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deposit rates

Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Return to top Term Deposits    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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SBS Bank Term Investment Specials $1,000 $5,000,000 - 2.50 - 4.20 4.50 6.05 6.15 6.15
ASB Bank Term Investment $5,000 $9,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
ASB Bank Term Investment $10,000 $49,999 - 2.75 2.85 4.20 5.00 6.00 6.10 6.10
BNZ Term Investment $2,000 $5,000,000 - 2.75 3.00 4.20 5.00 6.00 6.10 6.10▼
First Credit Union Term Investment $500 - - - - 4.75 - 5.75 6.00 6.50
Heretaunga Building Society Term Investment $1 - - - - 4.35 - 6.10 - 6.25
Unity Money Term Investment $1,000 $1,500,000 - 2.50 2.50 4.20 4.50 6.00 6.00 6.10
WBS Term Investment $2,000 $9,999 - - - 4.20 - 5.80 5.85 6.15
WBS Term Investment $10,000 $99,999 - - - 4.20 - 5.80 5.85 6.15
WBS Term Investment $100,000 - - - - 4.20 - 5.80 5.85 6.15
Westpac Term Investment $5,000 $5,000,000 - 2.50 2.85 4.20 5.00 6.00 6.00 6.10
ANZ Term Deposits $10,000 - - 2.50 2.85 4.20 4.50 6.00 6.00 6.10
HSBC Premier Term Deposits - $9,999 - 0.30 - 0.60 0.80 1.10 1.30 1.65
Kiwibank Term Deposits $1,000 $4,999 - - - - - - - -
Kiwibank Term Deposits $5,000 $9,999 - 2.40 2.75 4.10 4.60 5.95 6.00 6.05
Kiwibank Term Deposits $10,000 - - 2.50 2.85 4.20 4.70 6.05 6.10 6.15
China Construction Bank Term Deposit $100,000 $5,000,000 - - - - - - - -
Co-operative Bank Term Deposit $2,000 - - 2.75 - 4.20 - 6.05 6.10 6.05
Finance Direct Ltd Term Deposit $1,000 - - - - - - 1.25 - 2.75
HSBC Premier Term Deposit $10,000 - - 0.35 - 0.85 1.25 1.80 2.00 2.35
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Liberty Financial Limited Term Deposit $5,000 $5,000,000 - - - 4.75 - 6.60 6.85 7.10
Nelson Building Society Term Deposit $5,000 - - 2.50 - 4.20 - 6.00 6.00 6.10
TSB Bank Term Deposit $1,000 $9,999 - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
TSB Bank Term Deposit $10,000 - - 2.65 3.00 4.25 4.50 5.90 5.90 6.00
Xceda Finance Term Deposit - - - - - - - 6.50 6.85 7.20
Co-operative Bank Special Term Deposit $5,000 - - - - - - 6.10 - 6.20
Rabobank Rabobank Term Deposits - - - 3.50 - 5.05 - 6.05 6.15 6.30
NZCU Auckland Investment Account $500 $9,999 - - - 1.75 - 3.05 3.40 4.15
NZCU Auckland Investment Account $10,000 $500,000 - - - 1.75 - 3.05 3.40 4.15
ICBC ICBC Term Deposit Online $5,000 $9,999 - 3.75 4.50 4.80 5.30 5.90 5.95 6.05
ICBC ICBC Term Deposit Online $10,000 - - 3.85 4.60 4.90 5.40 6.00 6.05 6.15
ICBC ICBC Term Deposit Online $50,000 - - 3.85 4.60 4.90 5.40 6.10 6.15 6.25
Heartland Bank Heartland Term Deposit $1,000 - - 2.50 2.70 4.25 6.00 6.05 6.15 6.30
General Finance Deposit Rate $2,000 - - - - 5.35 5.50 7.00 7.15 7.50
Return to top Call Accounts    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
ASB Bank Unlimited $100,000 - - - - - - - - -
ASB Bank Unlimited - $99,999 - - - - - - - -
BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
NZCU Auckland Success Saver $50,000 - 1.00 - - - - - - -
NZCU Auckland Success Saver $1 $49,999 0.75 - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Co-operative Bank Smile On $4,000 - 1.85 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
ANZ Select $50,000 $99,999 1.40 - - - - - - -
ANZ Select - $4,999 1.40 - - - - - - -
ANZ Select $5,000 $49,999 1.40 - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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30 days
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5 months
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9 months
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12 months
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ANZ Select $100,000 - 1.40 - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Rabobank RaboSaver on call Account - - 1.55 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
SBS Bank Prospector - - 1.90 - - - - - - -
SBS Bank Prospector $100,000 - - - - - - - - -
SBS Bank Prospector $50,000 $99,999 - - - - - - - -
TSB Bank Premier Cheque $5,000 $19,999 4.20 - - - - - - -
TSB Bank Premier Cheque $20,000 $34,999 4.25 - - - - - - -
TSB Bank Premier Cheque $35,000 $49,999 4.35 - - - - - - -
TSB Bank Premier Cheque $50,000 $99,999 4.50 - - - - - - -
TSB Bank Premier Cheque $100,000 - 4.60 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
BNZ Personal On Call - - - - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Provider
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Minimum Deposit
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Maximum Deposit
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5 months
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9 months
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12 months
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Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
Squirrel On-Call accounts - - 5.00 - - - - - - -
Gold Band Finance On Call $500 $4,999 - - - - - - - -
Gold Band Finance On Call $5,000 - - - - - - - - -
Heretaunga Building Society On Call - $49,999 0.70 - - - - - - -
Heretaunga Building Society On Call $50,000 $99,999 0.80 - - - - - - -
Heretaunga Building Society On Call $100,000 - 0.90 - - - - - - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.75 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
Kiwibank Front Runner - $3,999 - - - - - - - -
Provider
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Minimum Deposit
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90 days
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5 months
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6 months
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9 months
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12 months
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Kiwibank Front Runner $4,000 $14,999 - - - - - - - -
Kiwibank Front Runner $15,000 $49,999 - - - - - - - -
Kiwibank Front Runner $50,000 $99,999 - - - - - - - -
Kiwibank Front Runner $100,000 - - - - - - - - -
Kiwibank First Saver - - - - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
Kiwibank Fast Forward Saver - $999 - - - - - - - -
Kiwibank Fast Forward Saver $1,000 $2,999 - - - - - - - -
Kiwibank Fast Forward Saver $3,000 $3,999 - - - - - - - -
Kiwibank Fast Forward Saver $4,000 - - - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
WBS Call Investments $500 - 1.10 - - - - - - -
BNZ Business First OnCall - - 2.75 - - - - - - -
Kiwibank Bill Blaster - $99 - - - - - - - -
Kiwibank Bill Blaster $100 - - - - - - - - -
Kiwibank Back-up Saver - - - - - - - - - -
Return to top Online Call Accounts    
Provider
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Minimum Deposit
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Maximum Deposit
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Call
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90 days
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5 months
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6 months
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9 months
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12 months
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Westpac Westpac Bonus Saver - Potential Rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - bonus rate $1 - - - - - - - - -
Westpac Westpac Bonus Saver - base rate $1 - - - - - - - - -
TSB Bank WebSaver $1,000 - 3.75 - - - - - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - - - - - - - - -
Kiwibank PIE Online Call base rate $2,000 - 4.50 - - - - - - -
First Credit Union Online Savings $1 - 0.75 - - - - - - -
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15 - - - - - - -
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15 - - - - - - -
Westpac Online Saver $500,000 - - - - - - - - -
Westpac Online Saver - $100,000 - - - - - - - -
Westpac Online Saver $100,000 $499,999 - - - - - - - -
ANZ Online Account - - 2.75 - - - - - - -
Co-operative Bank Online Account - - 2.45 - - - - - - -
SBS Bank i-save - - 1.85 - - - - - - -
Heartland Bank Heartland Direct Call $1 - 4.60 - - - - - - -
Heartland Bank Heartland Business Call $1 - 4.60 - - - - - - -
ASB Bank FastSaver - - 2.25 - - - - - - -
Return to top Savings    
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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BNZ TotalMoney - $99,999 - - - - - - - -
BNZ TotalMoney $100,000 - - - - - - - - -
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75 - - - - - - -
Co-operative Bank Step Saver - current bonus $1 - 2.85 - - - - - - -
Co-operative Bank Step Saver - current base $1 - 1.90 - - - - - - -
Westpac Simple Saver $1 - 2.70 - - - - - - -
ANZ Serious Saver Account - bonus rate $1 - 3.25 - - - - - - -
ANZ Serious Saver Account - base rate - - 1.25 - - - - - - -
BNZ Rapid Save $1 - 4.55 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25 - - - - - - -
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25 - - - - - - -
TSB Bank Horizon Plan $1 - 3.75 - - - - - - -
Heartland Bank Heartland Savings Optimiser $1 - - - - - - - - -
Heartland Bank Heartland Saver Account $1 - - - - - - - - -
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85 - - - - - - -
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55 - - - - - - -
Unity Money Everyday Saver <$5,000 - $4,999 1.15 - - - - - - -
Unity Money Everyday Saver >$100,000 $100,000 - 2.65 - - - - - - -
Provider
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HSBC Premier E -Saver Account $1 - 0.20 - - - - - - -
Return to top Debentures    
Provider
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12 months
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Gold Band Finance Secured First Ranking Debenture Stock $5,000 - - - - - - 2.00 2.00 3.80
Gold Band Finance Secured First Ranking Debenture Stock - $4,999 - - - - - - - -
Finance Direct Ltd Secured First Ranking Debenture $1,000 - - - - - - - - -
General Finance Secured First Ranking Debenture $5,000 $100,000 - - - - - - - -
Xceda Finance Secured First Ranking Debenture $500 - - - - - - - - -
Return to top Bonds    
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Co-operative Bank Bonds $2,000 - - - - - - - - -

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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