Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Term Deposit |
$1,000 |
- |
3.98 |
4.10 |
4.65 |
4.65 |
5.85 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
3.95 |
4.15 |
4.15 |
3.95 |
3.95 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
3.75 |
4.25 |
4.50 |
4.75 |
5.00 |
|
Term Deposit |
$100,000 |
- |
3.15 |
3.20 |
3.20 |
3.20 |
3.20 |
|
Term Deposit |
$20,000 |
$99,999 |
3.10 |
3.15 |
3.15 |
3.15 |
3.15 |
|
Term Deposit |
$5,000 |
$19,999 |
3.05 |
3.10 |
3.10 |
3.10 |
3.10 |
|
First Credit Union
|
Term Investment |
$500 |
- |
1.25 |
1.30 |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
1.15▼ |
1.20▼ |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
1.10▼ |
1.20 |
- |
- |
- |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
1.10 |
1.15 |
- |
- |
- |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
1.05 |
1.15 |
1.25 |
1.35 |
- |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
1.05 |
1.05 |
1.05 |
- |
- |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Rabobank Term Deposits |
$1,000 |
- |
1.00 |
1.00 |
1.05 |
1.05 |
1.15 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.95▼ |
1.00▼ |
1.05 |
1.00▼ |
1.00▼ |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.85▼ |
0.85▼ |
0.90 |
0.90 |
0.90 |
|
Term Investment |
$5,000 |
$9,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
Term Investment |
$10,000 |
$49,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
Term Deposit |
$10,000 |
$250,000 |
0.80 |
0.80 |
0.90 |
0.90 |
0.90 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
0.80 |
0.85 |
- |
- |
- |
|
Term Investment |
$5,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
Term Deposit |
$5,000 |
$9,999 |
0.70 |
0.70 |
0.80 |
0.80 |
0.80 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
0.45 |
0.45 |
- |
- |
- |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
1.10 |
- |
- |
- |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.20 |
0.20 |
0.20 |
0.20 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
- |
0.60 |
0.60 |
0.60 |
0.60 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
0.50 |
0.50 |
0.50 |
0.50 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
- |
1.10 |
1.10 |
1.10 |
1.10 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
- |
0.95 |
0.95 |
- |
- |
|