Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
- |
- |
- |
- |
- |
2.50 |
3.30 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
0.90 |
- |
1.10 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
1.30 |
- |
2.30 |
|
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
0.75 |
- |
1.10 |
1.15 |
1.20 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
- |
- |
- |
- |
2.55 |
3.10 |
3.55 |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
0.50 |
- |
1.00 |
- |
1.20 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
0.25 |
0.25 |
0.50 |
0.50 |
0.50 |
|
Term Deposit |
$5,000 |
$19,999 |
- |
- |
2.45 |
- |
2.90 |
2.95 |
3.00 |
|
Term Deposit |
$20,000 |
$99,999 |
- |
- |
2.50 |
- |
2.95 |
3.00 |
3.05 |
|
Term Deposit |
$100,000 |
- |
- |
- |
2.55 |
- |
3.05 |
3.10 |
3.15 |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
0.60 |
- |
1.05▼ |
1.05▼ |
1.10▼ |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
0.60 |
- |
1.10▼ |
1.10▼ |
1.15▼ |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
- |
- |
0.45 |
0.60 |
0.95 |
0.95 |
1.05 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
0.45 |
- |
0.45 |
0.45 |
0.45 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
0.45 |
- |
0.65 |
0.70 |
0.75 |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
0.50 |
- |
0.95 |
1.00 |
1.05 |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
0.05 |
- |
0.05 |
0.10 |
0.10 |
0.10 |
0.10 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
0.05 |
0.40 |
0.30 |
0.50 |
0.80 |
0.80 |
0.80 |
|
Term Deposit |
$5,000 |
$9,999 |
0.05 |
0.10 |
0.25 |
0.45 |
0.70 |
0.70 |
0.70 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
0.07 |
- |
0.10 |
0.35 |
0.60 |
0.60 |
0.60 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
0.10 |
- |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
0.10 |
0.10 |
0.30 |
0.40 |
0.60 |
0.60 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
0.10 |
0.10 |
0.30 |
0.50 |
0.70 |
0.70 |
1.00 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
0.10 |
0.10 |
0.40 |
0.60 |
0.80 |
0.80 |
1.10 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
0.10 |
0.10 |
0.30 |
0.30 |
0.50 |
0.50 |
0.80 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.35 |
0.55 |
0.80▼ |
0.80▼ |
0.80▼ |
|
Term Investment |
$5,000 |
$9,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Term Investment |
$10,000 |
$49,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
0.15 |
- |
0.40 |
- |
0.85 |
0.90 |
1.05 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.15 |
0.25 |
0.40▼ |
- |
0.90▼ |
0.90▼ |
1.00▼ |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.40 |
0.60 |
0.90 |
0.90 |
0.90 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
0.15 |
- |
0.45 |
- |
0.85 |
0.85 |
0.95 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
Term Deposit |
$10,000 |
$250,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.15 |
0.20 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Rabobank Term Deposits |
$1,000 |
- |
0.20 |
- |
0.25 |
- |
1.00 |
1.00 |
1.00 |
|