About Us  |   Advertise  |   Contact Us  |   Terms & Conditions  |   RSS Feeds
deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
SBS Bank Term Investment Specials $1,000 $250,000 - - - - - 3.25 3.40 3.40
ASB Bank Term Investment $5,000 $9,999 - 0.75 1.00 1.75 2.00 2.00 2.00 2.00
ASB Bank Term Investment $10,000 $49,999 - 1.00 1.00 2.70 3.00 3.25 3.40 3.45
BNZ Term Investment $2,000 $4,999 - 0.50 0.75 0.75 0.75 0.75 0.75 0.75
BNZ Term Investment $5,000 $5,000,000 - 0.50 1.25 2.65 2.95 3.25 3.25 3.40
First Credit Union Term Investment $500 $9,999 - - - - - - - -
First Credit Union Term Investment $10,000 $49,999 - - - - - - - -
First Credit Union Term Investment $50,000 - - - - - - - - -
Heretaunga Building Society Term Investment $1 - - - - 2.75 - 3.30 - 3.50
NZCU Baywide Term investment $1,000 $1,000,000 - 1.50 1.50 2.80 3.10 3.35 3.40 3.50
NZCU South Term investment $500 $4,999 - 1.00 - 1.80 - 2.40 2.55 2.65
NZCU South Term investment $5,000 $500,000 - 2.00 - 2.80 - 3.40 3.55 3.65
Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 2.00 - 2.00 2.00 2.00
Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 2.75 - 2.75 2.75 2.75
Wairarapa Bldg Socy Term Investment $5,000 - - - - 2.75 - 3.30 3.35 3.50
Westpac Term Investment $5,000 $5,000,000 - 0.50 1.00 2.65 3.00 3.25 3.50 3.40
ANZ Term Deposits $10,000 - - 0.50 1.50 2.65 3.00 3.25 3.40 3.40
HSBC Premier Term Deposits - $9,999 - 0.90 0.90 1.90 1.90 1.90 1.90 1.90
Kiwibank Term Deposits $1,000 $4,999 - - - 2.00 2.00 2.00 2.00 2.00
Kiwibank Term Deposits $5,000 $9,999 - 0.65 1.15 2.55 2.90 3.35 3.30 3.50
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Kiwibank Term Deposits $10,000 $49,999 - 0.75 1.25 2.65 3.00 3.45 3.40 3.60
Kiwibank Term Deposits $50,000 $5,000,000 - 0.75 1.50 2.75 3.05 3.25 3.35 3.60
China Construction Bank Term Deposit $100,000 $5,000,000 - 2.20 2.50 2.85 3.10 3.15 3.20 3.30
Co-operative Bank Term Deposit $2,000 $9,999 - 1.90 - 2.90 2.90 3.00 3.20 3.15
Co-operative Bank Term Deposit $10,000 $49,999 - 2.00 - 3.00 3.00 3.10 3.30 3.25
Co-operative Bank Term Deposit $50,000 - - 2.10 - 2.95 - 3.15 3.35 3.30
FE Investments Term Deposit $5,000 - - - - - - - - 4.40
HSBC Premier Term Deposit $10,000 $99,999 - 0.90 0.90 2.50 2.80 2.90 2.90 2.90
HSBC Premier Term Deposit $100,000 - - 1.00 1.00 2.60 2.90 3.00 3.00 3.00
Kookmin - NZ Term Deposit $10,000 $49,999 - 1.00▼ 1.30 2.55▼ 2.85 3.10▲ 3.20▲ 3.30▲
Kookmin - NZ Term Deposit $50,000 $99,999 - 1.20▼ 1.40 2.75▼ 2.95 3.20▲ 3.30▲ 3.40▲
Kookmin - NZ Term Deposit $100,000 - - 1.40▼ 1.60 2.85▼ 3.05 3.30▲ 3.40▲ 3.50▲
Kookmin - NZ Term Deposit $5,000 $9,999 - 0.80▼ 1.10 2.30▼ 2.60 2.90▲ 3.05▲ 3.20▲
Liberty Financial Limited Term Deposit $5,000 $19,999 - - - 3.25 - 3.70 4.00 4.05
Liberty Financial Limited Term Deposit $20,000 $99,999 - - - 3.60 - 3.95 4.25 4.30
Liberty Financial Limited Term Deposit $100,000 - - - - 3.85 - 4.25 4.50 4.55
Napier Building Society Term Deposit $5,000 - - - - - - - - -
Nelson Building Society Term Deposit $5,000 $250,000 - 2.00 - 2.75 - 3.30 3.60 3.50
Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00
Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00
TSB Bank Term Deposit $5,000 $9,999 - 1.00 1.25 2.65 2.80 3.05 3.10 3.15
TSB Bank Term Deposit $10,000 $250,000 - 1.25 1.50 2.65 2.90 3.15 3.20 3.25
Co-operative Bank Special Term Deposit $5,000 - - - - - - 3.20 - 3.35
RaboDirect RaboDirect Term Deposits $1,000 - - 2.00 - 2.80 - 3.30 3.30 3.35
NZCU Auckland Investment Account $500 $9,999 - - - 2.50 - 2.75 2.75 3.00
NZCU Auckland Investment Account $10,000 $500,000 - - - 2.75 - 3.50 3.60 3.60
Heartland Bank Heartland Term Deposit $20,000 $5,000,000 - 2.00 2.00 3.00 3.20 3.35 3.50 3.50
Heartland Bank Heartland Term Deposit $1,000 $19,999 - 1.90 1.90 2.90 3.10 3.25 3.40 3.40
General Finance Deposit Rate $5,000 $100,000 - - - - - 2.50 - 4.00
UDC Investments Deposit Rate $5,000 $99,999 - 2.00 2.00 2.70 3.20 3.35 3.50 3.60
UDC Investments Deposit Rate $100,000 - - 2.05 2.05 2.75 3.20 3.40 3.50 3.60
Return to top Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
ASB Bank Unlimited $100,000 - 0.25 - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
UDC Investments Telephone Call Account $20,000 $99,999 2.20 - - - - - - -
UDC Investments Telephone Call Account $100,000 - 2.35 - - - - - - -
UDC Investments Telephone Call Account $5,000 $19,999 1.85 - - - - - - -
NZCU Auckland Success Saver $5,000 - 3.25 - - - - - - -
NZCU Auckland Success Saver $500 $4,999 2.25 - - - - - - -
NZCU Baywide Success Saver - $5,000 - - - - - - - -
NZCU Baywide Success Saver - $4,999 0.95▼ - - - - - - -
NZCU Baywide Success Saver $5,000 $19,999 1.10▼ - - - - - - -
NZCU Baywide Success Saver $20,000 $99,999 1.30▼ - - - - - - -
NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼ - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - -
Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Smile On $50,000 $99,999 0.50 - - - - - - -
Co-operative Bank Smile On $100,000 - 1.00 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
ANZ Select $50,000 $99,999 0.10 - - - - - - -
ANZ Select - $4,999 - - - - - - - -
ANZ Select $5,000 $49,999 0.10 - - - - - - -
ANZ Select $100,000 - 0.10 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
RaboDirect RaboSaver High Interest Savings Account - - 0.75 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
SBS Bank Prospector - $49,999 0.25 - - - - - - -
SBS Bank Prospector $100,000 - 1.50 - - - - - - -
SBS Bank Prospector $50,000 $99,999 0.80 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
TSB Bank Premier Cheque $5,000 $19,999 0.95 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 1.15 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 1.55 - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 2.05 - - - - - - -
TSB Bank Premier Cheque $100,000 - 2.25 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
BNZ Personal OnCall - - 0.10 - - - - - - -
BNZ Personal Call Account $5,000 $19,999 - - - - - - - -
BNZ Personal Call Account $20,000 $99,999 - - - - - - - -
BNZ Personal Call Account $100,000 $249,999 - - - - - - - -
BNZ Personal Call Account $250,000 $499,999 - - - - - - - -
BNZ Personal Call Account $500,000 - 0.10 - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
ANZ Online Call - - 0.10 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
Public Trust On call account $250,000 - 0.50 - - - - - - -
Public Trust On call account $50,000 $249,999 0.50 - - - - - - -
Public Trust On call account $500 $9,999 0.50 - - - - - - -
Public Trust On call account $10,000 $49,999 0.50 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
Heretaunga Building Society On Call - $49,999 2.00 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 2.00 - - - - - - -
Heretaunga Building Society On Call $100,000 - 2.50 - - - - - - -
Napier Building Society On Call $1 - - - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Kiwibank Front Runner - $3,999 - - - - - - - -
Kiwibank Front Runner $4,000 $14,999 0.10 - - - - - - -
Kiwibank Front Runner $15,000 $49,999 0.10 - - - - - - -
Kiwibank Front Runner $50,000 $99,999 0.25 - - - - - - -
Kiwibank Front Runner $100,000 - 1.50 - - - - - - -
Kiwibank First Saver - - 1.25 - - - - - - -
ASB Bank FastSaver $1 - 0.10 - - - - - - -
Kiwibank Fast Forward Saver - $999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 1.10 - - - - - - -
Kiwibank Fast Forward Saver $4,000 - 1.15 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Westpac Cash Management Account $20,000 $49,999 0.15 - - - - - - -
Westpac Cash Management Account $50,000 $99,999 0.15 - - - - - - -
Westpac Cash Management Account $100,000 - 0.15 - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Bill Blaster $100 - 0.10 - - - - - - -
Kiwibank Back-up Saver - - 0.15 - - - - - - -
Return to top Online Call Accounts    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
TSB Bank WebSaver $1,000 - 1.55 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50 - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 0.50 - - - - - - -
BNZ Personal OnCall - - 0.10 - - - - - - -
First Credit Union Online Savings $1 - 3.00 - - - - - - -
NZCU Baywide Online Saver (S12) - $19,999 1.75▼ - - - - - - -
Westpac Online Saver $500,000 - 0.35 - - - - - - -
Westpac Online Saver - $100,000 0.35 - - - - - - -
Westpac Online Saver $100,000 $499,999 0.35 - - - - - - -
ANZ Online Call - - 0.10 - - - - - - -
Westpac Online Bonus Saver - Potential Rate $1 - 2.10 - - - - - - -
Westpac Online Bonus Saver - bonus rate $1 - 2.00 - - - - - - -
Westpac Online Bonus Saver - base rate $1 - 0.10 - - - - - - -
Co-operative Bank Online Account $1 - 1.00 - - - - - - -
SBS Bank i-save - - 1.00 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 2.50 - - - - - - -
Heartland Bank Heartland Business Call $1 - 2.50 - - - - - - -
ASB Bank FastSaver $1 - 0.10 - - - - - - -
Return to top Savings    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - 0.10 - - - - - - -
Co-operative Bank Step Saver - standard rate $1 - 0.25 - - - - - - -
Co-operative Bank Step Saver - potential rate $1 - 2.15 - - - - - - -
Co-operative Bank Step Saver - bonus rate $1 - 1.90 - - - - - - -
Westpac Simple Saver $1 - 0.10 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 2.00 - - - - - - -
ANZ Serious Saver Account - base rate - - 0.10 - - - - - - -
BNZ Rapid Save - potential rate $1 - 2.10 - - - - - - -
BNZ Rapid Save - bonus rate $1 - 2.05 - - - - - - -
BNZ Rapid Save - base rate $1 - 0.05 - - - - - - -
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55 - - - - - - -
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10 - - - - - - -
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55 - - - - - - -
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75 - - - - - - -
TSB Bank Horizon Plan $1 - 1.55 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - 1.85 - - - - - - -
Heartland Bank Heartland Saver Account $1 - 1.75 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Return to top Debentures    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
UDC Investments UDC Secured Term Investment $100,000 - - 2.05 2.05 2.75 3.30 3.50 3.75 3.80
UDC Investments UDC Secured Term Investment $5,000 $99,999 - 2.00 2.00 2.70 3.30 3.45 3.75 3.80
Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Asset Finance Secured First Ranking Debenture $500 - - - - - - - - -
FE Investments Secured First Ranking Debenture $1,000 $4,999 - - - - - - - -
FE Investments Secured First Ranking Debenture $5,000 $49,999 - - - - - 4.00 - 6.00
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - 2.50 - 4.00
Return to top Bonds    
Provider
up down
Product
up down
Minimum Deposit
up down
Maximum Deposit
up down
Call
up down
30 days
up down
60 days
up down
90 days
up down
5 months
up down
6 months
up down
9 months
up down
12 months
up down
Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2018. Tarawera Publishing Ltd. All Rights Reserved.