Find the best interest rate for your term investment

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red.

Up to 12 mth
More than 12 mth
Provider
Product
Min Deposit
Max Deposit
Call
30 Days
60 Days
90 Days
5 mth
6 mth
9 mth
12 mth
18 months
2 years
3 years
4 years
5 years
TERM DEPOSITS
ANZTerm Deposits$10000-- 2.50 2.85 4.20 4.50 6.00 6.00 6.00 5.90 5.65 5.30 5.30 5.20
Term Investment$5000$9999- 2.75 2.85 4.20 5.00 6.05 6.10 6.00 5.90 5.60 5.30 5.20 5.10
Term Investment$10000$49999- 2.75 2.85 4.20 5.00 6.05 6.10 6.00 5.90 5.60 5.30 5.20 5.10
BNZTerm Investment$2000$5000000- 2.75 3.00 4.20 5.00 6.05 6.10 6.00 5.90 5.60 5.30 5.20 5.10
China Construction BankTerm Deposit$100000$5000000- 4.00 - 5.15 5.60 5.90 6.15 6.30 6.10 6.10 6.10 5.85 5.75
Co-operative BankTerm Deposit$2000-- 2.75 - 4.20 - 6.10 6.10 5.95 5.90 5.70 5.35 5.35 -
Co-operative BankSpecial Term Deposit$5000-- - - - - 6.15 - 6.10 - - - - -
Term Deposit$1000-- - - - - 3.95 - 6.50 7.60 7.80 7.90 7.10 7.30
First Credit UnionTerm Investment$500-- - - 4.75 - 5.75 6.00 6.50 5.95 5.75 - - -
General FinanceDeposit Rate$2000-- - - 5.35 5.50 7.00 7.15 7.50 7.50 7.50 7.00 7.00 7.00
Gold Band FinanceSecured term deposit$5000$- - - - - 4.00 4.50 6.75 7.25 6.50 6.75 6.75 6.75
Heartland BankHeartland Term Deposit$1000-- 2.50 2.70 4.25 6.00 6.05 6.15 6.30 6.10 6.10 5.85 5.75 5.65
Heretaunga Building SocietyTerm Investment$1-- - - 4.35 - 6.10 - 6.25 - 6.10 - - -
HSBC PremierTerm Deposits-$9999- 0.30 - 0.60 0.80 1.10 1.30 1.65 - 2.00 2.40 2.45 2.50
HSBC PremierTerm Deposit$10000-- 0.35 - 0.85 1.25 1.80 2.00 2.35 - 2.60 3.00 3.05 3.10
ICBCICBC Term Deposit Online$5000$9999- 4.00 4.75 5.10 5.40 6.05 6.05 6.10 5.85 5.80 5.45 5.45 5.40
ICBCICBC Term Deposit Online$10000-- 4.10 4.85 5.20 5.50 6.15 6.15 6.20 5.95 5.90 5.55 5.55 5.50
ICBCICBC Term Deposit Online$50000-- 4.10 4.85 5.20 5.50 6.15 6.15 6.20 5.95 5.90 5.55 5.55 5.50
KiwibankTerm Deposits$1000$4999- - - - - - - - - - - - -
KiwibankTerm Deposits$5000$9999- 2.40 2.75 4.10 4.60 6.05 6.00 6.00 - 5.50 5.15 5.10 5.10
KiwibankTerm Deposits$10000-- 2.50 2.85 4.20 4.70 6.15 6.10 6.10 - 5.60 5.25 5.20 5.20
Term Deposit$5000$5000000- - - 4.75 - 6.60 6.85 7.10 7.00 7.00 6.90 6.70 6.70
Nelson Building SocietyTerm Deposit$5000-- 2.75 - 4.20 - 6.00 6.00 6.10 - 5.65 5.35 - -
NZCU AucklandInvestment Account$500$9999- - - 3.80 - 5.05 5.50 6.15 6.50 6.15 - - -
NZCU AucklandInvestment Account$10000$500000- - - 3.80 - 5.05 5.50 6.15 6.50 6.15 - - -
Rabobank Term Deposits--- 3.50 - 5.05 - 6.15 6.20 6.30 6.10 6.10 5.90 5.85 5.75
SBS BankTerm Investment Specials$1000$5000000- 2.50 - 4.20 5.00 6.10 6.15 6.05 5.60 5.60 5.30 - -
Term Deposit$1000$9999- 2.65 3.00 4.25 5.00 6.00 6.00 6.10 5.90 5.65 5.35 5.30 5.20
Term Deposit$10000-- 2.65 3.00 4.25 5.00 6.00 6.00 6.10 5.90 5.65 5.35 5.30 5.20
Unity MoneyTerm Investment$1000$1500000- 2.50 2.50 4.20 4.50 6.00 6.00 6.05 5.80 5.65 5.30 5.30 5.20
WBSTerm Investment$2000$9999- - - 4.20 - 5.80 5.85 6.15 5.80 5.60 - - -
WBSTerm Investment$10000$99999- - - 4.20 - 5.80 5.85 6.15 5.80 5.60 - - -
WBSTerm Investment$100000-- - - 4.20 - 5.80 5.85 6.15 5.80 5.60 5.30 - -
Westforce credit unionTerm deposits$500-- - - 4.00 - 5.00 5.25 5.75 5.45 5.25 - - -
Term Investment$5000$5000000- 2.50 2.85 4.20 5.00 6.00 6.00 5.90 5.80 5.50 5.30 5.20 5.10
Xceda FinanceTerm Deposit--- - - - - 7.10 7.20 7.60 7.50 7.25 6.50 6.25 6.25
CALL ACCOUNTS
ANZSelect$50000$999991.40 - - - - - - - - - - - -
ANZSelect-$49991.40 - - - - - - - - - - - -
ANZSelect$5000$499991.40 - - - - - - - - - - - -
ANZSelect$100000-1.40 - - - - - - - - - - - -
ANZSerious Saver Account - bonus rate$1-3.25 - - - - - - - - - - - -
ANZOnline Account--2.75 - - - - - - - - - - - -
ANZSerious Saver Account - base rate--1.25 - - - - - - - - - - - -
Unlimited$100000-- - - - - - - - - - - - -
Unlimited-$99999- - - - - - - - - - - - -
FastSaver--2.25 - - - - - - - - - - - -
BNZTotalMoney-$99999- - - - - - - - - - - - -
BNZTotalMoney$100000-- - - - - - - - - - - - -
BNZRapid Save$1-4.55 - - - - - - - - - - - -
BNZPersonal On Call--- - - - - - - - - - - - -
BNZBusiness First OnCall--2.75 - - - - - - - - - - - -
Co-operative BankSmile On$4000-1.85 - - - - - - - - - - - -
Co-operative BankOnline Account--2.45 - - - - - - - - - - - -
Co-operative BankStep Saver - current bonus and standard rate$1-4.75 - - - - - - - - - - - -
Co-operative BankStep Saver - current base$1-1.90 - - - - - - - - - - - -
Co-operative BankStep Saver - current bonus$1-2.85 - - - - - - - - - - - -
First Credit UnionOnline Savings$1-0.75 - - - - - - - - - - - -
Gold Band FinanceOn Call$500$4999- - - - - - - - - - - - -
Gold Band FinanceOn Call$5000-- - - - - - - - - - - - -
Heartland BankHeartland Direct Call$1-4.60 - - - - - - - - - - - -
Heartland BankHeartland Business Call$1-4.60 - - - - - - - - - - - -
Heartland BankHeartland Saver Account$1-- - - - - - - - - - - - -
Heartland BankHeartland Savings Optimiser$1-- - - - - - - - - - - - -
Heretaunga Building SocietyOn Call-$499990.70 - - - - - - - - - - - -
Heretaunga Building SocietyOn Call$50000$999990.80 - - - - - - - - - - - -
Heretaunga Building SocietyOn Call$100000-0.90 - - - - - - - - - - - -
HSBC PremierE -Saver Account$1-0.20 - - - - - - - - - - - -
KiwibankBill Blaster-$99- - - - - - - - - - - - -
KiwibankBill Blaster$100-- - - - - - - - - - - - -
KiwibankFront Runner-$3999- - - - - - - - - - - - -
KiwibankFront Runner$4000$14999- - - - - - - - - - - - -
KiwibankFront Runner$15000$49999- - - - - - - - - - - - -
KiwibankFront Runner$50000$99999- - - - - - - - - - - - -
KiwibankFront Runner$100000-- - - - - - - - - - - - -
KiwibankBack-up Saver--- - - - - - - - - - - - -
KiwibankFast Forward Saver-$999- - - - - - - - - - - - -
KiwibankFast Forward Saver$1000$2999- - - - - - - - - - - - -
KiwibankFast Forward Saver$3000$3999- - - - - - - - - - - - -
KiwibankFast Forward Saver$4000-- - - - - - - - - - - - -
KiwibankFirst Saver--- - - - - - - - - - - - -
KiwibankPIE Online Call bonus rate - no withdrawals$2000-- - - - - - - - - - - - -
KiwibankPIE Online Call base rate$2000-4.50 - - - - - - - - - - - -
Nelson Building SocietyLifestyle On-Call Account$1-2.75 - - - - - - - - - - - -
NZCU AucklandSuccess Saver$50000-1.00 - - - - - - - - - - - -
NZCU AucklandSuccess Saver$1$499990.75 - - - - - - - - - - - -
RaboSaver on call Account--1.55 - - - - - - - - - - - -
Rabobank PremiumSaver - min rate$1$1000002.50 - - - - - - - - - - - -
Rabobank PremiumSaver - max rate$1$1000005.25 - - - - - - - - - - - -
Rabobank PremiumSaver - max rate$100000$50000004.25 - - - - - - - - - - - -
Rabobank PremiumSaver - min rate$100000$50000002.50 - - - - - - - - - - - -
SBS BankProspector--1.90 - - - - - - - - - - - -
SBS Banki-save--1.85 - - - - - - - - - - - -
SBS BankProspector$100000-- - - - - - - - - - - - -
SBS BankProspector$50000$99999- - - - - - - - - - - - -
SquirrelOn-Call accounts--5.00 - - - - - - - - - - - -
Premier Cheque$5000$199993.00 - - - - - - - - - - - -
Premier Cheque$20000$349994.25 - - - - - - - - - - - -
Premier Cheque$35000$499994.35 - - - - - - - - - - - -
Premier Cheque$50000$999994.50 - - - - - - - - - - - -
Premier Cheque$100000-4.60 - - - - - - - - - - - -
Horizon Plan$1-4.20 - - - - - - - - - - - -
WebSaver$1000-4.20 - - - - - - - - - - - -
Unity MoneyOnline Saver $20,000 Minimum$20000-3.15 - - - - - - - - - - - -
Unity MoneyEveryday Saver >$100,000$100000-2.65 - - - - - - - - - - - -
Unity MoneyEveryday Saver <$5,000-$49991.15 - - - - - - - - - - - -
Unity MoneyEveryday Saver $5,000 - $19,999$5000$199991.55 - - - - - - - - - - - -
Unity MoneyEveryday Saver 20,000-99,999$20000$999991.85 - - - - - - - - - - - -
Unity MoneyOnline Saver $1000 Minimum$1000$199992.15 - - - - - - - - - - - -
WBSCall Investments$500-1.10 - - - - - - - - - - - -
Online Saver$500000-- - - - - - - - - - - - -
Online Saver-$100000- - - - - - - - - - - - -
Simple Saver$1-2.70 - - - - - - - - - - - -
Online Saver$100000$499999- - - - - - - - - - - - -
Westpac Bonus Saver - bonus rate$1-- - - - - - - - - - - - -
Westpac Bonus Saver - base rate$1-- - - - - - - - - - - - -
Westpac Bonus Saver - Potential Rate$1-- - - - - - - - - - - - -
Xceda FinanceXceda Super Saver$$5.00 - - - - - - - - - - - -
ONLINE CALL ACCOUNTS
ANZOnline Account--2.75 - - - - - - - - - - - -
FastSaver--2.25 - - - - - - - - - - - -
Co-operative BankOnline Account--2.45 - - - - - - - - - - - -
First Credit UnionOnline Savings$1-0.75 - - - - - - - - - - - -
Heartland BankHeartland Direct Call$1-4.60 - - - - - - - - - - - -
Heartland BankHeartland Business Call$1-4.60 - - - - - - - - - - - -
KiwibankPIE Online Call bonus rate - no withdrawals$2000-- - - - - - - - - - - - -
KiwibankPIE Online Call base rate$2000-4.50 - - - - - - - - - - - -
SBS Banki-save--1.85 - - - - - - - - - - - -
WebSaver$1000-4.20 - - - - - - - - - - - -
Unity MoneyOnline Saver $20,000 Minimum$20000-3.15 - - - - - - - - - - - -
Unity MoneyOnline Saver $1000 Minimum$1000$199992.15 - - - - - - - - - - - -
Online Saver$500000-- - - - - - - - - - - - -
Online Saver-$100000- - - - - - - - - - - - -
Online Saver$100000$499999- - - - - - - - - - - - -
Westpac Bonus Saver - bonus rate$1-- - - - - - - - - - - - -
Westpac Bonus Saver - base rate$1-- - - - - - - - - - - - -
Westpac Bonus Saver - Potential Rate$1-- - - - - - - - - - - - -
SAVINGS
ANZSerious Saver Account - bonus rate$1-3.25 - - - - - - - - - - - -
ANZSerious Saver Account - base rate--1.25 - - - - - - - - - - - -
BNZTotalMoney-$99999- - - - - - - - - - - - -
BNZTotalMoney$100000-- - - - - - - - - - - - -
BNZRapid Save$1-4.55 - - - - - - - - - - - -
Co-operative BankStep Saver - current bonus and standard rate$1-4.75 - - - - - - - - - - - -
Co-operative BankStep Saver - current base$1-1.90 - - - - - - - - - - - -
Co-operative BankStep Saver - current bonus$1-2.85 - - - - - - - - - - - -
Heartland BankHeartland Saver Account$1-- - - - - - - - - - - - -
Heartland BankHeartland Savings Optimiser$1-- - - - - - - - - - - - -
HSBC PremierE -Saver Account$1-0.20 - - - - - - - - - - - -
Rabobank PremiumSaver - min rate$1$1000002.50 - - - - - - - - - - - -
Rabobank PremiumSaver - max rate$1$1000005.25 - - - - - - - - - - - -
Rabobank PremiumSaver - max rate$100000$50000004.25 - - - - - - - - - - - -
Rabobank PremiumSaver - min rate$100000$50000002.50 - - - - - - - - - - - -
Horizon Plan$1-4.20 - - - - - - - - - - - -
Unity MoneyEveryday Saver >$100,000$100000-2.65 - - - - - - - - - - - -
Unity MoneyEveryday Saver <$5,000-$49991.15 - - - - - - - - - - - -
Unity MoneyEveryday Saver $5,000 - $19,999$5000$199991.55 - - - - - - - - - - - -
Unity MoneyEveryday Saver 20,000-99,999$20000$999991.85 - - - - - - - - - - - -
Simple Saver$1-2.70 - - - - - - - - - - - -
DEBENTURES
Secured First Ranking Debenture$1000-- - - - - - - - - - - - -
General FinanceSecured First Ranking Debenture$5000$100000- - - - - - - - - - - - -
Gold Band FinanceSecured First Ranking Debenture Stock$5000-- - - - - 2.00 2.00 3.80 4.30 4.90 5.05 5.30 5.30
Gold Band FinanceSecured First Ranking Debenture Stock-$4999- - - - - - - - - - - - -
BONDS
Co-operative BankBonds$2000-- - - - - - - - - 3.00 3.00 3.00 -

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