Term Deposits Interest Rates With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here All Term Deposits Call Accounts Online Call Accounts Savings Debentures Bonds By Provider Up to 12 months    More than 12 months Provider RDGS Product Minimum Deposit Maximum Deposit 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating ANZ ✓ Term Deposits $5,000 $9,999 3.00 3.00 3.50 3.25 3.50 3.50 5.20 AA ANZ ✓ Term Deposits $10,000 $49,999 3.00 3.00 3.50 4.00 5.10 5.10 5.20 AA ANZ ✓ Term Deposits $50,000 $999,999 3.00 3.00 3.50 4.00 5.10 5.10 5.20 AA ✓ Term Investment $5,000 $9,999 2.00 2.25 3.00 3.00 3.00 3.00 3.00 AA ✓ Term Investment $10,000 $49,999 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA ✓ Term Investment $50,000 - 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BankDirect ✓ Term Investment $10,000 $49,999 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BankDirect ✓ Term Investment $50,000 $250,000 3.00 3.00 3.75 3.50 4.90 5.00 5.30 AA BNZ ✓ Term Investment $2,000 $4,999 2.00 2.00 2.00 2.00 2.00 2.00 2.00 AA BNZ ✓ Term Investment $5,000 $9,999 2.50 2.50 2.50 2.50 2.50 2.50 3.00 AA BNZ ✓ Term Investment $10,000 $49,999 3.00 2.65 3.40 5.10 4.00 5.20 4.40 AA BNZ ✓ Term Saver $10,000 $49,999 3.00 - - - - - - AA BNZ ✓ Term Investment $50,000 $99,999 3.00 2.70 3.45 5.10 4.05 5.20 4.45 AA BNZ ✓ Term Saver $50,000 $99,999 3.00 - - - - - - AA BNZ ✓ Term Investment $100,000 $250,000 3.00 2.75 3.50 5.10 4.10 5.20 4.50 AA BNZ ✓ Term Saver $100,000 $250,000 3.00 - - - - - - AA CBS Canterbury ✓ Term Deposits $1,000 $4,999 3.00 3.00 3.75 3.75 3.75 4.00 4.00 BB+ /B CBS Canterbury ✓ Term Deposits $5,000 $250,000 3.25 3.25 4.75 4.75 5.15 5.25 5.40 BB+ /B Credit Union Auckland ✓ Investment Account $500 $9,999 - - 3.50 - 3.50 3.75 5.00 NR Credit Union Auckland ✓ Investment Account $10,000 $240,000 - - 3.75 - 4.80 5.25 5.50 NR Provider RDGS Product Minimum Deposit Maximum Deposit 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Credit Union Baywide ✓ Term investment $1,000 $250,000 3.75 3.75 3.75 5.00 5.30 5.30 5.50 BB Credit Union North ✓ Investment $500 $250,000 - - 4.00 - 5.10▲ 5.25 5.50 BB Credit Union South ✓ Term investment $500 $4,999 2.00 2.00 3.00 - 4.25 - 4.50 BB Credit Union South ✓ Term investment $5,000 $250,000 4.00 4.00 4.00 - 5.25 - 5.50 BB First Credit Union ✓ Term Investment $500 $9,999 - - 4.25 - 5.00 5.25 5.40 BB First Credit Union ✓ Term Investment $10,000 $49,999 - - 4.25 - 5.00 5.25 5.40 BB First Credit Union ✓ Term Investment $50,000 - - - 4.25 - 5.00 5.25 5.40 BB HBS Building Society ✓ Term Investment $5,000 - - - 4.00 4.00 5.20 5.20 5.40 BB Heretaunga Perm Bldg Socy ✓ Term Investment $1 - - - 4.25 - 5.00 - 5.20 NR HSBC Premier ✓ Term Deposits $5,000 $9,999 1.55 1.55 1.80 1.80 1.80 1.75 1.80 AA HSBC Premier ✓ Term Deposits $10,000 $49,999 2.75 2.75 3.40 3.90 3.90 4.15 4.50 AA HSBC Premier ✓ Term Deposits $50,000 $99,999 2.75 2.75 3.40 3.90 3.90 4.15 4.50 AA HSBC Premier ✓ Term Deposits $100,000 $249,999 2.70 2.70 3.40 3.50 3.75 4.00 4.25 AA HSBC Premier ✓ Term Deposits $250,000 - 2.70 2.70 3.40 3.50 3.75 4.00 4.25 AA Kiwibank ✓ Term Deposits $1,000 $4,999 - - 2.00 2.00 2.00 - 2.00 AA- Kiwibank ✓ Term Deposits $5,000 $9,999 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kiwibank ✓ Term Deposits $10,000 $49,999 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kiwibank ✓ Term Deposits $50,000 $249,999 2.75 2.75 3.75 5.15 4.50 - 5.20 AA- Kookmin - NZ ✓ Term Deposit $10,000 $49,999 2.80 2.80 3.50 4.40 4.50 4.60 4.80 A Kookmin - NZ ✓ Term Deposit $50,000 $99,999 3.00 3.00 4.00 4.50 4.90 4.90 5.00 A Provider RDGS Product Minimum Deposit Maximum Deposit 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating Kookmin - NZ ✓ Term Deposit $100,000 - 3.10 3.10 4.00 4.50 4.50 4.80 5.10 A Napier Building Society ✓ Term Deposit $5,000 - - - 3.50 - 4.75 - 5.00 NR National Bank ✓ Term Investment $5,000 $9,999 3.00 3.00 3.50 3.25 3.50 3.50 5.20 AA National Bank ✓ Term Investment $10,000 $49,999 3.00 3.00 3.50 3.50 4.50 5.10 5.20 AA National Bank ✓ Term Investment $50,000 $250,000 3.00 3.00 3.50 3.50 4.50 5.10 5.20 AA National Bank ✓ Term Investment $250,000 - - - - - - - - AA Nelson Building Society ✓ Term Deposit $5,000 - 3.00 - 4.10 - 5.00 5.15 5.45 PSIS ✓ Term Deposit $2,000 $9,999 3.00 - 3.75 - 3.75 3.75 4.50 BB+ PSIS ✓ Term Deposit $10,000 $49,999 3.00 - 3.75 - 4.60 5.35 5.25 BB+ PSIS ✓ Term Deposit $50,000 - 3.00 - 3.75 - 4.60 5.35 5.25 BB+ Public Trust Term Deposit $5,000 $9,999 - - 2.90 - 2.90 2.90 3.80 NR Public Trust Term Deposit $10,000 $49,999 - - 3.30 - 3.55 3.30 4.00 NR Public Trust Term Deposit $50,000 $249,999 - - 3.30 - 3.55 3.30 4.00 NR Public Trust Term Deposit $250,000 - - - 3.30 - 3.55 3.30 4.00 NR ✓ RaboPlus $1,000 - 3.25 - 3.60 - 5.20 5.35 5.60 AAA SBS Bank ✓ Term Investment $1,000 - - - 3.50 - 3.50 - 3.50 SBS Bank ✓ Term Investment Specials $5,000 $250,000 - - 4.00 5.00 5.00 - 5.25 Southern Cross Bldg Socy ✓ Guaranteed $1,000 $250,000 3.15 3.90 4.40 4.40 4.90 4.90 5.20 BB Southern Cross Bldg Socy Non-Guaranteed $1,000 $250,000 3.45 4.20 4.70 4.70 5.30 5.30 5.60 BB TSB Bank ✓ Term Deposit $1 $4,999 2.50 2.50 3.00 - 3.00 3.00 3.00 BBB+ Provider RDGS Product Minimum Deposit Maximum Deposit 30 days 60 days 90 days 5 months 6 months 9 months 12 months Rating TSB Bank ✓ Term Deposit $5,000 $9,999 3.00 3.00 3.50 3.50 3.75 3.75 4.50 BBB+ TSB Bank ✓ Term Deposit $10,000 $250,000 3.00 3.00 3.75 4.50 5.00 5.10 5.25 BBB+ Wairarapa Bldg Socy ✓ Term Investment $500 $1,999 - - 2.00 - 2.00 2.00 2.00 Wairarapa Bldg Socy ✓ Term Investment $2,000 $4,999 - - 3.00 - 3.00 3.00 3.00 Wairarapa Bldg Socy ✓ Term Investment $5,000 - - - 5.25 - 5.25 5.10 5.20 ✓ Term Investment $5,000 $9,999 2.00 3.00 3.25 3.25 3.50 3.50 4.50 AA ✓ Monthly Interest Investment $5,000 $9,999 - - - - 3.50 3.50 4.50 AA ✓ Term Investment $10,000 $49,999 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA ✓ Monthly Interest Investment $10,000 $49,999 - - - - 5.00 5.10 5.20 AA ✓ Term Investment $50,000 $99,999 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA ✓ Monthly Interest Investment $50,000 $99,999 - - - - 5.00 5.10 5.20 AA ✓ Monthly Interest Investment $100,000 $249,999 - - - - 5.00 5.10 5.20 AA ✓ Term Investment $100,000 $249,999 3.00 3.00 4.20 4.75 5.10 5.10 5.20 AA RDGS = Approved institutions that are participating in the Crown Retail Deposit Guarantee Scheme.

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