Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
0.90 |
- |
1.10 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
1.30 |
- |
2.30 |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
0.50 |
- |
1.00 |
- |
1.20 |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
0.05 |
- |
0.05 |
0.10 |
0.10 |
0.10 |
0.10 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
0.45 |
- |
0.45 |
0.45 |
0.45 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
0.25 |
0.25 |
0.50 |
0.50 |
0.50 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
0.10 |
0.10 |
0.30 |
0.30 |
0.50 |
0.50 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
0.07 |
- |
0.10 |
0.35 |
0.60 |
0.60 |
0.60 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
0.10 |
0.10 |
0.30 |
0.40 |
0.60 |
0.60 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
0.10 |
0.10 |
0.30 |
0.50 |
0.70 |
0.70 |
1.00 |
|
Term Deposit |
$5,000 |
$9,999 |
0.05 |
0.10 |
0.25 |
0.45 |
0.70 |
0.70 |
0.70 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
0.45 |
- |
0.65 |
0.70 |
0.75 |
|
Term Investment |
$5,000 |
$9,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Term Investment |
$10,000 |
$49,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.35 |
0.55 |
0.80▼ |
0.80▼ |
0.80▼ |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
0.10 |
- |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
0.05 |
0.40 |
0.30 |
0.50 |
0.80 |
0.80 |
0.80 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
0.10 |
0.10 |
0.40 |
0.60 |
0.80 |
0.80 |
1.10 |
|
Term Deposit |
$10,000 |
$250,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.15 |
0.20 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
0.15 |
- |
0.45 |
- |
0.85 |
0.85 |
0.95 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
0.15 |
- |
0.40 |
- |
0.85 |
0.90 |
1.05 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.15 |
0.25 |
0.40▼ |
- |
0.90▼ |
0.90▼ |
1.00▼ |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.40 |
0.60 |
0.90 |
0.90 |
0.90 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
- |
- |
0.45 |
0.60 |
0.95 |
0.95 |
1.05 |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Rabobank Term Deposits |
$1,000 |
- |
0.20 |
- |
0.25 |
- |
1.00 |
1.00 |
1.00 |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
0.50 |
- |
0.95 |
1.00 |
1.05 |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
0.60 |
- |
1.05▼ |
1.05▼ |
1.10▼ |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
0.60 |
- |
1.10▼ |
1.10▼ |
1.15▼ |
|
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
0.75 |
- |
1.10 |
1.15 |
1.20 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
- |
- |
- |
- |
- |
2.50 |
3.30 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Term Deposit |
$5,000 |
$19,999 |
- |
- |
2.45 |
- |
2.90 |
2.95 |
3.00 |
|
Term Deposit |
$20,000 |
$99,999 |
- |
- |
2.50 |
- |
2.95 |
3.00 |
3.05 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
- |
- |
- |
- |
2.55 |
3.10 |
3.55 |
|
Term Deposit |
$100,000 |
- |
- |
- |
2.55 |
- |
3.05 |
3.10 |
3.15 |
|