Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
- |
- |
- |
- |
- |
2.50 |
3.30 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
0.90 |
- |
1.10 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
1.30 |
- |
2.30 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
- |
- |
- |
- |
2.55 |
3.10 |
3.55 |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
0.05 |
- |
0.05 |
0.10 |
0.10 |
0.10 |
0.10 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
0.07 |
- |
0.10 |
0.35 |
0.60 |
0.60 |
0.60 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
0.25 |
0.25 |
0.50 |
0.50 |
0.50 |
|
Rabobank Term Deposits |
$1,000 |
- |
0.20 |
- |
0.25 |
- |
1.00 |
1.00 |
1.00 |
|
Term Deposit |
$5,000 |
$9,999 |
0.05 |
0.10 |
0.25 |
0.45 |
0.70 |
0.70 |
0.70 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
0.05 |
0.40 |
0.30 |
0.50 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
0.10 |
0.10 |
0.30 |
0.40 |
0.60 |
0.60 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
0.10 |
0.10 |
0.30 |
0.50 |
0.70 |
0.70 |
1.00 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
0.10 |
0.10 |
0.30 |
0.30 |
0.50 |
0.50 |
0.80 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.35 |
0.55 |
0.80▼ |
0.80▼ |
0.80▼ |
|
Term Investment |
$5,000 |
$9,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Term Investment |
$10,000 |
$49,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
0.10 |
- |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Term Deposit |
$10,000 |
$250,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.15 |
0.20 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
0.15 |
- |
0.40 |
- |
0.85 |
0.90 |
1.05 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.15 |
0.25 |
0.40▼ |
- |
0.90▼ |
0.90▼ |
1.00▼ |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.40 |
0.60 |
0.90 |
0.90 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
0.10 |
0.10 |
0.40 |
0.60 |
0.80 |
0.80 |
1.10 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
0.15 |
- |
0.45 |
- |
0.85 |
0.85 |
0.95 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
- |
- |
0.45 |
0.60 |
0.95 |
0.95 |
1.05 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
0.45 |
- |
0.45 |
0.45 |
0.45 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
0.45 |
- |
0.65 |
0.70 |
0.75 |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
0.50 |
- |
1.00 |
- |
1.20 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
0.50 |
- |
0.95 |
1.00 |
1.05 |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
0.60 |
- |
1.05▼ |
1.05▼ |
1.10▼ |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
0.60 |
- |
1.10▼ |
1.10▼ |
1.15▼ |
|
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
0.75 |
- |
1.10 |
1.15 |
1.20 |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Term Deposit |
$5,000 |
$19,999 |
- |
- |
2.45 |
- |
2.90 |
2.95 |
3.00 |
|
Term Deposit |
$20,000 |
$99,999 |
- |
- |
2.50 |
- |
2.95 |
3.00 |
3.05 |
|
Term Deposit |
$100,000 |
- |
- |
- |
2.55 |
- |
3.05 |
3.10 |
3.15 |
|