Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months General Finance Deposit Rate $5,000 $100,000 - - - - - 2.55 3.10 3.55 Heartland Bank Heartland Term Deposit $1,000 - - 0.15 0.25 0.40▼ - 0.90▼ 0.90▼ 1.00▼ NZCU Auckland Investment Account $500 $9,999 - - - 0.60 - 1.05▼ 1.05▼ 1.10▼ NZCU Auckland Investment Account $10,000 $500,000 - - - 0.60 - 1.10▼ 1.10▼ 1.15▼ Rabobank Term Deposits $1,000 - - 0.20 - 0.25 - 1.00 1.00 1.00 Co-operative Bank Special Term Deposit $5,000 - - - - - - 0.90 - 1.10 Asset Finance Term Deposit $2,500 - - - - - - - 2.50 3.30 China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Co-operative Bank Term Deposit $2,000 - - 0.15 - 0.40 - 0.85 0.90 1.05 Term Deposit $1,000 - - - - - - 1.30 - 2.30 HSBC Premier Term Deposit $10,000 $99,999 - 0.07 - 0.10 0.35 0.60 0.60 0.60 HSBC Premier Term Deposit $100,000 - - 0.10 - 0.35 0.55 0.80 0.80 0.80 Kookmin - NZ Term Deposit $10,000 $49,999 - 0.10 0.10 0.30 0.40 0.60 0.60 0.90 Kookmin - NZ Term Deposit $50,000 $99,999 - 0.10 0.10 0.30 0.50 0.70 0.70 1.00 Kookmin - NZ Term Deposit $100,000 - - 0.10 0.10 0.40 0.60 0.80 0.80 1.10 Kookmin - NZ Term Deposit $5,000 $9,999 - 0.10 0.10 0.30 0.30 0.50 0.50 0.80 Term Deposit $5,000 $19,999 - - - 2.45 - 2.90 2.95 3.00 Term Deposit $20,000 $99,999 - - - 2.50 - 2.95 3.00 3.05 Term Deposit $100,000 - - - - 2.55 - 3.05 3.10 3.15 Napier Building Society Term Deposit $5,000 - - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Nelson Building Society Term Deposit $5,000 $250,000 - 0.15 - 0.45 - 0.85 0.85 0.95 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 Term Deposit $5,000 $9,999 - 0.05 0.10 0.25 0.45 0.70 0.70 0.70 Term Deposit $10,000 $250,000 - 0.15 0.25 0.35 0.55 0.80 0.80 0.80 ANZ Term Deposits $10,000 - - 0.15 0.25 0.35 0.55 0.80▼ 0.80▼ 0.80▼ HSBC Premier Term Deposits - $9,999 - 0.05 - 0.05 0.10 0.10 0.10 0.10 Kiwibank Term Deposits $1,000 $4,999 - - - 0.25 0.25 0.50 0.50 0.50 Kiwibank Term Deposits $5,000 $9,999 - 0.05 0.40 0.30 0.50 0.80 0.80 0.80 Kiwibank Term Deposits $10,000 - - 0.15 0.25 0.40 0.60 0.90 0.90 0.90 Term Investment $5,000 $9,999 - 0.15 0.25 0.35 0.55 0.80 0.75 0.75 Term Investment $10,000 $49,999 - 0.15 0.25 0.35 0.55 0.80 0.75 0.75 BNZ Term Investment $2,000 $5,000,000 - 0.15 0.25 0.35 0.55 0.80 0.80 0.80 First Credit Union Term Investment $500 - - - - 0.75 - 1.10 1.15 1.20 Heretaunga Building Society Term Investment $1 - - - - 0.50 - 1.00 - 1.20 NZCU Baywide Term investment $1,000 $1,000,000 - 0.15 0.15 0.50 0.70 0.90 0.95 1.00 NZCU South Term investment $1,000 $500,000 - 0.15 0.15 0.50 0.70 0.90 0.95 1.00 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 0.45 - 0.45 0.45 0.45 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 0.45 - 0.65 0.70 0.75 Wairarapa Bldg Socy Term Investment $5,000 - - - - 0.50 - 0.95 1.00 1.05 Term Investment $5,000 $5,000,000 - 0.15 0.20 0.35 0.55 0.80 0.80 0.80 SBS Bank Term Investment Specials $1,000 $250,000 - - - 0.45 0.60 0.95 0.95 1.05 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Back-up Saver - - 0.05 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.05 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Fast Forward Saver - $999 0.25 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 0.25 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 0.25 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 0.25 - - - - - - - FastSaver $1 - 0.05 - - - - - - - Kiwibank First Saver - - 0.25 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.05 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.05 - - - - - - - Kiwibank Front Runner $50,000 $99,999 0.05 - - - - - - - Kiwibank Front Runner $100,000 - 0.10 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.25 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months SBS Bank i-save - - 0.05 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 0.50 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heretaunga Building Society On Call - $49,999 0.20 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.30 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.50 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - ANZ Online Call - - 0.05 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - BNZ Personal Call Account $500,000 - 0.05 - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - Premier Cheque $5,000 $19,999 0.10 - - - - - - - Premier Cheque $20,000 $34,999 0.15 - - - - - - - Premier Cheque $35,000 $49,999 0.25 - - - - - - - Premier Cheque $50,000 $99,999 0.40 - - - - - - - Premier Cheque $100,000 - 0.50 - - - - - - - SBS Bank Prospector - $49,999 0.05 - - - - - - - SBS Bank Prospector $100,000 - 0.15 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.05 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - RaboSaver on call Account - - 0.35 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.30 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.40 - - - - - - - ANZ Select $50,000 $99,999 0.05 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.05 - - - - - - - ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Co-operative Bank Smile On $50,000 $99,999 0.10 - - - - - - - Co-operative Bank Smile On $100,000 - 0.10 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.35 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.75 - - - - - - - NZCU Auckland Success Saver $1 $49,999 1.25 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months NZCU Baywide Success Saver - $4,999 0.40 - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 0.50 - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 0.60 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.00 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Unlimited $100,000 - 0.05 - - - - - - - Unlimited - $99,999 0.05 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months FastSaver $1 - 0.05 - - - - - - - Heartland Bank Heartland Business Call $1 - 0.75 - - - - - - - Heartland Bank Heartland Direct Call $1 - 0.75 - - - - - - - SBS Bank i-save - - 0.05 - - - - - - - Co-operative Bank Online Account $1 - 0.10 - - - - - - - ANZ Online Call - - 0.05 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.25 - - - - - - - WebSaver $1,000 - 0.25 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.20 - - - - - - - Westpac Bonus Saver - Potential Rate $1 - 0.25 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.10 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.25 - - - - - - - Horizon Plan $1 - 0.25 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 0.75 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.35 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.30 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.40 - - - - - - - ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.20 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.25 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.35 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.10 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Asset Finance Secured First Ranking Debenture $500 - - - - - - - 2.40 3.60 Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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