Call Accounts (all) Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

NEW: Click on a provider's name or logo to see all their rates.

Provider	Product	Minimum Deposit	Maximum Deposit	Rate
ANZ	Select	$50,000	$99,999	0.05
ANZ	Select	-	$4,999	-
ANZ	Select	$5,000	$49,999	0.10
ANZ	Select	$100,000	-	0.05
ANZ	Serious Saver Account - bonus rate	$1	-	0.15
ANZ	Online Call	-	-	0.05
ANZ	Serious Saver Account - base rate	-	-	0.05
	Unlimited	$100,000	-	0.05
	Unlimited	-	$99,999	0.05
	FastSaver	$1	-	0.05
BNZ	TotalMoney	-	$99,999	-
BNZ	TotalMoney	$100,000	-	0.05
BNZ	Rapid Save - base rate	$1	-	0.05
BNZ	Rapid Save - potential rate	$1	-	0.15
BNZ	Rapid Save - bonus rate	$1	-	0.10
BNZ	Personal OnCall	-	-	0.05
Co-operative Bank	Smile On	$4,000	$14,999	0.10
Co-operative Bank	Smile On	$15,000	$49,999	0.10
Co-operative Bank	Smile On	$50,000	$99,999	0.10
Co-operative Bank	Smile On	$100,000	-	0.10
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
Co-operative Bank	Online Account	$1	-	0.10
Co-operative Bank	Step Saver - standard rate	$1	-	0.10
Co-operative Bank	Step Saver - bonus rate	$1	-	0.15
Co-operative Bank	Step Saver - potential rate	$1	-	0.25
First Credit Union	Online Savings	$1	-	0.75
Gold Band Finance	On Call	$500	$4,999	-
Gold Band Finance	On Call	$5,000	-	-
Heartland Bank	Heartland Direct Call	$1	-	0.50
Heartland Bank	Heartland Business Call	$1	-	0.50
Heartland Bank	Heartland Saver Account	$1	-	0.10
Heartland Bank	Heartland Savings Optimiser	$1	-	0.20
Heretaunga Building Society	On Call	-	$49,999	0.50
Heretaunga Building Society	On Call	$50,000	$99,999	0.60
Heretaunga Building Society	On Call	$100,000	-	0.70
HSBC Premier	E -Saver Account	$1	-	0.20
Kiwibank	Bill Blaster	-	$99	-
Kiwibank	Bill Blaster	$100	-	0.05
Kiwibank	Front Runner	-	$3,999	-
Kiwibank	Front Runner	$4,000	$14,999	0.05
Kiwibank	Front Runner	$15,000	$49,999	0.05
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
Kiwibank	Front Runner	$50,000	$99,999	0.05
Kiwibank	Front Runner	$100,000	-	0.10
Kiwibank	Back-up Saver	-	-	0.05
Kiwibank	Fast Forward Saver	-	$999	0.20
Kiwibank	Fast Forward Saver	$1,000	$2,999	0.20
Kiwibank	Fast Forward Saver	$3,000	$3,999	0.20
Kiwibank	Fast Forward Saver	$4,000	-	0.20
Kiwibank	First Saver	-	-	0.25
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	0.25
Kiwibank	PIE Online Call base rate	$2,000	-	0.05
Napier Building Society	On Call	$1	-	-
Nelson Building Society	Lifestyle On-Call Account	$1	-	0.50
NZCU Auckland	Success Saver	$50,000	-	1.00
NZCU Auckland	Success Saver	$1	$49,999	0.75
NZCU Baywide	Success Saver	-	$5,000	-
NZCU Baywide	Success Saver	-	$4,999	0.40
NZCU Baywide	Success Saver	$5,000	$19,999	0.50
NZCU Baywide	Success Saver	$20,000	$99,999	0.60
NZCU Baywide	Success Saver	$100,000	$1,000,000	1.00
NZCU Baywide	Online Saver (S12)	-	$19,999	0.50
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
Public Trust	On call account	$250,000	-	0.50
Public Trust	On call account	$50,000	$249,999	0.50
Public Trust	On call account	$500	$9,999	0.50
Public Trust	On call account	$10,000	$49,999	0.50
	RaboSaver on call Account	-	-	0.35
	Rabobank PremiumSaver - min rate	$1	$100,000	0.20
	Rabobank PremiumSaver - max rate	$1	$100,000	0.75
	Rabobank PremiumSaver - max rate	$100,000	$5,000,000	0.35
	Rabobank PremiumSaver - min rate	$100,000	$5,000,000	0.20
SBS Bank	Prospector	-	$49,999	0.05
SBS Bank	i-save	-	-	0.05
SBS Bank	Prospector	$100,000	-	0.15
SBS Bank	Prospector	$50,000	$99,999	0.05
	Premier Cheque	$5,000	$19,999	0.10
	Premier Cheque	$20,000	$34,999	0.15
	Premier Cheque	$35,000	$49,999	0.25
	Premier Cheque	$50,000	$99,999	0.40
	Premier Cheque	$100,000	-	0.50
	Horizon Plan	$1	-	0.25
	WebSaver	$1,000	-	0.25
Provider	Product	Minimum Deposit	Maximum Deposit	Rate
	Online Saver	$500,000	-	0.35
	Online Saver	-	$100,000	0.35
	Simple Saver	$1	-	0.05
	Online Saver	$100,000	$499,999	0.35
	Westpac Bonus Saver - bonus rate	$1	-	0.10
	Westpac Bonus Saver - base rate	$1	-	0.05
	Westpac Bonus Saver - Potential Rate	$1	-	0.15

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.