Thursday, 12 August 2010 With the recent movement in five-year term deposit rates in the past week by BNZ and ASB, the above graph looks at the margins between the major retail banks five-year fixed home loan rates and the five-year term deposit rates since the beginning of the year. The term deposits are based on a $10,000 deposit. Commenting is closed Printable version Email to a friend

Newsletter Signup Weekly Updates including news and commentary Today's Best Bank Rates Call 90 day 1 year 2 year Rabobank 0.75 Based on a $50,000 deposit    More Rates » Co-operative Bank 0.40 Heartland Bank 0.40 SBS Bank 0.40 Based on a $50,000 deposit    More Rates » Co-operative Bank 1.00 Heartland Bank 1.00 Kiwibank 1.00 Kookmin - NZ 1.00 Rabobank 1.00 SBS Bank 1.00 Based on a $50,000 deposit    More Rates » Co-operative Bank 3.00 Based on a $50,000 deposit    More Rates » Today's Top 5 Deposit Rates Call 90 day 1 year 2 year Institution Rate Product First Credit Union 2.00 Online Savings NZCU Auckland 1.00 Success Saver Rabobank 0.75 Rabobank PremiumSaver - max rate NZCU Baywide 0.60 Success Saver Heartland Bank 0.50 Heartland Direct Call Based on a $50,000 deposit    More Rates » Institution Rate Product Liberty Financial Limited 2.50 Term Deposit Public Trust 1.00 Term Deposit First Credit Union 0.75 Term Investment NZCU Auckland 0.60 Investment Account NZCU Baywide 0.50 Term investment Based on a $50,000 deposit    More Rates » Institution Rate Product Gold Band Finance 3.80 Secured First Ranking Debenture Stock Asset Finance 3.60 Secured First Ranking Debenture General Finance 3.55 Deposit Rate Asset Finance 3.30 Term Deposit Liberty Financial Limited 3.05 Term Deposit Based on a $50,000 deposit    More Rates » Institution Rate Product Asset Finance 5.50 Secured First Ranking Debenture Gold Band Finance 4.90 Secured First Ranking Debenture Stock Asset Finance 4.25 Term Deposit General Finance 4.15 Deposit Rate Finance Direct Ltd 4.10 Term Deposit Based on a $50,000 deposit    More Rates » Find a Rate Show me the rates for $ invested over Call1 month2 months3 months5 months6 months9 months12 months18 months24 months36 months48 months60 months Use the full calculator Cash PIE Rates Institution Rate 30% 33% ANZ 0.10 0.10 0.11 ASB Bank 0.05 0.41 0.42 ASB Bank 0.05 0.59 0.56 ASB Bank 0.05 0.61 0.64 ASB Bank 0.08 0.66 0.69 ASB Bank 0.08 0.72 0.75 BNZ 0.10 0.10 0.10 Heartland Bank 0.40 0.40 0.40 Kiwibank 0.05 - - Kiwibank 0.25 - - Nelson Building Society - - - SBS Bank - - - TSB Bank 0.25 0.25 0.26 Westpac 0.35 0.36 0.38 Westpac 0.05 0.05 0.05 Westpac 0.35 0.36 0.38 More » Previous News 8 March 2011 RaboDirect still leading in rates comparison 11 February 2011 Non-bank deposit taking tussle 17 December 2010 Competition heats up in the one-year space 26 October 2010 One-year rates movements 12 August 2010 MORE NEWS » Latest Trends Coming Soon MORE »

Disclaimer - Every possible effort has been made to keep the information in the tables and on this site as accurate as possible, however, neither the publisher, Tarawera Publishing, nor anyone engaged to compile the rates and this site accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details with providers. The full terms and conditions of this site can be found here.

© Copyright 1997-2021. Tarawera Publishing Ltd. All Rights Reserved.