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deposit rates

Term Deposits Interest Rates

With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.

View Cash PIE and Term PIE rates here


NEW: Click on a provider's name or logo to see all their rates.

 

All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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ANZ Term Deposits $10,000 - 0.50 1.50 2.75 3.15 3.30 3.50 3.35
Co-operative Bank Term Deposit $10,000 - 2.15 - 2.95 2.95 3.20▼ 3.55 3.50
Co-operative Bank Special Term Deposit $5,000 - - - - - 3.30▼ - 3.60
FE Investments Term Deposit $5,000 - - - - - 5.00 5.50 6.18
First Credit Union Term Investment $50,000 - - - - - - - -
Heretaunga Building Society Term Investment $1 - - - - - - - -
HSBC Premier Term Deposit $100,000 - 1.00 1.00 2.50 2.80 2.90 2.90 3.00
Kookmin - NZ Term Deposit $100,000 - 2.65 - 2.95 3.05 3.10 3.20 3.30
Liberty Financial Limited Secured Deposit $100,000 - - - 3.85 - 4.25 4.50 4.55
Napier Building Society Term Deposit $5,000 - - - - - - - -
Public Trust Term Deposit $250,000 - - - 1.00 - 1.00 1.00 1.00
RaboDirect RaboDirect Term Deposits $1,000 - 2.05 - 3.10 - 3.35 3.35 3.40
UDC Investments Deposit Rate $100,000 - 2.05 2.05 2.75 3.30 3.50 3.75 3.80
Wairarapa Bldg Socy Term Investment $5,000 - - - 2.75 - 3.35 3.45 3.50
Westpac Westpac SuperGold $5,000 - - - - - 3.10 - 3.15
Wairarapa Bldg Socy Term Investment $500 $1,999 - - 2.00 - 2.00 2.00 2.00
BNZ Term Investment $2,000 $4,999 0.50 0.75 0.75 0.75 0.75 0.75 0.75
Co-operative Bank Term Deposit $2,000 $4,999 2.05 - 2.85 2.85 3.10▼ 3.45 3.40
Kiwibank Term Deposits $1,000 $4,999 - - 2.00 2.00 2.00 2.00 2.00
NZCU South Term investment $500 $4,999 1.00 - 2.00 - 2.40▼ 2.70 2.80▼
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Wairarapa Bldg Socy Term Investment $2,000 $4,999 - - 2.75 - 2.75 2.75 2.75
ASB Bank Term Investment $5,000 $9,999 0.75 1.00 1.75 2.00 2.00 2.00 2.00
Co-operative Bank Term Deposit $5,000 $9,999 2.05 - 2.85 2.85 3.10▼ 3.45 3.40
First Credit Union Term Investment $500 $9,999 - - - - - - -
HSBC Premier Term Deposits - $9,999 0.90 0.90 1.90 1.90 1.90 1.90 1.90
Kiwibank Term Deposits $5,000 $9,999 0.65 1.40 2.65 3.05 3.20 3.50 3.15
Kookmin - NZ Term Deposit $5,000 $9,999 1.75 - 2.40 2.60 2.70 2.85 3.00
NZCU Auckland Investment Account $500 $9,999 - - 2.50 - 2.75 2.75 3.00
Public Trust Term Deposit $5,000 $9,999 - - 1.00 - 1.00 1.00 1.00
TSB Bank Term Deposit $5,000 $9,999 1.00 1.00 2.75 2.90 3.20 3.25 3.25
Westpac Term Investment $5,000 $9,999 0.35 1.25 1.50 2.00 2.00 2.00 2.50
Westpac Monthly Interest Investment $5,000 $9,999 - - - - - - -
Heartland Bank Heartland Term Deposit $1,000 $19,999 2.15 2.15 3.00 3.55 3.30 3.70 3.40
Liberty Financial Limited Secured Deposit $5,000 $19,999 - - 3.25 - 3.70 4.00 4.05
Flexi Cards Term Deposit $1,000 $24,999 - - 3.30 - 3.85 3.95 4.00
ASB Bank Term Investment $10,000 $49,999 1.00 1.00 2.75 3.00 3.35 3.35 3.25
BankDirect Term Investment $10,000 $49,999 1.00 1.00 2.75 3.00 3.35 3.35 3.25
First Credit Union Term Investment $10,000 $49,999 - - - - - - -
Kiwibank Term Deposits $10,000 $49,999 0.75 1.50 2.75 3.15 3.30 3.60 3.25
Kookmin - NZ Term Deposit $10,000 $49,999 2.25 - 2.65 2.85 2.90 3.00 3.10
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Public Trust Term Deposit $10,000 $49,999 - - 1.00 - 1.00 1.00 1.00
Westpac Monthly Interest Investment $10,000 $49,999 - - - - - - -
HSBC Premier Term Deposit $10,000 $99,999 0.90 0.90 2.40 2.70 2.80 2.80 2.90
Kookmin - NZ Term Deposit $50,000 $99,999 2.55 - 2.85 2.95 3.00 3.10 3.20
Liberty Financial Limited Secured Deposit $20,000 $99,999 - - 3.60 - 3.95 4.25 4.30
UDC Investments Deposit Rate $5,000 $99,999 2.00 2.00 2.70 3.30 3.45 3.75 3.80
Westpac Monthly Interest Investment $50,000 $99,999 - - - - - - -
General Finance Deposit Rate $5,000 $100,000 - - - - 2.50 - 4.00
NZCU Auckland Investment Account $10,000 $240,000 - - 2.75 - 3.30 3.40 3.50
Kiwibank Term Deposits $50,000 $249,999 0.75 1.50 2.75 3.15 3.30 3.60 3.25
Public Trust Term Deposit $50,000 $249,999 - - 1.00 - 1.00 1.00 1.00
Westpac Term Investment $10,000 $249,999 1.00 1.50 2.75 3.00 3.10 3.35 3.15
Westpac Monthly Interest Investment $100,000 $249,999 - - - - - - -
Flexi Cards Term Deposit $25,000 $250,000 - - 3.45 - 4.00 4.10 4.15
Nelson Building Society Term Deposit $5,000 $250,000 2.00 - 2.75 - 3.50 3.60 3.50
SBS Bank Term Investment Specials $5,000 $250,000 - - - - 3.30 3.50 3.50
TSB Bank Term Deposit $10,000 $250,000 1.25 1.50 2.75 3.00 3.30 3.45 3.30
NZCU South Term investment $5,000 $500,000 2.00 - 3.00 - 3.40▼ 3.70 3.80▼
NZCU Baywide Term investment $1,000 $1,000,000 1.50 1.50 3.10 3.50 3.70 3.80 4.00
BNZ Term Investment $5,000 $5,000,000 0.50 1.50 2.75 3.15 3.10 3.60 3.15
Provider
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Product
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Minimum Deposit
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Maximum Deposit
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30 days
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60 days
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90 days
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5 months
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6 months
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9 months
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12 months
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Heartland Bank Heartland Term Deposit $20,000 $5,000,000 2.25 2.25 3.10 3.55 3.30 3.70 3.40
BankDirect Term Investment $50,000 $10,000,000 1.00 1.00 2.75 3.00 3.35 3.35 3.25

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