Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
  |
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Back-up Saver |
- |
- |
0.05 |
|
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
|
Kiwibank
|
Bill Blaster |
$100 |
- |
0.05 |
|
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
|
Kiwibank
|
Fast Forward Saver |
- |
$999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
0.25 |
|
FastSaver |
$1 |
- |
0.05 |
|
Kiwibank
|
First Saver |
- |
- |
0.25 |
|
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
|
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$100,000 |
- |
0.10 |
|
Heartland Bank
|
Heartland Business Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
0.10 |
|
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
0.25 |
|
Horizon Plan |
$1 |
- |
0.25 |
|
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
SBS Bank
|
i-save |
- |
- |
0.05 |
|
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
0.50 |
|
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
|
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
|
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.20 |
|
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.30 |
|
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.50 |
|
Napier Building Society
|
On Call |
$1 |
- |
- |
|
Public Trust
|
On call account |
$250,000 |
- |
0.50 |
|
Public Trust
|
On call account |
$50,000 |
$249,999 |
0.50 |
|
Public Trust
|
On call account |
$500 |
$9,999 |
0.50 |
|
Public Trust
|
On call account |
$10,000 |
$49,999 |
0.50 |
|
Co-operative Bank
|
Online Account |
$1 |
- |
0.10 |
|
ANZ
|
Online Call |
- |
- |
0.05 |
|
Online Saver |
$500,000 |
- |
0.35 |
|
|
Online Saver |
- |
$100,000 |
0.35 |
|
|
Online Saver |
$100,000 |
$499,999 |
0.35 |
|
NZCU Baywide
|
Online Saver (S12) |
- |
$19,999 |
0.50 |
|
First Credit Union
|
Online Savings |
$1 |
- |
2.00 |
|
BNZ
|
Personal Call Account |
$5,000 |
$19,999 |
- |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
BNZ
|
Personal Call Account |
$20,000 |
$99,999 |
- |
|
BNZ
|
Personal Call Account |
$100,000 |
$249,999 |
- |
|
BNZ
|
Personal Call Account |
$250,000 |
$499,999 |
- |
|
BNZ
|
Personal Call Account |
$500,000 |
- |
0.05 |
|
BNZ
|
Personal OnCall |
- |
- |
0.05 |
|
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
0.05 |
|
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
0.25 |
|
|
Premier Cheque |
$5,000 |
$19,999 |
0.10 |
|
|
Premier Cheque |
$20,000 |
$34,999 |
0.15 |
|
|
Premier Cheque |
$35,000 |
$49,999 |
0.25 |
|
|
Premier Cheque |
$50,000 |
$99,999 |
0.40 |
|
|
Premier Cheque |
$100,000 |
- |
0.50 |
|
SBS Bank
|
Prospector |
- |
$49,999 |
0.05 |
|
SBS Bank
|
Prospector |
$100,000 |
- |
0.15 |
|
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
0.05 |
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
0.75 |
|
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
0.35 |
|
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
0.20 |
|
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
0.20 |
|
|
RaboSaver on call Account |
- |
- |
0.35 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
BNZ
|
Rapid Save - base rate |
$1 |
- |
0.10 |
|
BNZ
|
Rapid Save - bonus rate |
$1 |
- |
0.30 |
|
BNZ
|
Rapid Save - potential rate |
$1 |
- |
0.40 |
|
ANZ
|
Select |
$50,000 |
$99,999 |
0.05 |
|
ANZ
|
Select |
- |
$4,999 |
- |
|
ANZ
|
Select |
$5,000 |
$49,999 |
0.10 |
|
ANZ
|
Select |
$100,000 |
- |
0.05 |
|
ANZ
|
Serious Saver Account - base rate |
- |
- |
0.05 |
|
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
0.20 |
|
|
Simple Saver |
$1 |
- |
0.05 |
|
Co-operative Bank
|
Smile On |
$4,000 |
$14,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$15,000 |
$49,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$50,000 |
$99,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$100,000 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - bonus rate |
$1 |
- |
0.25 |
|
Co-operative Bank
|
Step Saver - potential rate |
$1 |
- |
0.35 |
|
Co-operative Bank
|
Step Saver - standard rate |
$1 |
- |
0.10 |
|
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.75 |
|
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
1.25 |
|
NZCU Baywide
|
Success Saver |
- |
$5,000 |
- |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
NZCU Baywide
|
Success Saver |
- |
$4,999 |
0.40 |
|
NZCU Baywide
|
Success Saver |
$5,000 |
$19,999 |
0.50 |
|
NZCU Baywide
|
Success Saver |
$20,000 |
$99,999 |
0.60 |
|
NZCU Baywide
|
Success Saver |
$100,000 |
$1,000,000 |
1.00 |
|
BNZ
|
TotalMoney |
- |
$99,999 |
- |
|
BNZ
|
TotalMoney |
$100,000 |
- |
0.05 |
|
|
Unlimited |
$100,000 |
- |
0.05 |
|
|
Unlimited |
- |
$99,999 |
0.05 |
|
|
WebSaver |
$1,000 |
- |
0.25 |
|
|
Westpac Bonus Saver - base rate |
$1 |
- |
0.05 |
|
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
0.20 |
|
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
0.25 |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
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