Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
  |
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
0.25 |
|
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
0.20 |
|
|
Westpac Bonus Saver - base rate |
$1 |
- |
0.05 |
|
WebSaver |
$1,000 |
- |
0.25 |
|
Unlimited |
$100,000 |
- |
0.05 |
|
|
Unlimited |
- |
$99,999 |
0.05 |
|
BNZ
|
TotalMoney |
- |
$99,999 |
- |
|
BNZ
|
TotalMoney |
$100,000 |
- |
0.05 |
|
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.75 |
|
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
1.25 |
|
NZCU Baywide
|
Success Saver |
- |
$5,000 |
- |
|
NZCU Baywide
|
Success Saver |
- |
$4,999 |
0.40 |
|
NZCU Baywide
|
Success Saver |
$5,000 |
$19,999 |
0.50 |
|
NZCU Baywide
|
Success Saver |
$20,000 |
$99,999 |
0.60 |
|
NZCU Baywide
|
Success Saver |
$100,000 |
$1,000,000 |
1.00 |
|
Co-operative Bank
|
Step Saver - standard rate |
$1 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - potential rate |
$1 |
- |
0.35 |
|
Co-operative Bank
|
Step Saver - bonus rate |
$1 |
- |
0.25 |
|
Co-operative Bank
|
Smile On |
$4,000 |
$14,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$15,000 |
$49,999 |
0.10 |
|
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Co-operative Bank
|
Smile On |
$50,000 |
$99,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$100,000 |
- |
0.10 |
|
|
Simple Saver |
$1 |
- |
0.05 |
|
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
0.20 |
|
ANZ
|
Serious Saver Account - base rate |
- |
- |
0.05 |
|
ANZ
|
Select |
$50,000 |
$99,999 |
0.05 |
|
ANZ
|
Select |
- |
$4,999 |
- |
|
ANZ
|
Select |
$5,000 |
$49,999 |
0.10 |
|
ANZ
|
Select |
$100,000 |
- |
0.05 |
|
BNZ
|
Rapid Save - potential rate |
$1 |
- |
0.40 |
|
BNZ
|
Rapid Save - bonus rate |
$1 |
- |
0.30 |
|
BNZ
|
Rapid Save - base rate |
$1 |
- |
0.10 |
|
RaboSaver on call Account |
- |
- |
0.35 |
|
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
0.20 |
|
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
0.20 |
|
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
0.75 |
|
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
0.35 |
|
SBS Bank
|
Prospector |
- |
$49,999 |
0.05 |
|
SBS Bank
|
Prospector |
$100,000 |
- |
0.15 |
|
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
0.05 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
|
Premier Cheque |
$5,000 |
$19,999 |
0.10 |
|
|
Premier Cheque |
$20,000 |
$34,999 |
0.15 |
|
|
Premier Cheque |
$35,000 |
$49,999 |
0.25 |
|
|
Premier Cheque |
$50,000 |
$99,999 |
0.40 |
|
|
Premier Cheque |
$100,000 |
- |
0.50 |
|
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
0.25 |
|
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
0.05 |
|
BNZ
|
Personal OnCall |
- |
- |
0.05 |
|
BNZ
|
Personal Call Account |
$5,000 |
$19,999 |
- |
|
BNZ
|
Personal Call Account |
$20,000 |
$99,999 |
- |
|
BNZ
|
Personal Call Account |
$100,000 |
$249,999 |
- |
|
BNZ
|
Personal Call Account |
$250,000 |
$499,999 |
- |
|
BNZ
|
Personal Call Account |
$500,000 |
- |
0.05 |
|
First Credit Union
|
Online Savings |
$1 |
- |
2.00 |
|
NZCU Baywide
|
Online Saver (S12) |
- |
$19,999 |
0.50 |
|
|
Online Saver |
$500,000 |
- |
0.35 |
|
|
Online Saver |
- |
$100,000 |
0.35 |
|
|
Online Saver |
$100,000 |
$499,999 |
0.35 |
|
ANZ
|
Online Call |
- |
- |
0.05 |
|
Co-operative Bank
|
Online Account |
$1 |
- |
0.10 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Public Trust
|
On call account |
$250,000 |
- |
0.50 |
|
Public Trust
|
On call account |
$50,000 |
$249,999 |
0.50 |
|
Public Trust
|
On call account |
$500 |
$9,999 |
0.50 |
|
Public Trust
|
On call account |
$10,000 |
$49,999 |
0.50 |
|
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
|
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
|
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.20 |
|
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.30 |
|
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.50 |
|
Napier Building Society
|
On Call |
$1 |
- |
- |
|
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
0.50 |
|
SBS Bank
|
i-save |
- |
- |
0.05 |
|
|
Horizon Plan |
$1 |
- |
0.25 |
|
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
0.25 |
|
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
0.10 |
|
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Business Call |
$1 |
- |
0.75 |
|
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
|
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
0.05 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
0.05 |
|
Kiwibank
|
Front Runner |
$100,000 |
- |
0.10 |
|
Kiwibank
|
First Saver |
- |
- |
0.25 |
|
|
FastSaver |
$1 |
- |
0.05 |
|
Kiwibank
|
Fast Forward Saver |
- |
$999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
0.25 |
|
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
0.25 |
|
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
|
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
|
Kiwibank
|
Bill Blaster |
$100 |
- |
0.05 |
|
Kiwibank
|
Back-up Saver |
- |
- |
0.05 |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
|
