Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
  |
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
ANZ
|
Select |
$50,000 |
$99,999 |
0.05 |
|
ANZ
|
Select |
- |
$4,999 |
- |
|
ANZ
|
Select |
$5,000 |
$49,999 |
0.10 |
|
ANZ
|
Select |
$100,000 |
- |
0.05 |
|
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
0.40▼ |
|
ANZ
|
Online Call |
- |
- |
0.05 |
|
ANZ
|
Serious Saver Account - base rate |
- |
- |
0.05 |
|
Unlimited |
$100,000 |
- |
0.05 |
|
|
Unlimited |
- |
$99,999 |
0.05 |
|
|
FastSaver |
$1 |
- |
0.05 |
|
BNZ
|
Personal Call Account |
$5,000 |
$19,999 |
- |
|
BNZ
|
Personal Call Account |
$20,000 |
$99,999 |
- |
|
BNZ
|
Personal Call Account |
$100,000 |
$249,999 |
- |
|
BNZ
|
Personal Call Account |
$250,000 |
$499,999 |
- |
|
BNZ
|
Personal Call Account |
$500,000 |
- |
0.05 |
|
BNZ
|
TotalMoney |
- |
$99,999 |
- |
|
BNZ
|
TotalMoney |
$100,000 |
- |
0.05 |
|
BNZ
|
Rapid Save - base rate |
$1 |
- |
0.10 |
|
BNZ
|
Rapid Save - potential rate |
$1 |
- |
0.50 |
|
BNZ
|
Rapid Save - bonus rate |
$1 |
- |
0.40 |
|
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
BNZ
|
Personal OnCall |
- |
- |
0.05 |
|
Co-operative Bank
|
Smile On |
$4,000 |
$14,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$15,000 |
$49,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$50,000 |
$99,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$100,000 |
- |
0.10 |
|
Co-operative Bank
|
Online Account |
$1 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - standard rate |
$1 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - bonus rate |
$1 |
- |
0.35 |
|
Co-operative Bank
|
Step Saver - potential rate |
$1 |
- |
0.45 |
|
First Credit Union
|
Online Savings |
$1 |
- |
2.00 |
|
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
|
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
|
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Business Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
0.10 |
|
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
0.25 |
|
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.50 |
|
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
|
Heretaunga Building Society
|
On Call |
$100,000 |
- |
1.20 |
|
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
|
Kiwibank
|
Bill Blaster |
$100 |
- |
0.05 |
|
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
|
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$100,000 |
- |
0.15▼ |
|
Kiwibank
|
Back-up Saver |
- |
- |
0.05 |
|
Kiwibank
|
Fast Forward Saver |
- |
$999 |
0.50▼ |
|
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
0.50▼ |
|
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
0.50▼ |
|
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
0.50▼ |
|
Kiwibank
|
First Saver |
- |
- |
0.50▼ |
|
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
0.50▼ |
|
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
0.05 |
|
Napier Building Society
|
On Call |
$1 |
- |
- |
|
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
0.50 |
|
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.75 |
|
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
1.25 |
|
NZCU Baywide
|
Success Saver |
- |
$5,000 |
- |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
NZCU Baywide
|
Success Saver |
- |
$4,999 |
0.40 |
|
NZCU Baywide
|
Success Saver |
$5,000 |
$19,999 |
0.50 |
|
NZCU Baywide
|
Success Saver |
$20,000 |
$99,999 |
0.60 |
|
NZCU Baywide
|
Success Saver |
$100,000 |
$1,000,000 |
1.00 |
|
NZCU Baywide
|
Online Saver (S12) |
- |
$19,999 |
0.50 |
|
Public Trust
|
On call account |
$250,000 |
- |
0.50 |
|
Public Trust
|
On call account |
$50,000 |
$249,999 |
0.50 |
|
Public Trust
|
On call account |
$500 |
$9,999 |
0.50 |
|
Public Trust
|
On call account |
$10,000 |
$49,999 |
0.50 |
|
RaboSaver on call Account |
- |
- |
0.50 |
|
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
0.20 |
|
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
1.00 |
|
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
0.50 |
|
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
0.20 |
|
SBS Bank
|
Prospector |
- |
$49,999 |
0.05 |
|
SBS Bank
|
i-save |
- |
- |
0.05 |
|
SBS Bank
|
Prospector |
$100,000 |
- |
0.25 |
|
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
0.05 |
|
Premier Cheque |
$5,000 |
$19,999 |
0.10 |
|
|
Premier Cheque |
$20,000 |
$34,999 |
0.20▼ |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
|
Premier Cheque |
$35,000 |
$49,999 |
0.30▼ |
|
|
Premier Cheque |
$50,000 |
$99,999 |
0.60▼ |
|
|
Premier Cheque |
$100,000 |
- |
0.80▼ |
|
|
Horizon Plan |
$1 |
- |
0.35▼ |
|
|
WebSaver |
$1,000 |
- |
0.35▼ |
|
Online Saver |
$500,000 |
- |
0.35 |
|
|
Online Saver |
- |
$100,000 |
0.35 |
|
|
Simple Saver |
$1 |
- |
0.05 |
|
|
Online Saver |
$100,000 |
$499,999 |
0.35 |
|
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
0.60 |
|
|
Westpac Bonus Saver - base rate |
$1 |
- |
0.05 |
|
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
0.65 |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
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