Thursday, 12 August 2010 With the recent movement in five-year term deposit rates in the past week by BNZ and ASB, the above graph looks at the margins between the major retail banks five-year fixed home loan rates and the five-year term deposit rates since the beginning of the year. The term deposits are based on a $10,000 deposit. Commenting is closed Printable version Email to a friend

Newsletter Signup Weekly Updates including news and commentary Today's Best Bank Rates Call 90 day 1 year 2 year Heartland Bank 0.75 Heartland Bank 0.75 Rabobank 0.75 Based on a $50,000 deposit    More Rates » Kookmin - NZ 0.70 Based on a $50,000 deposit    More Rates » Kookmin - NZ 1.60 Based on a $50,000 deposit    More Rates » Co-operative Bank 3.00 Based on a $50,000 deposit    More Rates » Today's Top 5 Deposit Rates Call 90 day 1 year 2 year Institution Rate Product First Credit Union 2.00 Online Savings NZCU Auckland 1.75 Success Saver Heartland Bank 0.75 Heartland Direct Call Heartland Bank 0.75 Heartland Business Call Rabobank 0.75 Rabobank PremiumSaver - max rate Based on a $50,000 deposit    More Rates » Institution Rate Product Liberty Financial Limited 2.50 Term Deposit First Credit Union 1.10 Term Investment Public Trust 1.00 Term Deposit Kookmin - NZ 0.70 Term Deposit NZCU Auckland 0.60 Investment Account Based on a $50,000 deposit    More Rates » Institution Rate Product Gold Band Finance 3.80 Secured First Ranking Debenture Stock Asset Finance 3.60 Secured First Ranking Debenture Asset Finance 3.55 Term Deposit General Finance 3.55 Deposit Rate Liberty Financial Limited 3.05 Term Deposit Based on a $50,000 deposit    More Rates » Institution Rate Product Asset Finance 5.50 Secured First Ranking Debenture Gold Band Finance 4.90 Secured First Ranking Debenture Stock Asset Finance 4.50 Term Deposit General Finance 4.15 Deposit Rate Finance Direct Ltd 4.10 Term Deposit Based on a $50,000 deposit    More Rates » Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Cash PIE Rates Institution Rate 30% 33% ANZ 0.10 0.10 0.11 ASB Bank 0.05 0.41 0.42 ASB Bank 0.05 0.59 0.56 ASB Bank 0.05 0.61 0.64 ASB Bank 0.08 0.66 0.69 ASB Bank 0.08 0.72 0.75 BNZ 0.10 0.10 0.10 Heartland Bank 1.00 2.59 2.70 Kiwibank 0.05 - - Kiwibank 0.25 - - Nelson Building Society - - - SBS Bank - - - TSB Bank 0.25 0.25 0.26 Westpac 0.35 0.36 0.38 Westpac 0.05 0.05 0.05 Westpac 0.35 0.36 0.38 More » Previous News 8 March 2011 RaboDirect still leading in rates comparison 11 February 2011 Non-bank deposit taking tussle 17 December 2010 Competition heats up in the one-year space 26 October 2010 One-year rates movements 12 August 2010 MORE NEWS » Latest Trends Coming Soon MORE »

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