Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
- |
- |
- |
- |
2.55 |
3.10 |
3.55 |
|
Term Deposit |
$100,000 |
- |
- |
- |
2.55 |
- |
3.05 |
3.10 |
3.15 |
|
Term Deposit |
$20,000 |
$99,999 |
- |
- |
2.50 |
- |
2.95 |
3.00 |
3.05 |
|
Term Deposit |
$5,000 |
$19,999 |
- |
- |
2.45 |
- |
2.90 |
2.95 |
3.00 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
- |
- |
- |
- |
- |
2.50 |
3.30 |
|
First Credit Union
|
Term Investment |
$500 |
- |
- |
- |
0.75 |
- |
1.10 |
1.15 |
1.20 |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
- |
- |
0.60 |
- |
1.10▼ |
1.10▼ |
1.15▼ |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
- |
- |
0.60 |
- |
1.05▼ |
1.05▼ |
1.10▼ |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
- |
- |
1.00 |
- |
1.00 |
1.00 |
1.00 |
|
Rabobank Term Deposits |
$1,000 |
- |
0.20 |
- |
0.25 |
- |
1.00 |
1.00 |
1.00 |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
- |
- |
0.50 |
- |
0.95 |
1.00 |
1.05 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
0.15 |
0.15 |
0.50 |
0.70 |
0.90 |
0.95 |
1.00 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
- |
- |
0.45 |
0.60 |
0.95 |
0.95 |
1.05 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
0.15 |
- |
0.40 |
- |
0.85 |
0.90 |
1.05 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.15 |
0.25 |
0.40▼ |
- |
0.90▼ |
0.90▼ |
1.00▼ |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.40 |
0.60 |
0.90 |
0.90 |
0.90 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
0.15 |
- |
0.45 |
- |
0.85 |
0.85 |
0.95 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.15 |
0.25 |
0.35 |
0.55 |
0.80▼ |
0.80▼ |
0.80▼ |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
0.10 |
- |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
0.05 |
0.40 |
0.30 |
0.50 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
0.10 |
0.10 |
0.40 |
0.60 |
0.80 |
0.80 |
1.10 |
|
Term Deposit |
$10,000 |
$250,000 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.15 |
0.20 |
0.35 |
0.55 |
0.80 |
0.80 |
0.80 |
|
Term Investment |
$5,000 |
$9,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Term Investment |
$10,000 |
$49,999 |
0.15 |
0.25 |
0.35 |
0.55 |
0.80 |
0.75 |
0.75 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
0.10 |
0.10 |
0.30 |
0.50 |
0.70 |
0.70 |
1.00 |
|
Term Deposit |
$5,000 |
$9,999 |
0.05 |
0.10 |
0.25 |
0.45 |
0.70 |
0.70 |
0.70 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
- |
- |
0.45 |
- |
0.65 |
0.70 |
0.75 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
0.07 |
- |
0.10 |
0.35 |
0.60 |
0.60 |
0.60 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
0.10 |
0.10 |
0.30 |
0.40 |
0.60 |
0.60 |
0.90 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
- |
0.25 |
0.25 |
0.50 |
0.50 |
0.50 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
0.10 |
0.10 |
0.30 |
0.30 |
0.50 |
0.50 |
0.80 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
- |
- |
0.45 |
- |
0.45 |
0.45 |
0.45 |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
0.05 |
- |
0.05 |
0.10 |
0.10 |
0.10 |
0.10 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
30 days
 |
60 days
 |
90 days
 |
5 months
 |
6 months
 |
9 months
 |
12 months
 |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
0.90 |
- |
1.10 |
|
Term Deposit |
$1,000 |
- |
- |
- |
- |
- |
1.30 |
- |
2.30 |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
- |
0.50 |
- |
1.00 |
- |
1.20 |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
- |
- |
|