Find the best interest rate for your term investment With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here NEW: Click on a provider's name or logo to see all their rates.   All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Return to top Term Deposits     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months SBS Bank Term Investment Specials $1,000 $250,000 - - - 0.90 1.00 1.65 1.75 1.75 Term Investment $5,000 $9,999 - 0.15 0.25 0.90 1.10 1.65 1.60 1.60 Term Investment $10,000 $49,999 - 0.15 0.25 0.90 1.10 1.65 1.60 1.60 BNZ Term Investment $2,000 $4,999 - 0.15 0.25 0.70 1.10 1.60 1.60 1.75 BNZ Term Investment $5,000 $5,000,000 - 0.15 0.25 0.70 1.10 1.60 1.60 1.75 First Credit Union Term Investment $500 $9,999 - - - 1.45▼ - 2.00▼ 2.00▼ 2.10▼ First Credit Union Term Investment $10,000 $49,999 - - - 1.45▼ - 2.00▼ 2.00▼ 2.10▼ First Credit Union Term Investment $50,000 - - - - 1.45▼ - 2.00▼ 2.00▼ 2.10▼ Heretaunga Building Society Term Investment $1 - - - - 2.00 - 2.45 - 2.65 NZCU Baywide Term investment $1,000 $1,000,000 - 0.25 0.25 1.25 1.40 1.95 1.95 2.00 NZCU South Term investment $500 $4,999 - - - - - - - - NZCU South Term investment $5,000 $500,000 - 0.25 0.25 1.25 1.40 1.95 1.95 2.00 Wairarapa Bldg Socy Term Investment $500 $1,999 - - - 0.50 - 0.50 0.50 0.50 Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - - 1.20 - 1.25 1.30 1.40 Wairarapa Bldg Socy Term Investment $5,000 - - - - 1.25 - 1.80▼ 1.85▼ 1.90▼ Term Investment $5,000 $5,000,000 - 0.15▼ 0.40 0.85▼ 1.10▼ 1.60▼ 1.60▼ 1.60▼ ANZ Term Deposits $10,000 - - 0.15 0.40 0.85▼ 1.25▼ 1.60▼ 1.60▼ 1.60▼ HSBC Premier Term Deposits - $9,999 - 0.05 - 0.05 0.10 0.20 0.20 0.20 Kiwibank Term Deposits $1,000 $4,999 - - - 0.50▼ 0.50▼ 1.25 1.25 1.25 Kiwibank Term Deposits $5,000 $9,999 - 0.05▼ - 0.80▼ 1.15▼ 1.50▼ 1.60▼ 1.60▼ Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Term Deposits $10,000 $49,999 - 0.15▼ - 0.90▼ 1.25▼ 1.60▼ 1.70▼ 1.70▼ Kiwibank Term Deposits $50,000 $5,000,000 - 0.15▼ - 0.90▼ 1.25▼ 1.60▼ 1.70▼ 1.70▼ Asset Finance Term Deposit $500 - - - - - - - 2.25 3.50 China Construction Bank Term Deposit $100,000 $5,000,000 0.65 1.35 1.50 1.90 2.25 2.40 2.55 2.70 Co-operative Bank Term Deposit $2,000 $9,999 - 0.05▼ - 0.70▼ - 1.40▼ 1.55▼ 1.45▼ Co-operative Bank Term Deposit $10,000 $49,999 - 0.15▼ - 0.80▼ - 1.50▼ 1.65▼ 1.55▼ Co-operative Bank Term Deposit $50,000 - - 0.15▼ - 0.80▼ - 1.50▼ 1.65▼ 1.55▼ Term Deposit $1,000 - - - - - - 2.25 - 3.95 HSBC Premier Term Deposit $10,000 $99,999 - 0.07 - 0.25▼ 0.80▼ 1.10▼ 1.10▼ 1.10▼ HSBC Premier Term Deposit $100,000 - - 0.10 - 0.75▼ 1.00▼ 1.30▼ 1.30▼ 1.30▼ Kookmin - NZ Term Deposit $10,000 $49,999 - 0.30 - 1.40 1.70 2.00 2.00 2.20 Kookmin - NZ Term Deposit $50,000 $99,999 - 0.30 - 1.50 1.80 2.10 2.10 2.30 Kookmin - NZ Term Deposit $100,000 - - 0.30 - 1.60 1.90 2.20 2.20 2.40 Kookmin - NZ Term Deposit $5,000 $9,999 - 0.30 - 1.30 1.60 1.90 1.90 2.10 Term Deposit $5,000 $19,999 - - - 2.45 - 2.90 2.95 3.00 Term Deposit $20,000 $99,999 - - - 2.50 - 2.95 3.00 3.05 Term Deposit $100,000 - - - - 2.55 - 3.05 3.10 3.15 Napier Building Society Term Deposit $5,000 - - - - - - - - - Nelson Building Society Term Deposit $5,000 $250,000 - 0.75 - 1.15 - 1.80 1.90 1.90 Public Trust Term Deposit $5,000 $9,999 - - - 1.00 - 1.00 1.00 1.00 Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust Term Deposit $10,000 $49,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $50,000 $249,999 - - - 1.00 - 1.00 1.00 1.00 Public Trust Term Deposit $250,000 - - - - 1.00 - 1.00 1.00 1.00 Term Deposit $5,000 $9,999 - 0.05 0.10 0.80 1.10 1.50 1.50 1.60 Term Deposit $10,000 $250,000 - 0.20 0.30 0.90 1.20 1.60 1.60 1.70 Co-operative Bank Special Term Deposit $5,000 - - - - - - 1.60▼ - 1.65▼ Rabobank Term Deposits $1,000 - - 0.30 - 1.10▼ - 1.75▼ 1.75▼ 1.80▼ NZCU Auckland Investment Account $500 $9,999 - - - 1.15▼ - 1.80▼ 1.80▼ 1.90▼ NZCU Auckland Investment Account $10,000 $500,000 - - - 1.25▼ - 1.90▼ 1.90▼ 2.00▼ Heartland Bank Heartland Term Deposit $1,000 - - 0.20▼ 0.60▼ 1.00▼ - 1.70▼ 1.70▼ 1.80▼ General Finance Deposit Rate $5,000 $100,000 - - - - - 2.85▼ 3.55▼ 3.95▼ Return to top Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Westpac Bonus Saver - Potential Rate $1 - 0.65 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.60 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - WebSaver $1,000 - 0.40 - - - - - - - Unlimited $100,000 - 0.05 - - - - - - - Unlimited - $99,999 0.05 - - - - - - - BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - NZCU Auckland Success Saver $5,000 - 2.00 - - - - - - - NZCU Auckland Success Saver $500 $4,999 1.50 - - - - - - - NZCU Baywide Success Saver - $5,000 - - - - - - - - NZCU Baywide Success Saver - $4,999 0.40 - - - - - - - NZCU Baywide Success Saver $5,000 $19,999 0.50 - - - - - - - NZCU Baywide Success Saver $20,000 $99,999 0.60 - - - - - - - NZCU Baywide Success Saver $100,000 $1,000,000 1.00 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.15 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.50 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.35 - - - - - - - Co-operative Bank Smile On $4,000 $14,999 0.10 - - - - - - - Co-operative Bank Smile On $15,000 $49,999 0.10 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Smile On $50,000 $99,999 0.25 - - - - - - - Co-operative Bank Smile On $100,000 - 0.25 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.50 - - - - - - - ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - ANZ Select $50,000 $99,999 0.05 - - - - - - - ANZ Select - $4,999 - - - - - - - - ANZ Select $5,000 $49,999 0.10 - - - - - - - ANZ Select $100,000 - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.50 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.40 - - - - - - - BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - RaboSaver on call Account - - 0.50 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 1.00▼ - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.50 - - - - - - - SBS Bank Prospector - $49,999 0.05 - - - - - - - SBS Bank Prospector $100,000 - 0.25 - - - - - - - SBS Bank Prospector $50,000 $99,999 0.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Premier Cheque $5,000 $19,999 0.10 - - - - - - - Premier Cheque $20,000 $34,999 0.35 - - - - - - - Premier Cheque $35,000 $49,999 0.55 - - - - - - - Premier Cheque $50,000 $99,999 0.95 - - - - - - - Premier Cheque $100,000 - 1.15 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.65 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - BNZ Personal Call Account $5,000 $19,999 - - - - - - - - BNZ Personal Call Account $20,000 $99,999 - - - - - - - - BNZ Personal Call Account $100,000 $249,999 - - - - - - - - BNZ Personal Call Account $250,000 $499,999 - - - - - - - - BNZ Personal Call Account $500,000 - 0.05 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - ANZ Online Call - - 0.05 - - - - - - - Co-operative Bank Online Account $1 - 0.25 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Public Trust On call account $250,000 - 0.50 - - - - - - - Public Trust On call account $50,000 $249,999 0.50 - - - - - - - Public Trust On call account $500 $9,999 0.50 - - - - - - - Public Trust On call account $10,000 $49,999 0.50 - - - - - - - Gold Band Finance On Call $500 $4,999 - - - - - - - - Gold Band Finance On Call $5,000 - - - - - - - - - Heretaunga Building Society On Call - $49,999 0.80 - - - - - - - Heretaunga Building Society On Call $50,000 $99,999 1.10 - - - - - - - Heretaunga Building Society On Call $100,000 - 1.50 - - - - - - - Napier Building Society On Call $1 - - - - - - - - - Nelson Building Society Lifestyle On-Call Account $1 - 2.00 - - - - - - - SBS Bank i-save - - 0.05 - - - - - - - Horizon Plan $1 - 0.40 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.25 - - - - - - - Heartland Bank Heartland Direct Call $1 - 1.00 - - - - - - - Heartland Bank Heartland Business Call $1 - 1.00 - - - - - - - Kiwibank Front Runner - $3,999 - - - - - - - - Kiwibank Front Runner $4,000 $14,999 0.05 - - - - - - - Kiwibank Front Runner $15,000 $49,999 0.05 - - - - - - - Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Kiwibank Front Runner $50,000 $99,999 0.05 - - - - - - - Kiwibank Front Runner $100,000 - 0.25 - - - - - - - Kiwibank First Saver - - 0.70 - - - - - - - FastSaver $1 - 0.05 - - - - - - - Kiwibank Fast Forward Saver - $999 0.70 - - - - - - - Kiwibank Fast Forward Saver $1,000 $2,999 0.70 - - - - - - - Kiwibank Fast Forward Saver $3,000 $3,999 0.70 - - - - - - - Kiwibank Fast Forward Saver $4,000 - 0.70 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Kiwibank Bill Blaster - $99 - - - - - - - - Kiwibank Bill Blaster $100 - 0.05 - - - - - - - Kiwibank Back-up Saver - - 0.05 - - - - - - - Return to top Online Call Accounts     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Westpac Bonus Saver - Potential Rate $1 - 0.65 - - - - - - - Westpac Bonus Saver - bonus rate $1 - 0.60 - - - - - - - Westpac Bonus Saver - base rate $1 - 0.05 - - - - - - - WebSaver $1,000 - 0.40 - - - - - - - Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 0.65 - - - - - - - Kiwibank PIE Online Call base rate $2,000 - 0.05 - - - - - - - BNZ Personal OnCall - - 0.05 - - - - - - - First Credit Union Online Savings $1 - 2.00 - - - - - - - NZCU Baywide Online Saver (S12) - $19,999 0.50 - - - - - - - Online Saver $500,000 - 0.35 - - - - - - - Online Saver - $100,000 0.35 - - - - - - - Online Saver $100,000 $499,999 0.35 - - - - - - - ANZ Online Call - - 0.05 - - - - - - - Co-operative Bank Online Account $1 - 0.25 - - - - - - - SBS Bank i-save - - 0.05 - - - - - - - Heartland Bank Heartland Direct Call $1 - 1.00 - - - - - - - Heartland Bank Heartland Business Call $1 - 1.00 - - - - - - - FastSaver $1 - 0.05 - - - - - - - Return to top Savings     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months BNZ TotalMoney - $99,999 - - - - - - - - BNZ TotalMoney $100,000 - 0.05 - - - - - - - Co-operative Bank Step Saver - standard rate $1 - 0.15 - - - - - - - Co-operative Bank Step Saver - potential rate $1 - 0.50 - - - - - - - Co-operative Bank Step Saver - bonus rate $1 - 0.35 - - - - - - - Simple Saver $1 - 0.05 - - - - - - - ANZ Serious Saver Account - bonus rate $1 - 0.50 - - - - - - - ANZ Serious Saver Account - base rate - - 0.05 - - - - - - - BNZ Rapid Save - potential rate $1 - 0.50 - - - - - - - BNZ Rapid Save - bonus rate $1 - 0.40 - - - - - - - BNZ Rapid Save - base rate $1 - 0.10 - - - - - - - Rabobank PremiumSaver - min rate $1 $100,000 0.20 - - - - - - - Rabobank PremiumSaver - min rate $100,000 $5,000,000 0.20 - - - - - - - Rabobank PremiumSaver - max rate $1 $100,000 1.00▼ - - - - - - - Rabobank PremiumSaver - max rate $100,000 $5,000,000 0.50 - - - - - - - Horizon Plan $1 - 0.40 - - - - - - - Heartland Bank Heartland Savings Optimiser $1 - 0.50 - - - - - - - Heartland Bank Heartland Saver Account $1 - 0.25 - - - - - - - HSBC Premier E -Saver Account $1 - 0.20 - - - - - - - Return to top Debentures     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80 Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - - Asset Finance Secured First Ranking Debenture $500 - - - - - - - 2.40 3.60 Secured First Ranking Debenture $1,000 - - - - - - - - - General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - - Return to top Bonds     Provider Product Minimum Deposit Maximum Deposit Call 30 days 60 days 90 days 5 months 6 months 9 months 12 months Co-operative Bank Bonds $2,000 - - - - - - - - -

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