Term Deposits Interest Rates
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating.
Rates changes from the past seven days will be highlighted in green or red.
View Cash PIE and Term PIE rates here
NEW: Click on a provider's name or logo to see all their rates.
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Term Deposit |
$1,000 |
- |
3.98 |
4.10 |
4.65 |
4.65 |
5.85 |
|
Asset Finance
|
Term Deposit |
$2,500 |
- |
3.75 |
4.25 |
4.50 |
4.75 |
5.00 |
|
General Finance
|
Deposit Rate |
$5,000 |
$100,000 |
3.95 |
4.15 |
4.15 |
3.95 |
3.95 |
|
Term Deposit |
$100,000 |
- |
3.15 |
3.20 |
3.20 |
3.20 |
3.20 |
|
Term Deposit |
$20,000 |
$99,999 |
3.10 |
3.15 |
3.15 |
3.15 |
3.15 |
|
Term Deposit |
$5,000 |
$19,999 |
3.05 |
3.10 |
3.10 |
3.10 |
3.10 |
|
Co-operative Bank
|
Term Deposit |
$2,000 |
- |
1.05 |
1.15 |
1.25 |
1.35 |
- |
|
NZCU Baywide
|
Term investment |
$1,000 |
$1,000,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
NZCU South
|
Term investment |
$1,000 |
$500,000 |
1.05 |
1.10 |
1.15 |
1.15 |
1.15 |
|
Kookmin - NZ
|
Term Deposit |
$100,000 |
- |
- |
1.10 |
1.10 |
1.10 |
1.10 |
|
Heartland Bank
|
Heartland Term Deposit |
$1,000 |
- |
0.95▼ |
1.00▼ |
1.05 |
1.00▼ |
1.00▼ |
|
Rabobank Term Deposits |
$1,000 |
- |
1.00 |
1.00 |
1.05 |
1.05 |
1.15 |
|
SBS Bank
|
Term Investment Specials |
$1,000 |
$250,000 |
1.05 |
1.05 |
1.05 |
- |
- |
|
Kookmin - NZ
|
Term Deposit |
$50,000 |
$99,999 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$5,000 |
$9,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$10,000 |
$49,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$50,000 |
$249,999 |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Public Trust
|
Term Deposit |
$250,000 |
- |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
Nelson Building Society
|
Term Deposit |
$5,000 |
$250,000 |
- |
0.95 |
0.95 |
- |
- |
|
ANZ
|
Term Deposits |
$10,000 |
- |
0.85▼ |
0.85▼ |
0.90 |
0.90 |
0.90 |
|
|
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
Term Investment |
$5,000 |
$9,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
Term Investment |
$10,000 |
$49,999 |
0.80 |
0.80 |
0.90 |
1.00 |
1.00 |
|
Kiwibank
|
Term Deposits |
$10,000 |
- |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
Kookmin - NZ
|
Term Deposit |
$10,000 |
$49,999 |
- |
0.90 |
0.90 |
0.90 |
0.90 |
|
Term Deposit |
$10,000 |
$250,000 |
0.80 |
0.80 |
0.90 |
0.90 |
0.90 |
|
BNZ
|
Term Investment |
$2,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
Term Investment |
$5,000 |
$5,000,000 |
0.80 |
0.85 |
0.85 |
0.90 |
0.90 |
|
HSBC Premier
|
Term Deposit |
$100,000 |
- |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kiwibank
|
Term Deposits |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Kookmin - NZ
|
Term Deposit |
$5,000 |
$9,999 |
- |
0.80 |
0.80 |
0.80 |
0.80 |
|
Term Deposit |
$5,000 |
$9,999 |
0.70 |
0.70 |
0.80 |
0.80 |
0.80 |
|
HSBC Premier
|
Term Deposit |
$10,000 |
$99,999 |
- |
0.60 |
0.60 |
0.60 |
0.60 |
|
Kiwibank
|
Term Deposits |
$1,000 |
$4,999 |
- |
0.50 |
0.50 |
0.50 |
0.50 |
|
HSBC Premier
|
Term Deposits |
- |
$9,999 |
- |
0.20 |
0.20 |
0.20 |
0.20 |
|
China Construction Bank
|
Term Deposit |
$100,000 |
$5,000,000 |
- |
- |
- |
- |
- |
|
Co-operative Bank
|
Special Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|
First Credit Union
|
Term Investment |
$500 |
- |
1.25 |
1.30 |
- |
- |
- |
|
Heretaunga Building Society
|
Term Investment |
$1 |
- |
- |
1.10 |
- |
- |
- |
|
Napier Building Society
|
Term Deposit |
$5,000 |
- |
- |
- |
- |
- |
- |
|
NZCU Auckland
|
Investment Account |
$500 |
$9,999 |
1.10▼ |
1.20 |
- |
- |
- |
Provider
 |
Product
 | Minimum Deposit
 |
Maximum Deposit
 |
18 months
 |
2 years
 |
3 years
 |
4 years
 |
5 years
 |
|
NZCU Auckland
|
Investment Account |
$10,000 |
$500,000 |
1.15▼ |
1.20▼ |
- |
- |
- |
|
Wairarapa Bldg Socy
|
Term Investment |
$500 |
$1,999 |
0.45 |
0.45 |
- |
- |
- |
|
Wairarapa Bldg Socy
|
Term Investment |
$2,000 |
$4,999 |
0.80 |
0.85 |
- |
- |
- |
|
Wairarapa Bldg Socy
|
Term Investment |
$5,000 |
- |
1.10 |
1.15 |
- |
- |
- |
|