Call Accounts (all) Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
  |
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
BNZ
|
Personal Call Account |
$500,000 |
- |
0.05 |
|
Online Saver |
$500,000 |
- |
0.35 |
|
BNZ
|
Personal Call Account |
$250,000 |
$499,999 |
- |
|
Public Trust
|
On call account |
$250,000 |
- |
0.50 |
|
ANZ
|
Select |
$100,000 |
- |
0.05 |
|
Unlimited |
$100,000 |
- |
0.05 |
|
BNZ
|
Personal Call Account |
$100,000 |
$249,999 |
- |
|
BNZ
|
TotalMoney |
$100,000 |
- |
0.05 |
|
Co-operative Bank
|
Smile On |
$100,000 |
- |
0.10 |
|
Heretaunga Building Society
|
On Call |
$100,000 |
- |
0.50 |
|
Kiwibank
|
Front Runner |
$100,000 |
- |
0.10 |
|
NZCU Baywide
|
Success Saver |
$100,000 |
$1,000,000 |
1.00 |
|
Rabobank PremiumSaver - max rate |
$100,000 |
$5,000,000 |
0.35 |
|
|
Rabobank PremiumSaver - min rate |
$100,000 |
$5,000,000 |
0.20 |
|
SBS Bank
|
Prospector |
$100,000 |
- |
0.15 |
|
Premier Cheque |
$100,000 |
- |
0.50 |
|
|
Online Saver |
$100,000 |
$499,999 |
0.35 |
|
ANZ
|
Select |
$50,000 |
$99,999 |
0.05 |
|
Co-operative Bank
|
Smile On |
$50,000 |
$99,999 |
0.10 |
|
Heretaunga Building Society
|
On Call |
$50,000 |
$99,999 |
0.30 |
|
|
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Front Runner |
$50,000 |
$99,999 |
0.05 |
|
NZCU Auckland
|
Success Saver |
$50,000 |
- |
1.75 |
|
Public Trust
|
On call account |
$50,000 |
$249,999 |
0.50 |
|
SBS Bank
|
Prospector |
$50,000 |
$99,999 |
0.05 |
|
|
Premier Cheque |
$50,000 |
$99,999 |
0.40 |
|
|
Premier Cheque |
$35,000 |
$49,999 |
0.25 |
|
BNZ
|
Personal Call Account |
$20,000 |
$99,999 |
- |
|
NZCU Baywide
|
Success Saver |
$20,000 |
$99,999 |
0.60 |
|
|
Premier Cheque |
$20,000 |
$34,999 |
0.15 |
|
Co-operative Bank
|
Smile On |
$15,000 |
$49,999 |
0.10 |
|
Kiwibank
|
Front Runner |
$15,000 |
$49,999 |
0.05 |
|
Public Trust
|
On call account |
$10,000 |
$49,999 |
0.50 |
|
ANZ
|
Select |
$5,000 |
$49,999 |
0.10 |
|
BNZ
|
Personal Call Account |
$5,000 |
$19,999 |
- |
|
Gold Band Finance
|
On Call |
$5,000 |
- |
- |
|
NZCU Baywide
|
Success Saver |
$5,000 |
$19,999 |
0.50 |
|
|
Premier Cheque |
$5,000 |
$19,999 |
0.10 |
|
Co-operative Bank
|
Smile On |
$4,000 |
$14,999 |
0.10 |
|
Kiwibank
|
Front Runner |
$4,000 |
$14,999 |
0.05 |
|
Kiwibank
|
Fast Forward Saver |
$4,000 |
- |
0.25 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Fast Forward Saver |
$3,000 |
$3,999 |
0.25 |
|
Kiwibank
|
PIE Online Call bonus rate - no withdrawals |
$2,000 |
- |
0.25 |
|
Kiwibank
|
PIE Online Call base rate |
$2,000 |
- |
0.05 |
|
Kiwibank
|
Fast Forward Saver |
$1,000 |
$2,999 |
0.25 |
|
|
WebSaver |
$1,000 |
- |
0.25 |
|
Gold Band Finance
|
On Call |
$500 |
$4,999 |
- |
|
Public Trust
|
On call account |
$500 |
$9,999 |
0.50 |
|
Kiwibank
|
Bill Blaster |
$100 |
- |
0.05 |
|
ANZ
|
Serious Saver Account - bonus rate |
$1 |
- |
0.20 |
|
|
FastSaver |
$1 |
- |
0.05 |
|
BNZ
|
Rapid Save - base rate |
$1 |
- |
0.10 |
|
BNZ
|
Rapid Save - potential rate |
$1 |
- |
0.40 |
|
BNZ
|
Rapid Save - bonus rate |
$1 |
- |
0.30 |
|
Co-operative Bank
|
Online Account |
$1 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - standard rate |
$1 |
- |
0.10 |
|
Co-operative Bank
|
Step Saver - bonus rate |
$1 |
- |
0.25 |
|
Co-operative Bank
|
Step Saver - potential rate |
$1 |
- |
0.35 |
|
First Credit Union
|
Online Savings |
$1 |
- |
2.00 |
|
Heartland Bank
|
Heartland Direct Call |
$1 |
- |
0.75 |
|
Heartland Bank
|
Heartland Business Call |
$1 |
- |
0.75 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Heartland Bank
|
Heartland Saver Account |
$1 |
- |
0.10 |
|
Heartland Bank
|
Heartland Savings Optimiser |
$1 |
- |
0.25 |
|
HSBC Premier
|
E -Saver Account |
$1 |
- |
0.20 |
|
Napier Building Society
|
On Call |
$1 |
- |
- |
|
Nelson Building Society
|
Lifestyle On-Call Account |
$1 |
- |
0.50 |
|
NZCU Auckland
|
Success Saver |
$1 |
$49,999 |
1.25 |
|
|
Rabobank PremiumSaver - min rate |
$1 |
$100,000 |
0.20 |
|
|
Rabobank PremiumSaver - max rate |
$1 |
$100,000 |
0.75 |
|
|
Horizon Plan |
$1 |
- |
0.25 |
|
|
Simple Saver |
$1 |
- |
0.05 |
|
|
Westpac Bonus Saver - bonus rate |
$1 |
- |
0.20 |
|
|
Westpac Bonus Saver - base rate |
$1 |
- |
0.05 |
|
|
Westpac Bonus Saver - Potential Rate |
$1 |
- |
0.25 |
|
ANZ
|
Select |
- |
$4,999 |
- |
|
ANZ
|
Online Call |
- |
- |
0.05 |
|
ANZ
|
Serious Saver Account - base rate |
- |
- |
0.05 |
|
|
Unlimited |
- |
$99,999 |
0.05 |
|
BNZ
|
TotalMoney |
- |
$99,999 |
- |
|
BNZ
|
Personal OnCall |
- |
- |
0.05 |
|
Heretaunga Building Society
|
On Call |
- |
$49,999 |
0.20 |
Provider
|
Product
| Minimum Deposit
|
Maximum Deposit
|
Rate
|
|
Kiwibank
|
Bill Blaster |
- |
$99 |
- |
|
Kiwibank
|
Front Runner |
- |
$3,999 |
- |
|
Kiwibank
|
Back-up Saver |
- |
- |
0.05 |
|
Kiwibank
|
Fast Forward Saver |
- |
$999 |
0.25 |
|
Kiwibank
|
First Saver |
- |
- |
0.25 |
|
NZCU Baywide
|
Success Saver |
- |
$5,000 |
- |
|
NZCU Baywide
|
Success Saver |
- |
$4,999 |
0.40 |
|
NZCU Baywide
|
Online Saver (S12) |
- |
$19,999 |
0.50 |
|
|
RaboSaver on call Account |
- |
- |
0.35 |
|
SBS Bank
|
Prospector |
- |
$49,999 |
0.05 |
|
SBS Bank
|
i-save |
- |
- |
0.05 |
|
|
Online Saver |
- |
$100,000 |
0.35 |
About Online Savings Accounts
Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.
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