About Us  |   Advertise  |   Contact Us  |   Terms & Conditions  |   RSS Feeds
deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00
UDC Investments Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60
UDC Investments Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60
Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50
Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40
NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00
NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60
RaboDirect RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35
Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35
China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30
Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15
Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25
Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30
FE Investments Term Deposit $5,000 - - - - - - - - 4.40
HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90
HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00
Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲
Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲
Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲
Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Liberty Financial Limited Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05
Liberty Financial Limited Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30
Liberty Financial Limited Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55
Napier Building Society Term Deposit $5,000 - - - - - - - - -
Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50
Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00
TSB Bank Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15
TSB Bank Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25
ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40
HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90
Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00
Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50
Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60
Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60
ASB Bank Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00
ASB Bank Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45
BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40
First Credit Union Term Investment $500 $9,999 - - - - - - - -
First Credit Union Term Investment $10,000 $49,999 - - - - - - - -
First Credit Union Term Investment $50,000 - - - - - - - - -
Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50
NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50
NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65
NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65
Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00
Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75
Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50
Westpac Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40
SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40
Return to top Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Kiwibank Back-up Saver - - 0.15 - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Bill Blaster $100 - 0.10 - - - - - - -
Westpac Cash Management Account $20,000 $49,999 0.15 - - - - - - -
Westpac Cash Management Account $50,000 $99,999 0.15 - - - - - - -
Westpac Cash Management Account $100,000 - 0.15 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Kiwibank Fast Forward Saver - $999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - -
ASB Bank FastSaver $1 - 0.10 - - - - - - -
Kiwibank First Saver - - 1.25 - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - -
Kiwibank Front Runner $100,000 - 1.50 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
Heretaunga Building Society On Call - $49,999 2.00 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - -
Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - -
Napier Building Society On Call $1 - - - - - - - - -
Public Trust On call account $250,000 - 0.50 - - - - - - -
Public Trust On call account $50,000 $249,999 0.50 - - - - - - -
Public Trust On call account $500 $9,999 0.50 - - - - - - -
Public Trust On call account $10,000 $49,999 0.50 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
ANZ Online Call - - 0.10 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
BNZ Personal Call Account $5,000 $19,999 - - - - - - - -
BNZ Personal Call Account $20,000 $99,999 - - - - - - - -
BNZ Personal Call Account $100,000 $249,999 - - - - - - - -
BNZ Personal Call Account $250,000 $499,999 - - - - - - - -
BNZ Personal Call Account $500,000 - 0.10 - - - - - - -
BNZ Personal OnCall - - 0.10 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
TSB Bank Premier Cheque $5,000 $19,999 0.95 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 1.15 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 1.55 - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 2.05 - - - - - - -
TSB Bank Premier Cheque $100,000 - 2.25 - - - - - - -
SBS Bank Prospector - $49,999 0.25 - - - - - - -
SBS Bank Prospector $100,000 - 1.50 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
RaboDirect RaboSaver High Interest Savings Account - - 0.75 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
ANZ Select $50,000 $99,999 0.10 - - - - - - -
ANZ Select - $4,999 - - - - - - - -
ANZ Select $5,000 $49,999 0.10 - - - - - - -
ANZ Select $100,000 - 0.10 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - -
Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - -
Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - -
Co-operative Bank Smile On $100,000 - 1.00 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - -
NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - -
NZCU Baywide Success Saver - $5,000 - - - - - - - -
NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - -
NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - -
NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - -
NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - -
UDC Investments Telephone Call Account $20,000 $99,999 2.20 - - - - - - -
UDC Investments Telephone Call Account $100,000 - 2.35 - - - - - - -
UDC Investments Telephone Call Account $5,000 $19,999 1.85 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
ASB Bank Unlimited $100,000 - 0.25 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
Return to top Online Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
ASB Bank FastSaver $1 - 0.10 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
ANZ Online Call - - 0.10 - - - - - - -
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
BNZ Personal OnCall - - 0.10 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
Return to top Savings    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
Return to top Debentures    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Asset Finance Secured First Ranking Debenture $500 - - - - - - - - -
FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - -
FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
UDC Investments UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80
UDC Investments UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80
Return to top Bonds    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2018. Tarawera Publishing Ltd. All Rights Reserved.