Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
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Term Deposits
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
SBS Bank
|
Term Investment Specials |
$1,000 |
$5,000,000 |
- |
2.50 |
- |
4.20 |
4.50 |
6.05 |
6.15 |
6.15 |
|
Term Investment |
$5,000 |
$9,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
|
Term Investment |
$10,000 |
$49,999 |
- |
2.75 |
2.85 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10 |
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
- |
2.75 |
3.00 |
4.20 |
5.00 |
6.00 |
6.10 |
6.10▼ |
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
- |
4.75 |
- |
5.75 |
6.00 |
6.50 |
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
- |
4.35 |
- |
6.10 |
- |
6.25 |
Unity Money
|
Term Investment |
$1,000 |
$1,500,000 |
- |
2.50 |
2.50 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
WBS
|
Term Investment |
$2,000 |
$9,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
WBS
|
Term Investment |
$10,000 |
$99,999 |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
WBS
|
Term Investment |
$100,000 |
- |
- |
- |
- |
4.20 |
- |
5.80 |
5.85 |
6.15 |
|
Term Investment |
$5,000 |
$5,000,000 |
- |
2.50 |
2.85 |
4.20 |
5.00 |
6.00 |
6.00 |
6.10 |
ANZ
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.50 |
6.00 |
6.00 |
6.10 |
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.30 |
- |
0.60 |
0.80 |
1.10 |
1.30 |
1.65 |
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
2.40 |
2.75 |
4.10 |
4.60 |
5.95 |
6.00 |
6.05 |
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
2.50 |
2.85 |
4.20 |
4.70 |
6.05 |
6.10 |
6.15 |
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
- |
2.75 |
- |
4.20 |
- |
6.05 |
6.10 |
6.05 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
- |
1.25 |
- |
2.75 |
HSBC Premier
|
Term Deposit |
$10,000 |
- |
- |
0.35 |
- |
0.85 |
1.25 |
1.80 |
2.00 |
2.35 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Term Deposit |
$5,000 |
$5,000,000 |
- |
- |
- |
4.75 |
- |
6.60 |
6.85 |
7.10 |
Nelson Building Society
|
Term Deposit |
$5,000 |
- |
- |
2.50 |
- |
4.20 |
- |
6.00 |
6.00 |
6.10 |
|
Term Deposit |
$1,000 |
$9,999 |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
|
Term Deposit |
$10,000 |
- |
- |
2.65 |
3.00 |
4.25 |
4.50 |
5.90 |
5.90 |
6.00 |
Xceda Finance
|
Term Deposit |
- |
- |
- |
- |
- |
- |
- |
6.50 |
6.85 |
7.20 |
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
6.10 |
- |
6.20 |
|
Rabobank Term Deposits |
- |
- |
- |
3.50 |
- |
5.05 |
- |
6.05 |
6.15 |
6.30 |
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
- |
1.75 |
- |
3.05 |
3.40 |
4.15 |
ICBC
|
ICBC Term Deposit Online |
$5,000 |
$9,999 |
- |
3.75 |
4.50 |
4.80 |
5.30 |
5.90 |
5.95 |
6.05 |
ICBC
|
ICBC Term Deposit Online |
$10,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.00 |
6.05 |
6.15 |
ICBC
|
ICBC Term Deposit Online |
$50,000 |
- |
- |
3.85 |
4.60 |
4.90 |
5.40 |
6.10 |
6.15 |
6.25 |
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
- |
2.50 |
2.70 |
4.25 |
6.00 |
6.05 |
6.15 |
6.30 |
General Finance
|
Deposit Rate |
$2,000 |
- |
- |
- |
- |
5.35 |
5.50 |
7.00 |
7.15 |
7.50 |
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Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
- |
- |
- |
- |
- |
- |
- |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
- |
$4,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
ANZ
|
Select |
$100,000 |
- |
1.40 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
|
RaboSaver on call Account |
- |
- |
1.55 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
- |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
- |
- |
- |
- |
- |
- |
- |
|
Premier Cheque |
$100,000 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Personal On Call |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
- |
- |
- |
- |
- |
- |
- |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
- |
- |
- |
- |
- |
- |
- |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
WBS
|
Call Investments |
$500 |
- |
1.10 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Online Call Accounts
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
WebSaver |
$1,000 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
- |
- |
- |
- |
- |
- |
- |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$500,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Online Saver |
$100,000 |
$499,999 |
- |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Online Account |
- |
- |
2.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
- |
- |
- |
- |
- |
- |
- |
SBS Bank
|
i-save |
- |
- |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
- |
- |
- |
- |
- |
- |
- |
|
FastSaver |
- |
- |
2.25 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Savings
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
- |
- |
- |
- |
- |
- |
- |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
- |
- |
- |
- |
- |
- |
- |
|
Simple Saver |
$1 |
- |
2.70 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
- |
- |
- |
- |
- |
- |
- |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
- |
- |
- |
- |
- |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
- |
- |
- |
- |
- |
- |
- |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
- |
- |
- |
- |
- |
- |
- |
|
Horizon Plan |
$1 |
- |
3.75 |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
- |
- |
- |
- |
- |
- |
- |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
- |
- |
- |
- |
- |
- |
- |
Return to top
Debentures
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
$5,000 |
- |
- |
- |
- |
- |
- |
2.00 |
2.00 |
3.80 |
Gold Band Finance
|
Secured First Ranking Debenture Stock |
- |
$4,999 |
- |
- |
- |
- |
- |
- |
- |
- |
|
Secured First Ranking Debenture |
$1,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
General Finance
|
Secured First Ranking Debenture |
$5,000 |
$100,000 |
- |
- |
- |
- |
- |
- |
- |
- |
Xceda Finance
|
Secured First Ranking Debenture |
$500 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Return to top
Bonds
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Call
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
Co-operative Bank
|
Bonds |
$2,000 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|