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deposit rates

Call Accounts (all) Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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ANZ Select $50,000 $99,999 0.10
ANZ Select - $4,999 -
ANZ Select $5,000 $49,999 0.10
ANZ Select $100,000 - 0.10
ANZ Serious Saver Account - bonus rate $1 - 2.00
ANZ Online Call - - 0.10
ANZ Serious Saver Account - base rate - - 0.10
ASB Bank Unlimited $100,000 - 0.25
ASB Bank Unlimited - $99,999 -
ASB Bank FastSaver $1 - 0.10
BNZ Personal Call Account $5,000 $19,999 -
BNZ Personal Call Account $20,000 $99,999 -
BNZ Personal Call Account $100,000 $249,999 -
BNZ Personal Call Account $250,000 $499,999 -
BNZ Personal Call Account $500,000 - 0.10
BNZ TotalMoney - $99,999 -
BNZ TotalMoney $100,000 - 0.10
BNZ Rapid Save - base rate $1 - 0.05
BNZ Rapid Save - potential rate $1 - 2.10
BNZ Rapid Save - bonus rate $1 - 2.05
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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BNZ Personal OnCall - - 0.10
Co-operative Bank Smile On $4,000 $14,999 0.10
Co-operative Bank Smile On $15,000 $49,999 0.10
Co-operative Bank Smile On $50,000 $99,999 0.50
Co-operative Bank Smile On $100,000 - 1.00
Co-operative Bank Online Account $1 - 1.00
Co-operative Bank Step Saver - standard rate $1 - 0.25
Co-operative Bank Step Saver - bonus rate $1 - 1.90
Co-operative Bank Step Saver - potential rate $1 - 2.15
First Credit Union Online Savings $1 - 3.00
Gold Band Finance On Call $500 $4,999 -
Gold Band Finance On Call $5,000 - -
Heartland Bank Heartland Direct Call $1 - 2.50
Heartland Bank Heartland Business Call $1 - 2.50
Heartland Bank Heartland Saver Account $1 - 1.75
Heartland Bank Heartland Savings Optimiser $1 - 1.85
Heretaunga Building Society On Call - $49,999 2.00
Heretaunga Building Society On Call $50,000 $99,999 2.00
Heretaunga Building Society On Call $100,000 - 2.50
HSBC Premier E -Saver Account $1 - 0.20
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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Kiwibank Bill Blaster - $99 -
Kiwibank Bill Blaster $100 - 0.10
Kiwibank Front Runner - $3,999 -
Kiwibank Front Runner $4,000 $14,999 0.10
Kiwibank Front Runner $15,000 $49,999 0.10
Kiwibank Front Runner $50,000 $99,999 0.25
Kiwibank Front Runner $100,000 - 1.50
Kiwibank Back-up Saver - - 0.15
Kiwibank Fast Forward Saver - $999 1.10
Kiwibank Fast Forward Saver $1,000 $2,999 1.10
Kiwibank Fast Forward Saver $3,000 $3,999 1.10
Kiwibank Fast Forward Saver $4,000 - 1.15
Kiwibank First Saver - - 1.25
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - 1.50
Kiwibank PIE Online Call base rate $2,000 - 0.50
Napier Building Society On Call $1 - -
Nelson Building Society Lifestyle On-Call Account $1 - 2.00
NZCU Auckland Success Saver $5,000 - 3.25
NZCU Auckland Success Saver $500 $4,999 2.25
NZCU Baywide Success Saver - $5,000 -
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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NZCU Baywide Success Saver - $4,999 0.95▼
NZCU Baywide Success Saver $5,000 $19,999 1.10▼
NZCU Baywide Success Saver $20,000 $99,999 1.30▼
NZCU Baywide Success Saver $100,000 $1,000,000 1.50▼
NZCU Baywide Online Saver (S12) - $19,999 1.75▼
Public Trust On call account $250,000 - 0.50
Public Trust On call account $50,000 $249,999 0.50
Public Trust On call account $500 $9,999 0.50
Public Trust On call account $10,000 $49,999 0.50
RaboDirect RaboSaver High Interest Savings Account - - 0.75
RaboDirect RaboDirect PremiumSaver - min rate $1 $100,000 0.55
RaboDirect RaboDirect PremiumSaver - max rate $1 $100,000 2.10
RaboDirect RaboDirect Premium Saver - max rate $100,000 $5,000,000 0.75
RaboDirect RaboDirect Premium Saver - min rate $100,000 $5,000,000 0.55
SBS Bank Prospector - $49,999 0.25
SBS Bank i-save - - 1.00
SBS Bank Prospector $100,000 - 1.50
SBS Bank Prospector $50,000 $99,999 0.80
TSB Bank Premier Cheque $5,000 $19,999 0.95
TSB Bank Premier Cheque $20,000 $34,999 1.15
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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Rate
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TSB Bank Premier Cheque $35,000 $49,999 1.55
TSB Bank Premier Cheque $50,000 $99,999 2.05
TSB Bank Premier Cheque $100,000 - 2.25
TSB Bank Horizon Plan $1 - 1.55
TSB Bank WebSaver $1,000 - 1.55
UDC Investments Telephone Call Account $20,000 $99,999 2.20
UDC Investments Telephone Call Account $100,000 - 2.35
UDC Investments Telephone Call Account $5,000 $19,999 1.85
Westpac Online Saver $500,000 - 0.35
Westpac Online Saver - $100,000 0.35
Westpac Cash Management Account $20,000 $49,999 0.15
Westpac Cash Management Account $50,000 $99,999 0.15
Westpac Cash Management Account $100,000 - 0.15
Westpac Simple Saver $1 - 0.10
Westpac Online Saver $100,000 $499,999 0.35
Westpac Online Bonus Saver - bonus rate $1 - 2.00
Westpac Online Bonus Saver - base rate $1 - 0.10
Westpac Online Bonus Saver - Potential Rate $1 - 2.10

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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