Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50 Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30 ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05 ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15 ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25 NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15 NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15 Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30 Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20 China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - - Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05 Term Deposit $1,000 - - - - - - 1.25 - 2.75 HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35 Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10 Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10 Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00 Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20 ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10 HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Term Deposits $1,000 $4,999 - - - - - - - - Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05 Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15 Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10 BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼ First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50 Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25 Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10 WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15 WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15 Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10 SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15 Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Back-up Saver - - - - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - - - - - - - - - BNZ Business First OnCall - - 2.75 - - - - - - - WBS Call Investments $500 - 1.10 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Kiwibank Fast Forward Saver - $999 - - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - - Kiwibank Fast Forward Saver $4,000 - - - - - - - - - FastSaver - - 2.25 - - - - - - - Kiwibank First Saver - - - - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 - - - - - - - - Kiwibank Front Runner $15,000 $49,999 - - - - - - - - Kiwibank Front Runner $50,000 $99,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Front Runner $100,000 - - - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heretaunga Building Society On Call - $49,999 0.70 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - - Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - - Squirrel On-Call accounts - - 5.00 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - BNZ Personal On Call - - - - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - Premier Cheque $5,000 $19,999 4.20 - - - - - - - Premier Cheque $20,000 $34,999 4.25 - - - - - - - Premier Cheque $35,000 $49,999 4.35 - - - - - - - Premier Cheque $50,000 $99,999 4.50 - - - - - - - Premier Cheque $100,000 - 4.60 - - - - - - - SBS Bank Prospector - - 1.90 - - - - - - - SBS Bank Prospector $100,000 - - - - - - - - - SBS Bank Prospector $50,000 $99,999 - - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - RaboSaver on call Account - - 1.55 - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - ANZ Select $50,000 $99,999 1.40 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months ANZ Select - $4,999 1.40 - - - - - - - ANZ Select $5,000 $49,999 1.40 - - - - - - - ANZ Select $100,000 - 1.40 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - Simple Saver $1 - 2.70 - - - - - - - Co-operative Bank Smile On $4,000 - 1.85 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - - NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - - - - - - - - - Unlimited $100,000 - - - - - - - - - Unlimited - $99,999 - - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months FastSaver - - 2.25 - - - - - - - Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - - Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - - SBS Bank i-save - - 1.85 - - - - - - - ANZ Online Account - - 2.75 - - - - - - - Co-operative Bank Online Account - - 2.45 - - - - - - - Online Saver $500,000 - - - - - - - - - Online Saver - $100,000 - - - - - - - - Online Saver $100,000 $499,999 - - - - - - - - Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - - Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - - First Credit Union Online Savings $1 - 0.75 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - - WebSaver $1,000 - 3.75 - - - - - - - Westpac Bonus Saver - base rate $1 - - - - - - - - - Westpac Bonus Saver - bonus rate $1 - - - - - - - - - Westpac Bonus Saver - Potential Rate $1 - - - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - - Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - - Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - - Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - - Heartland Bank Heartland Saver Account $1 - - - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - - Horizon Plan $1 - 3.75 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - - BNZ Rapid Save $1 - 4.55 - - - - - - - ANZ Serious Saver Account - base rate - - 1.25 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - - Simple Saver $1 - 2.70 - - - - - - - Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - - Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - - Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ TotalMoney $100,000 - - - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - - Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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