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deposit rates

Online Savings Accounts Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here

NEW: Click on a provider's name or logo to see all their rates.


All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
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Minimum Deposit
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Maximum Deposit
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ANZ Online Account - - 2.75
ASB Bank FastSaver - - 2.25
Co-operative Bank Online Account - - 2.45
First Credit Union Online Savings $1 - 0.75
Heartland Bank Heartland Direct Call $1 - 4.60
Heartland Bank Heartland Business Call $1 - 4.60
Kiwibank PIE Online Call bonus rate - no withdrawals $2,000 - -
Kiwibank PIE Online Call base rate $2,000 - 4.50
SBS Bank i-save - - 1.85
TSB Bank WebSaver $1,000 - 3.75
Unity Money Online Saver $20,000 Minimum $20,000 - 3.15
Unity Money Online Saver $1000 Minimum $1,000 $19,999 2.15
Westpac Online Saver $500,000 - -
Westpac Online Saver - $100,000 -
Westpac Online Saver $100,000 $499,999 -
Westpac Westpac Bonus Saver - bonus rate $1 - -
Westpac Westpac Bonus Saver - base rate $1 - -
Westpac Westpac Bonus Saver - Potential Rate $1 - -

About Online Savings Accounts

Online savings accounts are a relatively new product for savers. You can find out more about their history here.
The banks who offer them are competitive, however there are some differences in products. The main differences are that Westapc and ANZ have tiered accounts offering different rates for varying amounts. Kiwibank has a unique approach in that it offers an additional 0.25% interest each month of there are no withdrawals.

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

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