Call Accounts (all) Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

Featured special rates

Institution	Rate	Term	More Info	Minimum	Action
Co-operative Bank	3.25%	6 months		5,000

Please note: Institutions pay to have their interest rates listed on this page. These offers are usually for a limited time. Please check with the institution direct to confirm details.

NEW: Click on a provider's name or logo to see all their rates.

Provider	Product	Minimum Deposit	Maximum Deposit	Rate
ANZ	Select	$50,000	$99,999	0.10
ANZ	Select	-	$4,999	-
ANZ	Select	$5,000	$49,999	0.10
ANZ	Select	$100,000	-	0.10
ANZ	Serious Saver Account - bonus rate	$1	-	1.90
ANZ	Online Call	-	-	0.10
ANZ	Serious Saver Account - base rate	-	-	0.10
	Unlimited	$100,000	-	0.25
	Unlimited	-	$99,999	-
	FastSaver	$1	-	0.10
BNZ	Personal Call Account	$5,000	$19,999	-
BNZ	Personal Call Account	$20,000	$99,999	-
BNZ	Personal Call Account	$100,000	$249,999	-
BNZ	Personal Call Account	$250,000	$499,999	-
BNZ	Personal Call Account	$500,000	-	0.10
BNZ	TotalMoney	-	$99,999	-
BNZ	TotalMoney	$100,000	-	0.10
BNZ	Rapid Save - base rate	$1	-	0.05
BNZ	Rapid Save - potential rate	$1	-	2.10
BNZ	Rapid Save - bonus rate	$1	-	2.05
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
BNZ	Personal OnCall	-	-	0.10
Co-operative Bank	Smile On	$4,000	$14,999	0.10
Co-operative Bank	Smile On	$15,000	$49,999	0.10
Co-operative Bank	Smile On	$50,000	$99,999	0.50
Co-operative Bank	Smile On	$100,000	-	1.00
Co-operative Bank	Online Account	$1	-	1.00
Co-operative Bank	Step Saver - standard rate	$1	-	0.25
Co-operative Bank	Step Saver - bonus rate	$1	-	1.85▼
Co-operative Bank	Step Saver - potential rate	$1	-	2.10▼
First Credit Union	Online Savings	$1	-	3.00
Gold Band Finance	On Call	$500	$4,999	-
Gold Band Finance	On Call	$5,000	-	-
Heartland Bank	Heartland Direct Call	$1	-	2.50
Heartland Bank	Heartland Business Call	$1	-	2.50
Heartland Bank	Heartland Saver Account	$1	-	1.75
Heartland Bank	Heartland Savings Optimiser	$1	-	1.85
Heretaunga Building Society	On Call	-	$49,999	2.00
Heretaunga Building Society	On Call	$50,000	$99,999	2.00
Heretaunga Building Society	On Call	$100,000	-	2.50
HSBC Premier	E -Saver Account	$1	-	0.20
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
Kiwibank	Bill Blaster	-	$99	-
Kiwibank	Bill Blaster	$100	-	0.10
Kiwibank	Front Runner	-	$3,999	-
Kiwibank	Front Runner	$4,000	$14,999	0.10
Kiwibank	Front Runner	$15,000	$49,999	0.10
Kiwibank	Front Runner	$50,000	$99,999	0.25
Kiwibank	Front Runner	$100,000	-	1.50
Kiwibank	Back-up Saver	-	-	0.15
Kiwibank	Fast Forward Saver	-	$999	1.10
Kiwibank	Fast Forward Saver	$1,000	$2,999	1.10
Kiwibank	Fast Forward Saver	$3,000	$3,999	1.10
Kiwibank	Fast Forward Saver	$4,000	-	1.15
Kiwibank	First Saver	-	-	1.25
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	1.50
Kiwibank	PIE Online Call base rate	$2,000	-	0.50
Napier Building Society	On Call	$1	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	2.00
NZCU Auckland	Success Saver	$5,000	-	3.25
NZCU Auckland	Success Saver	$500	$4,999	2.25
NZCU Baywide	Success Saver	-	$5,000	-
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
NZCU Baywide	Success Saver	-	$4,999	0.95
NZCU Baywide	Success Saver	$5,000	$19,999	1.10
NZCU Baywide	Success Saver	$20,000	$99,999	1.30
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.50
NZCU Baywide	Online Saver (S12)	-	$19,999	1.75
Public Trust	On call account	$250,000	-	0.50
Public Trust	On call account	$50,000	$249,999	0.50
Public Trust	On call account	$500	$9,999	0.50
Public Trust	On call account	$10,000	$49,999	0.50
	RaboSaver High Interest Savings Account	-	-	0.75
	RaboDirect PremiumSaver - min rate	$1	$100,000	0.55
	RaboDirect PremiumSaver - max rate	$1	$100,000	2.10
	RaboDirect Premium Saver - max rate	$100,000	$5,000,000	0.75
	RaboDirect Premium Saver - min rate	$100,000	$5,000,000	0.55
SBS Bank	Prospector	-	$49,999	0.25
SBS Bank	i-save	-	-	1.00
SBS Bank	Prospector	$100,000	-	1.50
SBS Bank	Prospector	$50,000	$99,999	0.80
	Premier Cheque	$5,000	$19,999	0.95
	Premier Cheque	$20,000	$34,999	1.15
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
	Premier Cheque	$35,000	$49,999	1.55
	Premier Cheque	$50,000	$99,999	2.05
	Premier Cheque	$100,000	-	2.25
	Horizon Plan	$1	-	1.55
	WebSaver	$1,000	-	1.55
	Telephone Call Account	$20,000	$99,999	2.20
	Telephone Call Account	$100,000	-	2.35
	Telephone Call Account	$5,000	$19,999	1.85
	Online Saver	$500,000	-	0.35
	Online Saver	-	$100,000	0.35
	Cash Management Account	$20,000	$49,999	0.15
	Cash Management Account	$50,000	$99,999	0.15
	Cash Management Account	$100,000	-	0.15
	Simple Saver	$1	-	0.10
	Online Saver	$100,000	$499,999	0.35
	Online Bonus Saver - bonus rate	$1	-	2.00
	Online Bonus Saver - base rate	$1	-	0.10
	Online Bonus Saver - Potential Rate	$1	-	2.10

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.