Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
3.75 |
4.25 |
4.50 |
4.75 |
5.00 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
3.95 |
4.15 |
4.15 |
3.95 |
3.95 |
|
Term Deposit |
$1,000 |
- |
3.98 |
4.10 |
4.65 |
4.65 |
5.85 |
|
Term Deposit |
$100,000 |
- |
3.15 |
3.20 |
3.20 |
3.20 |
3.20 |
|
Term Deposit |
$20,000 |
$99,999 |
3.10 |
3.15 |
3.15 |
3.15 |
3.15 |
|
Term Deposit |
$5,000 |
$19,999 |
3.05 |
3.10 |
3.10 |
3.10 |
3.10 |
|
First Credit Union
|
Term Investment |
$500 |
- |
1.25 |
1.30 |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
1.10▼ |
1.20 |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
1.15▼ |
1.20▼ |
- |
- |
- |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
1.05 |
1.15 |
1.25 |
1.35 |
- |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
1.10 |
1.15 |
- |
- |
- |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
1.10 |
- |
- |
- |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
- |
1.10 |
1.10 |
1.10 |
1.10 |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
1.05 |
1.05 |
1.05 |
- |
- |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.95▼ |
1.00▼ |
1.05 |
1.00▼ |
1.00▼ |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Rabobank Term Deposits |
$1,000 |
- |
1.00 |
1.00 |
1.05 |
1.05 |
1.15 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
- |
0.95 |
0.95 |
- |
- |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.85▼ |
0.85▼ |
0.90 |
0.90 |
0.90 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
0.80 |
0.85 |
- |
- |
- |
|
Term Investment |
$5,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
Term Investment |
$5,000 |
$9,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
Term Investment |
$10,000 |
$49,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Term Deposit |
$10,000 |
$250,000 |
0.80 |
0.80 |
0.90 |
0.90 |
0.90 |
|
Term Deposit |
$5,000 |
$9,999 |
0.70 |
0.70 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
- |
0.60 |
0.60 |
0.60 |
0.60 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
0.50 |
0.50 |
0.50 |
0.50 |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
0.45 |
0.45 |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.20 |
0.20 |
0.20 |
0.20 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|