Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Rate
 |
ANZ
|
Select |
$50,000 |
$99,999 |
1.40 |
ANZ
|
Select |
- |
$4,999 |
1.40 |
ANZ
|
Select |
$5,000 |
$49,999 |
1.40 |
ANZ
|
Select |
$100,000 |
- |
1.40 |
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
3.25 |
ANZ
|
Online Account |
- |
- |
2.75 |
ANZ
|
Serious Saver Account - base rate |
- |
- |
1.25 |
|
Unlimited |
$100,000 |
- |
- |
|
Unlimited |
- |
$99,999 |
- |
|
FastSaver |
- |
- |
2.25 |
BNZ
|
TotalMoney |
- |
$99,999 |
- |
BNZ
|
TotalMoney |
$100,000 |
- |
- |
BNZ
|
Rapid Save |
$1 |
- |
4.55 |
BNZ
|
Personal On Call |
- |
- |
- |
BNZ
|
Business First OnCall |
- |
- |
2.75 |
Co-operative Bank
|
Smile On |
$4,000 |
- |
1.85 |
Co-operative Bank
|
Online Account |
- |
- |
2.45 |
Co-operative Bank
|
Step Saver - current bonus and standard rate |
$1 |
- |
4.75 |
Co-operative Bank
|
Step Saver - current base |
$1 |
- |
1.90 |
Co-operative Bank
|
Step Saver - current bonus |
$1 |
- |
2.85 |
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Rate
 |
First Credit Union
|
Online Savings |
$1 |
- |
0.75 |
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
4.60 |
Heartland Bank
|
Heartland Business Call |
$1 |
- |
4.60 |
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
- |
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
- |
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.70 |
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.80 |
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.90 |
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
Kiwibank
|
Bill Blaster |
$100 |
- |
- |
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
- |
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
- |
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
- |
Kiwibank
|
Front Runner |
$100,000 |
- |
- |
Kiwibank
|
Back-up Saver |
- |
- |
- |
Kiwibank
|
Fast Forward Saver |
- |
$999 |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Rate
 |
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
- |
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
- |
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
- |
Kiwibank
|
First Saver |
- |
- |
- |
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
- |
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
4.50 |
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
2.75 |
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.00 |
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
0.75 |
|
RaboSaver on call Account |
- |
- |
1.55 |
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
2.50 |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
5.25 |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
4.25 |
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
2.50 |
SBS Bank
|
Prospector |
- |
- |
1.90 |
SBS Bank
|
i-save |
- |
- |
1.85 |
SBS Bank
|
Prospector |
$100,000 |
- |
- |
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
- |
Squirrel
|
On-Call accounts |
- |
- |
5.00 |
|
Premier Cheque |
$5,000 |
$19,999 |
4.20 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
Rate
 |
|
Premier Cheque |
$20,000 |
$34,999 |
4.25 |
|
Premier Cheque |
$35,000 |
$49,999 |
4.35 |
|
Premier Cheque |
$50,000 |
$99,999 |
4.50 |
|
Premier Cheque |
$100,000 |
- |
4.60 |
|
Horizon Plan |
$1 |
- |
3.75 |
|
WebSaver |
$1,000 |
- |
3.75 |
Unity Money
|
Online Saver $20,000 Minimum |
$20,000 |
- |
3.15 |
Unity Money
|
Everyday Saver >$100,000 |
$100,000 |
- |
2.65 |
Unity Money
|
Everyday Saver <$5,000 |
- |
$4,999 |
1.15 |
Unity Money
|
Everyday Saver $5,000 - $19,999 |
$5,000 |
$19,999 |
1.55 |
Unity Money
|
Everyday Saver 20,000-99,999 |
$20,000 |
$99,999 |
1.85 |
Unity Money
|
Online Saver $1000 Minimum |
$1,000 |
$19,999 |
2.15 |
WBS
|
Call Investments |
$500 |
- |
1.10 |
|
Online Saver |
$500,000 |
- |
- |
|
Online Saver |
- |
$100,000 |
- |
|
Simple Saver |
$1 |
- |
2.70 |
|
Online Saver |
$100,000 |
$499,999 |
- |
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
- |
|
Westpac Bonus Saver - base rate |
$1 |
- |
- |
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
- |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
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