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deposit rates

Call Accounts (all) Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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ANZ Select $50,000 $99,999 1.40
ANZ Select - $4,999 1.40
ANZ Select $5,000 $49,999 1.40
ANZ Select $100,000 - 1.40
ANZ Serious Saver Account - bonus rate $1 - 3.25
ANZ Online Account - - 2.75
ANZ Serious Saver Account - base rate - - 1.25
ASB Bank Unlimited $100,000 - -
ASB Bank Unlimited - $99,999 -
ASB Bank FastSaver - - 2.25
BNZ TotalMoney - $99,999 -
BNZ TotalMoney $100,000 - -
BNZ Rapid Save $1 - 4.55
BNZ Personal On Call - - -
BNZ Business First OnCall - - 2.75
Co-operative Bank Smile On $4,000 - 1.85
Co-operative Bank Online Account - - 2.45
Co-operative Bank Step Saver - current bonus and standard rate $1 - 4.75
Co-operative Bank Step Saver - current base $1 - 1.90
Co-operative Bank Step Saver - current bonus $1 - 2.85
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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First Credit Union Online Savings $1 - 0.75
Gold Band Finance On Call $500 $4,999 -
Gold Band Finance On Call $5,000 - -
Heartland Bank Heartland Direct Call $1 - 4.60
Heartland Bank Heartland Business Call $1 - 4.60
Heartland Bank Heartland Saver Account $1 - -
Heartland Bank Heartland Savings Optimiser $1 - -
Heretaunga Building Society On Call - $49,999 0.70
Heretaunga Building Society On Call $50,000 $99,999 0.80
Heretaunga Building Society On Call $100,000 - 0.90
HSBC Premier E -Saver Account $1 - 0.20
Kiwibank Bill Blaster - $99 -
Kiwibank Bill Blaster $100 - -
Kiwibank Front Runner - $3,999 -
Kiwibank Front Runner $4,000 $14,999 -
Kiwibank Front Runner $15,000 $49,999 -
Kiwibank Front Runner $50,000 $99,999 -
Kiwibank Front Runner $100,000 - -
Kiwibank Back-up Saver - - -
Kiwibank Fast Forward Saver - $999 -
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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Kiwibank Fast Forward Saver $1,000 $2,999 -
Kiwibank Fast Forward Saver $3,000 $3,999 -
Kiwibank Fast Forward Saver $4,000 - -
Kiwibank First Saver - - -
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - -
Kiwibank PIE Online Call base rate $2,000 - 4.50
Nelson Building Society Lifestyle On-Call Account $1 - 2.75
NZCU Auckland Success Saver $50,000 - 1.00
NZCU Auckland Success Saver $1 $49,999 0.75
Rabobank RaboSaver on call Account - - 1.55
Rabobank Rabobank PremiumSaver - min rate $1 $100,000 2.50
Rabobank Rabobank PremiumSaver - max rate $1 $100,000 5.25
Rabobank Rabobank PremiumSaver - max rate $100,000 $5,000,000 4.25
Rabobank Rabobank PremiumSaver - min rate $100,000 $5,000,000 2.50
SBS Bank Prospector - - 1.90
SBS Bank i-save - - 1.85
SBS Bank Prospector $100,000 - -
SBS Bank Prospector $50,000 $99,999 -
Squirrel On-Call accounts - - 5.00
TSB Bank Premier Cheque $5,000 $19,999 4.20
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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TSB Bank Premier Cheque $20,000 $34,999 4.25
TSB Bank Premier Cheque $35,000 $49,999 4.35
TSB Bank Premier Cheque $50,000 $99,999 4.50
TSB Bank Premier Cheque $100,000 - 4.60
TSB Bank Horizon Plan $1 - 3.75
TSB Bank WebSaver $1,000 - 3.75
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15
Unity Money Everyday Saver >$100,000 $100,000 - 2.65
Unity Money Everyday Saver <$5,000 - $4,999 1.15
Unity Money Everyday Saver $5,000 - $19,999 $5,000 $19,999 1.55
Unity Money Everyday Saver 20,000-99,999 $20,000 $99,999 1.85
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15
WBS Call Investments $500 - 1.10
Westpac Online Saver $500,000 - -
Westpac Online Saver - $100,000 -
Westpac Simple Saver $1 - 2.70
Westpac Online Saver $100,000 $499,999 -
Westpac Westpac Bonus Saver - bonus rate $1 - -
Westpac Westpac Bonus Saver - base rate $1 - -
Westpac Westpac Bonus Saver - Potential Rate $1 - -

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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