - - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - -
Kiwibank Front Runner $100,000 - - - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
SBS Bank Prospector $100,000 - - - - - - - - -
TSB Bank Premier Cheque $100,000 - 4.60 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
ANZ Select $50,000 $99,999 1.40 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 - - - - - - - -
NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - -
SBS Bank Prospector $50,000 $99,999 - - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 4.50 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 4.35 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 4.25 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 - - - - - - - -
ANZ Select $5,000 $49,999 1.40 - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
TSB Bank Premier Cheque $5,000 $19,999 4.20 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Co-operative Bank Smile On $4,000 - 1.85 - - - - - - -
Kiwibank Front Runner $4,000 $14,999 - - - - - - - -
Kiwibank Fast Forward Saver $4,000 - - - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
WBS Call Investments $500 - 1.10 - - - - - - -
Kiwibank Bill Blaster $100 - - - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
BNZ Rapid Save $1 - 4.55 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - -
NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
ANZ Select - $4,999 1.40 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
ANZ Online Account - - 2.75 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ Personal On Call - - - - - - - - - -
BNZ Business First OnCall - - 2.75 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
Heretaunga Building Society On Call - $49,999 0.70 - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Back-up Saver - - - - - - - - - -
Kiwibank Fast Forward Saver - $999 - - - - - - - -
Kiwibank First Saver - - - - - - - - - -
Rabobank RaboSaver on call Account - - 1.55 - - - - - - -
SBS Bank Prospector - - 1.90 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
Squirrel On-Call accounts - - 5.00 - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
Return to top Online Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Westpac Online Saver $500,000 - - - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
Return to top Savings    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
BNZ TotalMoney $100,000 - - - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Return to top Debentures    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - -
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - -
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Return to top Bonds    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2023. Tarawera Publishing Ltd. All Rights Reserved.