Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

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Up to 12 months More than 12 months

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Return to top Term Deposits
SBS Bank	Term Investment Specials	$1,000	$250,000	-	-	-	-	-	3.25	3.30	3.40
	Term Investment	$5,000	$9,999	-	0.75	1.00	1.75	2.00	2.00	2.00	2.00
	Term Investment	$10,000	$49,999	-	1.00	1.00	2.70	3.00	3.25	3.40	3.35
BNZ	Term Investment	$2,000	$4,999	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
BNZ	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.35	3.40
First Credit Union	Term Investment	$500	$9,999	-	-	-	-	-	-	-	-
First Credit Union	Term Investment	$10,000	$49,999	-	-	-	-	-	-	-	-
First Credit Union	Term Investment	$50,000	-	-	-	-	-	-	-	-	-
Heretaunga Building Society	Term Investment	$1	-	-	-	-	2.75	-	3.30	-	3.50
NZCU Baywide	Term investment	$1,000	$1,000,000	-	1.50	1.50	2.80	3.10	3.35	3.40	3.50
NZCU South	Term investment	$500	$4,999	-	1.00	-	1.50	-	2.35	2.40	2.50
NZCU South	Term investment	$5,000	$500,000	-	1.25	-	2.50	-	3.35	3.40	3.50
Wairarapa Bldg Socy	Term Investment	$500	$1,999	-	-	-	2.00	-	2.00	2.00	2.00
Wairarapa Bldg Socy	Term Investment	$2,000	$4,999	-	-	-	2.75	-	2.75	2.75	2.75
Wairarapa Bldg Socy	Term Investment	$5,000	-	-	-	-	2.75	-	3.30	3.35	3.50
	Term Investment	$5,000	$5,000,000	-	0.50	1.00	2.65	2.95	3.25	3.25	3.40
ANZ	Term Deposits	$10,000	-	-	0.50	1.50	2.65	3.00	3.25	3.30	3.40
HSBC Premier	Term Deposits	-	$9,999	-	0.90	0.90	1.90	1.90	1.90	1.90	1.90
Kiwibank	Term Deposits	$1,000	$4,999	-	-	-	2.00	2.00	2.00	2.00	2.00
Kiwibank	Term Deposits	$5,000	$9,999	-	0.65	1.15	2.55	2.90	3.30	3.30	3.30

Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	Term Deposits	$10,000	$49,999	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
Kiwibank	Term Deposits	$50,000	$5,000,000	-	0.75	1.25	2.65	3.00	3.40	3.40	3.40
China Construction Bank	Term Deposit	$100,000	$5,000,000	-	2.15	2.40	2.75	3.00	3.00	3.05	3.10
Co-operative Bank	Term Deposit	$2,000	$9,999	-	1.90	-	2.90	2.90	3.05	3.20	3.15
Co-operative Bank	Term Deposit	$10,000	$49,999	-	2.00	-	3.00	3.00	3.15	3.30	3.25
Co-operative Bank	Term Deposit	$50,000	-	-	2.00	-	3.00	3.00	3.15	3.30	3.25
FE Investments	Term Deposit	$5,000	-	-	-	-	-	-	-	-	4.40
HSBC Premier	Term Deposit	$10,000	$99,999	-	0.90	0.90	2.50	2.80	2.90	2.90	2.90
HSBC Premier	Term Deposit	$100,000	-	-	1.00	1.00	2.60	2.90	3.00	3.00	3.00
Kookmin - NZ	Term Deposit	$10,000	$49,999	-	1.00	1.30	2.55	2.85	3.10	3.20	3.30
Kookmin - NZ	Term Deposit	$50,000	$99,999	-	1.20	1.40	2.75	2.95	3.20	3.30	3.40
Kookmin - NZ	Term Deposit	$100,000	-	-	1.40	1.60	2.85	3.05	3.30	3.40	3.50
Kookmin - NZ	Term Deposit	$5,000	$9,999	-	0.80	1.10	2.30	2.60	2.90	3.05	3.20
	Term Deposit	$5,000	$19,999	-	-	-	3.25	-	3.70	4.00	4.05
	Term Deposit	$20,000	$99,999	-	-	-	3.60	-	3.95	4.25	4.30
	Term Deposit	$100,000	-	-	-	-	3.85	-	4.25	4.50	4.55
Napier Building Society	Term Deposit	$5,000	-	-	-	-	-	-	-	-	-
Nelson Building Society	Term Deposit	$5,000	$250,000	-	2.00	-	2.75	-	3.30	3.60	3.50
Public Trust	Term Deposit	$5,000	$9,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$10,000	$49,999	-	-	-	1.00	-	1.00	1.00	1.00
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Public Trust	Term Deposit	$50,000	$249,999	-	-	-	1.00	-	1.00	1.00	1.00
Public Trust	Term Deposit	$250,000	-	-	-	-	1.00	-	1.00	1.00	1.00
	Term Deposit	$5,000	$9,999	-	1.00	1.25	2.65	2.80	3.05	3.10	3.15
	Term Deposit	$10,000	$250,000	-	1.25	1.50	2.65	2.90	3.15	3.20	3.25
Co-operative Bank	Special Term Deposit	$5,000	-	-	-	-	-	-	3.25	-	3.35
	RaboDirect Term Deposits	$1,000	-	-	2.00	-	2.80	-	3.30	3.30	3.35
NZCU Auckland	Investment Account	$500	$9,999	-	-	-	2.50	-	2.75	2.75	3.00
NZCU Auckland	Investment Account	$10,000	$500,000	-	-	-	2.75	-	3.50	3.60	3.60
Heartland Bank	Heartland Term Deposit	$10,000	$5,000,000	-	2.00	2.00	3.00	3.20	3.35	3.50	3.50
Heartland Bank	Heartland Term Deposit	$1,000	$9,999	-	1.90	1.90	2.90	3.10	3.25	3.40	3.40
General Finance	Deposit Rate	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
	Deposit Rate	$5,000	$99,999	-	2.05	2.05	2.75	3.10	3.30	3.40	3.45
	Deposit Rate	$100,000	-	-	2.05	2.05	2.75	3.20	3.40	3.50	3.60
Return to top Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
	Unlimited	$100,000	-	0.25	-	-	-	-	-	-	-
	Unlimited	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
	Telephone Call Account	$20,000	$99,999	2.20	-	-	-	-	-	-	-
	Telephone Call Account	$100,000	-	2.35	-	-	-	-	-	-	-
	Telephone Call Account	$5,000	$19,999	1.85	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$5,000	-	3.25	-	-	-	-	-	-	-
NZCU Auckland	Success Saver	$500	$4,999	2.25	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$5,000	-	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	-	$4,999	0.95	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$5,000	$19,999	1.10	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$20,000	$99,999	1.30	-	-	-	-	-	-	-
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Smile On	$50,000	$99,999	0.50	-	-	-	-	-	-	-
Co-operative Bank	Smile On	$100,000	-	1.00	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
ANZ	Select	$50,000	$99,999	0.10	-	-	-	-	-	-	-
ANZ	Select	-	$4,999	-	-	-	-	-	-	-	-
ANZ	Select	$5,000	$49,999	0.10	-	-	-	-	-	-	-
ANZ	Select	$100,000	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
	RaboSaver High Interest Savings Account	-	-	0.75	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
SBS Bank	Prospector	-	$49,999	0.25	-	-	-	-	-	-	-
SBS Bank	Prospector	$100,000	-	1.50	-	-	-	-	-	-	-
SBS Bank	Prospector	$50,000	$99,999	0.80	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Premier Cheque	$5,000	$19,999	0.95	-	-	-	-	-	-	-
	Premier Cheque	$20,000	$34,999	1.15	-	-	-	-	-	-	-
	Premier Cheque	$35,000	$49,999	1.55	-	-	-	-	-	-	-
	Premier Cheque	$50,000	$99,999	2.05	-	-	-	-	-	-	-
	Premier Cheque	$100,000	-	2.25	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
BNZ	Personal Call Account	$5,000	$19,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$20,000	$99,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$100,000	$249,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$250,000	$499,999	-	-	-	-	-	-	-	-
BNZ	Personal Call Account	$500,000	-	0.10	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
Public Trust	On call account	$250,000	-	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$50,000	$249,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$500	$9,999	0.50	-	-	-	-	-	-	-
Public Trust	On call account	$10,000	$49,999	0.50	-	-	-	-	-	-	-
Gold Band Finance	On Call	$500	$4,999	-	-	-	-	-	-	-	-
Gold Band Finance	On Call	$5,000	-	-	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	-	$49,999	2.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$50,000	$99,999	2.00	-	-	-	-	-	-	-
Heretaunga Building Society	On Call	$100,000	-	2.50	-	-	-	-	-	-	-
Napier Building Society	On Call	$1	-	-	-	-	-	-	-	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Kiwibank	Front Runner	-	$3,999	-	-	-	-	-	-	-	-
Kiwibank	Front Runner	$4,000	$14,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$15,000	$49,999	0.10	-	-	-	-	-	-	-
Kiwibank	Front Runner	$50,000	$99,999	0.25	-	-	-	-	-	-	-
Kiwibank	Front Runner	$100,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	First Saver	-	-	1.25	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	-	$999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10	-	-	-	-	-	-	-
Kiwibank	Fast Forward Saver	$4,000	-	1.15	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
	Cash Management Account	$20,000	$49,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$50,000	$99,999	0.15	-	-	-	-	-	-	-
	Cash Management Account	$100,000	-	0.15	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	-	$99	-	-	-	-	-	-	-	-
Kiwibank	Bill Blaster	$100	-	0.10	-	-	-	-	-	-	-
Kiwibank	Back-up Saver	-	-	0.15	-	-	-	-	-	-	-
Return to top Online Call Accounts
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	WebSaver	$1,000	-	1.55	-	-	-	-	-	-	-
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50	-	-	-	-	-	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	0.50	-	-	-	-	-	-	-
BNZ	Personal OnCall	-	-	0.10	-	-	-	-	-	-	-
First Credit Union	Online Savings	$1	-	3.00	-	-	-	-	-	-	-
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75	-	-	-	-	-	-	-
	Online Saver	$500,000	-	0.35	-	-	-	-	-	-	-
	Online Saver	-	$100,000	0.35	-	-	-	-	-	-	-
	Online Saver	$100,000	$499,999	0.35	-	-	-	-	-	-	-
ANZ	Online Call	-	-	0.10	-	-	-	-	-	-	-
	Online Bonus Saver - Potential Rate	$1	-	2.10	-	-	-	-	-	-	-
	Online Bonus Saver - bonus rate	$1	-	2.00	-	-	-	-	-	-	-
	Online Bonus Saver - base rate	$1	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Online Account	$1	-	1.00	-	-	-	-	-	-	-
SBS Bank	i-save	-	-	1.00	-	-	-	-	-	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50	-	-	-	-	-	-	-
Heartland Bank	Heartland Business Call	$1	-	2.50	-	-	-	-	-	-	-
	FastSaver	$1	-	0.10	-	-	-	-	-	-	-
Return to top Savings
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
BNZ	TotalMoney	-	$99,999	-	-	-	-	-	-	-	-
BNZ	TotalMoney	$100,000	-	0.10	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - standard rate	$1	-	0.25	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼	-	-	-	-	-	-	-
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼	-	-	-	-	-	-	-
	Simple Saver	$1	-	0.10	-	-	-	-	-	-	-
ANZ	Serious Saver Account - bonus rate	$1	-	1.90	-	-	-	-	-	-	-
ANZ	Serious Saver Account - base rate	-	-	0.10	-	-	-	-	-	-	-
BNZ	Rapid Save - potential rate	$1	-	2.10	-	-	-	-	-	-	-
BNZ	Rapid Save - bonus rate	$1	-	2.05	-	-	-	-	-	-	-
BNZ	Rapid Save - base rate	$1	-	0.05	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55	-	-	-	-	-	-	-
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10	-	-	-	-	-	-	-
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55	-	-	-	-	-	-	-
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75	-	-	-	-	-	-	-
	Horizon Plan	$1	-	1.55	-	-	-	-	-	-	-
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85	-	-	-	-	-	-	-
Heartland Bank	Heartland Saver Account	$1	-	1.75	-	-	-	-	-	-	-
HSBC Premier	E -Saver Account	$1	-	0.20	-	-	-	-	-	-	-
Return to top Debentures
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
	UDC Secured Term Investment	$100,000	-	-	2.05	2.05	2.75	3.30	3.50	3.75	3.80
	UDC Secured Term Investment	$5,000	$99,999	-	2.00	2.00	2.70	3.30	3.45	3.75	3.80
Gold Band Finance	Secured First Ranking Debenture Stock	$5,000	-	-	-	-	-	-	2.00	2.00	3.80
Gold Band Finance	Secured First Ranking Debenture Stock	-	$4,999	-	-	-	-	-	-	-	-
Asset Finance	Secured First Ranking Debenture	$500	-	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$1,000	$4,999	-	-	-	-	-	-	-	-
FE Investments	Secured First Ranking Debenture	$5,000	$49,999	-	-	-	-	-	4.00	-	6.00
	Secured First Ranking Debenture	$1,000	-	-	-	-	-	-	-	-	-
General Finance	Secured First Ranking Debenture	$5,000	$100,000	-	-	-	-	-	2.50	-	4.00
Return to top Bonds
Provider	Product	Minimum Deposit	Maximum Deposit	Call	30 days	60 days	90 days	5 months	6 months	9 months	12 months
Co-operative Bank	Bonds	$2,000	-	-	-	-	-	-	-	-	-

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