Online Savings Accounts Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

NEW: Click on a provider's name or logo to see all their rates.

Provider	Product	Minimum Deposit	Maximum Deposit	Rate
ANZ	Online Account	-	-	2.75
	FastSaver	-	-	2.25
Co-operative Bank	Online Account	-	-	2.45
First Credit Union	Online Savings	$1	-	0.75
Heartland Bank	Heartland Direct Call	$1	-	4.60
Heartland Bank	Heartland Business Call	$1	-	4.60
Kiwibank	PIE Online Call bonus rate - no withdrawals	$2,000	-	-
Kiwibank	PIE Online Call base rate	$2,000	-	4.50
SBS Bank	i-save	-	-	1.85
	WebSaver	$1,000	-	3.75
Unity Money	Online Saver $20,000 Minimum	$20,000	-	3.15
Unity Money	Online Saver $1000 Minimum	$1,000	$19,999	2.15
	Online Saver	$500,000	-	-
	Online Saver	-	$100,000	-
	Online Saver	$100,000	$499,999	-
	Westpac Bonus Saver - bonus rate	$1	-	-
	Westpac Bonus Saver - base rate	$1	-	-
	Westpac Bonus Saver - Potential Rate	$1	-	-

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.