Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Term Deposit |
$100,000 |
- |
- |
- |
2.55 |
- |
3.05 |
3.10 |
3.15 |
|
Term Deposit |
$20,000 |
$99,999 |
- |
- |
2.50 |
- |
2.95 |
3.00 |
3.05 |
|
Term Deposit |
$5,000 |
$19,999 |
- |
- |
2.45 |
- |
2.90 |
2.95 |
3.00 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
- |
- |
- |
- |
2.55 |
3.10 |
3.55 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
1.30 |
- |
2.30 |
|
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
0.75 |
- |
1.10 |
1.15 |
1.20 |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
0.60 |
- |
1.10▼ |
1.10▼ |
1.15▼ |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
0.60 |
- |
1.05▼ |
1.05▼ |
1.10▼ |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
0.50 |
- |
1.00 |
- |
1.20 |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Rabobank Term Deposits |
$1,000 |
- |
0.20 |
- |
0.25 |
- |
1.00 |
1.00 |
1.00 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
- |
- |
0.45 |
0.60 |
0.95 |
0.95 |
1.05 |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
0.50 |
- |
0.95 |
1.00 |
1.05 |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
0.90 |
- |
1.10 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.15 |
0.25 |
0.40▼ |
- |
0.90▼ |
0.90▼ |
1.00▼ |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.40 |
0.60 |
0.90 |
0.90 |
0.90 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
0.15 |
- |
0.40 |
- |
0.85 |
0.90 |
1.05 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
0.15 |
- |
0.45 |
- |
0.85 |
0.85 |
0.95 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.35 |
0.55 |
0.80▼ |
0.80▼ |
0.80▼ |
|
Term Investment |
$5,000 |
$9,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Term Investment |
$10,000 |
$49,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
0.10 |
- |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
0.05 |
0.40 |
0.30 |
0.50 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
0.10 |
0.10 |
0.40 |
0.60 |
0.80 |
0.80 |
1.10 |
|
Term Deposit |
$10,000 |
$250,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.15 |
0.20 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
0.10 |
0.10 |
0.30 |
0.50 |
0.70 |
0.70 |
1.00 |
|
Term Deposit |
$5,000 |
$9,999 |
0.05 |
0.10 |
0.25 |
0.45 |
0.70 |
0.70 |
0.70 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
0.45 |
- |
0.65 |
0.70 |
0.75 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
0.07 |
- |
0.10 |
0.35 |
0.60 |
0.60 |
0.60 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
0.10 |
0.10 |
0.30 |
0.40 |
0.60 |
0.60 |
0.90 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
0.25 |
0.25 |
0.50 |
0.50 |
0.50 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
0.10 |
0.10 |
0.30 |
0.30 |
0.50 |
0.50 |
0.80 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
0.45 |
- |
0.45 |
0.45 |
0.45 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
0.05 |
- |
0.05 |
0.10 |
0.10 |
0.10 |
0.10 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
- |
- |
- |
- |
- |
2.50 |
3.30 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|